Neath Port Talbot Credit Union
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Transcript of Neath Port Talbot Credit Union
Neath Port Talbot Credit Union
“Achieving the Balance”Steve Mallinson
General Manager
Balance (ˈbal(ə)ns/):“An even distribution of weight allowing
someone or something to remain upright and steady”
Man maintains his balance, poise and sense of security only as he is moving forwardMaxwell Maltz
VisionMission& Values
To become the UK’s biggest provider of Financial Services
Value Statement
To provide safe, ethical savings and loans on affordable terms to our communities,
and attain self-supporting status.
2011 2012 2013 2014 2015 2016
Expenditure 260000 378000 390000 400000 410000 420000
Income 85000 107000 180000 270000 415000 460000
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)Self-Sustainability Status
There is no decision that we make that does not come
with some sort of Balance or Sacrifice
Simon Sinek
Neath Port Talbot Credit Union
1. Is it Ethical ?
2. Is it Legal ?
3. Is it Profitable ?
Some Others
1. It must be profitable!
2. Is it legal? Hmmmmm!
3. Is it …..? What was the next bit?
To win without risk is to triumph without gloryPierre Cornielle
Education costs money …… so does ignorance!
Claus Moser
Budgeting Advice
African Proverb
Our People
Chinese Proverb
If you want a year of prosperity … then grow grain.
If you want ten years of prosperity … then grow trees.
If you want a hundred years of prosperity … then grow people.
If you chase two rabbits both will escape!
Pay no attention to critics.No-one ever erected a statue to a critic.
Walter Ehrhart
Thank you for your attention