You. are at risk for the fastest growing crimes crime.

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You

Transcript of You. are at risk for the fastest growing crimes crime.

Page 1: You. are at risk for the fastest growing crimes crime.

You

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are

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at

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risk

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for

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the

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fastest

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growing

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• growing

crimescrime

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in

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the

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nation

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Identity Theft

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Identity theftsteals who YOU

are and

who YOU want to be.

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A recent national survey of college

students found that:

Almost ½ of all college students receive credit card applications on a daily or weekly basis.

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Almost 1/2 of all college students

receive credit card applications on a

daily or weekly basis.

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Many of these students THROW OUT card

applications without destroying them.

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Nearly a 1/3 of students rarely, if

ever, reconcile their credit card and

checking accountbalances.

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Almost 50% of students have had grades posted by

Social Security number.

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Many of your daily activities expose you to this crime.

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Are you doing anything to put YOUR identity

at risk?

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Do you use your personal computer for online banking

transactions?

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Do YOU . . . ?

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Do YOU use YOUR personal computer

to buy merchandise,

purchase tickets, or other services?

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Do YOU . . . ?

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Do YOU receive credit card offers

in the mail?

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Do YOU . . . ?

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Do YOU discard these

documents without

shredding them?

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Do YOU . . . ?

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Do YOU store personal information in your

computer?

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Do YOU . . . ?

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Do YOU use a cell phone?

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Do YOU . . . ?

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Do YOU use your Social Security number

for identification?

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Do YOU . . . ?

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If you answered YES to at least ONE of these

questions, . . .

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YOU AREat risk.

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Identity Theft

occurs when someone else uses YOUR

personal identifying information without YOUR knowledge or

permission

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Motives for Identity Theft

• To obtain credit cards• To get wireless Internet• To get cell phone products and services• To obtain loans and mortgages• To get a job• To commit fraudulent and criminal acts,

in YOUR NAME . . . GUESS WHO’S RESPONSIBLE???

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What information should YOU protect?

Social Security numberDriver's license number

Credit card numbersAnd even your E-mail address .

. .

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Your E-mail address can be an invitation to come into your

computer and access your

personal information.

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If YOUR identity is stolen, YOU may spend months or EVEN YEARS repairing the

damage thieves have caused to YOUR reputation and YOUR credit record.

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In the time it takes to resolve these issues,

YOU may lose job opportunities and be

refused loans for education, housing, or

a car.

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What can YOU do?

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Memorize your passwords

Memorize your Social Security number

Don’t carry your Social Security card or birth certificate with you

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Don’t use your date of birth as your password

Don’t record your passwords on papers you carry with you

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Order a credit report each year

Thoroughly review for accuracy

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Shred pre-approved credit applications that come in the mail

Shred other financial documents before throwing them away

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Report lost or stolen credit cards immediately

Check your monthly credit card and bank statements for unusual activity.

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Use a firewall program on your computer

Do not open emails or download files sent to you by people you do not know

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at

ARE

RISK!

YOU

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WHERE

Can YOU

Go

For Help?

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• http://www.ftc.gov/bcp/edu/microsites/idtheft/

• http://www.irs.gov/newsroom/article/0,,id=155682,00.html

• http://www.usps.com/postalinspectors/idthft_ncpw.htm

• http://www.ssa.gov/pubs/idtheft.htm

• http://www.noscamnc.gov

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Now that YOU know, YOU can help . . .

• Write to your peers to help them become aware.

• Design a poster to inform others of the risk of identity

theft.

. . . Let others know that THEY ARE . . .

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RISK