I want to visit a new city, make ice cream floats, dance in the rain, and go to the farmers market!!

WHOA PENNY! We can’t do all of that in one day! We have all summer for that!

Oh, okay... but let’s get a move on because it is gorgeous out. Let’senjoy the day!

Give me 10!

On the next page see Penny’s summer bucket list and how Penny and Bill will have fun

in the sun this summer without spending a lot.

Wake me up for dinner. I am going to go back to napping.

Zzzz… Huh? Is it time to eat? Wait… go where?

COME ON! COME ON!WAKE UP! WE HAVE TO GO!

There are so many thingsI want to do today! Like what?

Strike it rich with these $100 bill notepads and pencils.

Deposit $5 in your account to receive! Coupon good while

supplies last so deposit yours today!

Wants vs. NeedsShow your future saver the difference between wants and needs. Needs are the items that you must have in order to live. Wants are items that you like to have but can live without.

Saving vs. SpendingIt’s up to you to show your child how to save and spend wisely. Go shopping and explain how to comparison-shop.

WISE SPENDING HABITS START EARLYAnytime and any age is a good time to start teaching your child about money.

Share the BudgetIf you’re comfortable, show your child the family budget. This is the perfect opportunity to teach how quickly cell phones, internet and grocery shopping trips can add up.

A friendly reminder of our Kids and Teens Program

(for tweens 10-13)• Savings Account• ATM Card

(for teens 14-17)• Checking Account• Savings Account• Debit Card• Teen Visa® Platinum Credit Card*

*Parent or guardian must be joint on the account and meet the credit requirements. Driver’s license or State ID preferred as a form of identification.

(for kids 0-12)We believe that kids should learnabout money management at an early age so they can succeed financially as adults.

KIDS CLUB

TWEEN AND TEEN ACCOUNTS

’s’s bucket list

Description Income (+) Expense (-) $ Available

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

Visit the zoo

Go hiking

Make popsicles

Visit a new city

Have a water balloon fight

Make ice cream

Create a new recipe

Sleep in a tent

Have a picnic

• 3 clear jars

• Baker’s twine or ribbon

• Scissors

Cut out the tags use baker’s twine to

tie them around the top of the jar.

When money is earned, place in each

jar how you’d like to distribute.

Once the save jar is full it’s time to

come to DFCU Financial to deposit

into your savings account.

What are you saving for?

How long do you think it will take

you to save for it?

Who can you share money with?

Why is it important to share

with others?

Make s’mores

Watch a baseball game

Watch fireworks

Feed ducks

Drink smoothies in a pineapple

Visit a farmers market

Go to the aquarium

Make ice cream floats

Pick wildflowers

Watch the sunset

Have a movie marathon

Go one day without technology

Visit a major landmark

Go on a nature scavenger hunt

Visit a relative

Dance in the rain

monthly budget Worksheet

you will need:

here's how:

’s’s bucket list

Description Income (+) Expense (-) $ Available

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

Visit the zoo

Go hiking

Make popsicles

Visit a new city

Have a water balloon fight

Make ice cream

Create a new recipe

Sleep in a tent

Have a picnic

• 3 clear jars

• Baker’s twine or ribbon

• Scissors

Cut out the tags and use baker’s twine

to tie them around the top of the jar.

When money is earned, place in each

jar how you’d like to distribute.

Once the save jar is full it’s time to

come to DFCU Financial to deposit

into your savings account.

What are you saving for?

How long do you think it will take

you to save for it?

Who can you share money with?

Why is it important to share

with others?

Make s’mores

Watch a baseball game

Watch fireworks

Feed ducks

Drink smoothies in a pineapple

Visit a farmers market

Go to the aquarium

Make ice cream floats

Pick wildflowers

Watch the sunset

Have a movie marathon

Go one day without technology

Visit a major landmark

Go on a nature scavenger hunt

Visit a relative

Dance in the rain

monthly budget Worksheet

you will need:

here's how:

I want to visit a new city, make ice cream floats, dance in the rain, and go to the farmers market!!

WHOA PENNY! We can’t do all of that in one day! We have all summer for that!

Oh, okay... but let’s get a move on because it is gorgeous out. Let’senjoy the day!

Give me 10!

On the next page see Penny’s summer bucket list and how Penny and Bill will have fun

in the sun this summer without spending a lot.

Wake me up for dinner. I am going to go back to napping.

Zzzz… Huh? Is it time to eat? Wait… go where?

COME ON! COME ON!WAKE UP! WE HAVE TO GO!

There are so many thingsI want to do today! Like what?

Strike it rich with these $100 bill notepads and pencils.

Deposit $5 in your account to receive! Coupon good while

supplies last so deposit yours today!

Wants vs. NeedsShow your future saver the difference between wants and needs. Needs are the items that you must have in order to live. Wants are items that you like to have but can live without.

Saving vs. SpendingIt’s up to you to show your child how to save and spend wisely. Go shopping and explain how to comparison-shop.

WISE SPENDING HABITS START EARLYAnytime and any age is a good time to start teaching your child about money.

Share the BudgetIf you’re comfortable, show your child the family budget. This is the perfect opportunity to teach how quickly cell phones, internet and grocery shopping trips can add up.

A friendly reminder of our Kids and Teens Program

(for tweens 10-13)• Savings Account• ATM Card

(for teens 14-17)• Checking Account• Savings Account• Debit Card• Teen Visa® Platinum Credit Card*

*Parent or guardian must be joint on the account and meet the credit requirements. Driver’s license or State ID preferred as a form of identification.

(for kids 0-12)We believe that kids should learnabout money management at an early age so they can succeed financially as adults.

KIDS CLUB

TWEEN AND TEEN ACCOUNTS