Neath Port Talbot Credit Union

“Achieving the Balance”Steve Mallinson

General Manager

Balance (ˈbal(ə)ns/):“An even distribution of weight allowing

someone or something to remain upright and steady”

Man maintains his balance, poise and sense of security only as he is moving forwardMaxwell Maltz

VisionMission& Values

To become the UK’s biggest provider of Financial Services

Value Statement

To provide safe, ethical savings and loans on affordable terms to our communities,

and attain self-supporting status.

2011 2012 2013 2014 2015 2016

Expenditure 260000 378000 390000 400000 410000 420000

Income 85000 107000 180000 270000 415000 460000

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125000

175000

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325000

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)Self-Sustainability Status

There is no decision that we make that does not come

with some sort of Balance or Sacrifice

Simon Sinek

Neath Port Talbot Credit Union

1. Is it Ethical ?

2. Is it Legal ?

3. Is it Profitable ?

Some Others

1. It must be profitable!

2. Is it legal? Hmmmmm!

3. Is it …..? What was the next bit?

To win without risk is to triumph without gloryPierre Cornielle

Education costs money …… so does ignorance!

Claus Moser

Budgeting Advice

African Proverb

Our People

Chinese Proverb

If you want a year of prosperity … then grow grain.

If you want ten years of prosperity … then grow trees.

If you want a hundred years of prosperity … then grow people.

If you chase two rabbits both will escape!

Pay no attention to critics.No-one ever erected a statue to a critic.

Walter Ehrhart

Thank you for your attention