MSMEs and Electronic Payments
Matt GamserHead, SME Finance Forum
Advisory Committee on Corporate Payments Perugia, March 2012
SME Finance Forum Mission
Promote and disseminate global knowledge and good practices in SME finance to accelerate financial inclusion for SMEs
Achievements to date
News/reports on SME finance with daily feeds
Growing LinkedIn group: over 1200 members
Promotion of innovative approaches to promote SME finance/SME Finance Challenge
Data sharing/harmonization Policy dialogue (G20/AFI) Impact analysis Women’s Finance Hub coming
soon!
Get Involved
Participate in the SME Finance Forum community on LinkedIn
Share your publications and other knowledge resources on our website
Tell us what areas/ topics you would like the SME Finance Forum to cover
Our TeamMatthew Gamser, [email protected]
Hourn Thy, Operations & Technical [email protected]
Nadia Afrin, KM & Web [email protected]
Minerva Kotei, Women’s Finance [email protected]
Nothando Nyathi, [email protected]
Support for the SME Finance Forum:
Support for the G20 Finance Innovation Fund provided by:
Donors
Formal SME credit gap remains as large as ever at ~ $ 1 Trillion
Today 55-68% of formal SMEs in emerging markets are either unserved or underserved
82-86% (~ 0.8-0.9 Tn) of total credit gap of formal SMEs in emerging markets is represented by formal SMEs that already have a deposit account
But financial institutions face 6 main challenges when lending to SMEs
….. And banks need capacity to address these challenges
Myths and Opportunities #1
Myths and Opportunities #2
Myths and Opportunities # 3
And maybe all of us?
MSME and Payments
• More electronic transactions lower information costs• More electronic transactions save time and money for firms• More electronic transactions offer alternative portfolio
management options
Issues:• Payments data availability• Movable assets/secured transactions rights/regulations• Inter-operability• Financial institution capacity/awareness
On the Web at www.smefinanceforum.org
LinkedIn Group: SME Finance Forum
Twitter: @SMEFinanceForum
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