Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.
-
Upload
myron-booker -
Category
Documents
-
view
214 -
download
0
Transcript of Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.
![Page 1: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/1.jpg)
Work and welfare reform impacts in the
South West Survey of 200 working age social housing tenants
![Page 2: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/2.jpg)
WORK 57% of households out of work
52% households with ill health or disability
80% of tenants not confident in their ability to find and hold down work
Work does not reliably cover costs
83% of working households rely on benefits
![Page 3: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/3.jpg)
WELFARE REFORM 67% do not feel well informed
Worry Universal Credit will disrupt budgets and cause arrears
Monthly, direct and bundled payments
Bedroom tax most significant financial impact on households so far
![Page 4: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/4.jpg)
FINANCIAL MANGEMENT
Making ends meet
• Cutting back on food• Cutting back on household goods and utilities• Selling belongings• Depleting savings• Borrowing money• Resort to family
Sustainable?
Split between households just managing and households really struggling
![Page 5: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/5.jpg)
LOOKING AHEAD
• Round 2 of our survey begins April 2014
• Ten case studies on work and welfare reform
• Next report due Autumn 2014
![Page 6: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/6.jpg)
Survey of 16 Housing Associations (Regional)• 16 Associations, one small one large in each region• October-November 2013
![Page 7: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/7.jpg)
Major changes dealing with wider challenges• Very active planning round welfare reform• Wider efficiency and structural changes• Reviewing: • Operations – much more front line IT; split of arrears/money advice teams• Policies – restrictions and finance checks for new lets; stricter enforcement of
arrears; increased focus on energy efficiency• “Housing plus” – more work around jobsearch/ apprentices/ community
support/ supporting foodbanks• Overall more contact with tenants previously “unseen”
![Page 8: Work and welfare reform impacts in the South West Survey of 200 working age social housing tenants.](https://reader036.fdocuments.us/reader036/viewer/2022082713/5697bf7b1a28abf838c83c3d/html5/thumbnails/8.jpg)
Views of impact
• Lots of financial contingency planning • Financial impact contained so far for associations• BUT clear tenants increasingly vulnerable• Uncertainty about medium term – admin/delivery/unresolved policy• Development programme cumulative risks
• Committed to work/WR agenda; but frustrated by DWP/timetable• Working hard to make new system work• BUT not being deployed to best advantage