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MMUUHHAAMMMMAADD BBAADDAARR UUZZ ZZAAMMAANN Address: A-54/1 Rizwan Society, University Road, Gulistan-e-Johar block 7 | Karachi, Sindh | Pakistan. Contact: Cell + 92-321-2138391 | Résidence : + 92-0213-4647509 E-mail: mohammad_badar@hotmail.com mohammad_badar@aol.com

CAREER OBJECTIVE To pursue career in a reputable organisation, offering professional environment and career advancement opportunities, utilizes my skills and talent to its optimum level with equally reward my performance.

PROFESSIONAL WORK EXPERIENCE Duration

BankIslami Pakistan limited (formerly KASB BANK LTD.) 28st April ‘12 – Till Date OFFICER SYSTEM SECURITY alias INFORMATION SECURITY (SYSTEM SECURITY) RISK DIVISION, HEAD OFFICE KARACHI. Key Responsibilities:

Creation and Maintenances of System profiles of banking core system for staff.

Monthly review User Profile Management, review exceptions, escalates threats and violations.

To ensure & enforce System Security Policies and procedures on the Software Applications and ensure data authorization rights to users according to their UJPs.

Designed and maintaining monthly reports of Banking System of Daily transaction / Activity status of Users.

Assigning permanent or temporary rights and Authorization Limits to Core Banking System.

Generating and Taking daily Banking System Security users operations data reports from banking system.

Coordination with IT and Software development team for maintenances and problem resolution.

Ensure all relevant documents related to System IDs blend to the specs as laid down in the System Security Policy.

Review and participate for yearly in Disaster recovery Plan for System Security.

Volunteer works:- o Participated in Business Continuity Plan of System Security and made a report along with

recommendations with Superiors. o Contributed in making policies for System Security / Computer Security Policies and Procedures

related with Information Risk/threats to Banking system.

BankIslami Pakistan limited (formerly KASB BANK LTD.) 01st March ‘11 – 27th April’12 TREASURY OFFICER (TREASURY OPERATIONS) OPERATIONS DIVISION, HEAD OFFICE KARACHI. Key Responsibilities:

Timely & daily settlement of Money Market Deals.

Managing and monitoring of FUNDS in RTGS.

Payment of Home Remittance PRI (Pakistan Remittance Initiative) payments to concerned banks.

Maintaining and Settlement of funds (cash flow) via RTGS (Real Time Gross Settlement System) and issuance/ receiving security issuance (T-Bills) via DEPOX (SBP system).

Issuance of cheques /TT to branches for requirement of funds.

Daily reconciliation and maintaining MIS of RTGS reports.

Daily Forwarding of Clearing and Maturity reports to Treasury front office dealers.

Issuance of pay orders to broker companies.

Prepare MIS RTGS monthly charges report to Admin and Higher Management.

Preparation of daily reporting (Cash in Hand & Cash Reserve Requirement report) via MMCRS (Money Market Computerized Reporting System) for State Bank of Pakistan.

BankIslami Pakistan limited (formerly KASB BANK LTD.) 01st Sep ‘09 – 28th Feb’11 HOME REMITTANCE OFFICER (CENTRAL PROCESSING UNIT) OPERATIONS DIVISION, HEAD OFFICE KARACHI.

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Key Responsibilities:

Home Remittances Duties: - o Uploading cash payments transactions to the Banking system. o Cross checking of all transaction of cash / bank and pay orders. o Coordination with all banks to resolve issues. o Resolve branches & customer’s queries and complains related with Remittance payments. o Coordinate with all tie up on daily basis for smooth operations. o IBFT (Internal Batch Funds Transfer) to other Banks o Pay Order issuance in favor of Home Remittance to other Banks o Maintain strong follow up with customers and branches country wide. o Amendments and cancellation of transactions. o Maintain MIS of Daily Remittances tie-up payments report to Higher Management and State Bank.

Volunteer work:- o Took part in UAT (User Acceptance Testing) of Banking software for the following products:-

Home Remittance Payments (Cash Payment Data file upload) PRI (Pakistan Remittance Initiative) file generation and report process.

CPU (Clearing Department) Duties: - o Posting of Inward / Outward / Intercity & Sameday Clearing cheques and Pay orders. o Scrutiny of all inward cheques / Pay orders. o Making return inward clearing MIS and send to their respective branches. o Checking of posted entries inward and outward clearing reports. o Verification of customer signatures though system and authorizes them. o Coordination and follow up with SME or Co-operate department and braches. o Authorization of processing inward and outward entries. o Preparation of clearing figures of all branches on daily basis. o Balancing of clearing.

BankIslami Pakistan limited (formerly KASB BANK LTD.) 08th Jan ‘07 – 31st Aug’09 OPERATION OFFICER (CONSUMER OPERATIONS) CONSUMER BANKING GROUP, HEAD OFFICE KARACHI. Key Responsibilities:

A/C opening and Loan Disbursement of Staff Finance, Commercial Loans and Revolving through banking system.

Designed and Maintained the MIS of Personal Loan and Revolving / Running Finance.

Supervision of Data entries & Maintenance of Personal Loan & Revolving Credit in Banking Core system. (e.g. customer’s settlements, change of tenor &/or markup, change of customer’s address/contacts, limit enhancement/ reduction and reversal of charges(documentation fee / late payments.)

Issuance of cheque book request of Personal Loan’s &/or Revolving customers to branch / COD (Centralized Operation Division) department along with follow-ups.

In charge of printouts & delivering billing statements, Equal Monthly Installment schedule, clearance/settlement letters and welcome packs to the concerned branches / Customers.

Coordination with Courier Company for delivering of packets to branches and customer’s address.

Resolving queries regarding customers complains regarding Personal loans & Revolving to Call Center and Service Quality Dept.

Special Duties:- o Reconciliation of Issuer & Acquirer of ATM transactions. o CNIC verifications of customers through NADRA VERISYS System. o ECIB data entries reporting and reconciliation to STATE BANK of Pakistan. o Took part in UAT (User Acceptance Testing) of Banking software for the following products:-

CASH ASAAN (Personal Loan) CASH ASAAN (Revolving)

UNION BANK. CONSUMER OFFICER (CONSUMER OPERATIONS) CONSUMER BANKING GROUP, PRC TOWERS KARACHI. 01st Feb ‘06 – 31st Dec’06

Key Responsibilities:

A/C opening and Line Disbursement of Ready Loan and Ready Cash cases through Banking Core system.

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Segregation of Ready Cash cases, Specimen Cards and Online ATM Forms and Dispatch to the respective departments.

Checking of Daily Line Releasing and maintaining Daily MIS Status of both Ready Loan and Ready Cash.

Maintaining of CNIC#, Address, Phone records in Banking Core System.

Blocking/Unblocking of A/C and Entries of Funds Transfers, Cheque Book Request, Cheque Book Issuance, Annual Fee, Documentation Charges, Enhancement Charges, Mark up Charges and Reversal of Markup Charges & filing of Ready Loan and Ready Cash cases.

NATIONAL POLICE FOUNDATION SECURITY SERVICES (PVT) LTD. COMPUTER OPERATOR / PAYROLL OFFICER (ACCOUNTS DEPARTMENT) SOUTHERN REGION, SHAHRAH-E-FAISAL KARACHI. 10th Oct ‘03 – 31st Jan’06

Key Responsibilities:

Designed & Maintained MIS of billing of clients, recruitment, resigned & Payroll System of Staff.

Conduct Interviews and Maintained Documentation of Employees with up to date memos and letters.

Forwarding claims to Insurance Company in case of accidental and death claims of staff.

Assist the Accounts Officer / Assistant Accountant in Accounts Dept.

Volunteer works:- o Done Secretary’s work (Filing Documents, Fax e.t.c) o Distribution of Cash / Salaries of Staff & Security Guards. o Visited Organization and done Initial Study, Documentation Report and developed Maps

(Deployment of Guards e.t.c.)

EDUCATION

Completion year Qualification Institute

2015 MBA (Management)

IQRA University, Karachi, Pakistan Course work &Thesis completed –waiting for transcript-

2004 B.SC(Hons.)Computing Business

College of Digital Sciences(Affiliated London Metropolitan University, UK) Karachi, Pakistan

2000 FSC (Pre-Engg.) National Govt. College, Karachi, Pakistan

1998 Matric (Computer Science)

St.John Grammer School, Karachi, Pakistan

SKILLS AND INTERESTS

Having great concept of IT Software testing, implementation & reconciliation / scrutiny of data.

Presentation and report writing skills

Work on Database designing (SQL SERVER & MS ACCESS) and Research Data Software (SPSS & EVIEWS)

Consistent and decisive with proven administrative and business skills.

Human Recourses Management – Appraisals, trainings, attendances & payroll processing e.t.c.

Comfortable working in multi-cultural teams & ability to perform effectively under pressure.

Experienced to carry out high volume of trade and multi-task management.

Committed to producing fast and accurate results of high-quality detailed work to deadlines.

PERSONAL ATTRIBUTES

Goal – Oriented” behavior to pursue challenges as opportunities.

Highly effective communication skills and friendliness toward staff, which has allowed me to perform at my optimum level ensuring good relationship with team players.

“Out of Box” thinking in order to solve day-day to problems in an effective and efficient manner.

PERSONAL INFORMATION Father’s Name : Dr. Qamar Uz Zaman (Late) Date of Birth : 27th November 1981 Religion : Islam Nationality : Pakistani

Marital Status : Single