Dinis Guarda, Founder and CEO [email protected]: @dinisguardaztudium.comPublisher:
How Robo Advisers, Fintech Are Revolutionising Wealth Management
“The financial services industry has been visibly transformed by software over the last 30 years.
Practically every financial transaction, from someone buying a cup of coffee to someone trading a trillion
dollars of credit default derivatives, is done in software. And many of the leading innovators in financial services are software companies (…).”
Marc Andreesen, in WSJ
Every individual = Media + Data + Financial + Geek
“Company”
Every Business = Media + Data + Financial + Innovation + tech Company!
the rise of financial technology and its growing impact on the global banking industry. Wealth managers are standing at the epicenter of a tectonic shift, as the balance of power
between offering and demand undergoes a dramatic upheaval. Regulators are pushing toward a 'constrained
offering' norm while private clients and independent advisors demand a more proactive role; practitioners need examine this banking evolution in detail to understand the
mechanisms at work.Paolo Sironi, FinTech Innovation: From Robo-Advisors to Goal Based
Investing and Gamification (The Wiley Finance Series), August 29, 2016.
7
Fintech Revolution – Finance - Big Data – ContentDiscovery, Insights, Decision, Action
Understand your audienceDiscovery, Insights, Decision, Action
Tech companies and countriesCash reserves tech companies and countries
20152013
Billionaires in the world
source Wealth-X 2014 / UBS
Information asymmetry has dominated the banking industry for centuries, keeping the bank/investor liability neatly aligned—but this is changing, and understanding
and preparing for the repercussions must be a top priority for wealth managers everywhere. Financial Innovation
shows you where the bar is being re-set and gives you the insight you need to keep up.
Paolo Sironi, FinTech Innovation: From Robo-Advisors to Goal Based Investing and Gamification (The Wiley Finance Series), August 29, 2016.
Industry Landscape
7 Trends for Wealth Management / Robo Adviser?
1. New products and the emergence of ETFs and closed-end products.2. Asset Management – Talent Retention.
3. Asset Management – Distribution Strategy in a new Digitalised World.
4. Asset Management – Cloud base solutions and infrastructure.5. Asset Management – Emergence of Robo-Advisors..
6. User Experience, UI, UE, Big data and the IOE touching the Asset Management industry.
7. Cyber Security and Asset Management.
What do you mean by Robo Adviser?
How do you manage Robo Adviser?
Robo Adviser business landscape numbers?
Wealth Management Space –Robo Adviser?
A trading interruption occurred [intentionally] on Friday, June 24th, for New York-based Betterment, a robo-advisory firms with $5 billion in Assets under Management (AuM), as the firm decided to override
its robots in an effort to protect clients the day after Brexit.
Yet, financial markets had operated efficiently, even as circuit breakers were triggered at some venues, there was no fall-out or firms going out of business, even as record volatility and price moves were
reached for various securities.
Not so robo
Robo Adviser and Black Swans?
Blockchain, in its ideal incarnation, promises to revolutionise the way we transfer and store our most valuable assets.
It is transforming financial services and the speed and security with which we conduct transactions, as well as simplifying legal processes (via self-executing smart contracts), enhancing healthcare records and tightening national
security.
New research from specialist outsourced services provider SEI suggests that 70 percent of decision makers in wealth management firms have not allocated specific resources to considering blockchain and the impact it could have on their
business.
Global lenders including Citigroup, UBS, Barclays and Santander, are now experimenting with the technology to see how it can reduce costs and mitigate the risks within their own transactions.
“Blockchain is an intimidating topic and there’s a lot to manage between the promises and the delivery. It promises a profound transformation in work flows, reduction of capital risks, greater
security and, ultimately, it could lead to many cost efficiencies for wealth management.”Susan Ramonat, blockchain program lead and chief risk operator at SEI.
Blockchain and Wealth Management?
CompaniesWeb & mobile set of applications
creates - surface real-time data, actionable insights, content (articles, hashtags, videos & conversations) and influencers for their sectors
extract business specific intelligence with actionable insights
What Strategy? Big Data – ContentDiscovery, Insights, Decision, Action
1. Peer to peer investment, trading and funding are going to be more powerful for Hedge Funds and the Investment
industry;2. Retail Vs. Institutional investment /
trading communities;3. Proliferation of trading and investing
niche influence communities;4. The advent of blockchain digital identity
ledgers - digital currencies and global decentralised organisation;
5. Big data / Social Media driven disruption, platforms and social – creating social
disruption Trump - Brexit;
10 Trends for Wealth Management / Robo Adviser?
6. Increase of mobile and App UX / UI platforms adapted with local, regional,
national context and technologies;7. Technical digital semantic platforms
based in interest sentiment and algorithms for investors and traders;
8. The way we share value associated with the concept of how (big) data and offshore,
open government regulations;9. The way open data and innovation are
transforming countries, emergent markets, laws and business strategies;
10. The idea of thought leadership groups supporting each other and creating
premium digital organisations, cities.
10 Trends for Wealth Management / Robo Adviser?
TAILORED TECH, FINTECH, BLOCKCHAIN EXPERTISE AND PRODUCTSTHOUGHT LEADERSHIP AND TECH MEDIA PUBLISHERSBOUTIQUE CONSULTANCYDIGITAL DEVELOPMENT 360:
SEO, SOCIAL, WEB, MOBILE AND APPSINNOVATION AND SEO PLUS SOCIAL MEDIA DNAPROPRIETARY TECHNOLOGY – ALGORITHMS AND IP SOCIAL TOOLS
CONTACTDinis Guarda, Founder & [email protected]: intelligenthq.com – openbusinesscouncil.org – blockchainage.com - hedgethink.com – tradersdna.com
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