On Saturday, Dec. 1,hundreds of Norwoodresidents visited the2012 Circle of HopeLuminary Night, notonly in remembranceof loved ones, but alsoas a united communalfront in support oftheir neighbors inneed. This yearlyevent, now in its 13thyear, is a unique op-portunity for familyand friends to take afew moments from afull schedule and re-flect on what thismagical season is allabout. The TownCommon was setaglow that evening by1,500 candle-lit lumi-nary bags lining thesidewalks and walk-ways while festive treelights complementedthe spiritual scene.Each luminary bag was en-graved with an individual name,message, prayer or date as asymbol of Life, Hope, the Sea-son or in Remembrance of oth-ers.
"When it's done, it is ab-solutely beautiful," Circle ofHope member Lee Kennedysaid. "It's very moving to seethese candles and know thatevery one represents a person,prayer or event."
This year, the Circle of HopeLuminary Night raised over$7,000 for its worthy cause,money that will go to great useto help local neighbors strug-gling to make ends meet due toa family illness.
"We are so thankful to all thepeople in Norwood who comeout to help us help others,"Kennedy said.
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Spiritual Luminaries Lit up the Town Common
LUMINARIEScontinued on page 3
7th AnnualHolidayHouse Toura GreatSuccessSome of Norwood's generousneighbors and businesses gra-ciously opened their doors andshared their festive decorationsand spirits on Dec. 9, at the 7thAnnual Holiday House Tour, apopular fundraiser that supportsthe historic Fred Holland DayHouse. This year's proceeds al-most doubled from last year,raising approximately $10,000from ticket sales, holiday acces-sory purchases and raffle tickets.
"Without the homeowners, weare nothing, house tour organizerDebbie Holmwood said."Homeowners had a big part inselling the tickets."
Interested participants pickedup/purchased tickets at the DayHouse, that blustery but dry Sun-day afternoon and received apamphlet with the addresses,map and background of each of
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Page 2 Local Town Pages www.norwoodtownnews.com January 1. 2013
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 3
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This spiritual Norwood traditionis one three annual fundraiserssponsored by The Circle of HopeFoundation with all proceeds dis-tributed into the Norwood com-munity to support families whoneed assistance due to a cata-strophic medical illness. Lastyear, the organization gave morethan $49,000 to Norwood resi-dents and local families. The non-profit foundation was establishedin 1998 in memory of Norwoodresident Michelle Kennedy, who
suffered from leukemia. Nor-wood residents united during herbattle, many who did not evenknow her personally and the Cir-cle of Hope was established inher memory continuing that com-munity spirit.
"The people of Norwood whosupport us are the actual Circle ofHope," Kennedy said. "We do thefundraising and the people whosupport us allow us to do what wedo."
To enhance the already beauti-ful scene, the evening also in-cluded performances by the
talented Norwood Madrigalsingers and the Old ColonialBoys. It was a truly peaceful andbreathtaking experience for resi-dents to launch the holiday sea-son and begin to close out 2012,while remembering lost lovedones and those in town who mayneed a little support from theirneighbors.
"Every candle that is lit is help-ing someone in Norwood,"Kennedy said. "You don't knowwhen you light that candle whoyou are helping."
LUMINARIEScontinued from page 1
The Norwood High SchoolFine Arts office is hosting a ben-efit event featuring a filmscreening of Jimmy Tingle'sAmerican Dream-Live on Stage& Screen, on Friday, Jan. 11,7:30 p.m., at the Paul M. AlbertaPerforming Arts Center, Nor-wood High School. This uniquetheatrical evening will concludewith a Q & A and a Live JimmyTingle performance. Tingle is aBoston native, born in Cam-bridge, and is regarded as one ofthe top social and political hu-morists. He has a diverse per-forming background thatincludes comedian, producer,writer, actor, filmmaker andcommentator.
General admission tickets are$25 in advance, $30 at the door.Student tickets are $10 advance,$15 at the door. Tickets areavailable at tickets.jimmytin-gle.com and the NHS Fine ArtsOffice, at (781) 352-3546. Per-formance proceeds will helpsend Norwood High SchoolDrama program participants toperform at the 2013 AmericanHigh School TheaterFestival/Fringe Festival, in Ed-inburgh, Scotland.
Jimmy Tingle FilmScreening and Performance at Norwood High School!
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the houses, businesses or townproperties on the tour. The localholiday expedition included:Gerry and Charlotte Canelli,305 Prospect St., Sharon Mur-phy and Rob Driscoll, 350Prospect St., Dr. George Sigeland family, 76 Beech St., Ken-neth and Jennifer Conley, 44Marlboro St., Paul and Rayhme(Eysie) Cleary, 10 WillettPkwy., Norwood Theatre andthe Little Red Brick School-
house. The afternoon concludedwith a holiday party at Lewis'Bar & Grill with hors d'oeuvresand a raffle with donated itemsand gift certificates from localbusinesses.
This event, originally launchedin 2006, is the largest fundraiserto support the preservation ofNorwood's Day House, a na-tionally registered historicbuilding. The tour was createdby Norwood residents Holm-wood and Caroline Pannes, twoof the seven members of Nor-
wood Neighbors who are en-thused each year with the poten-tial monetary benefits for theircause as well as the unique op-portunity to showcase many ofthe fabulous properties through-out Norwood. The other gener-ous committee members are:Jean Babel, Sheila Doyle,Meghan Kelleher, June Kellyand Allison Priore.
With this year's profits, thecommittee is very close toreaching their $35,000 goal, areserved fund for the past two
years dedicated to restoringthe Day House portico. Theheating system was repairedfrom fundraising income priorto saving for this major proj-ect.
Do you know a home thatwould be perfect for nextyear's Holiday House Tour, orinterested in donating sometime to the committee? Toparticipate, call 781-724-8883or write to [email protected]. The DayHouse is a local gem and Nor-wood Neighbors and the Nor-wood Historical Societyalways welcome new volun-teers to assist in this worthycause. In the meantime, staywarm this winter and look fordetails for the Garden Tourcoming in June!
HOUSE TOURcontinued from page 1
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BY KIM MARIE NICOLS, MSW, MA
You may have noticed recentlythat you or someone you careabout was having difficultyhearing at holiday parties orfamily gatherings. Hearing lossis quite common, affecting anestimated 33 million Ameri-cans, including 10 million peo-ple over the age of 65.
Make a New Year’s resolutionto have an audiologist do a thor-ough hearing evaluation and getthe assistance you need to hearbetter and reconnect with life.
Hearing Loss is Usually Gradual
The chance of developinghearing loss increases as peopleage, especially if they had beenrepeatedly exposed to loudnoises when they were younger,including music, power tools, oroccupational sounds. It affectsthe person’s ability to under-stand speech, but they may denyhaving a hearing loss and blameothers for mumbling or talkingtoo softly. Frequently they askpeople to repeat themselves,have difficulty with telephoneconversations, and may keep theTV volume at a level that otherssay is too loud.
Because it takes more effort tohear and communicate, peoplewith a hearing loss can becomevery stressed and tired, and maybegin to avoid social gatheringsor activities they once enjoyed.
Have an Audiologist CheckYour Hearing
If you or a loved one is havingdifficulty hearing, it is importantto be evaluated by a licensedand certified audiologist. Audi-
ologists are hearing health careprofessionals who specialize inpreventing, identifying, and as-sessing hearing disorders, aswell as fitting hearing aids andother assistive listening devices.
Dr. Paul Milner, the owner ofHearing Care Center at Cobb’sCorner in Sharon, has over 45years of experience in hearingand hearing disorders, hastaught courses in Audiology atnumerous universities, and isBoard Certified® by the Amer-ican Board of Audiology. Hisassociate, Judy Learner Nichols,also has extensive experience asa clinical audiologist and her ex-pertise is in fitting and fine tun-ing digital hearing aids.
Hearing Care Center opened in1989 with the goal of providingstate-of-the-art comprehensivehearing health care services topeople of all ages. They spe-cialize in working with the latesttechnology from the world’sleading hearing instrumentmanufacturers.
Digital Technology and Hearing Aids
Some people resist gettinghearing aids despite a signifi-cant hearing loss which ad-versely affects their quality oflife. They may only be familiarwith the clunky, whistling hear-ing aids of yesteryear or be con-cerned that wearing a hearingaid will make them look old.
However, hearing aid technol-ogy is now fully digital, analyz-ing incoming sound andamplifying it, based on each in-dividual’s hearing loss. Variouslistening programs allow thehearing aid to adjust automati-cally to different listening envi-
ronments, such as concerts orrestaurants. Some hearing aidsinterface with Bluetooth tech-nology that allows users to heartheir cell phones, MP3 players,and TV sets directly throughtheir hearing aids. New hearingaids are small and sleek, so theyare discrete, and come in a widevariety of styles and colors.
In the sound proof booth atHearing Care Center a signstates, “A hearing loss is morenoticeable than a hearing aid.”
Make an Appointment atHearing Care Center
Hearing Care Center offerscomprehensive hearing evalua-tions and hearing aid evalua-tions and fittings. Industrialhearing screening and licensuretesting are also performed bythe audiologists. Impressionsare made for custom hearingprotection and swimmer’s earplugs, and custom musician earplugs and ear pieces for audioequipment. The services also in-clude hearing aid repairs, andthe sale of batteries and suppliesfor hearing aid care, and assis-tive listening devices and wire-less listening technology.
Hearing Care Center is well-situated at the Cobb’s Cornerintersection, has convenientparking, and the office is fullywheelchair accessible. Officehours are 9:30am to 5pm week-days, by appointment.
Dr. Milner encourages anyonewho suspects they have a hear-ing loss to start 2013 with‘Happy New Ears’ because,“Hearing loss is treatable, andthere is no reason for anyone tomiss all the important sounds oflife."
New Year ~ New Ears in 2013
Page 6 Local Town Pages www.norwoodtownnews.com January 1. 2013
BY DORIS J. DICKSON
On a recent brisk, December af-ternoon, escorted by Chief Brooks,I was privileged to “walk the beat”with Officers Paul Leear and DanKehoe. Both officers are 27-yearveterans of the Norwood PoliceDepartment. Both have long-standing ties with the town.
Officer Leear’s beat is the centerof town. Officer Kehoe walks thestreets of South Norwood. Theirareas are somewhat limited be-cause they need to stay in rapidwalking distance of their vehicleswhen called to assist other officers.Both officers are also responsiblefor school crossing duties, whichis what Chief Brooks and I foundOfficer Leear doing after school atthe intersection of Nahatan andWashington Streets.
There is no real selectionprocess. However, there is a set ofcharacteristics that might make anofficer well suited for “beat” duty.According to Chief Brooks, “It isa little different skill set. We wantall members of the department tohave a certain commitment to thecommunity and public service butthis work is a little different. Theyare not in cars – not on rapid re-sponse calls. They are expected tonot only be visible but to engagewith the community, help peoplesolve problems, be available.”This (forming of personal relation-ships), he believes, gets people totell them things they do not feelcomfortable calling to report and
provides intelligence the Depart-ment may not otherwise have.“People will tell you things whenthey bump into you that they won’tcall you about. I really want theseguys to be available, service-ori-ented, committed to serving thepublic.”
Officer Leear has been a beat copfor about two years. When askedhow he came into the job, he said,“Somebody else had it. I took itfor two days and then as people re-tired, I got into it full-time. It’spart of the shift assignment.” Ac-cording to Chief Brooks, “Paulalso did motorcycle and traffic en-forcement assignments. Sergeantshave authority over the shift. Theguys that do a good job, in orderavoid disruption – to maintain con-tinuity, get assigned there moreoften than not.”
One of the stops along the tourwas New England Comics onWashington Street. They do nothave a particular problem butChief Brooks said that they appre-ciate the visibility, the attentionthat Paul gives them. And indeed,we were enthusiastically greetedby Bob Polio – Art Director ofNew England Comics. Anotheremployee, this time of RoadhouseAntique stopped to say hello andintroduce himself to ChiefBrooks. Officer Leear said, “It’skind of like being with acelebrity.”
On the way back towards theCommon, we stopped and chattedwith more area residents includ-ing Dana Adleman a resident of
Dedham who is looking to moveto Norwood. Several simplystopped to shake hands and “sayhello” to Officer Leear and to wel-come Chief Brooks to town. Offi-cer Leear and often Chief Brookswere able to greet residents byname – not often seen in townswith populations of nearly 29,000.However, with Chief Brooks’ phi-losophy of “looking forward” inconjunction with having a pres-ence which he believes must bedone on foot, not sitting in cruis-ers, it is not surprising the result isknowing residents by name.
According to Officer Leear, “Weimmediately tried to clean up theCommon area. We try to be visi-ble on the Common, all along themain street, and the back roads(Central Street and Broadway).”He says, “Norwood has a fluctuat-ing homeless population – theycome and they go. They board theMBTA. They get off here and theydecide to stick around hereawhile.” They try to get them intoshelters but sometimes it alsomeans putting intoxicated peopleinto protective custody. Unfortu-nately, Massachusetts Law Chap-ter 111B Section 8 is clear on
alcohol related intoxication butsays nothing about drug incapaci-tation when those situations arise.
The second part of the tour waswith Officer Dan Kehoe down inSouth Norwood an area all too fa-miliar to him since he grew up offDean Street. He has been a beatcop for approximately ten years.Officer Kehoe says, “I think it’s agreat neighborhood, kind of aclose-knit, everybody knowseverybody type of situation. Al-ways been that way since I was akid. Lithuanian, Portuguese, Ital-ian …” Chief Brooks added,“Syrian – it’s gone through an evo-lution. It’s a kind of a place wherepeople can get a start.”
This part of the tour included astop at the auto service center onWashington Street, where we metDiesel. Diesel is a chocolateDoberman who is regularly treated
snacks fromO f f i c e rKehoe whohis ownersays knows
him by his uniform. During thisstop, we found out just how diffi-cult the economy still is when theshop owner described how a cus-tomer did not have enough cash topay for the gas and his only re-course was to hold the man’s dri-ver’s license until he returned topay the bill.
We also visited a bustling Kee-gan’s Jewelers where owner SeanKeegan, whose store has been inthe area for more than 60 years,greeted us. Sean, himself, hasbeen there for 30 years after grow-ing up in East Walpole. He, likeOfficer Kehoe said the best part ofSouth Norwood is the “tight-knit.”He raised his children in Norwood– his oldest having attended theBalch. He said the worst part ofthe area is the speeding. He re-quested more crosswalks andasked that something be done toslow down the traffic.
As an example of the creativityafforded the Norwood beat offi-cers, recently there was a com-plaint about parking on thesidewalks. Chief Brooks said,“What the policemen normally dowhen they get a complaint aboutparking on sidewalks is ticketeveryone on the sidewalks whichannoys everyone who lives on thestreet. The Chief drove down thestreet and saw there must havebeen a dozen people parked on thesidewalk. Instead of giving outtickets to everyone, Office Kehoewent and spoke to residents. Heexplained that the next week theywould start ticketing but that dayhe was providing a warning. ChiefBrooks said, “The complainantdidn’t want everyone ticketed,they just wanted the cars off thesidewalk.” The cars disappearedoff the sidewalks. Problem solved.No one annoyed. One example ofmission accomplished for two ofNorwood’s beat cops – OfficerPaul Leear and Officer DanKehoe.
Walking “The Beat”
Chief Brooks with Dana Adleman.
Diesel Greeting Chief Brooks and Officer Kehoe
Officer Dan Kehoe.
Officer Leear with Bob Polio at New England Comics
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 7
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The Town of Norwood Concerts on the Common Committee is offeringsomething new in January with four free concerts to help make it through the
long cold winter.
Concerts will be held over four consecutive Sundays, 2-4 p.m., at the NorwoodHigh School, Nichols St., beginning on Sunday, January 13, with The TomNutile Big Band. followed on January 20, by the Westwood Swing Band. OnJanuary 27, the S.O.S. Big Band will perform before the winter series concludes
on Sunday, February 3, with the Roy Scott Big Band.
All performances will be held rain, shine or snow, unless it is a really bigstorm! Hot chocolate and goodies will be served at intermission.
For more information please call the Norwood Town Hall at 781.762.1240 orvisit http://www.norwoodma.gov/.
Sunday, Jan. 13: The Tom Nutile Big Band
Sunday, Jan. 20: Westwood Swing Band
Sunday, Jan. 27: S.O.S. Big Band
Sunday, Feb. 3: Roy Scoot Big Band
Concerts on the CommonCommittee Presents FREEWinter Concert Series
LETTER TO THE EDITOR:
November 26, 2012
The Holiday Extravaganza com-mittee would like to extend a sin-cere “thank you” to NorwoodPolice Department, Norwood FireDepartment, Norwood Depart-ment of Public Works, NorwoodRecreation Department, NorwoodLight Department, Charles RiverRunning Company, NorwoodHigh School Marching Band, GirlScouts, Norwood Middle SchoolChorus, directed by ChristopherMartin, Norwood High SchoolMadrigals, directed by CatherineConnor-Moen, Linda Rau, AnnDonahue, WROR, Shaws Super-market, Dietz & Watson, TheDairy Council, Carillonneur LeeB. Leach, Norwood AmateurRadio Club, David Cuddy, Master
of Ceremonies and our guests ofhonor, Mr. and Mrs. Claus and themerry elves who came all the wayfrom the North Pole!
A special thank you to NorwoodBank who provided Horse DrawnHayrides for all the children andfamilies to enjoy!
We thank the families of Norwoodwho came out to enjoy all the fes-tivities and braved the chillyweather. We hope you have a safeand happy, holiday season!
Linda BergerRecreation Program DirectorTown of Norwood
Bernard CooperAssistant Town ManagerTown of Norwood
Letter to the Editor
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coal, oil and gas.
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Virtually everyone has madeone at some point in their life: aNew Year's Resolution. Thelaunch of a new year is a timewhen people evaluate the pastand look forward to the future.A time to change bad habits,commence new routines, setnew goals and basically the per-fect time to kick-start a personaltransformation, be it large orsmall.
New Year's resolutions can belifestyle modifications for per-sonal or professional achieve-ment, some are revealed, somepeople might keep close to thevest. New Year's resolutions is amutually common principlearound the world and many ofthe most popular declarationsare surprisingly consistent.
According to newyear.com,below is a list of the ten mostcommon New Year's Resolu-tions and small changes that canmake a world of difference:
Spend more time with fam-ily:
Even a small commitmentsuch as pledging to have dinnerat the table together or even aweekly activity or game nightcan help a family connect insignificant ways.
Get Fitter:First, find an activity(s) thatare enjoyable. It will be easierto stay committed to a scheduleif you are doing something youenjoy. Once it becomes some-thing to look forward to, the fit-ness goals are much easier toachieve.
Lose Weight:The best way to achieve thisresolution is to set goals that arerealistic and small targets thatcan be reached and further mo-tivate you. Remember, it is nota diet, but a lifestyle change.
Quit Smoking:It's never too late. Choose asolution that suits you best, i.e.,
nicotine gum, the patch, etc.,and add years to your life.
Enjoy Life and Try to Relax:Stress is such a common com-plaint, that it is time to take thematter into your own hands andindulge in some favored activi-ties more often. Feeling morerelaxed will help your personal,relationship, family and worklives.
Pay off Debts and BetterManage Money:
While this may involve a fi-nancial planner, there are somethings you can do immediately.Stop charging on credit cardsand cut back on unnecessaryexpenses. This is a good time toexamine all your monthly billsand expenditures. You might besurprised where money is slip-ping through your fingers.
Acquire New Skills/LearnNew Things:
Learning new skills or activi-ties can help anyone live aricher life. So why not take upa new language, a musical in-strument or develop a newhobby?
Curb Alcohol Consumption:Curbing alcohol consumptioncan be harmful to the body aswell as the wallet. Cutting back,just a little on alcohol can helpboth physically and financially,thus helping to achieve two res-olutions in one!
Cultivate Healthy EatingHabits:
Again, this resolution can helpwith more than one resolution.Studies show that crash or faddiets are not the way to go, sowhy not try cutting down onprocessed foods, unsaturatedfats and sugar. These healthyhabits will also encourage suc-cess in losing weight and get-ting fit; a resolution trifecta!
What Will Be Your NewYear's Resolution?
The Neponset Valley Chamber of Commerce (NVCC) is holding a “Night of Stars” as theycelebrate their outstanding members for 2012 and their work within the Neponset ValleyCommunities and beyond. The awards will be given out at the Annual Meeting and AwardsBanquet, Thursday, Jan. 10, 5:30-8 p.m., Showcase Live, in Foxboro, with special guestspeaker, Author and Investigative Reporter, Michele McPhee. Cost is $50 members, $75
general admission.
Congratulations to this year's recipients:
Paul Smith Volunteer of the Year: Rebecca Schofield, Needham Bank-Westwood
Small Business of the Year: Doc Shredding Corporation, Wrentham MA
Large Business of the Year: Central Motors, Norwood MA
Business Person of the Year: John Carroll, Norwood Town Manager
Tickets can be purchased in advance by visiting www.nvcc.com, or by calling 781-769-1126.
Established in 1894, the Neponset Valley Chamber of Commerce serves the needs ofbusinesses in a twelve- town region stretching from Route 128 to Route 495 southwest ofBoston. The NVCC supports the business community and economic development efforts byproviding leadership, advocacy and opportunities for expanded and enhanced relationshipsbetween business, government and the community. For information on membership, or doingbusiness in the region, please contact the Chamber at 781-769-1126, www.nvcc.com or
NVCC "Night of Stars" AnnualMeeting & Awards Dinner
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 9
Photos From Norwood High School Students
When the wind starts to nip at your nose and makes your cheeksrosy, you know old man winter has returned once again. It is a timeof year many adore, when the spirit of the holidays come aroundwith the twinkling lights in the trees and walks with loved ones
through the town common.
(All Photos by Isaac Wood)
Holiday Spirits Cometo Norwood
BY: ISAACWOOD
Trees lit up onthe common.
Town Theater
Center of town
Tree lit up on the Common.
Wreaths hangingon church doors.
Page 10 Local Town Pages www.norwoodtownnews.com January 1. 2013
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Tickets: $20 in advance $25 at the door
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Since its opening fourmonths ago, the NorwoodTheatre has presented a va-riety of performances, frombands, to children's produc-tions, to movies, to singinggroups. For 2013, its diverseselection of acts and showswill remain just as appealingto all audiences, beginningwith two entertaining acts inJanuary:
Magic of LynSaturday, Jan. 12, 8 p.m.Master illusionist Lyn Dil-lies is bringing her nation-wide act to Norwood withsome of the most incredibleillusions in magic today.Dillies' eye defying illu-sions, hypnotic lighting, hotmusic and magic has enter-tained audiences from NewYork's Lincoln Center toHollywood's Magic Castle.Her spellbinding power ofprestidigitation keeps audi-ences on the edge of theirseats and in the palm of herhand. In 2009, her talentswere formally recognizedwhen she won the MerlinAward from the Interna-tional Magician's Societyfor Best Female Illusionistof the Year.
Next to NormalFriday & Saturday, Jan. 25 & 26, 8 p.m., Sunday. Jan. 27, 2 p.m.Norwood Theatre's firstfull musical production willmake its debut the lastweekend in January. 'Next toNothing,' an acclaimed,groundbreaking musical byRolling Stones, offers athrilling contemporary scoreby Brian Yorkey and TomKitt, about a family trying totake care of themselves andeach other. This productionwas originally produced atthe MMAS Black Box The-atre and features SheilaNewton, Nicholas Connell.Steve Shannon, Kelly New-ton, Nicholas Paradiso andNathan Lamont. Directed byKelly Warriner, music direc-tion by Rob Goldman.
Tickets for all perform-ances are $25 & $27 foradults, $23 & $25 for chil-dren and seniors. Ticketscan be purchased at the boxoffice weekdays 10 a.m.-12p.m. and 3-5 p.m., calling781-551-9000 or by visitingthe theatre website, atwww.norwoodstage.com.The Norwood Theatre iscontinually adding perform-ances. Visit their website forthe most up to date sched-ule.
Visit the NorwoodTheatre in January
It’s that time of the yearagain when the NorwoodHigh School chapter of theNational Honor Society se-lects new inductees to be-come a member in theirorganization. Membership inthis organization is based onscholarship, leadership, serv-ice, and character. MaryBoiardi, National Honor So-ciety Advisor, has given 11thand 12th grade students whoare academically eligible tobe considered for selection aStudent Activity InformationForm. To be academically el-igible a student had to be on
the honor roll five consecutiveterms with three of thoseterms being first honors orhonors with distinction. Also,a student must have a cumu-lative average of 85%.
Being academically eligibleis only the first step in becom-ing a member in the NationalHonor Society. Studentsgiven a Student Activity In-formation Form must fill outmultiple sections that outlinetheir leadership, service, andcharacter. They also mustwrite an essay explainingwhat they would offer the Na-
tional Honor Society and ex-plain their qualities of leader-ship, service, and character.Once completed a facultyCouncil reviews the StudentActivity Information Formdeciding if the student meetsthe requirements for member-ship in the National HonorSociety. By Wednesday, De-cember 19th, 2012 theprocess should be completedand students will be informedof their status. The inductionceremony will take place onJanuary 17, 2013.
National Honor SocietyJonathan Stryer (Grade 11)
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 11
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January and February are typi-cally considered the coldestmonths in the northwest, northeastand midwestern United States. Itcan be tough for homeowners try-ing to bear the cold without run-ning up heating costs. Yet withsome planning and investment, wecan avoid the winter chills.
An effective and efficient heatingsystem needs a solid air barrier, sayspecialists. Traditional insulationmaterials are regarded as econom-ical options. However, these samematerials can contribute to unnec-essary heat loss.
Innovations, likethe spray foam in-sulation from lead-ing name Icynene,afford homeownersan upgraded insula-tion system that
also provides an air barrier.
Understanding what products areavailable allows homeowners toreduce energy bills for a warmwinter and be ready for a coolsummer.
Avoid ShiveringThis Winter
Making New Year's resolutionsis a tradition for many men andwomen. How successful a resolu-tion is depends on the personmaking the commitment.
But money can be a great moti-vator when it comes to resolu-tions, which may be mostsuccessful when they affect a per-son's finances. The following area few resolutions that may not beentirely about money, but can stillsave you big dollars in the longrun.
* Quit smoking. In addition tothe medical benefits of quittingsmoking, saying "so long" to cig-arettes can also save men andwomen a substantial amount ofmoney. The average cost of a
pack of cigarettes depends onwhere you live, but a report fromthe Campaign for Tobacco-FreeKids found that the average costof pack of cigarettes in Californiain January of 2012 was $5.71,with the state collecting roughly22 percent of that total in taxes,placing them 33rd among the 50states in taxes collected on ciga-rettes.
Smokers who quit will nolonger be spending nearly $6 ormore per pack of cigarettes, andquitting may also lower theirhealth insurance premiums,which were 14 percent higher forsmokers than nonsmokers ac-cording to research from eHealth-Insurance.
* Pay more than the minimumon your installment loans. Itmight sound odd to pay morethan you're required each monthin an effort to save money, butpaying more than the minimumon installment loans, includingstudent loans, mortgages and carnotes, reduces the amount of in-terest you're paying in the longrun, shortening the length of theloan in the process. Paying as lit-tle as $20 extra per month can sig-nificantly reduce the amount ofinterest you will pay over the lifeof a loan.
* Learn about finance. If youhave little knowledge of financeand investing, then you are likelypaying someone to handle yourfinances or maybe even storing
your money beneath the mattress.Learning about finance, whetheryou learn on your own or takecourses, can help you gain greatercontrol of your finances, greatlyreducing, if not eliminating, theamount of money you're spendingfor someone else to look afteryour money. In addition, learningabout finance can help you growyour money rather than having itcollect dust under the mattress.
* Eliminate your debt. Someresolutions are more popular thanothers, and eliminating debt isone of the more popular NewYear's resolutions. But some peo-ple don't realize just how to elim-
Making New Year’s Resolutions You Can Keep
RESOLUTIONScontinued on page 25
BYMARTHAWOODSIDE
On Saturday, December 8, Win-ter Guard members stood at vari-ous locations around Norwoodcollecting donations to supporttheir club, associated with the FineArts Department at Norwood HighSchool. The Winter Guard ismade up of middle-school andhigh school students in grades 7through 12. Rehearsals began inNovember; guard members arelearning their show routine andwill perform in competitionthroughout the winter and into theearly spring.
What is Winter Guard, you maybe asking? Winter Guard is an in-door color guard activity, derivedfrom military ceremonies. Unlikethe color guard, which is part of amarching band, winter guard isperformed in a gym or indoorarena. Routines involving flags, ri-fles, and sabers are performed torecorded music. Performances arejudged on criteria including gen-eral effect (2 judges), ensembleanalysis (1 judge), and individual
analysis (2 judges). In otherwords, the judges evaluate ateam’s performance regardingoverall presentation, how well theroutine and music go together, andhow well team members performas individuals. The typical showroutine is about four minutes long.Judges are usually local expertswho may be associated with Win-ter Guard International (WGI), agoverning body. The phrase,“Sport of the Arts” is typically as-sociated with winter guard activi-ties.
The NHS Winter Guard for theupcoming 2013 season is com-posed of 19 students who aretaught by three staff members, ledby Mr. Michael Lombo. Mr.Lombo directs the color guard forthe NHS Marching Band and hasled the Winter Guard team for thepast two seasons. He brings awealth of experience and expertisein choreography to our town. Ifyou were impressed by the danc-ing in the NHS Fine Arts Depart-ment production of West SideStory in September, it was the di-
rect result of Michael’s teaching!
The NHS Winter Guard teamwill compete in the New EnglandScholastic Band Association cir-cuit during January-April 2013.Competitions will be held at localarea high schools including KingPhilip, Salem, Mansfield, andMelrose. Judges will see guardmembers demonstrate impressiveskills at dance, as well as the abilityto spin and toss flags, rifles, andsabers.
As the new season of winterguard at NHS gets underway, the
team is excited about competi-tions; many agree that it’s an ex-cellent group to be a part of. “It’sawesome,” says seventh grader,Allie Campbell. “I love it becauseit’s a lot of fun and I think it’s verygraceful, and it’s a great way tomeet new people and make newfriends,” says ninth grader Saman-tha Smith. “It is a great way forstudents to gain a sense of teamspirit and to understand the valueof competition,” said Mr. Lombo.“It teaches young people that com-mitment and dedication are impor-tant. Everyone in the guard needsto be available and ready for eachand every practice and show. Ifone person is missing, the wholegroup is affected; we need every-one to be fully engaged in order tobe our best as a team.”
Experienced members and rook-ies alike enjoy the combination ofthe physical and the artistic move-
ments and energy involved. Atpresent, the NHS Winter Guard isin the process of learning their rou-tine and preparing for the firstcompetition in January. They aregrateful to the Norwood PublicSchools Fine Arts program, di-rected by Ms. Catherine Conner-Moen, for all the support –especially for the new rifles andflag poles. They also say a hearty“Thank You” to the people of Nor-wood that gave donations last Sat-urday; over $800 was raised.These contributions will offsettravel and other expenses. Formore information on the NorwoodHigh School Winter Guard season,look online at:http://www.nesba.org/members/Guard/Norwood-High-School-Win-ter-Guard/
Page 12 Local Town Pages www.norwoodtownnews.com January 1. 2013
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Call (781) 821-8800 for a FREE CONSULTATION
or to Register for a FREE WORKSHOP,
“Estate Planning Essentials and Planning
for Long Term Care”
Thursday, January 10th from 7 p.m. to 9 p.mSaturday, January 26th from 10 a.m. to 12 noonSaturday, February 9th from 10 a.m. to 12 noon
Linda K. FisherLL.M. in Taxation, Boston University
Fisher Law LLCLinda K. Fisher, Esq.
Estate Planning
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Linda is a Norwood native and is currentlythe President of the Norwood Rotary Club.
Norwood High School WinterGuard Season Gets Underway
NHS Winter Guard members MarthaWoodside and Ally Campbell duringthe December 8 fundraising drive.
NHS Winter Guard at rehearsal.
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 13
PET CORNER
For inquiries, adoptions, vol-unteering visit us atwww.baystateanimals.org or email us at [email protected].
Our adoption application ison our website. For fastest re-sponse email your applica-tion to us. DO NOT call and
email as it only delays the re-sponse time as it generatesconfusion.
Donations can be sent to our corporate address
(this is NOT a shelter facility):47 Windsor Rd.,
Norwood, Mass. 02062
The Soggie Doggie
1159 Washington St., norwood•www.thesoggiedoggie.com
Full ServiCe Dog AnD CAt grooMing
Salon Hours: By Appointment
Closed Sun & Mon
781-352-3509
Gift Cards
We are seeking scoopable catlitter for our adoption center atPetco in Norwood and our manyfoster homes. In addition, we arealways seeking food and fundsfor foster cats and rescue ex-penses. Gift certificates, for suchproducts and services are surelyaccepted. Consider a BJs, Petco,Petsmart, Wal-Mart or Pet Sup-plies Plus Gift Card TODAYplease.
Due to their endless charity andconsideration, we patronize Nor-folk County Veterinary Servicesfor most of our veterinary needs.A gift certificate at this veterinaryoffice for upcoming services isanother great way to help di-rectly. Please consider donating agift card to subsidize our current
immediate need for dental carefor Kenny and Lucky who resideat our Petco adoption center.
Drop off supplies at Petco inNorwood, with receipts and yourname or send gift cards to:BSAC-Micro-chip Reader, 47Windsor Rd., Norwood, MA02062
Attention Readers: with our in-creased ability to rescue cats dueto our additional adoption centerscomes increased expenses forpreventive and general cat veteri-nary care. If your company offersa matching donation plan, pleaseemail us and we would be happyto work closely with you to max-imize this tax deductible benefitfor you and a very important do-nation resource for us. ASK UShow we can get involvedPLEASE.
Donation Item of the Month
Adoption OptionsSeveral of our cats are not able to strive in the adoption center environment for a variety of reasons
but are very deserving of a forever home and will truly make your home complete.
Consider the follow kitties:
Precious:A super gentle sweet, female, 8month old rescue who was foundoutside a volunteer’s place ofwork one day. Precious isspayed, vaccinated, and readyfor adoption. She gets verystressed in the store environmentbut is extra affectionate in ahome. She plays well with othercats, enjoys kids and lives with 2dogs. Though she doesn’t playwith the dogs she surely under-stands they are a part of the fam-ily like herself. She would make
a great friend for an ex-isting family cat whilethe family is out duringthe day. Her gray andwhite fur is extra sleekand soft, though shesquirms when pickedup, as she has ants inher pants, but she willshower you with affec-tion if you are relaxingin her presence.
Diva:This beautiful, extra affec-tionate cat would offer a fam-ily with children a world ofentertainment. She just wantsattention and to be includedin everything going on. She
is a beautiful 2-3 yearold sweetheart witha gorgeous buff cal-ico coat. In her cur-rent foster home, shenot only enjoys fam-
ily activity but is not disturbed bythe family dogs in any way. Divagets along with other cats but is aDiva as she wants to be queen kittyof the house. She has exhausted atleast one of her 9 lives as it was ob-served during her spay surgery thatshe had a perforated intestine dueto eating a wild animal. The intes-tine has healed itself and she ap-pears to have no lingering medicalconflicts.
Meet our Seniors:Sampson and Delilah-
These two 15 year old housemates where relinquished as a re-sult of irresponsible individualswho took advantage of their own
family. By not securing their ownhome they lost the home for theircats. They were evicted by theirfamily giving them a week toleave. These two cats are gentle,loving and just want a place to re-side for the rest of their lives. Theyare in general good health as bloodwork has not indicated any con-cerns. Sampson is a short hairedgray kitty and Delilah is a longedhaired black and white. Theyshould stay together to assist themin settling wherever they go. Theyare currently in long-term fostercare but a REAL home is whatthey seek. These two would fit wellinto a senior home or quiet homewhere they can relax and retire safeand loved. They, like all older cats,
will probably need medical caresooner than a younger cat thoughno medical conditions have yet tobe determined needing any treat-ment. A home capable of provid-ing future medical care isimperative. Make these kitties newyear a bit brighter.
Please go to www.baystateanimals.org to view all of ouradoptable cats.
For the fastest way to adopt, please complete our non-commitment adoption application on our website and email it
THANK YOU TO ALL OF OUR VALUEDVOLUNTEERS WHO HAVE DONATED THEIRVALUABLE TIME OVER THE HOLIDAY SEASONAND DAILY TO PARTICIPATE IN FUNDRAISING
EVENTS AND REGULAR CAT CARE!You all ROCK!
Many people expect some mod-erate loss of visual acuity as theyage. Though some people can go alifetime with 20/20 vision, many doneed to get prescription eyeglassesas they age or get stronger prescrip-tions if they already wear glasses.
Glaucoma is one of the morecommon vision issues men andwomen face as they age. Thoughanyone, including newborn babies,can get glaucoma, older people areat a greater risk. That's important formen and women to know, as theGlaucoma Research Foundationnotes that glaucoma is a leadingcause of blindness, and roughly 10
percent of people who receiveproper treatment will still experi-ence loss of vision. Because it is soprevalent, glaucoma is somethingmen and women should familiarizethemselves with so they're moreequipped to recognize its symptomsand seek treatment, which is highlyeffective, as soon as possible.
What is glaucoma?Glaucoma is not a single diseasebut the name used to refer to a groupof eye diseases that damage theoptic nerve. Located in the back ofthe eye, the optic nerve is responsi-ble for carrying information fromthe eye to the brain. Damage to the
optic nerve caneventually lead toloss of vision.
How does glau-coma develop?
One of the first things to happenwhen a person gets glaucoma is theloss of peripheral vision. This isenough to motivate many people tovisit their eye doctor, who will thendevelop a course of treatment to re-store vision. Those who experiencea loss of peripheral vision but do notseek treatment may notice theiroverall vision is worsening, andtotal blindness can result.
Are all glaucomas the same?Glaucoma is a group of eye dis-eases, and not all glaucomas are thesame. There are three types of glau-comas, and each has its own set ofsymptoms.
• Open-angle glaucoma: The mostcommon form of glaucoma, open-angle glaucoma occurs when theoptic nerve is gradually damaged.Eyesight will be slowly lost, andone eye may be more affected thanthe other.
• Closed-angle glaucoma: When aperson has closed-angle glaucoma,which is somewhat rare, the iris andthe lens block the movement offluid between the chambers of theeye, causing pressure to build up asthe iris presses on the eye's drainagesystem.
• Congenital glaucoma: Congen-ital glaucoma is rare and most oftenaffects infants at birth. Children andyoung adults can also get congenitalglaucoma, though such instancesare also rare.
What are the symptoms ofglaucoma?
The symptoms of glaucoma varydepending on the type. Vision lossis the only noticeable symptom ofopen-angle glaucoma, and that vi-sion loss is likely to affect peripheralvision, which may not be noticeableuntil it's severe because the healthyeye will make up for the loss. By thetime sharpness of vision is affected,significant vision loss has likely oc-
curred.
Closed-angle glaucoma maycause mild symptoms or no symp-toms at all. When symptoms do ap-pear, they tend to do so in shortperiods that occur in the eveningand disappear by morning. In someinstances, symptoms can be severeand will require immediate medicalattention. These symptoms includesudden and severe blurring of vi-sion; severe pain, either in the eyeitself or the surrounding areas; red-ness of the eye; nausea and vomit-ing; and possibly colored halosaround lights.
Symptoms of congenital glau-coma may be present at birth or de-velop as a child becomes a toddler.These symptoms may include wa-tery eyes, sensitivity to light, an eyeor eyes that appear cloudy and eyesthat appear larger than normal be-cause the eyeballs have enlargeddue to pressure. A child may also beexperiencing congenital glaucomaif he or she is frequently rubbing hisor her eyes or squinting or keepinghis or her eyes closed much of thetime.
More information on glaucoma isavailable at www.glaucoma.org.
Since 1970, January has beenrecognized as National BloodDonor Month. During the wintermonths, blood is traditionally inshort supply due to past holidaytravel schedules, inclementweather and illness. But here's thething; donations may be down butthe need isn't.
"Every two seconds someone inAmerica needs blood, and approx-imately 40,000 units of red bloodare needed every day," saidFEMA Regional AdministratorKen Murphy. "Donating blood isa safe, life-saving and selfless giftthat enhances the level of pre-paredness for each and every com-munity in this nation."
Few blood centers can maintainmore than a three-day supply ofblood for transfusions. The needfor blood, platelets, and plasma isconstant, but only three in every100 Americans donate blood. So-called "baby boomers" account forthe majority of blood donations,but as a demographic are ap-proaching an age when medica-tions and health issues bar themfrom being able to donate. At the
same time, they are the largest agecohort of the world population andrequire more donated blood fortheir own health, quickly usingmuch of the supply they once sup-ported themselves.
The Red Cross urges everyone tomake donating blood a prioritythis winter. Your help could meanhope for those in need. To find outwhere you can give blood and toschedule an appointment, go toredcrossblood.org or call 1-800-RED CROSS, for additional infor-mation. Below is a list of localblood drives in the area.
January Blood Drives inNorwood and
Surrounding Areas: Jan. 2 - Canton Library, 786Washington St., Canton, 12-5 p.m.
Jan. 12 - Westwood Masons,655 High St., Westwood, 9 a.m.-3p.m.
Jan. 15 - Brookwood Park SouthInv., 220, 315, 320 Norwood ParkSouth, 9 a.m.-2 p.m.
Jan. 26 - Boch Honda, 279Bos./Prov. Hgwy., Norwood, 8a.m.-2 p.m.
Page 14 Local Town Pages www.norwoodtownnews.com January 1. 2013
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January Is NationalBlood Donor Month
Glaucoma, a Common butTreatable Disease
As we reflect on 2012, we have somuch to celebrate at Koko FitClub.2012 marked our first full year withthree clubs (Mansfield, Plainvilleand Walpole) open, and we grewour membership with each monththat passed. But, for us, it isn’t aboutgrowth with members looking forthe latest fitness fad, or a quick fix,or paying for a gym membershipthat is just cheap enough not to useit. For us, it is about changing lives- one member, one session at a time.
With that in mind, we’d like toshare just a handful of member sto-ries that represent the success of somany of our members over the pastyear:
“I koko because it is fun, effective,and addicting! Since I joined Kokoin July, 2011, I have increased mystrength by 93%! The best part ofthis is I can eat more without gain-ing weight because my metabolism
is faster due to the increase in leanmuscle mass. I’ve also lostpounds and inches on top ofthat! I never thought Iwould be as consistent as Iam, but Koko makes iteasy! I feel like I have a per-sonal trainer standing next to meevery time I work out. The KokoSmartrainer tells me what to do, andthe fantastic FitCoaches help mewhenever I need it. Before Koko Iwas NEVER a gym person. Tradi-tional gyms don’t offer what Ineeded - personal attention, world-class coaching, measurable results,and a friendly, inviting atmosphere.Doesn’t sound like a typical gym,does it? That’s because it’s reallydifferent... and far better!”
~ Marsha G., Koko FitClubPlainville
“Iam a KokoNut! I am addicted toKoko, I enjoy the personal trainingmachine and the competition to getbetter and stronger. I was one of the30% that Michael Wood talks aboutnot getting any exercise and now Ihave to go every day and I want togo every day! Oh yeah, and I hategyms so you know that this is unlikethe gym experience. I tell everyoneI know about Koko!”
~ Nadine M., Koko FitClubMansfield
“I have joined and left many gymsin the past, but Koko Fitclub is the
first one where I didn't feel like I*had* to go the gym, but I *wanted*to go to the gym. I used to stay witha gym until my weight lossplateaued, as it always does, andthen I'd give it up as a failure.Koko's data tracking of every visitallows me to see that I am con-
stantly improving even duringthe periods where I'm not los-ing weight. In my first fourmonths at Koko I've lost 15
pounds but my strength hasimproved by almost 40%, and that
is worth staying with the program!”
~ Michael T., Koko FitClubPlainville
Koko is the best workout I haveever experienced. Battling weightfluctuation has been an issue for mefor over 20 years. My pattern wasfits and starts with no consistency. Ihated going to the gym and oftenfelt out of place and intimidated.Koko is a welcoming environment,encouraging, rewarding and I lookforward to going every time! I amdown 25+ pounds and my strengthhas increased 56% in less than 5months. Thank you Koko!! ~ Stacy
S., Koko FitClub Walpole
These stories are just the tip of theiceberg, but they are a great exampleof the amazing, inspiring people wehave the privilege of working withon a daily basis.
To all of our members in Mans-field, Plainville, and Walpole, thankyou for a fantastic year! You trulyare amazing and inspire us daily!
To anyone reading this articlewondering if Koko FitClub could beyour fitness solution in 2013, we areconfident that Koko FitClub willchange your life. The stories in thisarticle do not come with a “resultsnot typical” disclaimer that you seein so many gym or weight-lossclinic ads. These are real peoplefrom your community who werealso in search of a new fitness solu-tion before they walked through ourdoors. Give us a try! We’re differ-ent.
Yours in good health,Christine & Andy JohnstonOwners, Koko FitClub of Mans-field, Plainville and Walpole
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 15
Living Healthy
KoKo FitClub Reflects on 2012
Norwood Hospital was honoredfor the second time this year with an“A” Hospital Safety Score SM byThe Leapfrog Group, an independ-ent national nonprofit run by em-ployers and other large purchasers
of health benefits.
The A score was awarded in thelatest update to the Hospital SafetyScoreSM, the A, B, C, D or F scoresassigned to U.S. hospitals based on
p r ev e n t a b l emedical errors,injuries acci-dents, and infec-tions. TheHospital SafetyScore was com-piled under theguidance of thenation’s leading
experts on patient safety and is de-signed to give the public informa-tion they can use to protectthemselves and their families.Among the many key measures forthe award, Norwood Hospital re-ceived a best performance score of100 for its nursing staff, which re-lates to how a hospital keeps pa-tients safe and reduces safety risks.
“It’s an honor to once again berecognized by The Leapfrog Groupwith the top score for patient safety,which is always our number onepriority,” said Emily Holliman, Nor-wood Hospital president. “I greatlyappreciate the dedication of our pa-tient care staff for the quality of theircare and the work they do for ourpatients every day,”
“Hospitals like this that earn an Ahave demonstrated their commit-ment to their patients and their com-munity,” said Leah Binder,president and CEO of The LeapfrogGroup. “I congratulate NorwoodHospital for its safety excellence,and look forward to the day whenall hospitals will match this stan-dard.”
To see Norwood Hospital’s scoresas they compare nationally and lo-cally, visit www.hospitalsafe-tyscore.org. The Hospital SafetyScoreSM also provides informationon how the public can protect them-selves and loved ones during a hos-pital stay.
Calculated under the guidance ofThe Leapfrog Group’s nine-mem-ber Blue Ribbon Expert Panel, theHospital Safety Score uses 26 meas-ures of publicly available hospitalsafety data to produce a single scorerepresenting a hospital’s overall ca-pacity to keep patients safe from in-fections, injuries, and medical andmedication errors.
About The Leapfrog GroupThe Leapfrog Group(www.leapfroggroup.org) is a na-tional nonprofit organization usingthe collective leverage of large pur-chasers of health care to initiatebreakthrough improvements in thesafety, quality, and affordability ofhealth care for Americans. The flag-ship Leapfrog Hospital Survey al-lows purchasers to structure theircontracts and purchasing to rewardthe highest performing hospitals.The Leapfrog Group was foundedin November 2000 with supportfrom the Business Roundtable andnational funders, and is now inde-pendently operated with supportfrom its purchaser and other mem-bers.
Page 16 Local Town Pages www.norwoodtownnews.com January 1. 2013
Living Healthy
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Norwood Hospital Awardedan “A” for Patient Safety
The Department of Public Healthrecently recognized Norwood Hos-pital’s Small Miracles ObstetricsDepartment with its 2012 Breast-feeding Achievement Award.
The distinction recognizes hospi-tals for following best practice insupporting breastfeeding mothersand their newborns. At NorwoodHospital some of these practices in-clude advanced training for staff, aswell as education and support forbreastfeeding mothers. NorwoodHospital maternity patients have ac-cess to 17 RNs with certification aslactation counselors, and an outpa-tient lactation clinic. The hospitaloffers community-wide resourcessuch as a free drop-in support groupand a free lecture series on why andhow to breastfeed.
“I’m so very proud of our mater-nity staff. This award signifies theircommitment to our new moms andtheir babies to provide exceptionalbreastfeeding care,” said JessicaBuinicki, RN, BSN, Small Mira-cles’ nurse manager.
Norwood Hospital has also com-mitted to achieving the Baby-Friendly Hospital designation. Thisdesignation, an initiative of theWorld Health Organization and theUnited Nations Children’s Fund(UNICEF), encourages hospitals tooffer an optimal level of care forbreastfeeding. As part of the desig-nation process, all nurses have com-pleted an 18-hour curriculum onbreastfeeding.
“Congratulations to our SmallMiracles staff on their breastfeedingachievement. They consistentlyprovide our new mothers and ba-bies with the highest level of careand a wonderful patient experiencein all regards,” said Emily Holli-man, President, Norwood Hospital.
For more information about Nor-wood Hospital’s maternity services,childbirth education classes andbreastfeeding education, pleasecontact Dana Paris- Mahoney at781-278-6402 or [email protected].
NorwoodHospital’sSmallMiraclesMaternityUnit EarnsAward
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The temporomandibularjoint (also known as TMJ) islocated in front of the ear oneither side of the head wherethe upper and lower jaws
meet. It is used throughout theday during activities like talk-ing, eating and chewing.
In most cases, TMJ dysfunc-tion requires a visit to a dentistor orthodontist. Physical ther-apy is not normally consideredthe first choice for treatment.However, it is important tonote that the muscles of theneck and jaw are closely con-nected to the muscles of theshoulders and neck. Weaknessor dysfunction in the neck andshoulder muscles affects themuscles surrounding the jawand this is one of the (several)causes of TMJ problems.These muscles are some of themost actively used in the body.As a result, untreated TMJdysfunction has the potentialto evolve from a mere nui-sance to a rather debilitatingcondition.
In the early stages, an indi-vidual may experience diffi-culty talking, chewing,yawning, sneezing, and swal-lowing. Over a period of time,the symptoms can get worse.They may include headaches,ear pain, bite problems, click-ing sounds, and locked jaw.
Thought for The DayWhat Causes TMJ Dysfunction?
Causes of TMJ dysfunctioninclude teeth grinding, habit-ual gum chewing or nail bit-ing, dental problems (jawabnormalities or missingteeth) and trauma or injury to
the jaws. Occupational tasks(holding the phone betweenthe head and the shoulder,staying hunched over the com-puter for extended periods oftime) that trigger muscle im-balances in the neck andshoulder also play a role.
When muscle imbalance is acontributing factor, the TMJattempts to compensate for themisalignment. Normally, TMJmotion is smooth and coordi-nated, allowing the jaw tomove in several directions in-cluding side to side, forward /backward and open / close.When the movement becomesimbalanced, the result is in-creased strain on the ligamentsand the muscles of the jaw.This can lead to a number ofsymptoms including jaw andfacial pain, clicking and pop-ping when opening and clos-ing the mouth, difficultyopening the jaw, neck pain andheadaches.
Stress is a commontrigger for TMJ dys-function. Self-aware-ness and relaxationtechniques can bebeneficial. Avoidinghard, crunchy, orchewy foods help re-duce pain. Hot orcold towels can alle-viate swelling ormuscle spasms andfurther help in painreduction.
Significance of PhysicalTherapy
A dentist can evaluate TMJproblems and may recom-mend a dental appliance ordental work. However, if TMJdysfunction is associated withheadache or pain in the jaw,neck or shoulders, ask for a re-ferral to a physical therapist.
The therapist will evaluatethe TMJ to determine the de-gree of strength, mobility andtension in the surroundingmuscles. This informationserves as the foundation for anexercise program to addressmuscle imbalances. Strength-ening, stretching, and relax-ation techniques prescribed by
the physical therapist will helpreduce pain and restore func-tion.
Untreated TMJ dysfunctioncan result in impaired concen-tration, inability to chew food(leading to poor nutrition), dif-ficulty sleeping and psycho-logical distress. If you areexperiencing any of the symp-toms of TMJ dysfunction,consider the services of aphysical therapist as part ofyour treatment. Physical ther-apy can reduce the pain andlimitation associated withTMJ problems and speed upthe recovery process. We lookforward to hearing from you,and will be happy to answerany questions you may have.
Call today to schedule an ap-pointment. We have special-ists in TMJ at our Norwoodoffice! Physical Therapy andSports Rehab. Inc. has 2 con-venient locations - our Nor-wood office (at 781-769-2040)
and our Norfolk location (at508-384-7020). In businessfor over 25 years, our licensedtherapists will provide youwith the Best Therapy Experi-ence® - Guaranteed. Go onour www.ptandsr.com to learnmore!
Prepared by 2011 TherapyNewsletter. All rights re-served.
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 17
Living Healthy
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2013 is a financial turningpoint for you and your family be-cause of dramatic new health carelaws, new tax laws and skyrocket-ing medical and nursing homecosts. That’s why Dennis Sullivan& Associates has developed thislist of the top mistakes to avoid inestate and asset protection plan-ning for 2013.
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Page 18 Local Town Pages www.norwoodtownnews.com January 1. 2013
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Sophomore Kacie Smith of theNorwood High School VarsityGirls' hockey team is Athletic Re-publics "Athlete of the Month".Kacie has made an immediateimpact on the soccer and lacrossefields, and in the ice hockey rinkas a freshman. Her all around ath-letic ability has lead her to be anamazing contributor on the fieldand off the ice. Assistant coachMolly Barefoot says of Kacie"her speed and impressive stick
handling skillsallow her tostand out toother playersand coaches."Last year shewas named tothe Bay StateLeague Honor-able Mention team as a freshman.Kacie is a top forward for the var-sity hockey team and will be aprimary contributor for the 2012-
2013 season. Athletic Republicwould like to congratulate Kacieon her success and hope to seemore from her in her athletics ca-reer.
ATHLETE OF THE MONTHSponsored by
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Compared to a lot of his friendswho had already been playinghockey, Jordan Davis began hisjourney on the ice at a late age.Luckily for the Norwood Highgoaltender, it didn’t affect his riseto the top.
Davis, who first laced up theskates at the age of 10, was origi-nally a forward his first season,but soon after tuned to be the manbetween the pipes.
“It was one of those things that Ijust decided to try out,” Davissaid. “I really wasn’t all that greatas a forward, luckily I was betteras a goalie and found my place onthe ice.”
As a freshman for the Norwoodvarsity team, Davis was the third-string goalie. Due to a suspensionof one and the starting goalie notplaying all that well, Davis wasthrust into his first varsity start – aplayoff game against Weymouth.
“We were the lower seed andwere not supposed to win,” theMustang goaltender said. “I waswicked nervous, my first gameand in the tournament; eventuallyI settled down. We still lost thegame, but it was a close one.”
Weymouth defeated Norwood4-2 and eventually lost to Arch-bishop-Williams in the Division 1South Championship game.
“Jordan got his first taste of var-sity hockey late in his freshmanseason and has been there eversince,” Norwood Coach Bill Clif-ford said. “The coaching staffthought that he had the talent andwe threw him in there. Jordan didthe rest by taking control of theopportunity that was given tohim.”
Despite playing well in his firstever varsity contest, Davis was
NHS Hockey GoalieEntering his 4th Varsity Season Between the Pipes
NHS HOCKEY GOALIEcontinued on page 20
unsure if he’d enter his sophomoreyear as the team’s number onegoalie. Once again circumstancesarose and Coach Clifford and hiscoaching staff handed the goal-tending reins over to Davis for hisfirst full season in the net.
Davis posted a 2.00 goals againstaverage while leading his teaminto the tournament. Norwoodupset the number six seed Brock-ton, 5-1 before losing to Marsh-field, the eventual Division 1South Champion as well as the Di-vision 1 State Champion. It wasthe following season, his junioryear, in which Davis posted hisbest season to date. He loweredhis goals against to 1.50, was se-lected to the All Star team and ledhis team to the number four seed
with a 14-3-4 record. The team asa whole eventually lost to Natick(who lost in the championshipgame) in the semifinals.
Now entering his senior season,Davis is looking to get the Mus-tangs to the Championship gamethis winter.
“It was tough last year being onegame away and only two gamesaway from the state title game,”Davis said. “This past off-seasonI’ve worked hard once again, hop-
ing that we can go deeper into thetournament. Individually, I want tostep my game up, I know that welost a lot of talented seniors, butI’m hoping that I can carry thisteam to the championship gamethis year.”
Coach Clifford believes in hisgoaltender and knows if he hadn’tbeen for him this team would nothave been as good as they’vebeen.
“First of all, Jordan’s a tremen-dous kid to coach; he leads by ex-ample and helps the younger kids,Clifford said. "Our success lastyear was mainly due to his play.He has performed well for us thesethree-plus years and has been thebackbone of the team. When weneeded a big save, he gave it to usputting the team in a position towin. He’s a hard worker, who’s
gotten better each year andwe’re looking for him tohave an even bigger seasonthis year.”
Although Davis and hisNorwood teammates haveyet to play out this season,the senior keeper is look-ing to continue playinghockey in college nextwinter. Currently he has afew division 3 schools,some locally and someoutside of Massachusetts,who are interested in histalents. Coach Clifford be-lieves Davis will be suited up andplaying for some college nextyear.
“There are some colleges look-ing at him already,” the coach said.“He’ll play somewhere and will bea great catch for whoever gets him.
I know that we’re going to misshim after this season.”
Here’s hoping that Davis canguide the Mustangs to the top ofthe Division 1 standings in his lastseason between the pipes for Nor-wood.
Page 20 Local Town Pages www.norwoodtownnews.com January 1. 2013
C Norwood SportsSponsored By
NHS HOCKEY GOALIEcontinued from page 19
BY CHRISTOPHER TREMBLAY
Bill Clifford has been involvedwith coaching the Norwood HighSchool hockey program in one as-pect or another for the past 23years. Having been a student atNorwood, Clifford originally re-turned to his Alma-mater as a non-paid assistant to the Mustanghockey program. Through the next12 years, he slowly made his moveup the coaching ladder to assistantJV coach, JV coach and assistantvarsity coach before landing thehead coach job of the varsity team.
As the Head Coach of the Mus-tangs hockey program for the past11 years, Clifford has guided theprogram into ten tournaments. Hissuccess on the ice has finally trans-lated into the ultimate reward: Clif-ford has been unanimouslyselected by the State High SchoolCoaches Association into the Mas-sachusetts Coaches Hall of Fame.
“It’s very humbling,” Cliffordsaid. “I’ve learned a lot from all ofthe coaches that I’ve had the pleas-ure of working with through theyears. I don’t keep track of stats,like wins and losses, all I know isthat I’ve had a good run.”
Norwood Athletic Director BrianMcDonough can’t say enoughabout the man who’s guided the
Mustang varsity program for morethan a decade.
“I don’t have all stats for the past11 years since Bill’s been at thehelm of the hockey program, buthe’s been by far the most success-ful coach we’ve had,” the AD said.“He’s made the tournament 10 outof 11 years and has gone quite far
on more than one occasion. He’sdone a great job at Norwood andhe’s being recognized by his col-leagues by selecting him to theHigh School Coaches Hall ofFame.”
Many years ago growing up inNorwood, Clifford began playingyouth hockey. He skated with the
varsity team for three years whereas a junior his team lost to Arling-ton in the State Finals. The follow-ing year in his senior campaign,the Mustangs went a perfect 23-0and this time took Arlington downto capture the State Championship.As a right winger for Norwood,Clifford was twice selected to rep-resent the Bay State League as an
All Star. Following high school, heattended St. Anselms College, inManchester, NH, were he contin-ued to play hockey for the nextfour years.
His old school tactics have madehim the genius he is today in re-gards to coaching.
“Bill is a very discipline coach,
hardnosed and somewhatof a throwback in regardsto his coaching,” McDo-nough said. “He speaksfrom the heart and is avery compassionate indi-
vidual and for that the kids respecthim.”
Having basically coached in thesame overall program for nearly aquarter of a century, Clifford has amultitude of memories, but it’s the
players that keep him going.”
“My best memory is teaching thekids that have come through thegame and all of its aspects," thenewly Hall of Fame coach said. "Ialways tell them academics comesfirst, hockey is a distant second.I’ve had some really good playerscome through this program overthe years. Coaching these kidskeeps me young.”
NHS Hockey Coach Selected intoMassachusetts Coaches Hall of Fame
According to newyear.com(and probably many other newyear resolution lists), gettingphysically fit and/or losingweight is one of the top NewYear's resolutions. The start of anew year is characteristically atime when people both lookback and look ahead at theirlives and pledge to change a fewthings.
Fitness centers are very tunedin to this new year's trend, whichis why during the months of De-cember and January people aretypically inundated with adver-tisements and direct mail pam-phlets marketing gymmembership promotions. If get-ting physically active is at thetop of your resolution list thisyear, your best choice may be inyour own neighborhood. For acivic, financial and convenientalternative, considering en-rolling in an athletic member-ship through the NorwoodRecreation Department.
The Norwood Civic Centerboasts a 3,000 square feet co-edfitness area with a multitude ofcircuits and free weights, nu-merous options of cardio equip-ment and even personal fitnesstrainers. It also offers a gymna-sium that accommodates manyathletic activities and a studiothat houses cardio, yoga, fitnessand the rising popular Zumbaclasses.
"A variety of people from thetown use it [Civic] and look tous for their fitness," RecreationProgram Director Linda Bergersaid.
Approximately 5,000 savvyresidents already take advantageof this hidden Norwood jeweland with the ongoing economicturmoil, many more are catchingon quickly.
"We see an influx because theyknow they can get better pro-grams at a much lower rate,"Recreation Director GerryMiller said.
Membership rates have re-mained the same (family mem-bership has even gone down)from last year with variablemembership options to appeal tofinancial and personal needs: in-dividual memberships for onemonth, $20; three months, $45,
six months; $85, one year; $160and a one year family member-ship for $200. Punch pass op-tions are also available: adults;12 visits for $30 and college stu-dents; 40 visits for $36. One-time fees are also provided foradults; $3, college students; $1,youth; $.50.
"We are very flexible so peoplecan pay by the day or for thewhole year for a family or an in-dividual," Berger said.
Norwood's local athletic centeralso offers what many commer-cial gyms do not; evolving pro-grams and personalized service.New classes are offeredthroughout the year, many fromsuggestions from its patrons.
"We try to meet the needs ofthe community and gear ourprograms for what people askfor, and if there is somethingpeople want we welcome sug-gestions," Berger said.
That personalized service goesway beyond client recommenda-tions. The communal environ-ment is a recurring factortypically not found in busy,bustling fitness centers.
"We are local and communitybased," Berger said. "When theywalk in the door they are greetedby someone who knows whothey are. Many gyms don't offerthat community feeling andmany don't offer that personaltouch."
According to the AmericanHeart Association, physical in-activity raises the risk of coro-nary artery disease while regularphysical activity can lower thethreat as well as help control andprevent many ailments such as,diabetes, high blood pressureand obesity. While consulting adoctor is advised before begin-ning an exercise program, 30minutes per day, in as little as 10or 15 minutes sessions mostdays of the week, is recom-mended to experience thesehealth benefits.
The first step to a healthy selfcan start easily with a tour of thefacility at 165 Nahatan St. Thereis free parking along the build-ing as well as the municipal lotacross the street. To learn more,visit their website at www.nor-woodrecreation.com, on Face-book at Norwood RecreationDepartment and look for theSpring/Summer Program Guidepublished in mid February.
During a season of new begin-nings, why not try a group class,join a team or begin an individ-ual exercise program. A mem-bership at the Norwood CivicCenter is the ideal personal andfinancial method to launching anew and active lifestyle.
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 21
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It is amazing how much changecan take place over the course ofa year, which is why it is impor-tant to start thinking about re-viewing your finances. You willwant to review your finances tosee if it is time to adjust existingsupport obligations or if it is ap-propriate to consider wipingyour financial slate cleanthrough bankruptcy. Often-times people do not take advan-tage of opportunities to adjustsupport obligations. Exchangingfinancial information at the startof a new year is a good way tosee if support orders need to beadjusted so that support is fairfor all parties involved. Partiescan enter into an agreement,which would need to be pre-sented to the Court, if they areable to work together if it isfound that support should be ad-justed. You should never makean adjustment to support that hasnot been approved by the Court;otherwise someone could poten-tially be exposed to a Complaintfor Contempt.
You should also keep in mindthe possibility that existing al-imony orders may be eligible foradjustment pursuant to the Al-imony Reform Act of 2011 start-ing in March 2013. Alimonyawards from marriages thatlasted five years or less may bemodifiable at that time.
The start of a new year is alsoa good time to get your financialhouse in order. A bankruptcy fil-ing may be appropriate for yoursituation if you are burdened bysignificant debt and you can’tseem to climb out of the finan-cial hole. It is also important tokeep on top of your mortgage. It
is very easy to fall behind onyour mortgage, but you do notwant to ignore the problem as ig-norance is the quickest path toforeclosure and possibly losingyour home. The proper bank-ruptcy filing may help you withthat problem.
Another way to address yourmortgage issues is to work witha foreclosure defense law firm.In addition to having my ownlocal law practice, I am a partnerwith the foreclosure defense firmConsumer Attorney Services.They work with you and yourlender in the aggressive pursuitof saving people’s homes.Whether it is bankruptcy or fore-closure defense, the Law Officeof Timothy J. Teehan is commit-ted to helping people throughdifficult financial times.
A new year brings new hopeand new possibilities. Make surethat you and your family are in aposition to thrive in 2003.Here’s to a wonderful and pros-perous new year!
Timothy J. Teehan, Esquire
www.teehanlaw.com
(508) 404-1155
The Law Office of Timothy J.Teehan is a law office that prac-tices Family Law, Bankruptcy,Estate Planning and offers Me-diation services. The informa-tion contained in this article isinformational in nature and isnot intended to establish an at-torney-client relationship. Formore information please contactThe Law Office of Timothy J.Teehan.
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2013 Is QuicklyApproaching
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508-533-NEWS (6397)
BY DEBBIE TREMBLAY
If one of your 2013 New Year'sresolutions is to clear out theclutter and get your home andlife better organized, you are notalone. Getting organized is al-ways one of the Top 10 NewYear’s Resolutions that manymake year after year. Unfortu-nately, against best intentions,by February more than 36% ofindividuals will have given up onthose resolutions. For that rea-son, The National Association ofProfessional Organizers(NAPO) has dedicated Januaryas National GO-Get OrganizedMonth to help people get a freshbeginning on a new year by get-ting organized!
One of the main reasons thatmany give up so quickly is sim-ply because they find themselvesoverwhelmed and just don'tknow where to begin.
To overcome this obstacle, hereis my 5 step blueprint to helpyou take the first steps towardscreating the clutter-free and or-ganized lifestyle of your dreams.
Create Your Vision Of An Or-ganized Home: Walt Disneyonce said, "Every dream beginswith a powerful vision". To cre-ate your vision, find a quietplace, close your eyes, take afew deep breaths and slowly en-vision yourself living in a clutterfree and organized home. Whatwould this space look like?How would you feel in thisspace? Now picture yourself atyour favorite vacation destina-tion. A place you go to escapefrom everyday life. Do you feelfree and at peace most when youare at the beach - hiking - A Na-tional Park - Disney World -Paris? Shouldn't your home feelthe same way? Picture yourselfcoming home to your favoritevacation spot 365 days a year; aprivate oasis that will allow youto be the master of your space,time and life.
Know your Why: Write downthe many reasons “why” youwant to become more organized.Wanting an organized home isnot a good enough reason andwill set you up for failure.
Do you want to increase yoursavings account? Gain more en-ergy for life? Improve yourhealth? Enjoy more time with
your family? Find more time topursue your dreams and pas-sions? Only you can determineyour why but did you know thata majority of people spend overan hour a day searching foritems due to disorganization andclutter? If you weren’t spendingan hour a day searching for mis-placed items - how would youspend your time? If one hourdoesn’t seem significant, envi-sion how your life could changeif you had an extra 15 plus daysthis year at your disposal.
Writing down all your reasonsto the question of “why” willbuild the excitement and mo-mentum needed to keep youworking on your desired goal.
Post your "whys" in variousareas located in your home as away to help keep you focusedand motivated throughout theprocess.
Set A Realistic Long-TermGoal - Just as Rome wasn't builtin one day, please don't assumethat you can get your home or-ganized in a week or two. Thistype of expectation will onlyleave you frustrated, over-whelmed and disappointed. Ifyour home is filled with years ofaccumulated clutter, you will befaced with many obstacles androadblocks making this an emo-tional journey that will take timeto complete. For that reason, Ihighly suggest that you committo allowing a full 52 weeks toobtain your goal with slow and
steady progress.
Slow And Steady Wins theRace: One of the best strategiesto cross the finish line a winneris by breaking your vision intodaily, actionable goals that canbe obtained in just 10 minutes aday. Begin the race by choosingthe room that irritates you themost. For example, let's say it'syour bathroom.
The secret is to schedule anextra ten minutes a day de-clut-tering this room either before orafter your shower. While in thisroom, spend ten minutes to de-clutter one drawer, one cabinetor closet shelf at a time. Elimi-nate all expired medications &any makeup and mascara over 6months old and purge old tooth-brushes, rusty nail clippers andtweezers. Also consolidate andcombine partially filled bottlesof cleaning solutions, handsoaps and shampoos and then re-cycle the empty bottles.
Commit to de-cluttering thisroom on a daily basis until it iscompletely clutter free.
Once the bathroom is finished,follow the same ten-minute de-cluttering process throughout therest of your home. For example,clean your bedroom while tend-ing to your laundry. Again, de-clutter one dresser drawer, onesection or shelf of your closet.Discard all stained and tornclothing and donate those itemsthat are either too large or too
small as well as any items thathaven't been worn in over a year.
Weed through and recycle oldmagazines, newspapers, expiredcoupons and menus while sittingdown watching your favorite TVshow.
As you prepare your next meal,de-clutter one kitchen cabinet,shelf, drawer or closet. You caneasily purge expired boxed andcanned food items, flaked cook-ware, rusty cooking utensils,smelly & stained plastic contain-ers, chipped mugs and dishes.
You'll be amazed at what youcan accomplish within a ten-
minute time span. Eliminatingthe easy clutter from your homeduring these 10 minutes mini de-cluttering sessions will allowyou to see immediate results andteach you to differentiate be-tween clutter and treasure.
Celebrate Your Hard Work: Foreach room you complete, takethe time to acknowledge youraccomplishment and do some-thing you enjoy doing. You’veworked hard, enjoy some timeoff.
Here's to making 2013 the yearyou say "No" to clutter and"Yes" to creating the organizedand balanced home and life-styleof your dreams.
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 23
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5 Step Blueprint Towards An Organized & Clutter-Free New Year
Wishing you a happy and
healthy New Year
from all of us here at
LocalTownPages!
Thank you for your
local support throughout
the year.
BY KRISTENALBERINOSOCIAL SECURITY METROPOLITAN
PUBLIC AFFAIRS SPECIALIST IN
QUINCY, MA
As we ring in a new year, wecan expect to see a number ofchanges. Social Security is noexception: in 2013, people whoreceive Social Security orSupplemental Security Income(SSI) payments will see theirbenefits increase.
Beginning in 2013, a 1.7 percentcost-of-living adjustment(COLA) was applied to all SocialSecurity and SSI payments. Theaverage monthly Social Security
benefit for a retired worker in2013 is $1,261 (up from $1,240 in2012) and the average monthlySocial Security benefit for adisabled worker in 2013 is $1,132(up from $1,113 in 2012). Thesechanges were reflected in SSIpayments dated December 31,2012 and Social Securitypayments dated in January 2013.
For people who receive SSI, themaximum federal paymentamount has risen to $710 (upfrom $698).
Other Social Security changes in2013 are worth noting. Forexample, a worker now paysSocial Security tax on up to
$113,700 of annualincome (up from$110,100 in 2012). Aworker earns onecredit after payingtaxes on $1,160 in
earnings in 2013 (up from$1,130). As always, a worker mayearn a maximum of four creditseach year and a person generallyneeds forty credits (or ten years ofwork) to be eligible for retirementbenefits.
To learn more about these andother changes for 2013, visit theSocial Security website atwww.socialsecurity.gov, and readour fact sheet about the changesatwww.socialsecurity.gov/pressoffice/factsheets/colafacts2013.htm.
Financial Wellness Can BeYours In 2013
January is Financial WellnessMonth — a great time to thinkabout your own financial future.It also happens to be at this timethat many people makeresolutions for the New Year.Why not combine the two andmake your own financial wellnessa resolution for 2013?
Here are our suggested resolu-tions for your financial wellness.
start your financial plan withyour Social Security Statement.
The online Statement is simple,easy to use, and providesestimates you should consider inplanning for your retirement. Itprovides estimates for disabilityand survivors benefits, making theStatement an important financialplanning tool. Your Statementallows you to review and ensurethat your earnings are accuratelyposted to your Social Securityrecord. This feature is importantbecause Social Security benefitsare based on average earningsover your lifetime. If theinformation is incorrect, or youhave earnings missing from yourrecord, you may not receive allthe benefits to which you areentitled in the future.www.socialsecurity.gov/mystatement
Work the numbers. Once youget your online Statement, youcan use the other free resourcesprovided by Social Security. Useour Retirement Estimator, whereyou can get a personalized, instantestimate of your future retirementbenefits using different retirementages and scenarios. Visit theRetirement Estimator atwww.socialsecurity.gov/estimator
once you are in the know,choose to save. The earlier youbegin your financial planning, thebetter off you will be. SocialSecurity replaces about 40percent of the average worker’spre-retirement earnings. Mostfinancial advisors say that youwill need 70 percent or more ofpre-retirement earnings to livecomfortably. You also will needother savings, investments,pensions or retirement accounts tomake sure you have enoughmoney to live comfortably whenyou retire. Visit the BallparkEstimator for tips to help yousave.www.choosetosave.org/ballpark
do some light reading. Learnmore about Social Security, thebenefit programs, and what theymean to you and your family, by
browsing through our onlinelibrary of publications. Inparticular, our publication entitled“When To Start ReceivingRetirement Benefits” provideshelpful information regarding thethings you should consider whenmaking a decision on when tocollect retirement benefits. Manyof our publications also areavailable in audio format andother formats. Our library atwww.socialsecurity.gov/pubs isalways open.
help someone you love.Sometimes we get the mostsatisfaction out of helpingsomeone else. If you have agrandparent, parent, relative, orfriend who could benefit fromSocial Security, share our websiteand the features of our onlineservices with them. You can evenhelp a loved one apply for SocialSecurity benefits in as little as 15minutes — or for Extra Help withMedicare prescription drug costs.Whether you forward apublication or sit down to helpsomeone apply for SocialSecurity, the place to go iswww.socialsecurity.gov.
There are a number of ways youcan celebrate Financial WellnessMonth, so start off the New Yearby looking out for your ownfinancial wellness atwww.socialsecurity.gov.
Myths About Social SecurityLike any other successful andlong-standing program ororganization, there are a numberof myths surrounding SocialSecurity. Some of them aregrounded in truth but just slightlymisconstrued. Others arecompletely out of line with thetruth. Let’s take a look at a few.
Myth 1: Social Security is just aretirement program.
Social Security is more than aretirement program. It providesbenefits to retirees, survivors, andpeople with disabilities who canno longer work. In fact, almostseven million disabled workersand nearly two million of theirdependents get Social Securitydisability benefits. Six and a halfmillion dependents of deceasedworkers (including two millionchildren) get Social Securitysurvivors benefits. Social Securityis more than just retirement.
Page 24 Local Town Pages www.norwoodtownnews.com January 1. 2013
Happy New Yearfrom Avita of Needham
Warm wishes and thanks to all of our wonderful families and friends this holiday season!
A unique assisted living community specializing in memory care. Conveniently located at:880 Greendale AvenueNeedham, MA 02492
781.444.2266www.avitaofneedham.com
A “Raise” For People WhoGet Social Security
SOCIAL SECURITYcontinued on page 26
It's the time of year when peo-ple make resolutions to be a bet-ter and healthier version ofthemselves. So why not makeresolutions that will mutuallybenefit you and your pet? Hereare some ideas to help you and
yours have the best year yet.
* Eat more fresh food. Thismay seem like an easy resolu-tion. However, it takes time andpreparation. For humans, thismeans incorporating more fruitsand veggies into your diet while
for pets this means ensuring thattheir pet food uses ingredientssuch as fresh turkey, salmon andduck, fresh omega 3 and 6 oils(from coconuts and canola),wholesome berries and fruits andvegetables like peas, spinach and
carrots. Now Fresh premium pet-food by Petcurean is a great ex-ample. You can learn more aboutchoosing a pet food with thefreshest, healthiest ingredients atpetcurean.com.
* Get more exercise. Did youknow pets can decrease ourblood pressure and cholesterollevels and increase our opportu-nities for exercise, outdoor activ-ities and socialization?
Exercising together will not onlyhelp optimize your health butalso allow you to spend moretime together.
* Use that agenda. This doesn'tseem like a resolution, but some-times making a plan is the onlyway resolutions will come tolife. Most of us schedule time forother appointments and meet-ings, so why not set aside somepriority time for pets too?
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 25
Kraw - Kornack
Funeral Home
1248 Washington StreetNorwood, MA 02062
www.kraw-kornackfuneralhome.com781-762-0482
Serving the families of Nowood and the surrounding communities with thoughtful care for over 60 years.
Complete Funeral and Cremation Services.Pre-Need Funerals and Funeral Trusts Arranged.
Call anytime for an appointment.Wheelchair Ramp and Handicap accessible.
All Veteran Services available.
FAMILY OWNED AND OPERATED.
JOHN P. KORNACK ------ DIRECTORS ------ GEORGE KORNACK
Mazzola’s
Norwood MonumentalWorks Inc.
943 Washington Street • Norwood • MA 02062 • www.norwoodmonumental.comEmail: [email protected]
The Norwood Fire Department would like to introduce it's newest member Firefighter Jack Farrell.Jack is a Norwood native who grew up on Pleasant Street and is the son of John and JoAnn Farrell.He attended St. Catherines and Xaverian, graduated from Norwood High School in 2002 and wenton to Wentworth Institute of Technology. Jack is an EMT and is currently in Paramedic school. FFFarrell lives in Norwood with his wife Stacey. The Norwood Fire Department wishes Jack the best in
his career in public service as a Norwood Firefighter.
New Firefighter in Norwood
Ring in the New Year with Your Pet
inate debt. While it's important tosave money, high-interest debtshould be eliminated as quickly aspossible. For example, if you payoff a credit card that charges you10 percent on your account bal-ance with money you might havedeposited into a savings accountthat earns just 1 percent interest,then you will have gotten a 9 per-cent return on your investment.It's important to save money, butdon't do so at the expense of ig-noring existing high-interest debt.
New Year's resolutions are notalways easy to keep, but those thatcan positively affect your bottomline may be easier to live up to.
RESOLUTIONScontinued from page 11
Page 26 Local Town Pages www.norwoodtownnews.com January 1. 2013
NEXT FREE WORKSHOPS• Thur. Jan. 17th• Wed. Feb. 6th• Thur. Feb. 21st
10 am and 2 pm Each DaySeating is limitedR.S.V.P. to ATTEND
Call (800) 964-4295 (24/7)... or register online at www. DSullivan.com
Learn how to...• Plan for nursing home care.• Protect your home, spouseand life savings.
• Use hidden wartime veterans benefits.
• Take advantage of new health care & tax laws.
Myth 2: I don’t need to save becauseSocial Security will take careof me when I’m retired.
Social Security was neverintended to be a person’s soleincome in retirement; it should becombined with pension incomeand personal savings andinvestments. Your Social SecurityStatement, available atwww.socialsecurity.gov.mystatement, is a great place to get an ideaof what to expect duringretirement. You can also visit ourRetirement Estimator atwww.socialsecurity.gov/estimator.
Myth 3: If I work after I retire, I’ll be penalized.
Once you reach your fullretirement age, there is no penaltyand no limit on the amount youcan earn. You can determine yourfull retirement age by visitingwww.socialsecurity.gov/retirecharted.htm. The earnings limit forworkers who are younger than"full" retirement age (age 66 forpeople born in 1943 through
1954) is $15,120 in 2013. (Wededuct $1 from benefits for each$2 earned over $15,120.) Theearnings limit for people turning66 in 2013 is $40,080. (We deduct$1 from benefits for each $3earned over $40,080 until themonth the worker turns age 66.)Keep in mind that if we withholdsome of your benefits due towork, we will re-compute yourmonthly benefit amount whenyou reach full retirement age toaccount for those months that wewithheld your benefit. There is nolimit on earnings for workers whoare full retirement age or older forthe entire year.
Myth 4: To apply for benefits or dobusiness with Social Security, I need to go to an office.
Not only is this false, but weencourage you to do business withus the most convenient and fastestway: at www.socialsecurity.gov.At our website, you can apply forbenefits, use our RetirementPlanner, get an estimate of yourbenefits, request a replacementMedicare card, and much more.You’ll find it all — along withanswers to your questions — atwww.socialsecurity.gov.
SOCIAL SECURITYcontinued from page 24
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 27
January 2dog licenses dueFor more information, contactNorwood Town Hall at 781-762-1240.
nomination Papers availablefor annual electionFor more information, contactNorwood Town Hall at 781-762-1240.
January 7Film screening: 'the bridge ofsan luis rey'Morrill Memorial Library6:30 p.m.The Fiction 2 film series contin-ues with Thornton Wilder's 'TheBridge of San Luis Rey.' A briefdiscussion will precede or followthe screening of the film. Yourviewing will be enhanced by read-ing the fiction before the film. Seethe librarian for help in reserving acopy. Register at the reference orinformation desk or call 781-769-0200, x110 or x222.
January 8slide show on canadian rock-ies Family discovery summertourNorwood Civic Center, 6:30 p.m.Come and view a slide showhighlighting the summer CanadianRockies Family Discovery Sum-mer Tour offered through ColletteVacation Tours and the NorwoodRecreation Department. RSVP at781-762-0466.
January 9Friends of visual arts meetingMorrill Memorial Library6:30 p.m.The Friends of Visual Arts willhold their next meeting at the Mor-rill Memorial Library. The publicis invited to attend. For more infor-mation, visit fovanorwood.org.
January 10NVCC "Night of Stars" AwardsDinner & Annual MeetingShowcase Live, Gillette Stadium,Foxboro. 5:30-8 p.m.The Neponset Valley Chamber ofCommerce (NVCC) is holding a“Night of Stars” as they celebratetheir outstanding members for2012 and their work within theNeponset Valley Communities andbeyond. special guest speaker, Au-thor and Investigative Reporter,Michele McPhee. Cost is $50members, $75 general admission.Tickets can be purchased in ad-vance by visiting www.nvcc.com,or by calling 781-769-1126.
gary hylander lecture: themontgomery bus boycott of1955Morrill Memorial Library, 7 p.m.Back by popular demand, histo-
rian Dr. Gary Hylanderwill give a lecture on the1955 Montgomery Ala-bama bus boycott which was trig-gered by Rosa Parks' refusal tosurrender her seat to a white pas-senger. Register at the reference orinformation desk or call 781-769-0200, x 110 or x222.
January 11Parents night outNorwood Civic Center6:15-9:15 p.m.Parents can go out for an eveningwhile children take part in games,crafts, BINGO and more! A pizzadinner and juice is provided. Reg-ister at the Civic Center. $10 perchild.
norwood nuggets trivia nightNorwood Elks, 7 p.m.The evening will include raffles,prizes, a silent auction, and ofcourse, trivia! Tickets are $15 perperson or $150 per table. For infor-mation or to reserve a table, callDenise Kelly at 781-440-9404 oremail at [email protected].
Jimmy tingle Film screeningand PerformanceNorwood High School, 7:30 p.m.The Norwood High School FineArts office is hosting a benefitevent featuring a film screening ofJimmy Tingle's American Dream-Live on Stage & Screen. Thisunique theatrical evening will con-clude with a Q & A and a LiveJimmy Tingle performance. Gen-eral admission $25 in advance,$30 at the door. Student tickets are$10 advance, $15 at thedoor. Tickets are available at tick-ets.jimmytingle.com and the NHSFine Arts Office, at (781) 352-3546. Performance proceeds willhelp send Norwood High SchoolDrama program participants toperform at the 2013 AmericanHigh School TheaterFestival/Fringe Festival, in Edin-burgh, Scotland.
January 12magic of lynNorwood Theatre, 8 p.m.Master Illusionist Lyn Dilliesdazzles audiences nationwide withalluring performances highlightingsome of the most incredible illu-sions in magic today. The Magicof Lyn is a show filled with eye-defying illusions, hypnotic light-ing, hot music and most magical ofall, the enchanting personality ofLyn Dillies herself. Lyn recentlywon the 2009 Merlin Award fromthe International Magician’s Soci-ety for Best Female Illusionist ofthe Year. Tickets are $25 & $27 foradults, $23 for children and $25for seniors. To purchase tickets,
visit the Norwood Theatre websiteat www.norwoodstage.com or visitthe box office weekdays, 10 a.m.-12 p.m. and 3-5 p.m.
January 13Free norwood concert-thetom nutile big bandNorwood High School 245 Nichols St., 2-4 p.m.The weather may be a littlecolder than summertime, but theNorwood Concerts on the Com-mon Committee will not let thatlittle dilemma get in the way ofsome great FREE music. All per-formances will be held rain, shineor snow, unless it is a really bigstorm! Hot chocolate and goodieswill be served at intermission. Formore information, call NorwoodTown Hall at 781-762-1240 orvisit www.norwoodma.gov.
January 14lecture: connecting throughsocial networkingMorrill Memorial Library, 7 p.m.Rescheduled from Monday, Dec.10. This is a free information ses-sion on how to build or leverageyour social networks to stay con-nected in today's world. SandraCoswatte, social networking con-sultant and institute manager at theSloan Consortium will talk abouthow to use Facebook, Twitter andnLinkedIn to grow your personal orprofessional network. Sign up atthe reference or information deskor call 781-769-0200, x110 orx222.
January 15red cross blood driveBrookwood Park South Inv., 220,315, 320 Norwood Park South9 a.m.-2 p.m.Donors receive a free pound ofDunkin Donuts coffee.
Film screening: 'Food beware'Morrill Memorial Library, 7 p.m.Together Yes, the local organiza-tion to promote sustainability, ispresenting another series ofmonthly films beginning withFood Beware. Please sign up forany or all of these documentariesat the library Reference or Infor-mation Desk or call 781-769-0200, x110 or 222.
January 16Fireside readsMorrill Memorial Library10 a.m.Fireside Reads is an annual booktalk with librarians Margot Sulli-van and Beth Goldman, who willentertain and enlighten you with avariety of book reviews. Refresh-ments will be served, and no reg-
istration is necessary. Thisprogram is funded by theFriends of the Library.
Fireside readsMorrill Memorial Library7:30 p.m.Fireside Reads is an annual booktalk with librarians Margot Sulli-van and Beth Goldman, who willentertain and enlighten you with avariety of book reviews. Refresh-ments will be served, and no reg-istration is necessary. Thisprogram is funded by the Friendsof the Library.
January 20Free norwood concert-West-wood swing bandNorwood High School245 Nichols St., 2-4 p.m.The weather may be a littlecolder than summertime, but theNorwood Concerts on the Com-mon Committee will not let thatlittle dilemma get in the way ofsome great FREE music. All per-formances will be held rain, shineor snow, unless it is a really bigstorm! Hot chocolate and goodieswill be served at intermission. Formore information, call NorwoodTown Hall at 781-762-1240 orvisit www.norwoodma.gov.
January 22storytime with hope andersonMorrill Memorial Library, 10 a.m.To register, contact ChristineTomasello at [email protected] or call 781-440-5983.
January 24brian mcgrory, boston globecolumnistMorrill Memorial Library7:30 p.m.Mr. McGrory has written a mem-oir about two animals who taughthim all sorts of lessons about life,Buddy: How a Rooster Made Mea Family Man. Sign up at the ref-erence or information desk or call781-769-0200, x110 or 222. Auto-graphed copies of Buddy will beavailable for purchase after theprogram.
January 25musical Production: 'next tonormal'Norwood Theatre, 8 p.m.With a thrilling contemporaryscore, Next to Normal is an emo-tional powerhouse of a musicalabout a family trying to take careof themselves and each other. Thisproduction was originally pro-duced at the MMAS Black BoxTheater and comes to The Nor-wood Theatre as its first full musi-cal production. Tickets are $25 &$27 for adults, $23 for childrenand $25 for seniors. To purchase
tickets, visit the Norwood Theatrewebsite atwww.norwoodstage.com or visitthe box office weekdays, 10 a.m.-12 p.m. and 3-5 p.m.
January 26musical Production: 'next tonormal'Norwood Theatre, 8 p.m.With a thrilling contemporaryscore, Next to Normal is an emo-tional powerhouse of a musicalabout a family trying to take careof themselves and each other. Thisproduction was originally pro-duced at the MMAS Black BoxTheater and comes to The Nor-wood Theatre as its first full musi-cal production. Tickets are $25 &$27 for adults, $23 for childrenand $25 for seniors. To purchasetickets, visit the Norwood Theatrewebsite atwww.norwoodstage.com or visitthe box office weekdays, 10 a.m.-12 p.m. and 3-5 p.m.
January 27Free norwood concert-s.o.s.big bandNorwood High School,245 Nichols St., 2-4 p.m.The weather may be a littlecolder than summertime, but theNorwood Concerts on the Com-mon Committee will not let thatlittle dilemma get in the way ofsome great FREE music. All per-formances will be held rain, shineor snow, unless it is a really bigstorm! Hot chocolate and goodieswill be served at intermission. Formore information, call NorwoodTown Hall at 781-762-1240 orvisit www.norwoodma.gov.
musical Production: 'next tonormal'Norwood Theatre, 2 p.m.With a thrilling contemporaryscore, Next to Normal is an emo-tional powerhouse of a musicalabout a family trying to take careof themselves and each other. Thisproduction was originally pro-duced at the MMAS Black BoxTheater and comes to The Nor-wood Theatre as its first full musi-cal production. Tickets are $25 &$27 for adults, $23 for childrenand $25 for seniors. To purchasetickets, visit the Norwood Theatrewebsite atwww.norwoodstage.com or visitthe box office weekdays, 10 a.m.-12 p.m. and 3-5 p.m.
January 26red cross blood driveBoch Honda279 Bos./Prov. Hgwy.8 a.m.-2 p.m.Donors receive a free pound ofDunkin Donuts coffee.
Calendar
Page 28 Local Town Pages www.norwoodtownnews.com January 1. 2013
Out and About by daWn c. Fitzgerald
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resolute resolutions
January usually inspires us all tofix ourselves in one way or an-other. Some of us will join a gym.Others will head to the nearestweight loss centers. People re-solve to find a new job, changetheir hairstyle. Become more as-sertive, or become less of a nag.
We all decide to somehowchange and improve.
Last month, one of the worsttragedies happened in a quiet littleNew England town. The worldwatched as a community mournedthe loss of too many little ones.And the teachers- who lost theirlives trying to protect them.
As an everyday, regular Joewatching the horror unravel ontelevision- I was (and at this writ-ing still am) heartbroken andshocked by this event. Somethingso horrific. So unfathomable.
As a parent, I wanted to grab allthree of my children and head forthe hills. Find somewhere –any-where that they could be safe.
When my son got off the bus onthat wretched day, I met him onthe street and gave him the biggesthug and kiss that I could muster.We walked arm and arm down thestreet. I was so very happy to seehis face!
Then and now I find myself lis-tening a bit more intently to hismiddle school stories of angst.
My youngest child attends ele-mentary school. She is eight- amere two years older than some ofthe Sandy Hook students thatwere killed. God willing – shewill be making her first HolyCommunion this year. I will not
complain about the planning thetiming, et al. In retrospect-I trulyhave nothing to complain about.
As for my eldest child-teens areas trying as they come. But I amlucky that she is sixteen, happy,healthy, and most importantlyhere.
So this year, I am resolving tochange. My usual yearly resolu-tions will include going to thegym more often and eating morehealthy foods.
In addition to resolutions thisyear, I have vows.
I vow to be more patient withmy children and my husband. Torealize that each day –even theworst one- is truly a gift.
I vow to change my priorities. Tomake more time to spend withfamily and friends- and make itcount.
To be more tolerant of others-even if the others are driving me abit crazy.
Lastly, I vow that this year, in2013, I will remember how trulylucky I am and how lucky I havebeen in my life with my friend-ships and my family by merelybeing here. I can pick up thephone and call, text, email, orsnail mail. I have the ability toreach out to those that I lovewhenever, wherever I want. Be-cause they are all safe and stillhere.
God bless the families affectedby this horrific tragedy. May theysomehow find peace.
Dawn C. Fitzgerald is a mother,a wife, and an occasional free-lance writer. She can be reachedat [email protected]
January 1, 2013 Local Town Pages www.norwoodtownnews.com Page 29
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Resolutions abound come thedawn of a new year. Fitnessand finances tend to dominatemany people's resolutions,with the goals of shedding afew pounds and saving moremoney both being popular res-olutions.
For those whose focus will beon finances in the coming year,establishing a budget for thenew year is a good place tostart. The following are a fewtips for men and women thatshould help them plan budgetsfor the new year and reachtheir financial goals over thenext 12 months.
• Start with your income.How much money is beingbrought into the household willgo a long way toward deter-mining your budget. The firstmonth of the year, when peo-ple will receive their earningsstatements from the previousyear, should provide a clear-cutpicture of just how much in-come the household is generat-ing. Once you have thatinformation, you can begin toestablish a budget.
• Make a list of your bills.Knowing what's coming in isimportant when establishing abudget, but so is having a firm
grasp of what's going out.Make a list of all of yourmonthly expenses, from thebig ones like a mortgage pay-ment to the smaller ones likehow much you spend on a cupof coffee each day. When mak-ing a list of these expenses,make note of the day bills aredue each month. This can helpyou determine which weeks ofeach month you'll be able tosave more money and whichweeks you will need to tightenyour belt and pay existing bills.Such knowledge will help youestablish a budget.
• Make a list of anticipatedexpenses. Some expenses arethere every month. Others arethose you expect, such as homeimprovement projects you planto finance in the coming year.Make a list of these anticipatedexpenses. This may involvetaking some inventory ofthings around the house, suchas any appliances that may beon their last legs, bigger issueslike a roof that may need to bereplaced or a bathroom you fi-nally plan to remodel. Onceyou have compiled this list, re-search how much each projectfigures to cost you. This shouldgive you an idea of how realis-
tic each project is for you, andwhether or not you will be ableto tackle multiple projects inthe coming year.
• Don't forget about debts.Many people plan a budgetmore to get out of debt than tosave for a rainy day. When es-tablishing a budget for the yearahead, calculate how muchdebt you're currently carrying.Though you can do so if youprefer, it's best to exclude ex-isting installment loans like amortgage or a car note fromyour list of debts. Thoughthose can be considered moneyyou owe, they are more in linewith the monthly expenses youneed to live than credit carddebts you simply need to getrid of. If your debt is consider-able or even small, see if thereis anything you can removefrom your list of monthly ex-penses (i.e., cable television orstreaming video subscription)so you can devote that moneyto eliminating your debt. In ad-dition, those with considerabledebt should prioritize endingthat debt over projects youwant to tackle that aren't ex-actly necessities. For example,if your kitchen is outdated butstill safe and functional, post-
pone the kitchen remodeluntilyou have eliminated your debt.
• Decide where you can cutcosts. Chances are you're es-tablishing a budget becauseyou have a specific financialgoal in mind or because youexamined last year's financialstatements and realized youfell short of your savings goals.So you likely know you needto cut some costs, and part ofestablishing a budget is decid-ing which costs you can cut.Some of the more commonways people cut costs at thedawn of a new year includesdeciding to dine out less, can-celing a cable television sub-scription or removing premiumchannels from their package,driving less to save money onfuel and forgoing store-boughtcoffee for java they make athome. Each of these budgetcuts can lead to substantial sav-ings over a full year, and noneof them are life-altering to thepoint of lowering a person'squality of life.
• Include savings into yourbudget. Living on a budget isnot always easy, especially forthose people who are not usedto doing so. When establishingyour budget, include weekly,
bi-weekly and monthly savingsgoals into the budget. If youstick to this plan, you will havesomething to show for your fi-nancial discipline at the end ofeach month, and light at theend of the tunnel can be a mo-tivating factor as you adapt toliving on a budget.
The new year is a great timeto turn over a new financialleaf, and establishing a budgetis a great way to get started ona path to a brighter financialfuture.
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new year not only brings a hostof new opportunities, but it alsobrings a host of familiar obliga-tions. One such obligation is pay-ing taxes, which doesn't have to bedone until mid-April. But waitinguntil the last minute with respect totaxes can make the process evenmore difficult, and putting it off
certainly won't help those peoplewho vowed to stop procrastinatingin the new year.
Getting a headstart on tax seasoncan be beneficial in numerousways, not the least of which isavoiding the last-minute rush tofile your return come the filingdeadline. Even if you have yet to
receive your W-2 (which youshould have in hand by January31), there are steps you can take toget ready for the coming tax sea-son.
* Gather your documents. YourW-2 is likely not the only docu-ment you will need to prepare yourtax return. Statements regarding
your investments, student loanpayments, mortgage and a host ofother documents might be neces-sary for you to fill out your return.You should start receiving thesedocuments in January, so gatherthem as they come in and keepthem in a convenient place. Thiswill ensure you don't get frustratedwhen filling out your return whileincreasing the chances you earn allof the credits and deductions youdeserve.
* Examinepast returns.Many peoplehave questionswhen fillingout their taxreturns, butthose whowait until thewaning daysof tax seasonto preparetheir returnsignore thosequestions in an effort to make thefiling deadline. When you startpreparing for tax season early, ex-amine past returns and see if thereare any questions you wanted toask in the past that you didn't havetime for. Write these questionsdown as you comb through yourpast returns and bring the ques-tions to your tax preparer when thetime comes. If you don't plan onhiring a professional to prepareyour taxes, you can contact theIRS with your questions, and theearlier you do so, the more quicklyyou are likely to have your ques-tions answered.
* Take your time. When you de-cide to get an early start on yourtaxes, you allow yourself to take
your time preparing your return.This reduces the likelihood of get-ting stressed when filing your re-turn. Many people get a bitnervous when filing a tax return,but that stress can be even greaterif you leave everything until thelast minute. If you're starting early,take your time when working onyour return and don't succumb toany potential stressors.
* Consider hiring a professional.Starting early also gives you an op-portunity to determine if preparingyour own return is too tall a task.If that's the case, consider hiring aprofessional to prepare your return.If you decide to hire a professional,do so early so that person has moretime to devote to your return. Ifyou wait too long, chances are thetax preparer will be buried withmany other customers' returns andwon't be able to devote as muchtime to preparing your return asyou would like.
More information about gettingready for tax season is available atwww.irs.gov.
Page 30 Local Town Pages www.norwoodtownnews.com January 1. 2013
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Men and women who havetried to sell a home are likely fa-miliar with the phrase "curb ap-peal." Curb appeal is similar togetting ready for a big date, onlyyou're not dressing yourself up tomake a strong first impression.Instead, improving curb appealinvolves dressing your home upin the hopes it makes a strongfirst impression on prospectivebuyers, many of whom will havea strong opinion about the prop-erty before they even get out oftheir cars to have a look around.
A home with strong curb ap-peal can entice buyers who arelikely to believe that a home witha well-maintained exterior islikely to have an equally impres-sive interior. Homeowners whowant the process of selling theirhome to go smoothly can im-prove the property's curb appealin a number of ways, many ofwhich don't necessitate a sub-stantial home improvementbudget.
* Clean up. The most effectiveway to improve curb appeal is toclean up the property. Manyhomeowners are savvy enoughto remove toys and other itemsfrom the yard before showing ahome, but cleaning up goes be-yond removing clutter from theproperty. Make sure all hedgesare trimmed and remove weeds,sticks and other debris from anyflower beds. Lay mulch in theflower beds and garden, asmulch prevents weed growthwhile helping the soil retainmoisture, resulting in more at-tractive gardens to catch abuyer's eye.
* Get an "edge" on other sell-ers. Edging is another easy andeffective way to improve curbappeal. Edge driveways, side-walks and other walkwaysaround the property, removing ortrimming anything that is hang-ing over the driveway or walk-ways. If the boundary betweenyour driveway and lawn is notdistinct, consider installing edg-ing materials such as stone orbricks. The edging can be levelwith the driveway or elevated,but keep in mind that elevateddriveway edging can protect thelawn, preventing kids from rid-ing their bicycles onto the lawnor cars from driving onto it.Adding edging is not a very dif-ficult do-it-yourself project.
* Take to the trees. Manyhomeowners grow accustomedto overgrown trees around theirproperty and may not notice thatlow-hanging, unsightly branchesare hiding the home from view.Buyers want to see the house, sotake to the trees and trim anybranches that hang too low or ob-scure your home.
* Clean the gutters. Leaves andsticks hanging from the guttersare a red flag to buyers, who tendto associate clogged gutters withroof damage. Clean the guttersthoroughly before putting yourhome up for sale and keep themclean throughout the sellingprocess. If your property in-cludes lots of trees, install guardsto keep twigs and leaves out ofthe gutters.
* Make the home accessiblethrough the front door. Manyhomeowners enter their homethrough a side door or throughtheir garage. If you fall into thiscategory, keep in mind thatprospective buyers will be enter-ing through the front door, somake this area accessible. Clearany clutter, such as overgrownhedges, away from the frontdoor, and consider upgrading thedoor handle to a more modernfeature. In addition, make surethe lock on the front door doesn'tstick, forcing the realtor and buy-ers to immediately struggle be-fore entering the home. You wantbuyers and their real estateagents to get in and out of thehome as smoothly as possible.
* Make sure all plants, includ-ing flowers, are living. Dehy-drated or dead plants and flowersare eyesores, and they will givebuyers the impression that youdidn't pay much attention to yourproperty. Make sure all plants arealive and thriving and replacethose that aren't. You can replantnew flowers or plants or just usepotted plants instead. When pur-chasing new plants, choose low-maintenance varieties that appealto buyers who want good vibrantplants but might not want to putin much work into the garden.
When selling a home, home-owners can employ a number oftactics to improve their home'scurb appeal
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Page 32 Local Town Pages www.norwoodtownnews.com January 1. 2013
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