PERSONAL FINANCES 101. AGENDA Creating and Managing a Budget Power of Compounding Pros and Cons of Credit Cards Smart Borrowing: Student Loan Programs.
The Evolving Role of Plastic: Consumer Credit, The Credit CARD Act of 2009 and the Emergence of Prepaid Debit J. Michael Collins Aug 2009.
Credit Abuse Resistance Education (CARE) Program.
MONEY 2004 Made available to the CARE Program courtesy of Carol Kenner, retired Bankruptcy Judge from D. of Mass.
Credit Cards Avoiding the Credit Trap. Credit Cards Credit cards are a good way to build credit, if used wisely Receive monthly statements. Can be mailed.
ITS OK TO HAVE A CREDIT CARD….BUT! Michael Servé Assistant Vice President for Finance & Budget LBJ-2243 [email protected] October 26, 2012.
Document number Bart Narter Orlando, Florida CONFIDENTIAL | Great Expectations Can SOA Deliver? November 17, 2008 A member of the Oliver.
The ABCs of Credit Credit Scores Establishing Credit Maintaining Good Credit Credit Cards Managing Credit Challenges.
Presented by: Neal Smith Extension Area Specialist – 4-H.
1 FICO Scoring Cracking the Secret Code. 2 Objectives State the reasons for the development of FICO scores. Describe how credit reports are created. List.
UCLA Bruin Challenge Surviving the Financial Jungle at UCLA Strategies for Achieving Your Financial Goals and Managing Your Debt August 10, 2006.
Credit Wisdom. Managing Money & Credit: A Lifelong Skill.