YOUR VOICE OF BUSINESS VOL 30 ISSUE 1 JANUARY 2014 ... · Engraving!!! custom WinE or PilsnEr...

WE can noW do custom glass Engraving!!!

custom WinE or PilsnEr glassEsMinimum purchase of four required. Price includes basic setup, additional charges may apply. Taxes not included. Price not vaild with any other promotion or coupon. Expires January 31, 2014.

cHEcK out our nEW WEBsitE: www.jamesprinting.co (yes... that’s correct, it’s .co!)

$14.69each

ON THE NORTH SHORE OF LAKE ONTARIO

OSHAWA PORT AUTHORITY1621 Simcoe Street South, Oshawa, ON, L1H 8J7

Tel: 905-576-0400 | Fax: [email protected]

FULL SEAWAY DEPTHOne call provides full service, including stevedoring,

storage, distribution and inland transportation.

www.oshawaportauthority.ca

We’re by your sideso your parents can

stay at home.

Each Home Instead Senior Care® franchise office is independently owned and operated. © 2009 Home Instead, Inc.

Whether you are looking for someone to help an aging parent

a few hours a week or need more comprehensive assistance,

Home Instead can help.Call for a free, no-obligation appointment:

905-723-1800

www.homeinstead.com

Published by the Greater Oshawa Chamber of Commerce • Established 1928 • Reaching over 5,600 Decision Makers • Email: [email protected] • 905.728.1683

BUSINESSMATTERSSERVING OUR MEMBERS AND THE BUSINESS COMMUNITIES OF • OSHAWA • BOWMANVILLE • COLUMBUS • COURTICE • HAMPTON • ORONO • RAGLAN • TAUNTON

Y O U R V O I C E O F B U S I N E S S VOL 30 ISSUE 1 JANUARY 2014

2013 was once again extreme-ly busy for the Greater Oshawa Chamber of Commerce, with close to 2,500 business people attending over 80 events and meetings throughout the year. An army of close to 100 volunteers organized events, researched and discussed issues affecting the business community. The events ranged in size from 25 at a Lunch & Learn to over 220 at our Busi-ness Excellence Awards.

Networking kicked off in January with a “You Are The Speaker” Lunch & Learn, a lun-cheon at Fazio’s Restaurant high-lighting Women in Business with guest speaker Tina Desi of T & E. Healthpros and the Annual Re-gional Chair Luncheon hosted by Roy Nichols Motors and Collins Barrow Durham LLP at the Os-hawa Golf Club.

The Chamber policy commit-tee started the year with a survey of the membership to gather opin-ions on the Economic Outlook for Oshawa and Durham Region.

Moving into February the major networking event was “A Tasting Evening” at Parkwood,

On November 20, 2013 the Ontario Chamber of Commerce (OCC) wrote to the Minimum Wage Advisory Panel on behalf of its network of 160 local cham-

bers of commerce and boards of trade in the province of Ontario, representing 60,000 businesses of all sizes, in all economic sec-tors and from every region of the

province. Collectively, the OCC’s shared mandate is to advocate public policies that promote busi-ness competitiveness in Ontario.

The issue is of such concern

to the OCC membership that twenty-seven CEOs from across Ontario from Windsor to Thun-

Cont.’d on Page 5

Cont.’d on Page 3

Highlighting Women In Business

The Chamber hosts its Women in Business lunch on Wednesday, January 15 at Fazio’s Restaurant in Oshawa with keynote speaker Nina Romano, owner of Nina Romano Insurance Agency from 12 noon to 1:30 p.m. This is a

great networking event for women only. Invite a friend to lunch and be inspired! Register online at web.oshawachamber.com/events.

A Tasting Evening At Parkwood

The Chamber hosts “A Tasting Evening” on Tuesday, February 11 at Parkwood, The R.S. McLaughlin Estate in Oshawa from 5:00 p.m. to 7:00 p.m. Exhibitor space is

available! Sponsored by Collins Barrow Durham LLP, this is a great networking event and a tremendous opportunity to promote your product or service to the business community. Register online at web.oshawachamber.com/events.

Regional Chair Annual Luncheon With Roger Anderson

The Chamber hosts its Regional Chair Luncheon on Tuesday, January 21 from 12:00 p.m. to 2:00 p.m. at the Oshawa Golf & Curling Club with keynote speaker Roger Anderson, Chair of the Regional Municipality of Durham. This event, sponsored by Roy Nichols Motors and Collins Barrow Durham LLP will be your opportunity to hear the State of the Region address plus Chair Anderson will open the floor to a Q & A period! Register online at web.oshawachamber.com/events.

Annual Luncheon With Mayor John Henry

The Chamber hosts its Annual Mayor’s Luncheon on Thursday, February 20 at the Quality Hotel & Conference Centre in Oshawa. Mayor Henry “home grown and Oshawa Proud” will deliver his State of the City address updating the business community on what is in store for 2014 and open the floor to a Q & A period! This event is sponsored for the 22nd consecutive year by BMO Bank of Montreal. Register online at web.oshawachamber.com/events.

From Metrolinx To Nuclear!

A Decision To ‘Make Up For Lost Time’ Could Impact Employment

Mark Shuwera, Executive Director of Simcoe Hall Settlement House was overwhelmed with the generosity of the Greater Oshawa Chamber of Commerce members who brought donations to the Chamber’s Annual Christ-mas Wine & Cheese, held on December 3 at the Ontario Regiment. All toys and non perishable food items were given to Simcoe Hall Settlement House to help make their Christmas promise to families in need in our com-munity a reality. Simcoe Hall Settlement House is a not-for-profit community resource centre dedicated, since 1935, to assisting less advantaged children, families and vulnerable adults whose lives are affected by poverty.

The Year In Review: 2013 – What A Year!

A Gift To Simcoe Hall Settlement House

Greater Oshawa Chamber of Commerce – Your Voice of Business January 2014

Business of the MonthTrillium Trails Banquet Hall & Conference Centre

Trillium Trails Banquet Hall & Conference Centre is lo-cated at 53 Snow Ridge Court in Oshawa. Randy and Karen Richards and their staff are extremely involved in the com-munity. They organize and host a charity event each year in support of Epilepsy Durham, financially support many local charities, host team building workshops for youth (ages 11 to 16) to build self esteem and leadership skills, coach and spon-sor a local lacrosse team and as part of an Athletic Program at Durham College, financially support a student each year who would otherwise not be able to play the sport. Trillium Trails offer packages for banquets, retirements, awards dinners, staff

appreciation evenings, special occasion dinners, graduations and other company functions. For more information give them a call at 905-655-3754 or visit www.trilliumtrails.com. On behalf of the Greater Oshawa Chamber of Commerce and the Ambassador Committee, congratulations on being named Business of the Month for January 2014. Pictured in this pre-sentation from left to right is Chamber Ambassador Sean Mc-Namara of Petley-Hare Insurance Brokers, Randy Richards, Lindsay Dezan and Chamber Ambassador Ryan Douglas of CRCS Disaster Kleenup.

memBer profileSBusiness Point

Business Point is a hub for businesses and organizations to utilize common resources. Its strategic partnerships offer a platform to share experiences and expertise. Business Point is a crossroads where businesses and organizations are de-veloped through collective participation and collaboration. Contribution and sharing is the underlying philosophy of Business Point.

Its prestigious representation provides an outstanding im-age to clients, and a professional environment to businesses and organization.

Located in the heart of downtown Oshawa, at 22 King Street West, Business Point Oshawa is a place you’ll happily call your office. It is fully furnished with modern technology and state-of-the-art office equipment. It offers an exceptional facility with a wide range of professional services to help your business grow at a great low price. Take the headache out of growing your company by controlling your office space costs without a major investment. To find out more about Business Point Oshawa visit www.businesspoint.ca/locations/oshawa or to arrange a personal tour call (905) 404-1000.

J. J. McGuire General Contractors

J. J. McGuire General Contractors moved its head office and storage yard to the Oshawa community in spring 2013 and are excited to be part of this growing community.

J. J. McGuire General was founded in June 1987 and has grown substantially over the past 26 years to its current yearly volume of approximately $50 million dollars a year.

The company’s principals have a cumulative total of more than 100 years of experience in industrial, commercial, and institutional (ICI) projects, with some exposure to residential (apartment buildings) and water treatment plants as well and hands-on expertise permitting them to find the best solution for each project. Their company policy is to advocate the “parties’ approval” on all projects.

They believe the main components in ensuring a mutually satisfactory project are quality of workmanship, cost efficiency, and effective scheduling. These are evident in their continued success with a wide range of owners.

Although no project is too minor and they take pride in completing them all efficiently; their bonding capacity at this time covers projects up to $35,000,000.00 in value. Furthermore, they have a proven track record insofar as safe working practices.

Visit www.jjmcguire.com for further information, details and contacts.

THANK YOU FOR TRUSTING US TO REPAIR AND REBUILD YOUR HOMES, YOUR BUSINESSES - YOUR LIFE.WE ARE PROUD TO SERVE YOU AND OUR COMMUNITY.

CRCS Disaster Kleenup1200 Skae Dr., Oshawa, ON L1J 7A1

Tel 905-430-3477 • Fax 905-430-7250

www.crcsdk.com [email protected]

For the past 34 years we’ve been there when you needed us.

We Know The Value Of Time.

www.hayesplumbing.caemail: [email protected] 576-30439

05

• COMPLETEBATHROOMRENOVATIONS• SPECIALIZEINPLUMBINGSERVICE&

RENOVATIONSFORCO-OPSANDCONDOS• DRAINCLEANING/ROOTERSERVICES• FAUCETSREPAIRED/REPLACED• COMPLETEWATERFILTRATIONSYSTEMS• FULLYLICENSED&INSURED

You’ve Seen The Vans Now Experience The Service

24 HR7 DAY

Family Owned & OperatedSenior’s Discounts

January 2014 Greater Oshawa Chamber of Commerce – Your Voice of Business

Home & Auto Insurance designed for Greater Oshawa Chamber Members.www.johnson.ca/gocc 1.800.563.0677 (Provide Group ID Code JT)

Decision To ‘Make Up For Lost Time’ Could Impact Employment

2014 Economic Outlook: Business Leaders Continue In Wait-And-See Mode

OCC Calls WSIB To Follow Through On Reform Commitments

Serving Clients

Since 1969

Looking for reliable IT support?• YourentireorganizationSupported,MaintainedandProtectedfromharmfulsecuritythreats-allforalowfixedmonthlycost

• EliminatetheuncertaintyoffluctuatingITsupportcosts

• ReliableITsolutionsthatempoweruserstobeefficientandproductive

• AsinglepointofcontactforallyourTechnologyneeds

1-888-451-8319www.conpute.com

333 King Street West , Oshawa L1J 2J8

Durham Region’s

Largest IT Service provider

“2010 Canadian Managed Services Provider of the Year Bronze Winner”

STEPHENSON'S STEERING SPECIALISTSLIMITED

BY APPOINTMENT:133-A TAUNTON RD.W.OSHAWA, ONTARIOL1G 3T4

TELEPHONES(905) 725-0522(905) 725-0560

Wheel Straightening Balancing & Alignment

We Service All Makes and Models

COOPER’S AUTO SERVICESSINCE 1946

Oshawa’s Only Downtown Gas StationAt the corner of Bruce & Albert (Next to the GM Centre)

5 Licensed Mechanics at Reasonable RatesEmission test and repair facility

www.coopersautoservices.com905-723-9632

Cont.’d from Page 1

der Bay to Kingston and including the Greater Oshawa Chamber of Commerce signed onto the letter as a way of indicating to the panel the negative impact that a sudden hike in the minimum wage would have on business across the province.

Throughout the summer, the OCC network consulted extensively with employers from across the province. Ontario employers are ada-mant that the process for setting the minimum wage must be:

• Predictable: Employers want a process that provides predictabil-ity so that they can plan, grow, and invest with confidence;

• Transparent: Employers need a process that is open and de-politicized;• Fair: Employers want a process that considers the impact on em-

ployees and employers;• Not detrimental to Ontario’s competitiveness: Employers are job

creators. Decisions around the minimum wage should not dis-courage investment, job creation and growth.

Over the past few months the panel met with many Chamber leaders and their members at regional consultation sessions, and heard their perspectives on the process by which the minimum wage should be set. The panel was also given a copy of the Ontario Chamber of Commerce report Predictable, Transparent and Fair: The Business Perspective on How to Set Ontario’s Minimum Wage, which calls on government to introduce a new process that would link changes in the minimum wage rate to the Consumer Price Index (CPI), an economic indicator that captures changes in the cost of living.

As the panel begins forming its recommendations the OCC urged them to consider the impact that significant and one time hikes in the minimum wage will have on businesses and employment. For all em-ployers—but particularly those in the retail, hospitality, and leisure sectors—a decision to ‘make up for lost time’ would exacerbate the challenges they face and hinder Ontario’s economic recovery.

In its 2014-2015 Economic Outlook, the Canadian Chamber of Commerce observes that although Canada continues to recover from the recession better than other countries, the pace of growth has been slower than hoped. Consumer spending and housing activity are prov-ing more resilient than expected, while the slow pace of global growth and ongoing competitiveness challenges have reduced demand for our exports and weighed on manufacturing production. Businesses also remain cautious when it comes to hiring and investing.

Against this backdrop, Canada’s economy is on track to expand by 1.7 per cent in 2013, matching the previous year’s sluggish pace. The economy is projected to grow by 2.3 per cent in 2014 and strengthen moderately to 2.5 per cent in 2015.

“A reinvigorated U.S. (and global) economy should translate into better prospects for Canada’s export sector in 2014,” said Perrin Be-atty, President and CEO of the Canadian Chamber of Commerce. He added: “To reap the full benefits of an improving global outlook, we

need to strengthen our competitiveness, tap new markets and secure and grow our involvement in global supply chains.”

Canada’s share of the U.S. import market has declined steadily since 2000. Much of the loss in competitiveness reflects the strength of the Canadian dollar, but Canada’s weak productivity performance has also played a significant role.

Government can play an instrumental role in strengthening com-petitiveness by improving the policy setting—for example, reducing the regulatory burden, cutting high marginal personal income tax rates, shifting away from taxing income and profits to taxing consumption, in-vesting in infrastructure and education, and championing unencumbered global trade and investment—however, the onus is on businesses to craft a sustainable competitive advantage to capitalize on these opportunities.

Visit www.oshawachamber.com to view the complete Canadian Chamber’s 2014-2015 Economic Outlook report.

Ontario’s Workplace Safety and Insurance Board (WSIB) is a long way off from winning the confidence of Ontario business, according to a new report released in December 2013 from the Ontario Chamber of Commerce (OCC).

The report, Are We There Yet? An Employer Perspective on WSIB Reform, examines the progress the WSIB has made in fulfilling its 2012 commitments to modernize its funding, operational, and gover-nance structures.

The report finds that the WSIB has made progress in reducing its massive unfunded liability by 6 percent, from $14.1 billion in 2012 to $13.2 billion in Q2 2013. It warns, however, that the WSIB must follow-through on its plan to eliminate the unfunded liability and reach a 100 percent funding ratio by 2027.

Despite a steady decline in the frequency of work-related injuries in the province, Ontario’s average employer premium rate is still one of the highest in Canada. This is due largely to the surcharge associated

with paying off the WSIB’s unfunded liability, which employers have been forced to absorb as a legacy cost.

The report also calls on government to stop interfering with the WSIB. For many employers, frequent government intrusions have compromised the integrity of the system. Legislation should be amended to provide more space for the WSIB to operate autonomously as an independent public service agency.

According to the report, business confidence in the WSIB is low. An OCC survey of over 2,000 Ontario businesses finds that only 36 percent believe that the WSIB provides value for Ontarians.

“The WSIB has made progress but employer confidence is lag-ging,” says Allan O’Dette, President and CEO of the Ontario Chamber of Commerce. “Our report lays a path forward for returning the WSIB to fiscal sustainability and independence from government, which are crucial elements in rebuilding employer confidence in the system.”

Visit www.oshawachamber.com to view the full report.

This past year, a variety of investment announcements were made and several entrepreneurs chose Oshawa for their new business loca,on. From collabora,ve projects to new businesses and investment, Oshawa con,nues to grow as a dynamic and diverse economic driver in Durham Region.

2013 Highlights

Academia in Oshawa con,nues on a steep trajectory of growth - from UOIT, Durham College, Trent University Oshawa and Queen’s University’s Family Medicine Residency Program, more than 18,000 students are currently attending school full-,me in Oshawa.

Hotel development in Downtown Oshawa - La Quinta Inn & Suites, a 49-room bou,que hotel at 67 King Street East opened in November 2013, while construc,on will begin in early 2014 on the 120-room Holiday Inn Express and Oshawa Conven,on Centre at the corner of Richmond Street and Simcoe Street.

Del Monte Fresh announced that in early 2014, it will open its first Canadian facility in Oshawa. Del Monte will be opera,ng out of a 108,000 ft2 facility located on Thornton Road.

The Sector Analysis and Cluster Development Strategy was recently released. Oshawa’s top 5 clusters are: Advanced Manufacturing, Energy, Health and Biosciences, Informa,on Technologies and Mul,modal Transporta,on and Logis,cs. Staff will begin implemen,ng the strategy in 2014.

New developments at the Oshawa Airport include the opening of Optech Interna,onal, the expansion of Corporate Aircraft Restora,on and the construc,on of 105,000 ft2 of hangarminium proper,es.

Interested in learning more?Sign up for our quarterly e-newsletter at oshawa.ca/enewsSend us an e-mail at [email protected] with us on Twitter at @InvestOshawa

A note from Oshawa’s Economic Development Services


Published by the Greater Oshawa Chamber of Commerce44 Richmond Street WestOshawa, Ontario L1G 1C7Tel: 905-728-1683 Fax: 905-432-1259

Email: [email protected]

Web: www.oshawachamber.com

Len Baker, Director CIBC Commercial Banking

Dan Carter, Past President Channel 12

Clyde Catton, Director BDO Canada LLP

Kyle Douglas, Director CRCS Disaster Kleenup

Jason Easton, Director General Motors of Canada Limited

Business Matters is an information package provided to members of the Greater Oshawa Chamber of Commerce and businesses at large. The positions expressed in by-lined columns are the opinions of the author and do not reflect the position of the Greater Oshawa Chamber of Commerce unless specifically stated. The Greater Oshawa Chamber of Commerce assumes no responsibility for statements or claims made by advertisers. The Greater Oshawa Chamber of Commerce publishes Business Matters 11 times per year. Issue dates are January, February, March, April, May, June, July/August, September, October, November and December. Closing date is the 15th of the month prior to publication.

Business Matters is delivered to 5,000 businesses in the Greater Oshawa area. No part of this publication may be reproduced without the publisher’s written permission. Canada Post publication agreement #40804106.

Linda Grieco, Director P.R. Engineering Ltd.

David Hare, CIP, Treasurer Petley-Hare Insurance Brokers

Jeff Hayes, Vice President Brian Hayes Plumbing

Harry Horricks, Director Oshawa Clinic

John Kellam, Director McIntosh Anderson Kellam Funeral Home

K. Robert (Bob) Malcolmson, CEO & GM Greater Oshawa Chamber of Commerce

Kevin Mara, Executive at Large Neal & Mara, Barristers & Solicitors

Diane Munro, Director Classic Flowers

Ron Oberth, Director Organization of Canadian Nuclear Industries

Don Pitman, Director Guardian Residential Services

Natalie Sims, Vice President Durham Medical Services

Robert Spruce, Director Computer Troubleshooters Oshawa

John Sturrup, President J2S Marketing

Gary Valcour, Director Oshawa Port Authority

Terry Wu, Director UOIT

The province is home to more than 20,000 manu-facturing operations and over 800,000 manufacturing employees. Manufacturing

accounts for 15% of Ontario’s GDP, 75% of Ontario’s in-ternational exports, and 80% of all the new products com-mercialized in the province. Manufacturing is an anchor for high-value, high-paying jobs in Ontario’s resource, construc-tion, utilities, and services sectors as well. Every dollar of manufacturing output in the province generates $3.50 in to-tal economic activity and requires $0.19 in services input. Ontario’s manufacturers are at the forefront of international competition, innovation, and technological change. They are competing with the best of the world for customers, invest-ment, and product mandates. To succeed, they require a busi-ness environment that is equally world-class. Other jurisdic-tions are moving aggressively to attract investment, grow their value-adding manufacturing base, and create high-paying jobs. Ontario, too, needs an Action Plan for Manu-facturing — a plan to make Ontario a preferred location for manufacturers to locate, invest, export, employ, and grow.1. Make manufacturing a provincial policy priority:

• Take the lead in acknowledging the innovative and high-tech reality of manufacturing in the province and improving the image of the sector across Canada.

• Define and implement coordinated policy objectives aimed at strengthening manufacturing in Ontario.

• Place a rapid response unit in the Premier’s office to help recruit and retain manufacturing investments.

• Ensure all policy decisions deliver a net econom-ic benefit to Ontario’s manufacturing sector.

2. Build a modern manufacturing workforce: • Ensure that educational programming at all levels

of schooling is aligned with industry needs.• Strengthen Science, Technology, Engineering,

and Mathematics technical training programs at primary, secondary, and college levels.

• Introduce support mechanisms for industry-direct-ed training that is coordinated with workplace train-ing funding announced in the federal Budget 2013.

• Address current apprenticeship ratios.• Work with the federal government, labour, and indus-

try to reform the immigration system to better align the skills of foreign workers with industry needs.

3. Support manufacturing investments: • Establish a strategic investment fund to help at-

tract and retain new product mandates in Ontario. • Make Ontario’s R&D tax credit refundable. • Introduce direct funding programs to support

industrial innovation and industry-driven col-laboration with post-secondary institutions, with a specific focus on product development, process improvement and commercialization.

• Target business support programs to improve productivity and expand global trade.

4. Create a world-class regulatory system: • Champion and fully implement Ontario’s Regu-

latory Policy and Regulatory Impact Analysis to reduce compliance costs and help avoid wasteful, unnecessary, and duplicative regulations.

• Implement best practices in efficient and effec-tive, risk-based regulatory management to im-prove regulatory compliance, simplify compli-ance requirements, and reduce compliance costs.

• Eliminate unnecessary differences in regulations and compliance requirements with the federal gov-ernment, other provinces, and other jurisdictions.

• Reform pension regulations to reduce costs for defined benefit plan sponsors.

5. Improve our connections in Canada and to the world: • Lead an effort to eliminate restrictions on internal

trade and labour mobility within Canada. • Work with the federal government to adopt a re-

ciprocal market access strategy in trade negations and ensure that trade agreements increase exports of value-added manufactured products by elimi-nating both tariff and non-tariff barriers.

• Mobilize international networks to develop interna-tional business opportunities for Ontario manufac-turers and attract new product mandates to Ontario.

6. Ensure reliable access to cost-competitive infrastructure: • Upgrade energy generation and transmission in-

frastructure and improve the competitiveness of industrial/manufacturing rates for electricity.

• Invest in critical trade infrastructure, especially the 400 series highways and the Windsor and Fort Erie gateways.

• Ensure that Ontario’s telecommunications infrastructure has the capacity to handle high-volume digital traffic that is essential to modern manufacturing.

For more information on CME, visit www.cme-mec.ca.

Presented by Peter Bocking

Most people are familiar with the concept of renting or owning a home. But did you know that you can “rent” or “own” your employee benefit plan? With most insurance companies, you’re renting. You pay a certain amount in premiums per month, and at the end of the year, if you paid more in premiums than you spent in benefits, sur-pluses remain with the insurance company.

With the Chambers of Commerce Group In-surance Plan, you “own” your benefits. Any sur-pluses in the Plan at the end of the year go back into the Plan, helping to keep your rates down, and making your money work for you.

The Chambers Plan is run on a not-for-profit basis and premiums are set to cover the cost of the Plan’s benefits and the administration. In

addition to putting any surpluses back into the Plan, the Chambers Plan is entirely customized so you only pay for benefits that you need.

You can choose from a wide variety of ben-efit options. If the benefits that you chose are no longer the best option for your company, you can adjust them to reflect your current needs.

The Chambers Plan is a pooled plan and pre-miums are based on the average of claims across all participants. When your claims are bundled together with tens of thousands of similar firms, costs stay stable and predictable.

With the ability to customize your benefit program, together with the fact that surpluses are put back into the Chambers Plan, you truly do “own” your coverage.

With the Chambers Plan,You Own Your Group Benefits

Peter Bocking, Employee Benefits ConsultantHardiman Mount & Associates Insurance Brokers Ltd.

1-800-361-6996 ext. 239 • [email protected] • www.hmainsurance.com

Submitted by Ian T. Howcroft Vice President, Canadian Manufacturers & Exporters (CME) Ontario

Manufacturing Matters To Ontario

PRESIDENT – John Sturrup is the owner/operator of JS2 Marketing & Communications and has been in business for the past 10 years. A graduate from Durham College in Com-munication Arts he started his career as a reporter/photographer for The Oshawa Times, then moved to Oshawa This Week as News Editor and eventually held the title of Editor in Chief for seven years. John has been an active member of the Chamber for eight years and has served on the Ambassadors and Events Committees serving as Chair of the latter for the past three years. He was the founding Chair of the new Challenge Committee and was named the

Chamber’s Volunteer of the Year in 2009. He has served on many boards in the Oshawa area, and has been a volunteer coach in soccer, hockey and track and field.

TREASURER – Dave Hare has many years of board governance experience. Dave has been President of Petley-Hare Insurance Brokers since 1976, a firm that was established in Oshawa in 1922. Following 2, two-year terms as President of the Insurance Brokers Association of Durham Region he was elected to the Board of the 10,000 member Insurance Brokers As-sociation of Ontario where he served for 11 years, and as its President in 2005. He also served for 5 years on the board of the Insurance Brokers Association of Canada and acted as lobbyist at both the Provincial and Federal levels. Dave was President of The Rotary Club of Oshawa

and was founding chairman of the Rotary TV Auction. Dave has been involved with the Greater Oshawa Chamber of Commerce since 2007 and was its President in 2009 and he co-chaired the 2010 and 2102 Durham Economic Prosperity Conferences. He is committed to the Chamber and has been both active in its endeavors and as a financial supporter.

VICE PRESIDENT – Jeff Hayes is a lifetime Oshawa resident and has been running Brian Hayes Plumbing for over twelve years. His father, Brian, began the company more than thirty-five years ago. Jeff is proud of the great customer service his team has been providing as evidenced by the company winning the Reader’s Choice Diamond Awards for over 6 years in a row. Brian Hayes Plumbing earned the Minister’s Award for Apprenticeship Training in 2012. Since 2005, Jeff has been a contributing member of the Government Policy Committee with the Greater Oshawa Chamber of Commerce. Jeff represented the Chamber at the Ontario

Chamber of Commerce Business Advisory Council meeting with Ontario’s Labour Minister, Linda Jeffrey.

VICE PRESIDENT – Natalie Sims is President of Durham Medical Ltd. and has been in-volved with the business since 1998. In 2000 Natalie and her husband Bill bought the business from Jacquie Sims. Durham Medical specializes in home medical equipment and supplies that allow clients to live independently in their homes. In 2007 Durham Medical was the recipi-ent of the Greater Oshawa Chamber of Commerce Business Excellence Award. It is a strong supporter of Hearth Place, OSSC, Durham Community Foundation, Grandview Children’s Centre and many others. For its 25th and 30th anniversaries Durham Medical ran an Extreme

Home Accessibility Renovation Contest, awarding a deserving family in the community a life changing renova-tion. Some of Natalie’s many responsibilities involve sales, HR, strategic planning, business development, qual-ity improvement, supply chain management and community relationships. Natalie is professionally involved with its member associations Home Health Care Advisory Board. Growing over 200 per cent in the past six years it is a leader in offering innovative products and prides itself on offering new home health care solutions.

EXECUTIVE-AT-LARGE – Kevin Mara worked in management with a large Canadian retailer for 18 years before beginning his career in law. Kevin graduated from the Dalhousie University Law School in 1998 and joined one of Durham’s largest firms in January 2000 as an associate solicitor. In October 2006 Kevin formed a new firm in Oshawa, Neal & Mara, Barristers & Solicitors. Kevin provides services to individuals and businesses in residential and commercial real estate, corporate and commercial matters and estate planning and admin-istration. Kevin has been involved with the Greater Oshawa Chamber of Commerce Board

since 2004 and was its President in 2008 during our 80th Anniversary year where we hosted the Ontario Cham-ber of Commerce AGM in Oshawa. Kevin has served on the Chamber’s Executive Committee for 5 of his years on the Chamber Board. He is dedicated to the Chamber and has been active on its Government Policy Commit-tee as well as many ad hoc committees and task forces.

PAST PRESIDENT – Dan Carter is a television broadcaster, author and professional speaker. After purchasing and refurbishing a century building, Dan moved CHANNEL 12’s television station to the downtown core. Dan is active on many community boards including, the Oshawa BIA and Safe City Oshawa Partnership and proudly served as the Greater Oshawa Chamber’s President in 2013. As a committed leader, Dan has founded several community projects that include: the Isobel Carter Youth Award, providing educational grants to disad-vantaged children under the age of 15, the Hope Centre of Learning and the Day of Hope &

Leadership Professional Development Day. He is also the current Chair of the Board of Ontario Shores Founda-tion for Mental Health. Dan was conferred with an honorary Doctor of Laws from UOIT in 2011.

CEO & GENERAL MANAGER – Bob Malcolmson has worked diligently in the Chamber movement since 1992, first as a volunteer President of the Halton Hills Chamber of Commerce. He is a past Director of the Ontario Chamber of Commerce, the Greater Toronto Marketing Alliance, Policy Analyst and General Manager of the Brampton Board of Trade. Since 1998 Bob has been the CEO & General Manager of the Greater Oshawa Chamber of Commerce. He was employed by Thomson Newspapers for twenty years, as Executive Consultant to the Vice President and COO ending his career as Publisher of the Halton Hills Herald. Bob has been

recognized for his outstanding dedication to his community spanning over 30 years with a Life Membership in Kinsmen, the Governor General of Canada 125th Anniversary Medal, Durham College Alumnus of Distinction and most recently, in 2010, the James Gordon Carnegie Award from the Chamber Executives of Ontario.

2014 eXeCUtiVe CoMMittee


The R.S. McLaughlin Estate, hosted by Michie Wealth Management Group, RBC Wealth Management Dominion Securities. To round out the month the business community heard from Mayor John Henry at the Mayor’s Annual Luncheon held at the Quality Hotel & Conference Centre in Oshawa. Thank you to BMO Bank of Montreal who has sponsored the event for 21 consecutive years.

Also in February, the newly named C. Fred Ball Volunteer of the Year Award was presented to Yvonne Brady of Johnson Insurance Inc., at the Mayor’s Annual Luncheon. The Chamber welcomes the ongoing support of all its volunteers.

At the same event, the Chamber said goodbye to a long time staff member. After 20 years working at the Greater Oshawa Chamber, Wil-ma Metcalfe said farewell and moved on to start the next chapter of her life—retirement!

In March, Corporate Challenge took centre stage with a 60s theme networking event at Neb’s Fun World. Over 100 attended to take up the Challenge and compete for the Challenge Cup and prize money for their Charity of Choice. The 2013 Challenge Champions were Team PH 2 from Petley-Hare Insurance Brokers who claimed the $1,000 prize to donate to their charity of choice, Simcoe Hall Settlement House.

Also in March, the Chamber hosted a roundtable with John Howe, the Vice President, Investment Strategy & Project Evaluation of Metro-linx in the Chamber Boardroom sponsored by the Ontario Chamber of Commerce and Metrolinx to discuss the proposed Revenue Tools and get a read on the issue from the business community.

March wrapped up with the YP40 group (Young Professionals un-der 40) showing their best game face at the Poker “Fun” Night held at the Ontario Regiment, Officers’ Mess.

In April we had three networking events with a “You Are The Speaker” Business for Breakfast event, another sold out Women In Business luncheon at Fazio’s Restaurant, with keynote speaker Donna Taylor, CEO & Port Manager, Harbourmaster of the Port of Oshawa and the 3rd Annual Spring Marketplace hosted by Octaviens.

In May we launched the “Social Media – Learn From Your Peers” Lunch and Learn series, with guest speakers Adam Hare of Petley-Hare Insurance Brokers and Kyle Douglas of CRCS Disaster Kleenup facili-tating a round table discussion about Facebook, Twitter and LinkedIn.

The Covanta Breakfast with keynote speaker Joey Neuhoff, VP of Business Development for Covanta Energy Corporation was a success with great media coverage and an opportunity for the business com-munity to learn about the new incinerator being built in Clarington.

Also in May was our Annual Golf Day and for the first time in the history of this event, we had a “Hole in One” winner and the lucky participant walked away with $10,000 in cash and a set of golf clubs.

In June the Chamber hosted a lunch and roundtable session with U.S. Consul General Jim Dickmeyer. Mr. Dickmeyer, along with Doug Jacobson from the U.S. Foreign Commercial Service office and Jeff Izzo, Chief of Political and Economic Affairs at the U.S. Consulate General Toronto toured the General Motors of Canada Automotive Centre of Excellence at UOIT (ACE) and Parkwood Estates prior to joining Durham Region’s key business leaders for lunch.

Also in June the Business for Breakfast event with guest speaker Cate Collins of Powerful Journey motivated the crowd with the topic “Is Your Underwear to Tight?” and the second in the “Social Media – Learn From Your Peers” Lunch and Learn series with Kevin Brady and Eric Pou-lin of Local Media Marketing Inc. facilitating a round table discussion about “The Top 5 Marketing Tips Every Business Needs to Succeedˮ. Both were both very well received with lots of new faces in atten-dance. June wrapped up with the YP40 group (Young Professionals under 40) swinging from the trees at the Treetop Eco-Adventure Park located on the beautiful Oakridge Moraine.

In July the Chamber once again hosted a roundtable with John Howe from Metrolinx to get an update about our concerns on transit.

The Summer BBQ and Networking event held in August on the Chamber patio saw over 180 members and friends of Autofest attend to view the vintage vehicles and to assist with the media launch for Autofest 2013. Over $207 in proceeds from the BBQ went to the Motor City Car Club’s charity of choice, Grandview Children’s Foundation and 9 bags of food were collected for Simcoe Hall Settlement House.

One of the biggest changes this year was a different approach to the Business Excellence Awards held at the historic Regent Theatre in Sep-tember. From the new format for the awards program to the post parties at Avanti TRATTORI, Buster Rhinos Southern BBQ, Fazio’s Restaurant and Riley’s Olde Towne Pub in Downtown Oshawa, a great time was had by all! Awards were presented to Dr. Angela Fountain and Associ-ates, Rhythm Dynamix Dance & Performing Arts, McCAM Insurance Brokers Ltd., GeoSight Inc., Working It! Making Your Clothes Work For You Inc., Norm Mackie of Mackie Moving Systems and the Presi-dent’s Award was presented to Boys & Girls Club of Durham–Eastview Unit with over $700 being donated to them for their elevator project.

Also at the Awards celebration, the Chamber officially unveiled its partnership with Kemp Travel and China Visit Tour and one lucky at-tendee won a 10 day trip to China in 2014.

The Year In Review: 2013 – What A Year!

Yabba Dabba Do Meets The Prez!Fred Flinstone (a.k.a. Don Pitman of Guardian Residential Services) had an opportunity to chat with Durham College President, Don Lovisa at the Greater Oshawa Chamber of Commerce 5th Annual Challenge held at NEB’s Fun World in March.

Party On The PatioOne of the families of Grandview Children’s Foundation was on hand at the Autofest BBQ to explain how much Grandview has helped their son, Owen. Pictured from left to right are Shernette McCuth-Henry of Grandview, Owen Derby, Brent Derby, Vickie Derby and Brigitte Tschinkel of Grandview.

Spring Marketplace At OctaviensThere were 32 Exhibitors and over 100 attendees at the 3rd Annual Spring Marketplace hosted by Octaviens in April. Thousands of dollars in business card draw prizes were given away. Check out the smiles on the winners!

Networking In The Trees!In June, the Greater Oshawa Chamber of Commerce YP40 group (Young Professionals under 40) held an event at the Treetop-Eco Adventure Park. Nearly 40 young people braved the Aerial Tree Top Adventure course sus-pended between the trees at 10 to 50 feet off the ground! Talk about taking networking to a whole new level!

U.S. Consul General Jim Dickmeyer Tours OshawaThe Chamber hosted a roundtable session with U.S. Consul General Jim Dickmeyer in June at the Ontario Regiment, Officers’ Mess.. Pictured above, from left to right, are Dr. Colin Carrie, Member of Parliament, Oshawa; Greater Oshawa Chamber President Dan Carter of Channel 12; U.S. Consul General Jim Dickmeyer and Regional and Oshawa City Councillor, Bob Chapman.

$10,000 Hole-in-One Winner!The excitement spread throughout the Oshawa golf course as novice golfer Rev. Craig Donnelly hit a Hole-in-One on Hole #5 during the Greater Oshawa Chamber’s Annual Golf Tournament hosted by the Os-hawa Golf & Curling Club in May.

Cont.’d from Page 1

Cont.’d on Page 7

905-723-5219

Radio dispatched 24 houR seRvice • Flatbed, light & heavY dutY towing

Oshawa & Surrounding Area753 Farewell St., Oshawa chamberplan ca


Looking For A Way to Showcase Your Brand!Sponsor The Challenge!

The Chamber appreCiaTes our pasT sponsors:

The ChaLLenGe eVenT (2009-2013)Johnson insurance inc.

boWLinG eVenT (2009-2013)p.r. engineering Ltd.

Go CarT eVenT (2009-2013)stagevision rentals (oshawa)

air TaG eVenT Casb media

oLG slots at ajax Downs

Go CarTCasb media

mcintosh anderson Kellam Funeral homeoLG slots at ajax Downs

ontario motor sales

boWLinG LaneThe accuprint Centre

Casb mediamcintosh anderson Kellam Funeral home

oLG slots at ajax Downsontario power Generation

trios CollegeWynfield retirement residence

Team buiLDinG WiTh a DiFFerenCe! Come out and play for your Charity of Choice.

We are looking for teams of 5 to dress up in their favourite wild west character, have some fun bowling, go-karting and shooting some hoops!no team…no problem! We will place you on a team and help you make new business connections!

The winning team receives $1000 for their Charity of Choice. past recipients:

2009 – The autoworkers Community Credit union • Charity: Credit Canada2010 – hardiman mount & associates insurance brokers • Charity: hearth place Cancer Centre

2011 – oshawa and District shrine Club • Charity: shriners hospital for Children2012 – The optical Group • Charity: Cnib

2013 – petley-hare insurance brokers • Charity: simcoe hall settlement house

Register Online at web.oshawachamber.com/events

Wednesday, march 5, 2014neb’s Fun World • 4:00 p.m. – 8:00 p.m.


In October, long time resident, amazing entre-preneur and Oshawa booster Carol Cavalleri of The Table took centre stage at the Women in Business Luncheon at Stavs. The Fall Business Showcase was revamped to include seminar guest speaker Cate Collins of Powerful Journey Consulting who specializes in transforming powerful leaders from the inside out!

In November, our Chamber, in partnership with OCI, held a round table discussion with the British Consul General, Jonathan Dart to discuss how Dur-ham can do business with the UK.

The 5th Annual FUNSpiel had 42 participants slip and sliding all over the ice at the Oshawa Golf and Curling Club with the Durham Epilepsy Society reaping the benefits.

Also in November, the third “Social Media – Learn From Your Peers” Lunch and Learn session hosted Adam Hare of Petley-Hare Insurance Bro-kers talking about “Tips For Delivering a More Ef-fective Power Point Presentationˮ.

Closing out the year in December, the Annual Christmas Wine & Cheese social event was hosted in the Officers’ Mess of the Ontario Regiment with the Salvation Army Band playing traditional carols. Over 100 enjoyed networking and each attendee brought along a special gift of food or toys.

Throughout the year the Chamber tackled some popular and some not so popular issues in its quest to affect change. To ensure the voice of business is heard at all levels of government, the Chamber Board also had a sit down with City Council Re-ception and a Roundtable with Enbridge Pipeline 9, attended the Long Term Energy Plan session, made a presentation to the Ontario Minimum Wage Panel and garnered media coverage on the minimum wage issue from CHEX TV Durham, 1350 a.m., This Week and Oshawa Express. As well, the Chamber received excellent coverage in the media from This Week, 1580 a.m. and CHEX TV Durham on its Metrolinx position.

The Chamber remains committed to changing with the times and continuing to provide positive leader-ship by providing services, and promotion of business opportunities in support of its members. For more in-formation on networking events, advocacy issues or publications visit www.oshawachamber.com.

Professional Management Certificate ProgramJanuary Enrollment ~ Register Now

Building a Winning Organization ~ 3rd Annual MDC Seminar January 30th, 2014 – 6 to 8 p.m. - Regent Theatre – Free Admission

P: 905-721-8668 ext. 3290 • W: mdc.uoit.ca • E: [email protected]

905-723-9898

Radio dispatched 24 houR seRvice • Flatbed, light & heavY dutY towing

ServingOshawa &

Surrounding Area

753 Farewell St., OshawaJIM’S towingJIM’S

towing

World of BusinessREGISTERTODAY!

CONTINUING EDUCATIONwww.durhamcollege.ca/coned | 905.721.2000 ext. 3063

PROJECT MANAGEMENTIn this five-module certificate program, you will learn the essential elements that forge and sculpt great Project Managers. From the basic terminology and content of the PMI® Body of Knowledge, to ethical behaviour and leadership requirements as well as how to successfully plan, execute, control and deliver a project; you will come out of this program with what it takes to work in this ever growing profession.

BUSINESS ANALYSISBusiness analysts today require more in-depth training that not only addresses modeling philosophy and techniques but also demonstrates how to effectively clarify roles and responsibilities, respond to varied agendas, and influence outcomes with confidence. This program is geared towards beginning and experienced analysts of all types who are responsible for drawing out requirements for an organization’s business and technology projects.

Check our website today for more information.

The Year In Review: 2013 – What A Year!Cont.’d from Page 5

Business of the Year PartyThe Lion Dance Troupe joined the “Business of the Year Party” in September as they escorted the VIP Pre-Award attendees from Fazio’s Restaurant to the Regent Theatre for the 2013 Greater Oshawa Cham-ber of Commerce Business Excellence Awards.

A Gift For ChristmasSanta’s Elves (a.k.a. Chamber staff, JoAnne, Mi-chelle and Sheri) helped stuff Bob’s Equinox full of food and gifts collected at the Annual Christmas Wine & Cheese social event. The donations were delivered to Simcoe Hall Settlement House to be distributed to families in need at Christmas.

Networking On Ice!After a fun afternoon on the ice at the Curling FUN-Spiel on November 6, Chamber VP John Sturrup was on hand to present the winning team, CRCS Disaster Kleenup, a cheque for $500.00 to be gifted to their charity of choice, Epilepsy Durham.

Presented by:

Wednesday, February 5, 2014 | 7:00 p.m. – 9:00 p.m.Chamber Boardroom, 44 Richmond St. W., Ste. 100, Oshawa

China Trip Information EveningThis event will provide an outline about the amazing trip to China beingplanned for October 15-25, 2014. The 10-day trip includes Beijing,Shanghai, Suzhou, Hangzhou and many of China's signature landmarks.Register online at web.oshawachamber.com or call 905-728-1683

* SAVE $100 BY ATTENDING THIS EVENT

Thursday, January 30, 2014 | Roundtable Session 7:30 – 9:30 a.m.

The Greater Oshawa Chamber of Commerce, in partnership with the Ontario Chamber of Commerce and the Certified General Accountants of Ontario (CGA Ontario), will be hosting a breakfast roundtable with key employers and entrepreneurs to solicit their opinions on the potential parameters of a renewed pension framework.

Register at web.oshawachamber.com/events or call 905-728-1683

THE PENSION SYSTEM IS CHANGING: HAVE YOUR SAY!


NewMembers

RenewingMembers

AquaSeal Basement Waterproofing Contractors

Auto Warehousing Company Canada Limited

Ceramica FlooringCIBCCleeve Technology IncorporatedCreighton Law LLPDurham Lice CareDurhamway Bus LinesEHC GlobalFrew Petroleum CorporationFST Vending ServicesGarth S. Johns ConsultingGraham MacLeod Veterinary

ServicesGrand & ToyHenninger Insurance & Financial

Services Inc.Jenkins Business EquipmentKay's PlaceKitchen Simeson Belliveau LLPMary's Janitorial Service

M-C Interiors Inc.McFaul Fencing Ltd.MidasMotel 6 CanadaMultitech Graphics Inc.Neal & Mara, Barristers & SolicitorsNeubauer, Josef, B.A., LL.B.New Vision OpticalOptical Boutique, TheOrbit Electrical Contractors Ltd.Oshawa Community Museum and

ArchivesOshawa Paint & Wallpaper Inc.Pregnancy Help Centre of DurhamPromotional Products Fulfillment &

Distribution Ltd.Royal Ashburn Golf Club, TheStagevision Rentals Inc. (Oshawa

Office)Stephenson's Steering Specialists Ltd.Steve Moss Home Renovation & RepairTomlin Auto ServiceUltimate Sewing Centre

American Express Bank of Canada3 Everson Drive, Unit 216Toronto, ON M2N 7C2Phone: (416) 226-5430Web: www.amexcorporatepayments.caFinancial ServicesJohn Rohan

DeafBlind Ontario ServicesServing Durham RegionPhone: (905) 853-2862Web: www.deafblindontario.comNon-Profit OrganizationNicole Beardmore

Go Tire Oshawa/WhitbyBowmanville, ON Phone: (905) 447-8473Web: www.gotire.comAutomotiveJason Pellerin

Mortgage Alliance36 Park Road South Oshawa, ON L1J 4G8Phone: (905) 245-0500Web: www.kenmarks.caMortgage BrokersKen Marks

National Bank575 Thornton Road North Oshawa, ON L1J 8l5Phone: (905) 433-8718Banks & Banking AssociationsLinda Walker

Value Telecom Services265 Walton StreetCobourg, ON K9A 3W9Phone: (905) 448-0670Web: www.valuetel.caTelecommunicationsDavid Compton

To view all of the new members, please visit

www.oshawachamber.com and click on Member Services.

Home care designed especially for you

Better care for a better life• Personal Care• Home Support• Companionship• Nursing• Funding

Investigations• Free Assessments• Nurse Supervised

Staff • 24 Hour/7 Day

Service

In Durham Region/Clarington, please call 905-433-4003

In Kawartha/Northumberland County, please call 705-742-5539 / 1-888-742-5539www.bayshore.ca

COMPLETE DRAY MANAGEMENT Serving CN Rail, CP Rail, and The Port Of Oshawa

905 926 8637 l www.caltranslogistics.com 650 King St. E- Suite 206

Oshawa, Ontario - Canada - L1H 1G5

Members In the NewsMembers In the News

ROBERTS, MARLOWE, JACKSON, JACKSON AND ASSOCIATES

Chartered [email protected] www.rmjj.ca

22 Stevenson Rd. S. Oshawa L1J 5L9Tel: (905)-579-5531 EXT 231 (905)-427-0322

Fax: 905-579-4624

Chamber members gathered for some Christmas cheer, wine, food and music from the Salvation Army Band at the Greater Oshawa Chamber of Commerce Annual Christmas Wine & Cheese held on December 3 at the Ontario Regiment – Officers’ Mess. Once again Chamber members stepped up and loaded up Simcoe Hall Settlement House with food and toys for those in need at Christmas. A BIG thank you to all who attended!

Lakeridge Health was named the Green Hospital of the Year by the On-tario Hospital Association (OHA) during their annual HealthAchieve conference in November 2013. Lakeridge Health had been one of five finalists selected by the OHA for the top prize and won the award that recognizes hospitals for becoming energy efficient and reducing waste. “From new light bulbs to solar panels on our roof, we’re working hard to be leaders at energy efficiency in health care,” says Kevin Empey, Presi-dent and CEO of Lakeridge Health. “Our innovative program is using the energy savings to invest in further improvements and direct patient care. We’ve made huge strides and we’re thrilled that our team is being recognized as leaders.”

Each participant received a tube of toothpaste as part of the scavenger hunt and flashed their pearly whites for the Chamber staff! From left to right are Dave Chappelle, Janet Chappelle, Kristen Douglas and Matt Douglas!

The participants of the Dear Santa, Holiday Hunt & Charity Evening dropped into the Chamber office on Saturday, December 14 to gather items to fill Santaʼs sack for families in need. Following the whacky antics, hi-larious pictures, near-viral videos, and many stops along the way to collect as much as they could, the 18 teams who set out on this charitable and

fun-filled journey returned to “Santa’s Workshop”. The hundreds of gifts donated for this event were packaged and placed beneath the trees of some young local families in need of a little help from Santa this holiday season. All proceeds of the event were donated to The Rose of Durham.

Congratulations to The Gift House as they celebrate a milestone on their 40th Anniversary in December. Over the years the store has built a solid reputation in providing unique gifts and creating beautiful silk floral ar-rangements. Pictured above at the official cake cutting, from left to right, are current operator Diana Kirk, store manager Mary Ann Kinach and founder Wilma Lovell. The Gift House can be found at 18 King Street East, right in the heart of downtown Oshawa.

Another item in the scavenger hunt was a children’s book. Here Dave reads aloud to the members of his team. From left to right are Neil Bocking, An-nette Bocking, Dave Hare and Donna Hare.

Making Connections!

Congratulations Lakeridge Health: The 2013 Green Hospital of the Year!

Dear Santa, Holiday Hunters Visit The Chamber

Celebrating 40 Years!


Lunch&Learn

Health, Dental & Life Insurance designed for Greater Oshawa Chamber Members and their Employees. Contact Peter Bocking at 1.800.361.6996 ext. 239 or visit www.chamberplan.ca

UPCOMINGEVENTSTO REGISTER FOR A CHAMBER EVENT PLEASE FAX IN YOUR REGISTRATION FORM TO 905.432.1259, EMAIL TO [email protected]

OR PHONE 905.728.1683 TO HAVE A REGISTRATION FORM SENT TO YOU.

N E T W O R K I N G A T A G L A N C E

For complete details on these events, see the flyers in this edition of Business Matters or call the Greater Oshawa Chamber of Commerce at 905-728-1683 to have a flyer emailed or faxed to you.

12:00 p.m. - 1:30 p.m.Facilitator: Sarah Netley, Tax Manager and Laura Wilson,

Client Services Manager of Collins Barrow Durham LLP

Wednesday, January 8, 2014Greater Oshawa Chamber of Commerce Boardroom44 Richmond St. W., Ste. 100, Oshawa

Visit web.oshawachamber.com/events to register online

This is a free MEMBERS ONLY benefit!Register ONLINE! Pre-registration is required!!

Thursday, January 16, 2014

Stavs Dining Emporium 557 King Street East, Oshawa

7:30 a.m. – 9:00 a.m.

Members: $30.00 Plus HSTProspective Members: $40.00 Plus HST(Includes buffet breakfast)

No agenda, no speaker, simply networking!

Pre-registration is required!Register ONLINE web.oshawachamber.com/events

Women In BusinessWednesday, January 15, 2014

12:00 p.m. – 2:00 p.m. Fazio’s Restaurant

33 Simcoe Street South, OshawaMembers: $40.00 PLUS HST

Prospective Members: $50.00 PLUS HSTThis is a women’s only event!

REGISTER ONLINE! PRE-REGISTRATION IS REQUIRED!

Keynote Speaker:Nina Romano,

State Fare Insurance –Nina Romano

Insurance Agency

REGIONAL CHAIR LUNCHEONTuesday, January 21, 2014 • 12:00 p.m. – 2:00 p.m.Oshawa Golf & Curling Club - 160 Alexandra Street, Oshawa

Keynote Speaker: Roger Anderson,Chair Regional Municipality of Durham

Member: $45.00 Plus HSTProspective Members: $65.00 Plus HST***Register ONLINE!! Pre-registration is required!***

Sponsored By:

Under 40 “Hockey Night In Oshawa”Friday, January 24, 2014 • 7:00 p.m. – 10:00 p.m.General Motors Centre – 99 Athol Street East, Oshawa

Come out and watch your Oshawa Generals take on the Peterborough Petes!

Join the under 40 group for an evening of networking while supporting your Oshawa Generals. A cash bar will be available. You must be UNDER 40 to attend!

Registration: $36.00 Plus HST (includes ticket to the game and finger foods)Register ONLINE! Pre-registration is required!

Hosted By:

A Tasting Evening

Members: $30.00 (Plus HST) Prospective members: $60.00 (Plus HST)

Exhibitor (Table Top) Displays: $90.00 Plus HST(Exhibitor space is limited and for MEMBERS only!)

Talk and taste…this is a great opportunity to sample great food and beverages and network with others in our business community!

TUESDAY, FEBRUARY 11, 2014 • 5:00 p.m. – 7:00 p.m.Parkwood, The R.S. McLaughlin Estate Parkwood

270 Simcoe St., N. Oshawa

Register ONLINE! Pre-registration is required!

REWARD:$1000 to Winning Team for their Charity of Choice!

You can also win just by dressing as your favorite Wild West character!Check details in the flyer or visit web.oshawachamber.com/events

the 6th Annual

Challenge!

Wednesday, March 5, 2014NEB’s Fun World

1300 Wilson Road North, Oshawa

4:00 p.m. – 8:00 p.m.We’re looking for teams of 5!

No team, no problem!we will add you to a team!

ANNUAL MAYOR’S LUNCHEON

Keynote speaker: John Henry, Mayor, City of Oshawa

REGISTER ONLINE!!! PRE-REGISTRATION IS REQUIRED

Brought to you by:

Thursday, February 20, 201412:00 p.m. – 2:00 p.m.

Quality Hotel & Conference Centre1011 Bloor Street East, Oshawa

Members: $45.00 Plus HSTProspective Members: $65.00 Plus HST

Sponsored By:


Happy New Year everybody! I hope that everybody had a very happy and safe holiday season!

Nothing is certain but death and taxes. However, as many people who have been ap-pointed executors have come to realize, death also means taxes, and dealing with tax administra-tion. Being appointed the ex-ecutor of the estate of a family member or a friend is an honour and an indication of how much the deceased trusted you. How-ever, honouring that trust can be difficult and time consuming as you may be in unfamiliar ter-ritory, legally and financially. In this article, I present an over-view of the financial and income tax responsibilities you may face if you have been appointed the executor of the estate of a family member or friend.General Responsibilities

As an executor, you are re-sponsible for settling the affairs of the deceased in accordance with their will. Your first task may be to find the will, and then engage a lawyer to assist with the interpretation of it. In ad-dition, the lawyer will help you prepare any necessary legal documents that will be required to administer the estate and to arrange for probate, if probate is required. The fees or taxes charged to obtain letters pro-bate vary by province. Where the deceased was resident in Ontario, he or she may have

two wills to help reduce pro-bate tax. The primary will gen-erally deals with most property, with a common exception being shares of a private company. Shares of a private company can be administered through a secondary will that does not require probate and therefore, the value of these shares is not subject to probate tax.

In the early days following death, the executor will need to make an inventory of assets and establish the financial vi-ability of the estate for settling debts, including funeral costs and income taxes, as well as for fulfilling the bequests provided for in the will. This will include determining what life insurance is now payable to the estate and what death benefits, if any, are payable. The Canada Pen-sion Plan (CPP) provides for a death benefit of up to $2,500 for deceased persons who con-tributed to CPP in their lifetime. The death benefit is taxable to the estate of the deceased (it is not taxable on the deceased’s final tax return).

Various government agen-cies will need to be notified of the death, including the Can-ada Revenue Agency (CRA). Often the funeral home will provide help with these notifi-cations and assist in procuring the death benefit allowed for under the CPP. Part of your responsibility as executor will be to determine what institu-tions will require notification of the passing of the deceased. In particular, financial institutions will need to be notified of the death. Note that if the financial accounts of the deceased were

not held in joint name, a freeze will often be placed on such ac-counts until the will has been probated. However, debts of the deceased can often be paid from the deceased’s financial accounts without probate.Final Tax Returns For The Deceased

The final tax return of the de-ceased will be more complex than their tax return would have been in a year preceding death. This is because property such as marketable securities, and registered accounts such as RRSPs and RRIFs, will be taxed as if they had been liquidated at the date of death. However, if these assets pass to a surviving spouse or common-law partner, a rollover will generally be avail-able which will defer the taxation of these assets until that individ-ual passes away. In the year of death, personal tax credits can be claimed in full — they are not prorated to the date of death. The final tax return is due at the later of the normal tax filing due date for the year of death (i.e. April 30, 2014 or if the de-ceased or their spouse is self-employed, June 16, 2014 for the 2013 tax year) or six months after the date of death.

There are three optional tax returns that can be filed for the deceased. If the deceased was in receipt of income from a testamentary trust, or was in receipt of business income as a proprietor or partner, it may be possible to file a separate return in either of these cases depending on what the year-end was for the trust or the business. The third optional tax return that can be filed for the

year of death is the return in re-spect of rights or things. Rights or things are amounts that had not been paid to the deceased at the time of his or her death and that, had the person not died, would have been includ-ed in his or her income when received. Examples of rights or things include, but are not limited to:

• salary, commissions and vacation pay if they were for a pay period that ended before the date of death, and if the employer owed them to the deceased on the date of death;

• old age security benefits that were due and payable before the date of death;

• bond interest earned to a payment date before death, but not paid and not reported in previous years; and

• unpaid dividends declared before the date of death.

Your BDO advisor can assist with the preparation of the final tax return and any optional tax returns that would be beneficial.

After the tax return(s) of the deceased have been prepared and filed, it is generally advis-able that the executor obtains a tax clearance certificate from the CRA. This certificate is usu-ally applied for following the assessment by the CRA of the deceased’s tax return(s), and prior to distribution of property to the beneficiaries. This is im-portant as it will certify that the tax debts of the deceased have been paid. As executor, you could be held liable for the de-ceased’s unpaid taxes, includ-ing those from prior years, if

you distribute assets from the estate without obtaining this clearance certificate. Other Financial Responsibilities

As an executor, you will be responsible for preparing an account of the assets, debts, receipts and disbursements for the beneficiaries. Your BDO ad-visor can assist in this regard. Also, unless the will specifically provides otherwise, you are gen-erally entitled to a fee for your services. An amount up to 5% of the estate’s value is not un-common. However, if the fee is not specified in the will, you and the adult beneficiaries should agree on this fee. The fee will be taxable to you as an individual as employment income. If you are also a beneficiary of the estate, you may choose to waive your entitlement to a fee.

The tax treatment of the fee from the estate’s perspective will depend on whether the fee (or part of it) was incurred to earn in-come, was related to the dispo-sition of property or was related to dealing with other personal af-fairs of the deceased. Your BDO advisor can help determine if the fees are deductible. U.S. Tax Issues

Particular attention should be paid where there is property in the estate that is located out-side Canada, and in particular, the U.S. For example, if the de-ceased held U.S. real estate, U.S. estate taxes may be pay-able and a U.S. estate tax re-turn may be required.

If the deceased is a U.S. citi-zen, U.S. tax advice should be sought regarding U.S. estate taxes and the completion of a U.S. estate tax return.

Tax Compliance For The EstateWhere estate assets are re-

tained due to estate administra-tion, the income of the estate is reported on the T3, Trust In-come Tax and Information Re-turn. This return is due 90 days after the end of the year of the estate. Under current rules, an estate can choose a tax year-end that is any date between the date of death and the date that is the first anniversary of the date of death. Also under cur-rent rules, income in an estate is taxed at graduated tax rates, us-ing the same tax rates that would apply for an individual. However, under newly proposed rules, this off-calendar tax year will only ap-ply during a reasonable period of administration after the date of death. If the estate continues more than 36 months past the date of death, the proposals will require a change to a tax year-end of December 31, and the estate will no longer be allowed to apply graduated tax rates on its income. These changes to the rules are expected to come into effect in 2016. Your BDO advisor can assist with the de-termination of the year-end of the estate for tax purposes and with preparing the estate’s tax filings.Considerations Where The Deceased Owned Shares Of A Private Corporation

If the deceased individual owned shares of a private cor-poration, specific tax planning, referred to as post-mortem plan-ning, may be needed. Unless the shares will be transferred to the deceased individual’s spouse or are qualified farm property that meet certain conditions, these shares will be disposed of at fair market value at the time of death, as discussed earlier. Given that the corporation may have assets with accrued gains as well, one of the key aspects of post-mor-tem planning is making sure that the same economic gain is not taxed twice. Depending on the circumstances, action may be needed before one year elapses from the time of death. There-fore, you should seek advice from your BDO advisor as soon as possible where the estate in-cludes private company shares.

The appointment as exec-utor of a friend or loved one’s estate brings many respon-sibilities and considerations. Your BDO advisor can help lessen the burden by assisting you in fulfilling the income tax responsibilities that come with this position.

If you have any questions relat-ed to the foregoing, please con-tact our office at 905-576-3430.

This material is general in nature and should not be relied upon to replace the requirement for specific professional advice.

This article is from a BDO Tax Factor 2013-06, a publication by BDO Canada © BDO 2013.

Submitted by Clyde Catton, BBA, CPA, CA, Tax Partner

Clyde Catton

COMMON TAX RESPONSIBILITIES OF THE EXECUTOR OF AN ESTATE


C O N T A C T K E M P T R A V E L T O B O O K Y O U R T R I P

Join the Greater Oshawa Chamber of Commerce for an adventure to...

October 15 to 25, 2014For Only

$2,399* $2,399* CAD TAXES INCLUDED

*Save $100 by attending the February 5th Information Evening!Attend from 7 to 9 PM at 44 Richmond Street West, Oshawa

BEIJING • SHANGHAI • SUZHOU • HANGZHOU

• Roundtrip International Airfare • 4 and 5 star hotel accommodations• 3 meals a day

• Deluxe bus tours • Fluent English-speaking tour guides• Entrance fees for attractions

Your Trip Includes

*double occupancy required *a valid passport and visa are required *visa costs are not included in price *no vaccinations are necessary *this is a special Chamber member price, non-members add $200 *additional tours are available *pricing is based on 40 passengers

PLAN NOW TO JOIN THE GREATER OSHAWA CHAMBER OF COMMERCE, BUSINESS LEADERS

AND FRIENDS FOR THIS ONCE IN A LIFETIME CHINA ADVENTURE. SPACE IS LIMITED.Contact Kemp Travel for all Inquiries and Bookings

[email protected] • www.kemptravel.com

Bowmanville Oshawa Whitby 905-623-3182 905-433-8611 905-668-7955


Do You Own A Home and Need Money?

Corp Office: 36 Park Road South | Oshawa, ON | L1J 4G8 Tel: 905-245-0500 Fax 1-866-946-0155 License# 11012 An independently owned and operated franchise of the Mortgage Alliance Network.

Purchases • Refinances • Renewals

1-877-661-2190Or Apply Online At

www.KenMarks.caCALL NOW!

Commercial Mortgages - Store & Apartment - Commercial & Industrial Condos

*E&O, Terms & Conditions Apply

Bruised CreditRejected by the BankPower of SaleProperty Taxes in ArrearsMortgage Payments in Arrears

Credit Card Payments in ArrearsNo Income Veri ca onSelf EmployedPast BankruptDebt Consolida on

Bill Collectors Calling24hr ApprovalsHome Renova onsOverwhelmed by DebtHome Equity Loans

· Bad Credit · Unemployed· Pension/Disability · Power of Sale· Tax Arrears · Self Employed

We will REFINANCE your home up to 85% of the APPRAISED value, even if you’re unemployed with BAD CREDIT!!

LoanAmount

Minimum Payment

NewPayment

Savings Per Month

$20,000.00 $600.00 $200.00 $400.00

$30,000.00 $900.00 $300.00 $600.00

$40,000.00 $1,200.00 $400.00 $800.00

$50,000.00 $1,500.00 $500.00 $1,000.00

This is an example of what we can do for you. New payment schedule is based on 1% minimum monthly payments of outstanding balance.O.A.C. Some Condi ons Apply. E&O. Rates are subject to change at without no ce. Terms & Condi ons Apply.

1st, 2nd & 3rd Mortgages, even with...

2.60%

YOUR VOICE OF BUSINESS VOL 30 ISSUE 1 JANUARY 2014 ... · Engraving!!! custom WinE or PilsnEr...

Documents

Transcript of YOUR VOICE OF BUSINESS VOL 30 ISSUE 1 JANUARY 2014 ... · Engraving!!! custom WinE or PilsnEr...