Flood Damage Estimation in the Upper Thames River Watershed
CFCAS project: Assessment of Water Resources Risk and Vulnerability to
Changing Climatic Conditions
Project Report VII.
August 2005
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Prepared by
Mark Helsten
and
Drew Davidge CFCAS Project Team: University of Western Ontario Slobodan P. Simonovic Gordon McBean Predrag Prodanovic University of Waterloo Donald H. Burn Karen Wey Linda Mortsch Paul Kay
Andrea Hebb Ainslee Emerson
Upper Thames River Conservation Authority Rick Goldt Mark Helsten Drew Davidge
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Contents
I. Introduction 4 II. Study Area 5
II.1 Flooding in the Upper Thames Basin 8 III. Previous Work Done 9 III.1 Flood Depth-Damage Estimation 10 IV. Flood Damage Estimation Methodology 11 IV.1 Hydrology 11 IV.2 Hydraulics 11
IV.3 Flood Damage Estimation 11 V. Flood Damage Estimation Modelling 13 VI. Using HEC-FDA to perform a Flood Damage Analysis 16 VI.1 Study Configuration 16 VI.2 Stream Delineation 16 VI.3 Damage Reach Delineation 16 VI.4 Hydrologic Engineering 17 VI.5 Economics 18 VI.5.1 Application of Depth Damage Tables 18 VII. Study Damage Reaches 20 VII.1 Mitchell 21 VII.2 St Marys 22 VII.3 London 23 VII.4 Ingersoll 24 VIII. HEC-FDA Results 25 VIII.1 Flow Damage Curves 25 VIII.1.1. Mitchell 26 VIII.1.2 St Marys 28 VIII.1.3 London 30 VIII.1.4 Ingersoll 37 VIII.2 Aggregated Flow Damage Curves 38 VIII.2.1 Mitchell 39 VIII.2.2 St Marys 39 VIII.2.3 London 40 VIII.2.3.1 North Branch 40 VIII.2.3.2 South Branch 41 VIII.2.3.3 Main Branch 42 VIII.2.4 Ingersoll 42 IX. Conclusions 44 X. References 45
List of Figures Figure 1. Thames River Watershed Location 6 Figure 2. Watershed Map of the Upper Thames River Conservation Authority 7
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I. INTRODUCTION
This report presents the findings and methodology of the flood damage estimation
completed in conjunction with the Canadian Foundation for Climatic and Atmospheric
Sciences (CFCAS) study “Assessment of Water Resources Risk and Vulnerability to
Changing Climactic Conditions” for the Upper Thames River Basin. One aspect of this
study examines different climate change scenarios and associated increases in
occurrences of flooding and associated damages.
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II. STUDY AREA
The Upper Thames River Basin lies in the middle of South Western Ontario, and
drains 3432 km2 of area, and populated by approximately 422 000 people. Land use in
the watershed is about 80% Agricultural, 10% urban and small towns, and 10% forest
cover. The Thames River is comprised of two branches which meet at a confluence in
London (known locally as “The Forks”). One branch drains the northern portion of the
watershed (North Thames River, 1750 km2) and the other drains the Southern portion of
the watershed (Thames River, 1360 km2, above the forks). Downstream of the forks, the
river eventually exits the upper portion of the Thames River basin and enters the Lower,
ultimately flowing into Lake St. Clair. Flows on the river are attenuated by 3 major flood
control structures, one on Trout Creek (Wildwood Reservoir), a tributary of the North
Branch, one on the North Thames River directly upstream of London (Fanshawe
Reservoir) and one in the upper reach of the Thames River in Woodstock (Pittock
Reservoir).
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Figure 1. Thames River Watershed Location
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Figure 2. Watershed Map of the Upper Thames River Conservation Authority
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II.1 Flooding in the Upper Thames Basin
The Upper Thames River basin has a long and well documented history of
flooding, going as far back as the late 1700’s. Major flood damage centers in the
watershed include:
• London
• St. Marys
• Ingersoll
• Mitchell
• Stratford
• Woodstock
As the watershed is largely agricultural, there is also the potential for agricultural
flood damages to occur. However, in reviewing the historical record of flooding
available, little note has even been made of agricultural damages due to flooding in the
watershed.
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III. PREVIOUS WORK DONE
As the Upper Thames basin has been settled and populated for quite some time,
there is a significant flood control infrastructure in the major damage centres which has
been built over the years. These structures include the three flood control dams
mentioned above, and also a series of dykes in London, and a flood wall in St. Marys.
During the 1970’s and early 80’s, a feasibility study was completed for a proposed dam,
which would create the Glengowan Reservoir, to be located on the North Thames River,
upstream of St. Marys, partially to protect the downtown area of St. Marys from
flooding. As part of this study, a report called the “Hydrological and Flood Damage
Study” was produced, which created a HYMO model of the watershed, and, most
importantly for the present study, did an extensive inventory of all structures in the
floodplain downstream of its proposed location. This work included detailed level surveys
of ground, first floor, lowest opening elevations and occupancy type for all properties in
the floodplain at that time, Also included in the Glengowan report was a detailed review
and analysis of generic flood depth-damage tables existent at that time. The surveyed
data still exists in paper format, and one task of the present study was to digitise all of
this information.
The Glengowan Reservoir was eventually deemed unfeasible, with the
recommendation that a better cost-benefit ratio would result from constructing a
floodwall in St. Marys, built to the elevation of the regulatory (1:250 year) flood. As part
of the design of the St. Marys Floodwall, more detailed surveys were done for all
structures within the downtown of St. Marys in the flood plain.
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A further flood control structure improvement made in the early 1990’s was the
raising of the Broughdale dyke in on the North Thames River from its existing level to
the regulatory flood level. Also as part of the background work for this project, detailed
level surveys were done for all of the structures that it protects.
A flood damage assessment inventory was done by the Upper Thames River
Conservation Authority in 1998 in the town of Mitchell, without detailed level surveys,
but with topographic maps and “windshield surveys.”
III.1 Flood Depth-Damage Estimation
There has been a significant amount of work done in the past in Canada to
determine the damage resulting from different depths of flooding in a variety of types of
structures. The Glengowan Hydrological and Flood Damage Study compiled a series of
these Depth-Damage tables based on information from the US Flood Insurance
Administration (FIA). A study was also completed by Paragon in 1984 for the Ontario
Ministry of Natural Resources (MNR) on estimating flood damages in residential homes
in Ontario. All of this work was summarised in the 1989 MNR document, “Flood Damage
Estimation Guide”, and this is the source of depth-damage tables used in the present
study.
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IV. FLOOD DAMAGE ESTIMATION METHODOLOGY
IV.1 Hydrology
The first step in completing a thorough flood damage estimate is the completion of
a hydrological analysis of the area being studied. This can vary from simply using
transposed flood frequency data, from locations where this is known, to a regional
analysis, to the running of a fully calibrated hydrologic model. In the case of the Upper
Thames basin, in the areas where flood damages are most severe, hydrologic analysis
has been undertaken extensively, including both flood frequency analysis of the stream
stations in the watershed, and detailed modelling done for the Glengowan study as well
as the various subwatershed studies completed on major Thames river tributaries.
IV.2 Hydraulics
Once the hydrologic analysis is completed, this data is used in some form of
hydraulic or backwater model to estimate what elevation the stream will rise to for a
given series of flows at various reaches throughout the river. As with hydrologic analysis
in the Thames basin, hydraulic models, originally coded in HEC-2 and since translated to
HEC-RAS, have been completed in all flood damage centres in the watershed for the
Thames River at its major tributaries. Much of the hydraulic and hydrologic modelling
was done as part of the Federal Flood Damage Reduction Program (FDRP) in the 1980’s
IV.3 Flood Damage Estimation
Techniques for estimating flood damages can range from a cursory survey using
only topographic maps, to detailed surveys of each individual structure. As mentioned
earlier, the Upper Thames basin has had some work done in terms of detailed structure
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surveys, in the damage centres of St. Marys and London. However the other major
damage centers had either no work done on their structure inventories, or a cursory
analysis done in the case of Mitchell.
The most significant damage center undocumented was the Town of Ingersoll. In
this case, structures within a potential floodplain were identified using a GIS based
technique. The existing 250 year (regulatory) flood line was superimposed on a map of
the town, and any structures within that zone, plus any within a buffer beyond were
flagged (meant to approximate the 1:500 year flood). An automated routine was then
used which examined each structure in turn, and using a digital elevation model of the
town, the lowest ground elevation for each building footprint was estimated. This
information, including building area, was recorded into a database for future use.
Several trips were also made to the town to estimate and record the distance of the
lowest opening above the ground, as well as they occupancy type for commercial
structures.
Trips were also made to the damage centres in St. Marys and London to verify the
previously recorded information, and to update occupancy types for commercial
structures.
When superimposing the approximate 1:500 year flood line on the Cities of
Woodstock and Stratford, few structures were identified as flood-prone.
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V. FLOOD DAMAGE ESTIMATION MODELLING
In order to estimate the amount of damage caused by a given severity of flood, all
of the information compiled in the above processes must be taken into consideration.
Currently there are a few models available to accomplish this task:
FLDDAM was a program written for the MNR in conjunction with their Flood
Damage Estimation Guide in 1989. While the program is still available, we felt that we
should investigate what other products are available. Following is a brief review of
available flood damage estimation models.
HAZUS-MH is a multi-hazard damage estimation model produced by the US
Federal Emergency Management Agency (FEMA) for estimating potential losses from
earthquake, wind and flood disasters. It is GIS based, and appears to be an excellent
tool for damage estimation, but it seems to have been created largely for the US
insurance industry and it is unclear if this could be adapted for use in Canada, or if it is
even available outside the US.
URB1, ECON2 are flood damage estimation models produced by the US
Department of Agriculture (USDA) for estimating both urban and agricultural flood
damage respectively. Like the MNR’s FLDDAM model these programs are DOS-based
with data entry requiring a separate program. While these programs are still available
for free, if we are going to replace the FLDDAM package, we hoped for a newer package
which was more user friendly, in a windows format.
FloodEcon is also mentioned by the USDA as a newer update, combining URB1
and ECON2. However, their website indicates that work was being done in 2003, but no
more recent mention was made of it. Also there was indication that the USDA is moving
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towards converting to the USACE HEC-FDA damage assessment program (see below)
rather than focusing efforts to update their own models.
DAMS/DAMP was a combination package for both archiving stream gauge data
from remote sites and assessing potential flood damages produced under the
supervision of Conservation Halton in the 1990’s. This program appeared to have good
potential when the UTRCA reviewed it in the late 90’s, however it had some bugs in it,
and was never taken to a final stage, so unfortunately we did not consider it as a
potential model.
HEC-FDA is the flood damage estimation model produced by the US Army Corps of
Engineers (USACE). It is a risk-based analysis tool intended for use in the feasibility
analysis phase of different flood mitigation measures, including a without project
scenario. HEC-FDA has a function to import HEC-RAS and HEC-2 files (provided those
packages are configured to produce output in the FDA format), and runs in a windows
environment. HEC-FDA is a free piece of software, and includes extensive
documentation.
Upon reviewing the various models available for performing flood damage
estimation, it was pretty clear that HEC-FDA offered the best alternative due to it
current status and availability (now running version 1.2, with version 2.0 to be released
soon), connection to existing HEC-RAS model output, windows running environment,
ease of use and extensive documentation.
All of the data collected in the past and for the current study, including structure
information, HEC-RAS flood line output, and generic commercial and residential depth
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damage curves were thus entered or imported into the HEC-FDA model and reach
specific depth damage curves created.
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VI. USING HEC-FDA TO PERFORM A FLOOD DAMAGE ANALYSIS
VI.1 Study Configuration
The first step in setting up a HEC-FDA analysis is study configuration, which for
the purposes of this study includes the delineation of streams and damage reaches. For
a more involved feasibility study, the configuration would also include different plan
information and a summary of analysis years.
VI.2 Stream Delineation
Stream Delineation is straight forward for this project, with each stream in the
particular study area being named, described and added as required.
VI.3 Damage Reach Delineation
Damage reaches are set up in spatial floodplain areas, and are delineated by
beginning and end reaches. Generally all structures, damage reaches, index locations,
HEC-RAS cross sections etc. are all specified by a chainage distance, usually from the
downstream end of the study. Any number of damage reaches can be set up along a
stream, and they can be specified for either the right or left overbank (looking
downstream), or for both. Damage reaches are integral to both the economic and
hydrologic analyses, and are generally set up to coincide with the location or potential
location of flood damage reduction measures. They must also be consistent with the
flood damage reduction measure they are modelling, for example a channelisation
project would be analysed for both overbanks, and a levee or floodwall for only the bank
it is protecting. Damage reaches are not easily changeable once the project is created,
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so a fair bit of thought should be put into this phase of the study configuration. For the
City of London and the Town of St. Marys damage reaches were adopted from past
studies, with only minor variations.
When creating a flood damage reach, one must specify upstream and downstream
locations (using the same chainage system as the HEC-RAS model output), and also an
index location. The index station is where stage-damage functions are aggregated for
the damage reach, and may be located anywhere within the damage reach. If there is a
stream gauge present in the damage reach, this is the most sensible place to use for the
index location, otherwise judgment must be made as to use the upstream, downstream
or middle of the reach.
VI.4 Hydrologic Engineering
The Hydrologic Engineering portion of the data is where water surface profiles,
hydrology and flood control structure data (ie dykes, levees) are input. Data from the
HEC-RAS model of the damage centre under study is exported to a format which
HECFDA can read. The cross sections in the UTRCA HEC-RAS models were renumbered
such that they corresponded to chainage distance from the forks of the Thames. Input
to HEC-FDA requires stage-elevation information for each cross section for the following
return period flows: 1:2, 1:5, 1:10. 1:25, 1:50, 1:100, 1:250 and 1:500 year. For most
models in the UTRCA watershed, these flows have been previously calculated, with the
exception of the 1:500. In this case, the flow was estimated by extrapolating the known
flows on a logarithmic scale.
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VI.5 Economics
The economics section of the HEC-FDA model involves entering information such
as:
• Study Damage Categories
• Structure Occupancy Types
• Structure inventory information
Study damage categories are straightforward for this project, using residential,
commercial, public and industrial. Agricultura l damage could be included as an additional
category, but the present version of HEC-FDA is not oriented towards these calculations,
so an estimate of agricultural flood damage will need to be done outside this program.
Structure occupancy type refers to the use of the structure (ie type of residence or
commercial business) and these are taken directly from the generic depth damage
tables presented in the MNR Flood Damage Estimation Guide. Structure inventory simply
allows the data entry of all of the information obtained in Section III above.
VI.5.1 Application of Depth Damage Tables
As the most current depth damage tables available are those compiled by the MNR
in their Flood Estimation Guide, these are the ones that were used for this study. The
MNR tables are presented in a depth vs. direct damage (in 1984 $) from 8 feet below
grade to 8 feet above grade, in other words 0 feet is meant to be the grade elevation of
the structure. HEC-FDA has different input options for depth damage curves, either
allowing each specific structure to have its own direct damage curve, which would be in
the same format as the MNR data is presented, or in the form of a more general curve
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meant to address a whole subclass of structures (i.e. one storey with basement, one
storey without basement etc…). The second option, using general curves is more
suitable, mainly as the curves would not change from structure to structure. However,
the data entry for this method requires tables in a depth vs. % damage format, along
with the entry of a total value for each structure. Data was thus translated into this
format, assuming that the 8 foot above ground damage was 100% of possible damage.
We should also note that HEC-FDA has much flexibility in terms of depth damage curve
entry, giving the user the ability to enter one curve for structure damage, one for
content damage and one for other damage. The curves produced by the MNR however
include structure and content damage, and the Flood Damage Estimation manual
suggests “other” damages be estimated as a percent of direct flood damage, tabulated
from various sources, and generally between 10% and 40%. The Glengowan Hydrology
and Flood Damage Study suggests using 15%, 20% and 20% of direct damage costs for
residential, commercial and industrial structures respectively. This study will continue to
use these suggested values.
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VII. STUDY DAMAGE REACHES.
The following figures illustrate the areas used as damage reaches for each of the
damage centres in the Upper Thames basin, as well as provides an overview of the
extent of potential flood damage.
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VII.1 Mitchell
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VII.2 St. Marys
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VII.3 London
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VII.4 Ingersoll
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VIII. HEC-FDA RESULTS
VIII.1 Flow Damage Curves
Damage results from the HEC-FDA package are presented in terms of stage-
damage for each damage centre in the watershed. A more useful presentation of this
data for the purposes of this study is in terms of Flow-Damage rather than stage
damage as this integrates better with the output from the Hydrologic model (HEC-HMS)
used for estimating flows under various climate change scenarios. Plots of all Flow-
Damage Curves are estimated for all reaches, for all damage categories, for each
damage centre presented in sections 8.1.1 to 8.1.5. Note also that not all damage
reaches reported damage when the FDA model was executed, and thus output for these
reaches are not plotted.
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VIII.1.1 Mitchell
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VIII.1.2 St Marys
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VIII.1.3 London
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VIII.1.4 Ingersoll
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VIII.2 Aggregated Flow Damage Curves
The Flow-Damage information presented above for each individual damage centre
provides useful information for the Conservation Authority and its member municipalities
in the event of a major flood. However, for the purposes of the present study, the flow-
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damage estimates are aggregated to stream gauge sites, which correspond to
subwatersheds delineated and modeled by the HEC-HMS model used in this study,
wherever possible.
VIII.2.1 Mitchell
Mitchell damage is aggregated to flows at the Mitchell stream gauge, with the
assumption that both the Whirl Creek and North Thames river watersheds are
contributing flow to the gauge. From previous work done in modelling flood lines and
estimating the hydrology in these two watersheds the following relationships are
derived:
QNorth Branch = QMitchell x 0.57
QWhirl Cr. = Qmitchell x 0.49
VIII.2.2 St Marys
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St Marys damage mostly occurs below the confluence with Trout Creek, and thus
it is simple to aggregate all damages via flow damage relationship to the St. Marys
Stream Gauge. Also, we can summarise damages on the Trout Cr. damage reach but
aggregating it with the discharge from Wildwood dam.
VIII.2.3 London
London results can be aggregated to stream gauges as follows.
VIII.2.3.1 North Branch Discharge from Fanshawe dam can be used to estimate damage from the dam to
the confluence with Medway River (to damage reach 16c). Release from Fanshawe Dam
plus value at Medway River gauge can be used to estimate damages from the
confluence to the forks.
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VIII.2.3.2 South Branch As the south branch does not have any significant tributary input within London
(with the exception of the ungauged Pottersburg Cr., which generally peaks before the
South Branch) all damage for this branch can be aggregated to the Ealing stream
gauge.
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VIII.2.3.3 Main Branch Flood damages on the main branch of the river between the forks and the most
downstream London damage reach (reach 1) are aggregated to the Byron Stream
Gauge.
VIII.2.4 Ingersoll
For the purposes of the present study, only flood damages caused by flooding of
the Thames River proper can be considered as the watershed hydrology model does not
have enough detail in its catchment delineation to consider flooding on the 5 tributaries
which enter the Thames River in Ingersoll. Flood damages for Ingersoll thus are
aggregated to the Ingersoll Stream Gauge.
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IX. CONCLUSIONS
A detailed flood damage estimation was completed for this report as part of the
CFCFA study “Assessment of Water Resources Risk and Vulnerability to Changing
Climactic Conditions.” The detailed results produced by the Damage estimation model
HEC-FDA were then translated from elevation-damage based output, to a flow-damage
based output for each damage centre in the Upper Thames watershed. This information
was then further aggregated to created flow damage relationships at each stream gauge
within each major damage center, which coincide with subwatershed outlets delineated
in thy hydrological model created for this study. These tables will be incorporated into
the System Dynamics model concurrently being developed by the University of Western
Ontario members of the team working on the present study to evaluate the effects of
climate change on Flood Damages in the Upper Thames River Watershed.
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X. REFERENCES
[1] Conestoga-Rovers & Associates, 1988. Flood Protection Engineering, Town of St. Marys.
[2] Cumming Cockburn Limited, 1990. Broughdale Dyke Study.
[3] Cumming Cockburn Limited, 1991. Ingersoll Floodway Study.
[4] Kontzamanis Graumann Smith Macmillan Inc., 2000. Red River Basin. Stage-
Damage Curves Update and Preparation of Flood Damage Maps Draft Final Report.
[5] Marshall Macklin Monaghan, 1983. Background Report to the Glengowan
Environmental Assessment. Report No. 9 Hydrological and Flood Damage Study.
[6] Marshall Macklin Monaghan, 1983. Flood Damage Reduction Study Town of St. Marys.
[7] Ontario Department of Planning and Development, 1952. Upper Thames Valley
Conservation Report.
[8] Ontario Ministry of Natural Resources, 1989. Flood Damage Estimation Guide.
[9] Ontario Ministry of Natural Resources, 2004. Evaluation of Water Resources Management Strategies and Flood Damages.
[10] Paragon Engineering Limited, 1986. Development of Flood Depth Damage-
Curves for residential homes in Ontario.
[11] Upper Thames River Conservation Authority, 1983. Town of Mitchell Floodline Study.
[12] Upper Thames River Conservation Authority, 1985. Hydraulic Computer Model for
the City of London (HEC-2 Update 1985).
[13] Upper Thames River Conservation Authority, 1986. Calculated Water Surface Elevations for Floodplain Management within the City of London.
[14] Upper Thames River Conservation Authority, 1987. Regional and 1:100 Year
Floodlines on the North Thames River in St. Marys and Trout Creek from St. Marys to Wildwood Dam.
[15] Upper Thames River Conservation Authority, 1998. Damage Assessment
Management Program. North Thames River and Whirl Creek in Mitchell.
[16] . US Army Corps of Engineers, 1996. Engineering and Design. Risk Based
Assessment of Water Resources Risk and Vulnerability to Changing Climatic Conditions Project Report VII, Aug. 2005
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Analysis for Flood Damage Reduction Studies. EM1110-2-1619.
[17] US Army Corps of Engineers, 1998. HEC-FDA: Flood Damage Reduction Analysis User’s Manual, Version 1.0.
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