For  the  ones  who  don’t  fit  in.    

They  stand  out,  and  we  celebrate  that.  

They  are  misfits,  for  the  right  reasons.  

The  world  has  changed.    

All  our  paths  are  not  going  to  be  similar.    

Lets  celebrate  uniqueness.  

Problem  

Solu%on  

Challenges  

Choices   Security  &  Compliance

1950s

Not  verified  by  customers Simplis9c  Model

Mul9ple  sources  of  truth

Geographically  constrained

Without  User  Consent

Rewards  Conformance

Behind  the  scenesBased  on  the  past

Jobs  have  changed  

Work-­‐life  balance  is  changing  

Lifestyles  are  changing  

Individuality  is  essen9al  

Social  fabric  is  changing  

Urban  popula9ons    

Mobility  is  sought  

Systems  haven’t  adapted

Problem  

Solu%on  

Challenges  

Choices   Security  &  Compliance

Celebrate  uniqueness

Consent  Driven  

Single  Source  of  Truth  

Simple,  Hard,  Verifiable  Truths    

 Fundamentals  of  Credit  

Celebrate  Uniqueness…  but  Verify  

Aire  API:    Minimal  yet  seamless  integra-on.

Data  with  full  user-­‐consent.  

VeritasTM

Qualita)ve  +  Quan)ta)ve  approach

AIRE  SCORE  (0  to  1000)

CREDIT  RISKPerson

Environment

Financial  product

Problem  

Solu+on  

Challenges  

Choices   Security  &  Compliance

A  web  applica7on  and  service  

the  usual  technology  with  the  usual  concerns  

Except:  

We  interact  with  our  client’s  customers  

We  hold  their  data  

Our  clients  are  banks  

We  are  regulated

FCA

Circle  of  Trust

Lenders

Common  Concern:  Customer  Data

AGILE LEAN SCRUM

Do  more  faster!

We  are  a  startup…

Do    More    Faster

Aire  Tight

Trac>on

Maturity

Technology

Problem  

Solu+on  

Challenges  

Choices   Security  &  Compliance

The  hardest  single  part  of  building  a  so3ware  system  is  deciding  precisely  what  to  build.  

Frederick  P.  Brooks  

Turing  Award  winner  Author  of  “The  Mythical  Man-­‐Month”  

“

PartnersClients

Proxies

What  to  focus  on….

Customer

Monitoring Logging Audit Authentication

Software Policy Third Party Services Configuration

Application Network Intrusion Detection / Prevention Co-tenancy (or not)

Penetration Testing Seperation of Duties Data Loss Prevention Usability

Denial of Service Key Management Access Review Infrastructure

Some  of  the  many  areas  of  poten8al  requirement

Client  1

Client  2

Proxy  1

Triangulate  Requirements

Product  Development

Business  Development

Account  Management

Balance  Forces

Engineering

Compliance

AWS  -­‐  Shared  Security  Model  

Infrastructure  as  So9ware  

Embed  Infrastructure  In  Product  Team      

Automated  Everything  -­‐  Especially  Tests  

Standards  

Understandability  

Simplicity  

CooperaCon  

We  are  hiring!