LANDORC NFT +DEFI TECHNOLOGYBRIDGES GLOBALREAL ESTATE FUNDING GAP WITH DIGITALIZATION

MEET THE FUTURE OF REAL ESTATE FUNDING

AGENDA● What Business Problem is LandOrc Solving?

● Focus Markets

● Opportunity for Digital Asset Owners

● Benefits to Players in the Ecosystem

● Role of Tokens

● Core Technologies

● User Journey

● About Us

● Partners

● Roadmap

● Future Plans

INTRODUCINGLANDORC

THE ALTERNATIVE FUNDING SOLUTION YOU NEVER THOUGHT OF

● Bridging Real estate funding, especially in high interest across markets, a USD 500 billion opportunity

● Opportunity to tap into large global land bank available as collateral, valued at USD 137 trillion

● Focusing on long term oriented crypto investors, 99% of Ethereum wallets have not invested in speculative DeFi

LANDORC IS SOLVING 3 CORE BUSINESS PROBLEMS

● Amongst top 5 issues faced by real estate players, PwC 2019 research

● In India, VC Circles in 2020 estimates capital requirements of USD 100 billion for next 7 to 10 years

● Total real estate activity in high interest markets in South America, Africa and Eastern Europe is USD 500 billion per year

● Commercial banks and debt funds core source of funding for real estate industry, PERE Debt Fund reports total funds raised are on diminishing trend from 2018 onwards

REAL ESTATEFUNDING GAPReal Estate Industry Globally is FacingChallenges in Raising Funds

Provides the avenue for property developers seeking to raise funds for their upcoming projects

SOLVING REAL ESTATEFUNDING GAP

Property developers can upload their land title as NFT to be pledged as collateral

The collateral will be transferred to an escrow account during the period of the lending

All project details and interest rate available will be shown on LandOrc

Property developers can raise capital at a lower interest rate as they have access to a global marketplace of investors

Africa

East Europe

Asia

South America 67, 37, 15, 21

TOP REGIONS TOP COUNTRIES BASE LENDING RATE%

Argentina, Brazil, Dominican Rep, Venezuela

Angola, Congo, Uganda 19, 27, 20

Uzbekistan, Azerbaijan, Ukraine 24, 17, 20

Myanmar, Iran, Mongolia 15, 18, 17

OPPORTUNITY TOFOCUS ON SPECIFIC MARKETS● Specific regions and countries have a high

base lending rate and offer highest potential for return

● Our analysis from markets indicate that a significant portion of real estate developers pay up to 2 X of base lending rate in developing markets, thus offering higher interest arbitrage

SECURE INVESTMENT OPPORTUNITIES TO DIGITAL ASSET OWNERSMost Digital Asset Owners have a longer term perspective

● Speculative DeFi has been the rage in the recent past due to high interest and arbitrage opportunities

● However the increased risk has resulted in a fair amount of investors losing their principal in some of these investment options

● An analysis of Ethereum addresses indicate only 1% of the wallets are invested in DeFi, showing majority of crypto investors driven towards longer term opportunities

Mar 15, 2021, 8:00:00 AMEthereum Addresses Interacting with Defi Protocols

Total EthereumAddresses

Ethereum Addresses Interacting with Defi Protocols

VISION OF LANDORCFUTURE OF REAL ESTATE FUNDING

● LandOrc solves the funding gap of property developers by tapping into Decentralised Finance ecosystem for lending by providing stability and transparency via Land Collateral available on NFT

● LandOrc creates a trusted ecosystem of DeFi lenders, property developers, land collateral owners all connected via blockchain and using Governance Protocols to take key decisions, like choice of project for lending

● LandOrc uses oracles for bringing off chain data linked to the land on chain, GPS enabled visuals, valuation and vicinity analysis offering greater transparency

DeFi

NFT

Oracle

GovernanceProtocol

Ecosystem

BENEFITS TO PLAYERSIN THE ECOSYSTEM

BENEFITS FOR REAL ESTATE DEVELOPERS

Helps property developer access capital at a lower interest rate

Lower cost of interest for raising capital thus reducing cost for development and increasing profits

Reduce cost of financing and increase profits

Faster and secured financing process

Blockchain-based transparent solution

Engage in transparent and secure transactions via blockchain

LandOrc uses the principles of DeFi

Provide access to global real estate investment through single platform

Build a diversified investment portfolio across different ticket size, geographical area or interest levels

Opportunity open to all, regardless of investing experience or knowledge

Access to secured investments with collateral and aggressive staking rewards, expected rewards of 15-20% APR

BENEFITS FOR DIGITAL ASSET OWNERS

ROLE OF LANDORC TOKENS (LORC)● Based on Ethereum standard of ERC-20

● Provides the means for digital asset owners to stake on the LandOrc platform

● Tokens are linked to the collateral value available in escrow, accessible for liquidation in the event of default

● LandOrc tokens are redeemed into fiat for developer requirements and converted back post redemption

LAND TITLETOKENIZATION MODULE (LANDNFT)

● Converts land titles into NFTs, allowing transparency and efficient transaction

● As part of the tokenization process, additional data of valuation by independent parties GPS enabled visuals and vicinity profile stored in associated IPFS (Inter Planetary File System) database

● The land title NFT stored as a smart contract using NFT token standard ERC-721

GOVERNANCETOKEN (LANDGOV)

● LandOrc’s Governance token allows members of the community to participate in key decisions like projects to be on-boarded

● 1 billion LGOV tokens are allocated across members of the community

● Minimum threshold number of votes across the community is needed for a new project comes to LandOrc platform

● Independent lawyers and valuers vote en-bloc via a multi signature wallet, without this vote the project does not proceed for lending

CORE TECHNOLOGIES

● NFT of Land Titles - allows for converting the physical title as a token onto the blockchain, providing greater transparency and ease of transaction across wallets

● Consensus protocol - used via Governance tokens by members of the community to decide key decisions like choice of projects on the platform

● Oracles - bringing off the chain data on to the chain and linked with NFT token includes – visual of location with GPS coordinates, vicinity profile based on location data etc.

USER JOURNEYON LANDORCPLATFORM

THE KEY USERSON THE PLATFORM

Real Estate Developers/Land Owners

● Follow a common process of KYC and land title uploading

● Real Estate Developers send additional requests linked to project and lending requirement

● Developers receive the lent amount in fiat via the SPV post staking by Digital Asset owners and return in fiat the principal and interest at the end of tenure

Digital Asset Owner

● Digital Asset Owner view the voted projects on lending marketplace to stake LandOrc tokens on a project or platform basis

● Staking process via smart contracts with staking rewards, tenure and available collateral

● Digital Asset Owners receive in their wallets the staked LandOrc along with rewards and bonus at the end of the tenure

SPV

● SPV is entity set up in the local jurisdiction of the Real Estate developer

● It processes the lending, holding of the collateral and their disposal, if needed, according to the local laws

Independent Specialists

● Independent specialists comprising of lawyers and valuers who vote via a multi signature wallet for the projects to be made available on the

● Threshold votes of Independent Specialists and other members of the community are needed for the projects to be brought on the lending marketplace of LandOrc

LANDORC DECENTRALISED SOLUTION VS. CURRENT REAL

ESTATE LENDING

VS

CURRENT

Extensive paperwork

Time consuming

High interest rates

Opaque processes

DECENTRALISED

Paperwork focussed on collateral and some details on project

Submission to approval under 3 weeks in markets with SPV

Interest rates similar and at times lower to comparable in-market

Transparent processes, trackable on blockchain

ABOUT US

● LandOrc Limited is a United Arab Emirates headquartered organization with a global operations and is in the process of setting up a subsidiary in India and SPVs in other markets

● Management team and advisors of LandOrc come with few hundred years of corporate experiences across multiple global markets

● The team brings deep expertise in real estate, finance, strategy, marketing and operations

● LandOrc is currently in the process of launching its services for real estate developers in Asia and Africa

PARTNERS

PRODUCT AND LAUNCH ROADMAP2021

2021 Q2● Market planning● Proof of Concept Development● Team hiring● Incorporation of companies● Seed fund raising

2021 Q3● Launch of Private financing round● Beta testing● Scale-up platform for security and user experience● Mint initial batch of 200 land title tokens● Marketing efforts on initial markets within Asia and Africa

2021 Q4● Token sale and testing on

multiple exchanges● Launch at least 20 property

development projects● Scale up marketing efforts

across entire Africa

2022 Q1● Launch interoperability on

blockchain● Scale up Latin America

2022 Q2● Extend to markets

across rest of world

2022 Q3● Improve legal consensus

protocol

2022 Q4● List in additional

exchanges

PRODUCT AND LAUNCH ROADMAP2022

OUR FUTURE PLANSThe blockchain enabled land title NFT ensures security of ownership, has a wider potential use beside use as collateral for lending. LandNFT feature is able to provides a faster and more transparent means for enabling transactions like sale and purchase.

LandOrc aspires to become a super-platform that consists of an integrated digital one-stop for land and property transactions.

Synchronize LandNFT authentication of ownership (including digital signature to authenticate transfer of ownership) with respective land registrar’s database. Transforming transactional, land administrative and legislative matters within the real industry, globally.

THANK YOUFor more info, visit our website