Post on 21-Feb-2021
BOCOM BRIEF INTRODUCTION
Founded in 1908
Background and Mission
First Cooperation with HSBC
Locomotive Bank
Reformed in 1987
HSBC Became the Second Largest
Shareholder with 19.9% stake in
2004
Abstract of BOCOM ANNUAL REPORT 2014
Share Register Character Stake(%) Amount of Holding Share
PRC Ministry of Finance Nation 26.53 19,702,693,828
HKSCC Overseas Legal Person 20.09 14,917,284,241
HSBC Overseas Legal Person 18.70 13,886,417,698
Nation Council for SSF Nation 4.42 3,283,069,006
Data Item 2014 2013 Escalation Rate
Capital Adequacy Ratio 14.04 12.08 1.96
Fare Recovery Ratio 30.29 29.35 0.94
Provision Ratio 2.24 2.24 --
Rate of Non-performing Loans 1.25 1.05 0.20
Annual Profit (Bil.) 84.93 79.91 6.28
Annual profit in East China 25.34 20.20 25.40
Personal Finance Service Income 105.27 85.74 22.77
Credit Rating 2014 2013
Standard& Poor’s Indices A-/A2 A-/--
Moody A2/P-1 A3/P-2
Fitch Ratings A/F1 A/F1
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Investing Description
Time Deposit
Large Denomination Certificates of Deposit
Structured Financing Products
Public Offering of Fund
Foreign Exchange Investment
Trust Products
Protection/Investment-Oriented Insurance
Physical Gold Investment
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Institutions & Guarantee
Qualifications of Customer Manager
• Professional Insurance Agent Qualification Certification
• Certification Of Security Qualification
• Associated Financial Planner
Client Risk Bearing Capacity Test
• Investment Experience & Stop Loss Point & Expected Return
Recorder System
Exclusive Customer Manager
Persistent Property Management Suggestions
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Structured Financing Products
Risk Grade :1R----3R
Issuer: Bank of Communications
Currency : CNN, USD, EUR, GBP, AUD, HKD
Investment Object:
Government loan, financial bond, Debenture Bonds
of high Credit, Inter-bank Borrowing, etc.
Annualized Return Rate: 2.0%--6%
Investment Horizon: Within One Year
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Public Offering of Fund
Taking HSBC Global Asset Management (UK) Limited for Example:
When a certain public offering of fund published by HSBC
Global Asset Management (UK) LIMITED is approved by
BOCOM, and cooperative partnership established between the two
institutions, BOCOM customer managers will select a proper time
and suitable clients , to suggest them when to buy and sell it out.
In 2014, poundage & commission income of BOCOM reaches
29,604 million RMB. An important part comes from fund
consignment.
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Foreign Exchange Investment
The Service of Exchange Settlement and Sales.
Accomplish the function of exchanging between two
kinds of foreign currencies.
Money grams Payment achieves Global Transfer
within 10 minutes.
Traveler's Check makes abroad travel safer and more
convenient.
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Protection/Investment-Oriented Insurance
Protection-Oriented Life Insurance includes
different kinds: Traffic Accident Policies, Health
Policies, Specific Disease Policies , etc.
Investment-Oriented Insurance focus on benefit
other than protection ,its profit can approach to
3.75% per year at least.
BOCOM’s main cooperative partners are BOCOM
CMG life Insurance, Tai Kang Life Insurance Co.
Ltd and An Bang Insurance Group.
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Gold Investment
As a financial member in Shanghai Gold
Exchange , BOCOM acts on behalf of client
to open personal physical gold transaction
accounts , Gold transaction , Automatically
Investment Plan, Account Settlement , etc.
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Physical Gold Investment
Characters of“OTO”Gold Bar :
1. High Quality.AU99.99,Casted by
Shanghai Gold Exchange members.
2. Various Specifications including
10g, 20g, 30g, 50g, 100g, 200g, 500g.
3. Complete Certificates and invoices.
4. Buy-back Policies. BOCOM can buy
the physical Gold back anytime they
need.
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OTO Service Introduction
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Six Aspects of Exclusive Service:
Exclusive Customer Manager
Distinguished Service Area
Noble Exclusive Financial
Products
Prerogative Poundage Discount
VIP Value-added Service
OTO Exclusive Account
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Thank You