SEVEN SMART  &SIMPLE MONEY

GOALS

FINANCIAL HOUSE IN ORDER

b y A w a r d - W i n n i n gF i n a n c i a l C o a c h & W r i t e r

P a t t i F a g a nP a t t i F a g a n C o a c h i n g . c o m

t o g e t y o u r

"To be truly powerful in your liferequires making money moves that

work for you. By taking care of yourself

financially, you will truly be able totake care of those you love ."

~Suzy Orman

85% of Americans

...suffer from some form offinancial anxiety. The top 3

causes were cited as:1-Never being able to retire;

2-Living paycheck to paycheck;3-Living in debt forever.

Here's why I care...

78% OF AMERICANS LIVEPAYCHECK TO PAYCHECK

7 Out of 10 couples do not budget consistently

66% of Americans would struggle to pay for an

$1000 Emergency

But Here's the Good News!

With a little focus andplanning, financial peace is

definitely  within your reach.However, it will take some

work and sacrifice. Let these 7 smart and simple

goals guide you along the way.

MONEY GOAL #1

Do what ever it takes to createa beginner emergency fund of

$1000. Do this as quickly asyou can. Even if you have to

take on side jobs or sell stuff inorder to do it.

MONEY GOAL #2

Pay off all debt (outside ofmortgage) using the debt

snowball process. Getserious and get aggressive

about getting debt-free!

MONEY GOAL #3

Fully fund your emergencysavings with 3 to 12

months of living expenses.

MONEY GOAL #4

Save enough in your 401Kto get the match.  And/orfund a tax-free Roth IRA.

Work toward saving 10% -25% of your income.

MONEY GOAL #5

Save for your children's college.Consider scholarships andgrants. Create a plan to getyour child through collegewithout incurring a lot of

student loan debt.

MONEY GOAL #6

Now that your credit carddebt is paid off and you're

contributing to yourretirement, pay off your

home early.

MONEY GOAL #7

Seven out of 10 retirees will needlong term care at some point.

Have a plan to pay for long termcare expenses (which are not

covered by Medicare).

Your Retirement Roadmap

Of course, you'll need a strategy and actionplan for achieving each of these goals. As well

as accountability. Possibly mentoring, too.But at least you now have a general idea ofwhat needs to happen in your finances in

order to retire well.

"Things do not get better by beingleft alone."

~Winston Churchill

“Money is one of the mostimportant subjects of your entire

life. Some of life’s greatestenjoyments and most of life’sgreatest disappointments stemfrom your decisions about money.

Whether you experience greatpeace of mind or constant anxiety

will depend on getting yourfinances under control.”

~Robert G. Allen

Feel the fear and do it anyway

When it comes to women and money,sometimes the only thing holding them backfrom taking a look at their finances (whetherit’s their debt or retirement savings) is fear.

Ladies, our financial security tomorrow isway too important to allow an emotion to

stop us from taking action today.I say FEEL THE FEAR

and do it anyway.

Financial Peace is within Reach

A financial coach can help you reach your goals.A financial coach does not sell investments and is,

therefore, non-biased. A financial coach can help you get clarity, sort

things out, set priorities, determine next steps andcreate a plan of action. Whether it be to get rid of

debt that’s weighing you down, get a handle on yourspending, find ways to increase savings, buy a

house, save for college or make a plan to retire inthe next 5 to 10 years….It’s totally doable!

Get accountability! Hire a Coach!

Email: patti@pattifagan.com

Got Questions? 

Want more tips and free resources?

Visit me online:

PattiFaganCoaching.com