TRAINING SESSION
Subject :How to open savings account in any commercial bank in Bangladesh
TRAINERS: KHONDOKAR MOMINUL HAQU WORK IN UTTARA BANK LTD AS A SENIOR OFFICER .
WHO CAN OPEN A BANK SAVINGS ACCOUNT?
Branches of a bank may open accounts of the following categories of customer/depositor:
IndividualsIndividuals are adult persons of 18 years age or more who are competent to enter into contracts. But lunatics, persons of unsound mind, and bankrupts are not eligible to enter into a contract.
Joint AccountsMore than one adults jointly or adult with minor(s) may open joint accounts.
CHECK LIST OF DOCUMENTS FOR OPENING SAVINGS ACCOUNT
Documents for opening accounts: 02 copies recent passport size photo
including nominee’s photo duly attested Identification certificate KYC and TP to be taken Introduction to be taken
FORMALITIES FOR OPENING BANK SAVINGS ACCOUNTFollowing formalities are required to be completed before bank account is opened: Application on the prescribed form Introduction of the applicant Specimen signature Interview Mandate for operation of the account by an agent Fixation of the nominee of the applicant Taking properly attested passport size photographs Verification of documents Opening the account Issuance of cheque book and pass book Issuance of debit card (if required)
ACCOUNT OPENING FORMAT as per Bangladesh bank master circular bfiu-
10
CUSTOMER PART
ACCOUNT OPENING FORMAT BANKER’S PART
ANY QUESTION ?
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