7/29/2019 Sumit Analysis
1/22
7/29/2019 Sumit Analysis
2/22
1. Do you make investment?
Table No. 5.1
Options No. of Investors No. of Percentage
Yes 120 100%
No 0 0%
Total 120 100%
Figure No. 5.1
Interpretation
The above figure shows that 100% investors are making investments. They prefer
investment due to safety and good returns.
Yes100%
No0%
make investment
Yes
No
7/29/2019 Sumit Analysis
3/22
2. What is your Income Level?
Table No. 5.2
Income Level No. of Investors No. of Percentage
1 lac to 3 lac 82 68.34%
3 lac to 5 lac 12 10.00%
5 lac to 10 lac 18 15.00%
More than 10 lac 8 6.66%
Total 120 100%
Figure No. 5.2
Interpretation
Out the total academician around 68.34% were belong to the income group of 1 3lacs,
while 15.00% in the 5-10 lacs group, 10% belong to 3to5lac and rest 6.66% investors
were belong to more than 10 lacs income group.
1 lac to 3 lac68.34%
3 to 5 lac
10.00%
5 lac to 10 lac15.00%
Morethan 10
lac6.66%
Income Level of Investors
1 lac to 3 lac
3 to 5 lac
5 lac to 10 lac
More than 10 lac
7/29/2019 Sumit Analysis
4/22
3. How much of your money you invest in any Financial Instrument?
Table No. 5.3
Percentage of Investing
Money
No. of Investors No. of Percentage
10% to 20% 32 26.66%
20% to 30% 65 54.17%
30% to 50% 17 14.17%
More than 50% 6 5.00%
Total 120 100%
Figure No. 5.3
Interpretation
The above figure shows that mostly those people who invest 20% to 30 % of their money
in these instruments i.e. 54.17%, whereas 26.66% invest 10% to 20%, 14.17% invest
10% to 20%26.66%
20% to 30%54.17%
30% to 50%14.17%
More than 50%5.00%
Income Level
10% to 20%
20% to 30%
30% to 50%
More than 50%
7/29/2019 Sumit Analysis
5/22
30% to 50% and remaining 5.00% investors investing more than 50% money in financial
instrument.
4. How long you prefer to keep your money in any Financial Instrument?
Table No. 5.4
Time Period for Invest
Money
No. of Investors No. of Percentage
Less than 6 months 11 9.16%
6 months to 1 year 10 8.34%
1 year to 3 year 36 30.00%
More than 3 years 63 52.50%
Total 120 100%
Figure No. 5.4
Interpretation
Less than 6months9.16%
6months
to 1 year8.34%
1 year to 3 year30.00%
More than 3 years53%
52.50%
Time Period for Invest Money
Less than 6 months
6 months to 1 year
1 year to 3 year
More than 3 years
7/29/2019 Sumit Analysis
6/22
Out of the 120 investors mostly were of the people that they invested there for money at
least for a period of More than 3 years i.e. 52.50%, while 30.00% keep 1 to 2 years,
9.16% keep less than 6 months and least 8.34% investors prefer to keep their money in
financial instruments.
5. Do you know about the following Financial Instrument?
Table No. 5.5
Financial Instrument No. of Investors No. of Percentage
Mutual Fund 32 26.66%
Bond 9 7.50%
Insurance 18 15.00%
Equity Shares 24 20.00%
Fixed Deposits 12 10.00%
IPO 11 9.16%
Real Estate 10 8.34%
If any other please specify 4 3.34%
Total 120 100%
Mutual Fund26.66%
Bond7.50%
Insurance15.00%
Equity Shares20.00%
Fixed Deposits
10.00%
IPO9.16%
Real Estate8.34%
If anyother4%
Do you know about the following Financial Instrument ?
Mutual Fund
Bond
Insurance
Equity Shares
Fixed Deposits
IPO
Real Estate
If any other
7/29/2019 Sumit Analysis
7/22
Figure No. 5.5
Interpretation
The sample size consists of 120 investors and out of which almost all the people are fully
aware about investment avenues like IPO, Insurance, Bond, Real Estate and fixed
deposits, almost 26.66% are aware about Mutual funds.
7/29/2019 Sumit Analysis
8/22
6. What are the factors which you consider while investing in any Financial
Instrument?
Table No. 5.6
Information Source No. of Investors No. of Percentage
Return (capital appreciation) 29 24.16%
Tax Saving 34 28.34%
Liquidity 13 10.84%
Regular income flow 18 15.00%
Safety 24 20.00%
Any Other 2 1.66%
Total 120 100%
Figure No. 5.6
Interpretation
Return (Capitalappreciation)
24.16%
Tax Saving28.34%
Liquidity10.84%
Regular Income Flow15.00%
Safety20.00%
Any Other1.66%
What are the factors which you consider while investing in any Financial Instrument
Return (Capital appreciation)
Tax Saving
Liquidity
Regular Income Flow
Safety
Any Other
7/29/2019 Sumit Analysis
9/22
Out of the 100 investors about 28.34% investors think that Tax saving is the main factor
to investing in financial instruments, while 24.16% expecting return, 20% Safety & rest
2% any other factor for investing their money in financial instruments.
7. How do you get information regarding these financial instruments?
Table No. 5.7
Information Source No. of Investors No. of Percentage
Advertisement on Television 62 51.66%
Company Sales Force 16 13.34%
Friends/Relatives 6 5.00%
Magazines/Newspaper 26 21.66%
Any Other 10 8.34%
Total 120 100%
Figure No. 5.7
Interpretation
Advertisement onTelevision
51.66%
Company SalesForce
13.34%
Friends/Relatives5.00%
Magazines/Newspaper
21.66%
Any Other8.34%
How do you get information regarding these financial instruments
Advertisement on Television
Company Sales Force
Friends/Relatives
Magazines/Newspaper
Any Other
7/29/2019 Sumit Analysis
10/22
Out of the 120 investors about 51.66% of them get the information from advertisements
on the television and the rest from the magazines, company sales force and friends and
relatives.
7/29/2019 Sumit Analysis
11/22
8. Please rate the Financial Instruments as per your Preference.
Table No. 5.8
Rating of Financial
Instruments
More
Preferred
(3)
Moderate
(2)
Less
Preferred
(1)
Total Weighted
Average
Mutual fund 40 61 19 261 2.17
Insurance 34 64 22 252 2.10
Equity Shares 40 59 21 259 2.15
Bonds 32 47 41 231 1.92
Fixed Deposits 79 37 4 315 2.62
Real estate 39 57 24 255 2.12
IPOs 10 46 64 186 1.55
Figure No. 5.8
Interpretation
0
0.5
1
1.5
2
2.5
3
Mutual Fund Insurance Equity Shares Bonds FixedDeposits
Real Estate IPO's
Please rate the Financial Instruments as per your Preference.
Rating
7/29/2019 Sumit Analysis
12/22
Out of the 100 investors asked the most preferred financial instrument is fixed deposits
and the then the rest like Insurance and equity shares and least preference of investor is
IPOs.
9. On what basis you will invest in any particular Financial Instrument?
Table No. 5.9
Information Source No. of Investors No. of Percentage
Past Performance 14 11.66%
Portfolio 47 39.18%
Fund Manager 14 11.66%
Fundamental/Technical Analysis 32 26.66%
Market Sentiment 11 9.18%
Any Other 2 1.66%
Total 100 100%
Figure No. 5.9
Interpretation
Past Performance11.66%
Portfolio39.18%
Fund Manager
11.66%
Fundamental/TechnicalAnalysis26.66%
Market Sentiment9.18%
Any Other1.66%
On what basis you will invest in any particular Financial Instrument
Past Performance
Portfolio
Fund Manager
Fundamental/Technical Analysis
Market Sentiment
Any Other
7/29/2019 Sumit Analysis
13/22
The investors were mostly of the opinion that portfolio is the most important factor
before investing and then fundamental analysis done by them or by the financial advisor
and then the other factors.
10. How will you invest your money in any Financial Instrument?
Table No. 5.10
Information Source No. of Investors No. of Percentage
Through business news 62 51.66%
Through any stock broking
company.9 7.50%
Sub broker/ Agents 33 27.50%
Through Banks 15 12.50%
Any Other 1 0.84%
Total 120 100%
Figure No. 5.10
Business news51.66%
Through any stockbroking company
7.50%
Sub broker/Agent27.50%
Through Banks12.50%
Any Other0.84%
How will you invest your money in any Financial Instrument
Business news
Through any stock broking company
Sub broker/Agent
Through Banks
Any Other
7/29/2019 Sumit Analysis
14/22
Interpretation
The above chart shows that they mostly invest their money through business news and
then through sub brokers and agents and least 0.84% investor through any other
parameters.
7/29/2019 Sumit Analysis
15/22
11. In what type of Financial Instrument you like to invest?
Table No. 5.11
Information Source No. of Investors No. of Percentage
Equity based 24 20.00%
Debt based 31 25.83%
Balanced Fund 39 32.50%
Hybrid Fund 16 13.34%
ELSS (equity linked saving scheme) 7 5.83%
If any other please specify 3 2.50%
Total 120 100%
Figure No. 5.11Interpretation
The above chart shows that they mostly invest their money in balanced fund as compared
to other funds.
Equity Based24%
Debt Based21%
Balanced Fund29%
Hybird Funbd16%
(EquityLinkedsaving
scheme7%
Any Other3%
In what type of Financial Instrument you like to invest
Equity Based
Debt Based
Balanced Fund
Hybird Funbd
Elss (Equity Linked saving scheme)
Any Other
7/29/2019 Sumit Analysis
16/22
12. Will you invest your money for saving the Tax in any Financial Instrument?
Table No. 5.12
Options No. of Investors No. of Percentage
Yes 79 65.83%
No 41 34.17%
Total 120 100%
Figure No. 5.12
Interpretation
The above chart shows that mostly investors are in favour of investing money for Tax
saving.
Yes69%
No31%
Will you invest your money for saving the Tax in any Financial Instrument
Yes No
7/29/2019 Sumit Analysis
17/22
13. Does business news influence your investment decisions?
Table No. 5.13
Options No. of Investors No. of Percentage
Strongly Agree 31 25.83%
Agree 47 39.16%
Neutral 22 18.34%
Disagree 16 13.33%
Strongly Disagree 4 3.33%
Total 120 100%
Figure No. 5.13
Interpretation
The above chart shows that mostly investors agree with statement that business news
influence their investment decision, whereas 25.83% strongly agree, 18.34% neutral,
13.34% disagree and least 3.33% investors strongly disagree with opinion. Business news
creates impact on investors mind.
25.83%
39.16%
18.34%
13.33%
3.33%
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
40.00%
45.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
7/29/2019 Sumit Analysis
18/22
14. The news information is used to categorize trader types including mutual funds,
foreigners, individuals and corporations.
Table No. 5.14
Options No. of Investors No. of Percentage
Strongly Agree 27 22.50%
Agree 59 49.17%
Neutral 14 11.67%
Disagree 11 9.16%
Strongly Disagree 9 7.50%
Total 120 100%
Figure No. 5.14
Interpretation
The above chart shows that mostly investors agree with statement that news information
is used to categorize trader types including mutual funds, foreigners, individuals and
corporations and remaining 7.50% investors strongly disagree with fact.
22.50%
49.17%
11.67%9.16%
7.50%
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
7/29/2019 Sumit Analysis
19/22
15. Do you agree that business news fluctuate your investment decision?
Table No. 5.15
Options No. of Investors No. of Percentage
Strongly Agree 63 52.50%
Agree 36 30.00%
Neutral 14 11.66%
Disagree 7 5.84%
Strongly Disagree 0 0.0%
Total 120 100%
Figure No. 5.15
Interpretation
The above chart shows that 52.50% investors strongly agree that business news fluctuate
their investment decision, whereas 30.00% agree, 11.66% neutral and rest 5.84%
investors disagree with opinion.
52.50%
30.00%
11.66%
5.84%
0.00%0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
7/29/2019 Sumit Analysis
20/22
16. Business news affects the timing of investors' purchase of investment aveneues.
Table No. 5.16
Options No. of Investors No. of Percentage
Strongly Agree 37 30.83%
Agree 49 40.83%
Neutral 22 18.34%
Disagree 8 6.66%
Strongly Disagree 4 3.34%
Total 120 100%
Figure No. 5.16
Interpretation
The above chart shows that 40.83% investors agree that business news affects timing of
investors' purchase of investment aveneues, while 30.83% strongly agree, 18.34%
neutral, 6.66% disagree and rest 3.34% investors strongly disagree with statement.
30.83%
40.83%
18.34%
6.66%
3.34%
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
40.00%
45.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
7/29/2019 Sumit Analysis
21/22
17. Business news can negatively impact on investment Decisions.
Table No. 5.17
Options No. of Investors No. of Percentage
Strongly Agree 27 22.50%
Agree 62 51.66%
Neutral 21 17.50%
Disagree 7 5.84%
Strongly Disagree 3 2.50%
Total 120 100%
Figure No. 5.17
Interpretation
The above chart shows that 51.66% investors agree that business news can negatively
impact on investment Decisions, while 22.50% strongly agree, 17.50% neutral, 5.84%
disagree and remaining 2.50% investors strongly disagree with fact.
22.50%
51.66%
17.50%
5.84%2.50%
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
7/29/2019 Sumit Analysis
22/22
18. Are you satisfied with your investment decision, Please rate?
(Highly Satisfied5, Satisfied4, Neutral3, Dissatisfied2, Highly Dissatisfied
1)
Table No. 5.18
Options No. of Investors Score
Highly satisfied 18 90
Satisfied 27 108
Neutral 34 102
Dissatisfied 17 34
Highly Dissatisfied 4 4
Total 100
Figure No. 5.18
Interpretation
The above chart shows that mostly investors are satisfied with investment decision,
whereas few number of investor are highly dissatisfied with their investment decision.
0
20
40
60
80
100
120
Highly Satisfied Satisfied Neutral Dissatisfied Highly Dissatisfied
Are you satisfied with your investment decision, Please rate