What is Medi-Cal
Medi-Cal is a means based program. Certain assetsmaybe kept by a Medi-Cal recipient, without com-promising Medi-Cal qualification or benefits. These are called “Exempt Assets.” Common Exempt Assets are: Personal residence (up to $802,000 in equity) Household goods and personal property Certain items of Jewelry (i.e.: wedding ring andheirlooms) One car Whole life insurance policies with total cash Value of $1,500 or less Burial plots and irrevocable prepaid burial plans Term life insurance $2,00 in any other assets (includes cash, savings,checking accounts, stocks, property, etc.)
Common Exempt Assets are:
What happens after death (Estate Recovery)?
After a Medi-Cal recipient’s death, the State ofCalifornia has a legal right to recover from thedecendent’s estate amounts paid on the recipient’sbehalf for nursing home care. This is called “EstateRecovery.”
Although Exempt Assets will not prevent a personfrom receiving Medi-Cal, they are available to the State of California to recover against upon the Medi-Cal recipient’s death.
How much income may a single person on
Medi-Cal keep if he is in the nursing home?
$35 per month. This is called the “Personal needs allowance.”
Bradley S. Erdosi
Consumer’s Guide to Medi-Cal
Single Person
695 Town Center Drive, 7th floorCosta Mesa, Ca 92626
Phone: 714-384-6580 Fax: 866-447-[email protected]
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