GIS & InsurancePractical Applications of
PLRB Map within the
Insurance Claims Process
Peter Balingit
Meteorologist, GISP
Director – PLRB Catastrophe Services
3
What is GIS?
• Data is linked to a map
layer
• Layers linked together by
geography
• Visual presentation of
database information
Source: National Coastal Data Development Center (NCDDC),
National Oceanic and Atmospheric Administration (NOAA),
USA
GIS that you already know
Google Earth
Microsoft MapPoint
Google Maps
Yahoo Maps
Road Atlases
National Park Maps
Tornado Damage Path
63 Policies
If you don't know where your policies are located, you cannot accurately assess your exposure!
ZIP Code 35405
327 Total Policies
Tornado Damage
GIS Data – PLRB
Since late 1998 Catastrophe Services has provided GIS data to Member companies.
ESRI’s ArcGIS and Mapinfo Professional are the two most popular off the shelf GIS applications. PLRB provides data in both formats.
Perils are geocoded using latitude/longitude and can be imported into GIS software.
This online mapping application provides member company researchers with a tool to search our historical database for severe event information by address.
Adjusters can enter an address or upload their policyholders and pinpoint the locations on a map, identifying the geospatial location in relationship to forecast and reported events.
Cat Managers can make strategic decisions days in advance, using forecast data.
GIS Data – PLRB Map
Examples of GIS data available:
• Tropical storm / hurricane wind field forecasts
• Severe weather forecast outlooks and active weather
watches / warnings
• Daily severe weather reports
• GeoMAC fire perimeters
• Earthquakes and shaking intensity
• Lightning probability
• NEXRAD hail size and wind speed estimates
• Special events (riots, fires, hazmat incidents)
• Post event imagery
GIS Data – PLRB Map
GIS in Action:
Tracking Storms in
Real-TimeSevere Weather Outbreak
June 3, 2013
Severe Weather Forecast - 6/3/14
Severe Weather Forecast with Policies - 6/3/14
Current Radar - 6/3/14
Current Radar with Policies - 6/3/14
Active Weather Watches / Warnings 6/3/14
Active Weather Watches / Warnings 6/3/14
Near Real-time Peril Reports - 6/3/14
Helpful Mobile Apps for
Real-Time Storm Tracking:
GIS in Action:
Claim Verificaiton
using PLRB Map
Lightning Probability Maps are developed by the NWS,
Meteorological Development Lab.
Forecasts the probability of one or more cloud to ground
lightning strikes during the two hour forecast period.
Claims departments can quickly see if a high probability of
lightning existed in the area of the claimant.
Historical Database – Lightning Probability
Historical Database – Lightning Probability
PLRB Map – Lightning Probability
NWS Damage Assessments
Wildfire Perimeters / Evacuation Information
River Stream Gauge Data
River Stream Gauge Data
River Stream Gauge Data
River Stream Gauge Data
Snowfall Forecast – 72 hours
Precipitation Forecast – Six hours
Weather Observations
Event Based Satellite Imagery
Event Based Satellite Imagery
Event Based Satellite Imagery
Event Based Satellite Imagery
Earthquake: Magnitude and Shakemap Intensity
Earthquake: Magnitude and Shakemap Intensity
Wind Peril and Estimate Data
Wind Peril and Estimate Data
Buoy Data
Integrating PLRB
Catastrophe Data
into your Workflows
Infrastructure
PLRB Map – uses Esri ArcServer platform
• Supports OGC web mapping specifications
Secured communication over “Https”
• ID and Password needed to access services
Communicate directly with the GIS server to consume
data for use outside the PLRB Map
Requires you to build a separate application
Application Options
Esri supports a number of web development languages
to code your own maps
• JavaScript, Flex, Silverlight, etc
• “Viewer” Applications for Flex and Silverlight are available to
speed up the development process
ArcExplorer – Free desktop or web application
KML/Google Maps
Other “Open Source” GIS options available
Map display or tabular data output?
Hail Storm, Jackson, MS – 3/18/13
GIS in Action:
Analyzing Post Disaster Imagery
Hurricane Sandy, NJ – 10/30/12
GIS in Action:
Analyzing Post
Disaster Imagery
Querying the Data
PLRB Datasets:
• Perils
• Hail Probability
• Lightning Probability
• Wind Gust Estimates
• Observations
• Earthquake Shaking Intensity (Shakemap)
Send date of loss and peril and import matching records
Benefits of Integrating
Enable analyses while keeping your sensitive claims and
policy data behind your firewall
Streamline workflow by automating searches
Users only need to use one system
Run your own proprietary analyses using desktop
mapping applications
PLRB Map Mobile:
GPS address or search by address
PLRB Map Mobile:
Peril History results
PLRB Map Mobile:
Peril details
PLRB Map Mobile:
Pre-event satellite View
PLRB Map Mobile:
Send e-mail link
PLRB Map Mobile:
Open emailed link on desktop, in PLRB Map
@plrb_cats
Peter Balingit
Meteorologist, GISP
Director – PLRB Catastrophe Services
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