Irkutsk
RU
SS
IA
Research in 3 villages
Criteria: UR - Unemployment rateAS - Avg. salary (€)Method:Interviews
Microfinance
Microfinance CentersProvide potential rural businessmen with microloans for business idea development
Tyret
Elantsy
Kultuk
Lake Baikal
Processes:� Evaluate clients and business ideas� Assist in business plan writing� Prepare individual terms of loan distribution
Population: 4148UR: 11%AS: 210
Population: 4276UR: 15%AS:157
Population: 5000UR: 12,2%AS: 142
Irkutsk Region
Microfinance Education Monitoring Volunteering
Microfinance Centre Education Monitoring CSR
Education
Microfinance
� Organize seminars and trainings on financial literacy
� Provide an individual consultations
1. Enhance Financial Literacy
� Prepare tests on leadership, motivation, decision making, riskiness
� Form an evaluation criteria
2. Evaluate Entrepreneurial potential
� Develop Individual Entrepreneurial Evaluation Report
� Assist in Business Plan writing
3. Define Individual Terms of microloans
Amount of microloans
Cost of borrowing
Terms
Education
Microfinance
Monitoring
Microfinance Education Monitoring Volunteering
Terms:Progress Report Control Points:1st year – every month2nd year – every 2 months3rd year - every 4 months4th year – every 6 months5th year – once in a year
Processes:
� Individual Monitoring Program� Define the format of the Progress Report� Determine tools of control� Provide Individual feedback
Individual Monitoring Program
Report Collection
Checking out business
development
Analysis
Problems/opportunities
identification
Feedback
Plan of improvements
Control: Consult:
Volunteer for Sustainable Development Program
Strategy of Irkutsk Region – Sustainable Development
Education
Microfinance
Monitoring
Volunteering
Microfinance Education Monitoring Volunteering
Economic
Environmental
Socio-cultural
Involve rural entrepreneurs in regional development projects
Terms:
� Obligatory participation in one project� Opportunity to earn Bonuses
Processes:
� Seek partners� Develop projects� Build database of rural volunteers involvement
Education
Microfinance
Monitoring
Multifunctional Centre
Education
Microfinance
Monitoring
Volunteering
Innovation in the Banking Sector
New CSR tool
Implementation
12 14 16 18 20
Pilot Project in Irkutsk Region
6 8 10Months
Citizen ACT
Preparation Stage Education Monitoring
VSD
EducationSeminar & Training
Material
MF
Microfinance
Monitoring
SD Projects
Methodology
Promotion
Communication
Ideas development
Negotiations: Government, NGOs,
Universities, Coachers
Online/Offline Expand
Project I Planning Project II
MF
Education
Monitoring
Deadline
Banker’s employees
Students from Finance school
1. Chief manager of centre 2. Manager of regional centre3. Finance manager4. Accountant5. Risk manager6. Project manager
7. Coacher8. Volunteer
Long-term
Short-term
Human Resources
R – responsible W- write C - contribute
Col
orfu
l Fut
ure
Financial Resources
Optimistic = 97%
Realistic = 95%
Pessimistic = 91%
Assumed repayment rates:
Local AdministrationBank’s employees
Students, Volunteers, Interns
NGOs
Clients
Email, Letters to stakeholders, meeting
Social network, Blog, TV/Radio
Advertising TV/Radio, Social network
Advertising TV/RadioRegional announcements
Communication plan
Government
BankNGO
University
•Providing SD for the region•Involving volunteers among representatives of business environment
•Project ideas for development Irkutsk region•Investments•Additional financial support
•A grass-root experience of project management
•Interns (Coachers)•Students – volunteers for VSD, for coaching
•Interested in HR•Resources for project implementation
•Assistance volunteers projects•Collaboration projects
•Improving CSR policy •Becoming a part of the regional development process•Building a positive image
•Employees•Resources•Investments
Partnerships
Colorful Future – small part of a big change
Thank you for your attention!
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