1. DrPatrickDixonChairmanGlobalChangeLtd ! TakeHoldofYourFuture Globaltrendsaec9ngrisk managementinnancialservices ! Fellow,CentreforManagementDevelopment,LondonBusinessSchool

2. ALLBIGRISKSARERELATED ! ! ! ! ! ! ! Ins40%WDPinAsiaby2015 IMF-adjustedforPurchasingPowerParity 50%popula33%GDP 60. Free mobile devices calls / web / TV / games / pay Higher income model 201020132015 TelcoBanks 61. ! Fundamental programming! error with cumulative impact! 62. 90% all global data generated in last 2 years BigData Sales,underwri$3bnpa CLOUD 65. Overwhelming CYBERATTACKS from States ! or criminals! 66. 180bnspamemailsaday 600mnewviruses,malware,trojansayear >220mpeoplesdetailslostinsingleaaack 70%largecorpora