1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

$18,000

$5,859$6,571*

$7,123*

$8,136*

$9,130*$10,031*

$10,995*$11,548*

$12,201*$12,847*

$13,434*$13,795

$15,117*$15,871*

$16,450*$17,044*

$5,571$6,003*

$6,740*$7,379*

$8,608*$9,288*

$10,083*$10,798*

$11,444 $11,547

$13,011*$13,567

$14,668 $14,694$15,225

$14,177

Less Than 35% are Low-Wage LevelMore Than 35% are Low-Wage Level

* Estimate is statistically different from estimate for the previous year shown (p<.05).

NOTE: Low-Wage Level is defined as the 25th percentile of workers’ earnings for the indicated year. Firms with many lower-wage workers are those where 35% or more earn $23,000 a year or less.

SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2014.

Exhibit 1.15Average Annual Premiums for Covered Workers with Family Coverage, by Income Level, 1999-2014