Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Rebuilding Your Credit After a Bankruptcy or Consumer Proposal

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Whether you’ve just completed a consumer proposal or have been

recently discharged from bankruptcy, the time to start rebuilding your credit

is right now.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Follow These Steps to

Rebuilding Your Credit

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Start Immediately

Don’t wait for your agreement to be complete.

Start by building a history of on-time payments to your secured creditors including your home and auto loans.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Build a Budget

Know what you earn and what you owe each month.

With a clean slate you’ll have less to manage so start with a fresh budget that you can keep.

Budget for savings!

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Build a Nest Egg

Experts recommend a minimum of three to six months worth of expenses in a savings account.

Having a healthy savings to fall back on can save you from further financial difficulty.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Apply for Secured Credit

Once you’ve completed your agreement, apply for a secured card. The amount you deposit is your credit line.

Build a history of on-time payments.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

Financial Difficulty doesn’t have to be the end of the world.

In fact, bankruptcy and consumer proposals have given many Canadians the fresh start they needed.

Rebuilding your credit isn’t as difficult as you might think. Just follow these steps and you’ll be on your

way to better financial health.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

If you’re struggling with debt, contact a licensed trustee or proposal administrator at

Bromwich and Smith.

We have locations all over Alberta and we’re ready to help.

Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca

If you’re struggling with debt, contact a licensed trustee or proposal administrator at

Bromwich and Smith.

We have locations all over Alberta and we’re ready to help.