Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of
August 1, 2002, January 13, 2006, March 23, 2007 and July 1, 2007, and as further amended by the First Amendment, dated as of
March 1, 2008 and the Second Amendment, dated as of July 15, 2010 (as amended and supplemented, the "Agreement"), among
Capital One Bank (USA), National Association, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York
Mellon, as Trustee (the "Trustee"), Capital One Bank (USA), National Association as Servicer is required to prepare certain
information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust
(the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of
November 15, 2013, and with respect to the performance of the Trust during the month October, 2013, is set forth below. Current
Distribution Date is November 15, 2013. Certain other information is presented based on the aggregate amounts for the Trust as a
whole.
SERIES 2002-CC
Capital One Master Trust
MONTHLY STATEMENT
Material terms, parties and related abbreviations used herein may be found in the following documents as filed with the
Securities and Exchange Comission ("SEC").
Series 2002-CC Supplement to the Amended and
Restated Pooling and Servicing Agreement dated
as of October 9, 2002, relating to the COMT
Collateral Certificate.
Included in Exhibit 4.1 to the Trust's Form 8-K
filed with the SEC on November 12, 2002.
Amended and Restated Pooling and Servicing
Agreement dated as of August 1, 2002, January 13,
2006, March 23, 2007 and July 1, 2007.
First Amendment to the Series 2002-CC
Supplement, dated as of March 1, 2008.
Included in Exhibit 4.6 to the Trust's Form 8-K
filed with the SEC on March 4, 2008.
First Amendment to the Amended and
Restated Pooling and Sevicing Agreement,
dated as of March 1, 2008.
Included in Exhibit 4.2 to the Trust's Form 8-K
filed with the SEC on March 4, 2008.
Included in Exhibit 4.2 to the Trust's Form 8-K
filed with the SEC on July 6, 2007.
Second Amendment to the Amended and
Restated Pooling and Servicing Agreement,
dated as of July 15, 2010.
Included in Exhibit 4.1 to the Trust's Form 8-K
filed with the SEC on July 15, 2010.
1
A) CAPITAL ONE MASTER TRUST (RECEIVABLES)
Beginning of the Month Principal Receivables:
Beginning of the Month Finance Charge Receivables:
Beginning of the Month Discounted Receivables:
Beginning of the Month Total Receivables:
$33,386,520,688.80
$637,954,168.68
$34,048,377,460.63
MONTHLY PERIOD: October 2013
$0.00
1)
2)
3)
4)
Beginning of the Month AMF Receivables : $23,902,603.15
5)
ACCOUNTS (a)
20,307,997
Removed Finance Charge Receivables:
Removed Principal Receivables:
Removed Total Receivables:
$0.00
$0.00
$0.00
6)
7)
Removed AMF Receivables $0.008)
9) 0
Additional Finance Charge Receivables:
Additional Principal Receivables:
Additional Total Receivables:
$0.00
$0.00
$0.00
Discounted Receivables Generated this Period $0.00
10)
11)
Additional AMF Receivables $0.0012)
13)
14)
0
End of the Month Principal Receivables
End of the Month Discounted Receivables
End of the Month Total Receivables
End of the Month Finance Charge Receivables
$32,997,091,638.64
$620,621,048.70
$33,640,163,892.14
$0.00
15)
End of the Month AMF Receivables $22,451,204.80
16)
17)
18)
19) 20,198,779
Beginning of the Month Excess Funding Account Balance
Adjusted Invested Amount of all Master Trust Series
End of the Month Seller Percentage 72.60%
$0.00
$9,042,536,303.48
20)
21)
22)
Accounts include accounts which have a credit balance and accounts which have no balance because receivables may be generated
with respect to such accounts in the future. Accounts do not include certain charged-off accounts with zero balances. Beginning
in November 2009, Accounts, as defined herein, also include accounts which are closed, but still have a balance. Such accounts
were ommitted from reporting prior to this time. All other items have been and are still appropriately reflecting closed accounts
with a balance.
(a)
Defaulted Accounts during the Month
Annualized Default Rate as a Percent of Adjusted Beginning of the Month Principal Receivables
which includes Additional Principal Receivables
30 - 59 Days Delinquent
60 - 89 Days Delinquent
90-119 Days Delinquent
Total 30+ Days Delinquent
$123,329,226.63
80,565
44,326
365,787
125,589 $288,320,803.20
$204,332,127.68
$128,828,754.63
$939,011,855.16
48,655
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
End of the Month Delinquencies:
MONTHLY PERIOD: October 2013 ACCOUNTS RECEIVABLES
4.43%
2.79%
B)
1)
2)
3)
4)
7)
8)
9)
10)
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables
5) 120-149 Days Delinquent
150 + Days Delinquent6)
63,918
51,389
$170,052,924.20
$147,477,245.45
2
CAPITAL ONE MASTER TRUST (COLLECTIONS)
Total Collections and Gross Payment Rate as a Percent of Adjusted Beginning
of Month Total Receivables which includes Additional Total Receivables
Interchange Collected
Collections of Finance Charge Receivables and Annualized Yield as a Percent of
Adjusted Beginning of the Month Principal Receivables which includes
Additional Principal Recievables
MONTHLY PERIOD: October 2013 COLLECTIONS PERCENTAGES
Collections of Principal Receivables and Principal Payment Rate as a Percent of
Adjusted Beginning of the Month Principal Receivables which includes
Additional Principal Receivables
Prior Month Billed Finance Charges and Fees
Amortized AMF Income
Recoveries of Charged Off Accounts
Collections of Discounted Receivables
MONTHLY PERIOD: October 2013
Beginning Unamortized AMF Balance
+ AMF Slug
+ AMF Collections
- Amortized AMF Income
Ending Unamortized AMF Balance
$8,839,303,302.97
$8,200,216,156.98
$161,927,164.33
$60,057,224.01
$98,226,960.69
$0.00
$17,625,483.40
$640,951,550.76
$17,625,483.40
25.96%
24.56%
23.04%
$0.00
$96,362,555.92
$401,341,679.02
$15,761,078.63
C)
1)
2)
3)
4)
5)
6)
7)
8)
D)
1)
2)
3)
4)
5)
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
CAPITAL ONE MASTER TRUST : SERIES 2002-CC (Floating Allocation Amount)E)
MONTHLY PERIOD: October 2013
$9,042,536,304.08Floating Allocation Amount 1)
Floating Allocation Percentage2)
$173,597,833.72
27.084392%
Finance Charge Collections Allocated3)
Available Funds
4) Plus: Other amounts to be treated as Finance Charge Amounts
Less: Servicer Interchange5)
6)
$5,651,585.19
$10.82
$167,946,259.35
Allocations of Series 2002-CC Finance Charge Amounts7)
Class A Targeted Deposit to Interest Funding Accounta)
b)
c)
d)
e)
g)
Class B Targeted Deposit to Interest Funding Account
Class C Targeted Deposit to Interest Funding Account
Series 2002-CC Servicing Fee to the Servicer
Series 2002-CC Servicing Fee previously due and unpaid to the Servicer
Class D Targeted Deposit to Interest Funding Account
Series 2002-CC Defaulted Amount
f)
$33,402,971.80
$1,243,641.77
$2,234,043.75
$0.00
9,419,308.65
0.00
$8,912,383.34
$0.00Nominal Liquidation Amount Deficitsh)
3
i)
j)
k)
Accumulation Reserve Account Targeted Deposit
Class C Reserve Account Targeted Deposit
Class D Reserve Account Targeted Deposit $0.00
$0.00
$0.00Other deposits or payments required by Term Documentsl)
$0.00
Shared Excess Finance Charges of Series 2002-CC
Total Excess Finance Charges for All Series in Group 1
Finance Charge Shortfall for Series 2002-CC
Finance Charge Shortfall for All Series in Group 1
Excess Finance Charges Allocated to Series 2002-CC
8)
9)
10)
11)
12)
$112,733,910.04
$0.00
$112,733,910.04
$0.00
$0.00
Principal Allocation Amount
CAPITAL ONE MASTER TRUST : SERIES 2002-CC (Principal Allocation Amount)
MONTHLY PERIOD: October 2013
F)
1)
Principal Allocation Percentage
Principal Collections Allocated
Series 2002-CC Monthly Principal Payment
Shared Principal Collections (excess principal) of Series 2002-CC
Total Shared Principal Collections (excess principal) for All Series in Group
Principal Shortfall for Series 2002-CC
Principal Shortfall for All Series in Group 1
Shared Principal Collections Allocated to Series 2002-CC
$2,220,978,729.47
27.084392%
$9,042,536,304.08
$2,220,978,729.47
$2,220,978,729.47
$0.00
$0.00
$0.00
7)
6)
5)
4)
3)
2)
8)
9)
0.00
4
other than pursuant to the Agreement.
7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the receivables
Distribution Date.
6. As of the date hereof, to the best knowledge of the undersigned, no Pay Out Event occurred on or prior to such
respects under the Agreement through the Monthly Period preceding such Distribution Date.
5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material
4. This Certificate relates to the Distribution Date occuring on November 15, 2013.
3. The undersigned is a Servicing Officer.
2. Capital One Bank (USA), National Association is, as of the date hereof, the Servicer under the Agreement.
or Series Supplement, as applicable.
1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement
The undersigned, a duly authorized representative of Capital One Bank (USA), National Association, as Servicer, pursuant to the
Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1,
2002, January 13, 2006, March 23, 2007 and July 1, 2007, and as further amended by the First Amendment, dated as of March 1,
2008 and the Second Amendment, dated as of July 15, 2010 (as amended and supplemented, the "Agreement"), as supplemented by
the Series 2002-CC Supplement (as amended and supplemented, the "Series Supplement"), among Capital One Funding, LLC, as
Transferor, Capital One Bank (USA), National Association, as Servicer, and The Bank of New York Mellon, as Trustee, does hereby
certify as follows:
SERIES 2002-CC
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK (USA), National Association
MONTHLY SERVICER'S CERTIFICATE
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 14th day of November, 2013.
CAPITAL ONE BANK (USA), National
Association as Servicer
By: /s/ Tamara Schulz
Tamara SchulzName:
Title: Authorized Officer
5
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