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Page 1: Leasing Market in Poland  2004

Polish Association of Leasing Companies

Warsaw, January 2005

Leasing Market in Poland 2004

Page 2: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

2

Data collected from the following 33 leasing companies:

• Bankowy Fundusz Leasingowy• BEL Leasing• BISE Atechnet• BNP Paribas Lease Group• BPH Leasing• BRE Leasing• BZ WBK Finance & Leasing• Caterpillar Financial Services Poland• CLiF• DaimlerChrysler Services Leasing• Deutsche Leasing Polska• Europejski Fundusz Leasingowy• Fortis Lease Polska• Futura Leasing• Grenkeleasing• IKB Leasing Polska

• ING Lease (Polska)• Kopex Equity• Kredyt Lease • LHI Leasing Polska• NL Leasing Polska• Noma 2 • Nordea Finance Polska• Pekao Leasing• Raiffeisen Leasing Polska • Renault Credit Polska• Scania Finance Polska• SG Equipment Leasing Polska• Trans-Leasing TLBP• Volksbank-Leasing Polska• VFS Usługi Finansowe Polska• Volkswagen Leasing Polska• Watin Leasing & Finance

Page 3: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Analysis by type of asset - 2004

1,0%

2,4%

1,3%

23,2%

72,1%

Road transport vehiclesMachinery and industrial equipmentComputers and business machinesRailway, aircraft and shipsOthers

Page 4: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Analysis by type of asset 1999-2004

1. Machinery and industrial equipment

2. Computers and business machines

3. Road transport vehicles

4. Railway, aircraft and ships

5. Others0

10

20

30

40

50

60

70

80

1 2 3 4 5

1999

2000

2001

2002

2003

2004

Page 5: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of leasing market (equipment) – Top ten in 2004 Total net value - PLN 12 280 million

VB Leasing4,8% BPH Leasing

6,4%SGEL5,6%

PEKAO Lesing3,4%

ING Lease3,2%

Others31,2%

EFL15,9%

Raiffeisen Leasing9,2%

BRE Leasing7,1%

BZ WBK Leasing6,7%BEL Leasing

6,4%

Page 6: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Comparison of the value of particular types of leased equipment

after 2003 and 2004

Market 2003 2004 Change %

Road transport vehicles

7600 8850 16,4%

Machinery 2450 2850 16,3%

IT 245 300 22,4%

Railway, aircraft and ships

70 155 214,2%

Others 190 125 -34%

Equipment 10555 12280 16,3%

Page 7: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of equipment leased in 1997 – 2004 in million (PLN)

12280

10500

75006300

7800

6000

4000

8000

0

2000

4000

6000

8000

10000

12000

14000

1997 1998 1999 2000 2001 2002 2003 2004

Page 8: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of road transport vehicles leasing market – Top ten in 2004 Total net value - PLN 8 850 million

EFL17,8%

Others29,4%

Raiffeisen Leasing10,9%

BEL Leasing6,9%

BRE Leasing6,8%

SGEL3,6%

Volkswagen3,8%

BZ WBK Leasing

6,4%

BPH Leasing5,3%

VB Leasing5,4%

VFS3,8%

Page 9: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of road transport vehicles leased in 1997 - 2004 in million (PLN)

8850

35003200

2000

45004300

5100

7600

0100020003000400050006000700080009000

10000

1997 1998 1999 2000 2001 2002 2003 2004

Page 10: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of passenger cars leasing market – Top ten in 2004 Total net value - PLN 1 450 million

BPH Leasing3,7%

VB Leasing3,6%

Daimler-Chrysler Leasing

2,8%

BEL Leasing2,3%

BZ WBK Leasing

6,8%

Futura Leasing

6,7%

BRE Leasing7,4%

Volkswagen Leasing

8,7%

Raiffeisen Leasing10,4%

Others19,9%

EFL27,9%

Page 11: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of passenger cars leased in 1997 - 2004 in million (PLN)

1450

600

30

175

35 40

700

250

200

400

600

800

1000

1200

1400

1600

1997 1998 1999 2000 2001 2002 2003 2004

Page 12: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of machinery and industrial equipment leasing market Top ten in 2004. Total net value - PLN 2 850 million

ING Lease6,8%

Deutsche Leasing6,5%

Fortis Lease5,9%

BRE Leasing8,6%

BZ WBK Leasing8,4%SGEL

8,2%

IKB5,7%

BEL Leasing5,5%

EFL11,1% BPH Leasing

10,1%

Others23,1%

Page 13: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of machinery and industrial equipment leased in 1997 – 2004

in million (PLN)

1200

19002100 2000 1900

22002450

2850

0

500

1000

1500

2000

2500

3000

1997 1998 1999 2000 2001 2002 2003 2004

Page 14: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of computers and business machines leasing market - Top ten in 2004 Total net value - PLN 300 million

SGEF27,0%

EFL18,3%

Fortis Lease7,3%

BPH Leasing7,0%

BEL Leasing6,7%

Raiffeisen Leasing6,3%

Others16,7%

Bankowy Fundusz

Leasingowy1,7%

VB Leasing2,3%

PEKAO Leasing

1,7%

BZ WBK Leasing5,0%

Page 15: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of computers and business machines leased in 1997 - 2004 in million (PLN)

300

330

310

340

245

370380

340

0

50

100

150

200

250

300

350

400

1997 1998 1999 2000 2001 2002 2003 2004

Page 16: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Share of real estate leasing market in 2004 Total net value - PLN 1 930 million

Bankowy Fundusz

Leasingowy1%

PEKAO Leasing

1%

Raiffeisen Leasing15,9%

BRE Leasing17,5%

ING Lease23,2%

LHI Leasing37,9%

Fortis Lease2%

Page 17: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Net value of real estate leased in 1997 - 2004 in million (PLN)

625

1930

1200

1700

40

1000830

1350

0

500

1000

1500

2000

2500

1997 1998 1999 2000 2001 2002 2003 2004

Page 18: Leasing Market in Poland  2004

Source: Polish Association of Leasing Companies

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Polish Association of Leasing Companies

• Witold Drożdż – Managing Director• Rejtana Str.17, Warsaw• Phone: (+48 22) 542 41 36• Fax: (+48 22) 542 41 37• E-mail: [email protected]• www.leasing.org.pl