“Rising To The Occasion”
CEO Wellness SymposiumSugarbush Resort – Warren, VT
November 1, 2012
well·ness noun 1. the quality or state of being healthy in body and mind, especially as the result of deliberate effort. 2. an approach to healthcare that emphasizes preventing illness and prolonging life, as opposed to emphasizing treating diseases
sym·po·si·um[sim-poh-zee-uhm] noun 1. a meeting or conference for the discussion of some subject, especially a meeting at which several speakers talk on or discuss a topic before an audience.
chief·executive·officer [CEO] verb 1. creating an environment for employees to thrive 2. leading by example
Analytics Emotions
Comprehensive Compensation Review1. 2011 W2 Earnings $72,200
a. Value of Your Annual Allowance For 15 Personal Days = $3,750 Included in Compensationb. Value of SymQuest Group 8 Holidays During the Year = $2,000 Included in Compensation
2. SymQuest Group Subsidy For Your Health Insurance Premium & Deductible $9,116
3. SymQuest Group Contribution to Your Social Security Trust Fund $4,476
4. SymQuest Group Contribution to Your State Unemployment Fund $384
5. SymQuest Group Contribution to Your Federal Unemployment Fund $420
6. Value of SymQuest Group Contribution to Your 401k Retirement Plan* $2,888
7. Premium SymQuest Pays For Your Disability Insurance Coverage** $137
8. Premium SymQuest Pays For Your Life Insurance Coverage*** $60 9. Value of SymQuest Group Contribution to Your Worker's Compensation $79
Total Value of Your Annual Compensation & Benefits From SymQuest Group $89,761
10.2%
2004 2005 2006 2007 2008 2009 2010 2011 2012 $-
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
$14,000
Wages Healthcare
Healthcare Expense As A % of Payroll
7.0% 6.5% 8.1% 7.5% 6.5% 6.9% 6.4% 6.7% 7.1%
(Thousands)
2004 2005 2006 2007 2008 2009 2010 2011 2012 $-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
Premium HRA Incentive
CIGNAMVP MVP
Healthcare Expense Trends
BC/BS BC/BS BC/BS BC/BSCIGNAMVP
6% 27% 3% 4% 7% -4% 12% 9%
Primary Influencers For Controlling Healthcare Expenses
Competitive Insurance Provider Marketplace
Innovative Health Insurance Plan Design
Employee Wellness Education
Plan Design & Employee Behavior
Follow the Money Calculating Best Choices
Deductibles Promote Consumerism In Control of Expenditures
Premiums Paid = HRA Allowance Appreciation of SymQuest Support
SymQuest Pays 1st 2/3 of Deductible Proactive with Check-Ups & Screenings
Wellness ProgramsHealth & Dental Insurances
Skin Screenings [27] – Rich Callahan, PACholesterol Screening [32] – Dr. Phil Ades
Flu Shots [40] – VNA, FAHC, Mollen
Vtrim [12] – Stuart Offer
Biometric Screenings [58] – FAHC, Mollen
Stress & Time Management Seminars [22]Transformation One – Morella Devost
401k Planning Class [19] – Hickok & Boardman
VNA Walk-a-thon with Pedometers [12]
Financial Literacy Class [19] – Merchants Bank
Nutrition Challenge [41]Body Resolution – James Henley
Wii Bowling/Dancing [30]
30 Laps in 30 Days [8] - FunQuest
SymOlympics [14] - Prizes
Physical Activity Challenge [26]- Prizes
Monthly Newsletter [180]- SymPulse
“Rising To The Occasion”
The Best Is Yet To Be.
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