FREE

Winter 2012Winter 2012

PAGE 2

For Advertising Information:CALL 1-800-632-7689

Fax 276-956-3461Email varer@comcast.net

Winter Issue DeadlineFEBRUARY 1ST, 2013

REGION 2Port & Starboard Real Estate . . . . . . . . . . . . . .5

Lockridge Homes . . . . . . . . . . . . . . . . . . . . . . .7

REGION 4Blue Ridge Mountain Real Estate LLC . . . . . .8

Blue Ridge Real Estate, Inc . . . . . . . . . . . . . . .9

Farm Credit . . . . . . . . . . . . . . . . . . . . . . . . . .16

Lake Retreat Properties . . . . . . . . . . . . . . . . .10

Reflections Salon & Day Spa . . . . . . . . . . . . .11

Re/Max 8 & The Hudson Team . . . . . . . . . . .12

Re/Max All Stars REALTOR . . . . . . . . . . . . . . .3

Re/Max Lakefront Realty, Inc . . . . . . . . . . . . .13

Rogers Realty & Auction Co., Inc . . . . . . . . . .14

Town & Country Realty . . . . . . . . . . . . . . . . .15

United Country Blue Ridge Land &

Auction Co., Inc . . . . . . . . . . . . . . . . . . . . . .4

William H. Lock & Associates, Inc . . . . . . . . . .6

All real estate properties andadvertisements in this maga-zine are subject to the FederalFair Housing Act of 1968.Homes appearing in this mag-azine are available on an equalopportunity basis. Our maga-

zine will not accept any advertisements of propertywhich constitute a violation of law.

Neither the advertiser nor VA Real Estate Reviews, Inc.will be responsible or liable for misinformation, mis-prints, typographical errors, etc., herein contained. Wereserve the right to refuse any advertising which wedeem unsuitable for our publication.

In This Issue …

The index is an additional service provided bythe publisher. No liability will be assumed orcredit granted for errors or omissions.© 2012-2013 VA. Real Estate Reviews, Inc.

EQUAL HOUSINGOPPORTUNITY

PUBLISHED BY:VA Real Estate Reviews, Inc.

228 Oxford DriveMartinsville, VA 24112

FARM, LAND & INVESTMENT PROPERTIES … A QUARTERLY PUBLICATION COVERING(6) REGIONS OF VIRGINIA. (However, not all regions are represented in this issue.)

1 Northern Virginia2 Piedmont/Northern Neck3 Shenandoah Valley4 Southwest Virginia5 Central Southside VA.6 Tidewater/Eastern Shores

®

REALTOR®All SAll SttarsarsBotetourt Co. & Roanoke Valley

■ Unique Properties■ Homes ■ Land

■ Horse Farms

www.MickiPatrick.comE-mail:

Micki@MickiPatrick.comDayna Patrick Micki Patrick540.342.9600 540.556.2525

PAGE 3

The Patrick Team

Exquisite 4,900 SF 4 BR, 5 BA home on 11.84 acres inconvenient Botetourt area, perfect for horse lovers andhobbyists. Fenced, level pastures, great 4-stall horse barn,detached 3-car garage plus oversized 2-car garage attached, 3 living levels, gourmet kitchen w/butler pantry & professionalgas range & hood. $650,000 CAN BE RENTED SHORT TERM.

Charming 3 Bedroom, 2 Bath Cape Cod on 1.68 acres inconvenient Botetourt location has great/open floor plan,hardwoods, luxury master suite w/balcony & den upstairs,covered porches, wired for generator, 5-car insulatedgarage/workshop, detached 1,100 SF studio/possible in-lawquarters. $239,950

Beautiful horse property with quality built 3 BR, 2.2 BA home,bold stream, spring & well; just 35 minutes to Horse Center. 11-stall stable has tongue/groove Loblolly pine stalls, heatedbarn & office w/full bath, tack rm, wash stall, riding ring, 3 level, board-fenced pastures, xtra-2-stall barn & equipmentsheds, all on 12.6 acres. $549,000

364 Acre hideaway in Catawba area of Botetourt withspectacular views of McAfees Knob. Adjacent to NationalForest; Mostly wooded with spectacular ridge views from manytrails; Plus scenic open-land for pasture/hay. Cool Hunting cabinand barn; possible pond sites. Good well. Electric installed$650,000

50 Acres with 4 BR/3 BA home in secluded area of BotetourtCounty. Modified ranch home w/sustainable energy featureshas over 2,100 SF, split BR floor plan, spacious kitchen & dining area, living room & family room, mudroom/laundry,deck & patios, recent roof and new appliances. 30'x36' 2-car insulated/plumbed garage w/12' ceilings & room above.$375,000

36 Acres & 4,000+ SF in ideal Montvale location! Early 1900farmhouse w/heartwarming views, nicely updated w/Hardieboard siding & metal roof, new addition, beautiful kitchen &bath, plus semi-detached guest house & 3-car garage. Extensiveoutdoor living space, Morton 5-stall center aisle barn, pond,pasture, woods. $569,000

PAGE 4

Blue Ridge Land & Auction Co. Inc.

Matt Gallimore, Broker

(540) 745-2089or

1-800-375-0423e-mail:

mattgallimore@swva.net102 S. Locust Street

Floyd VA 24091www.floydcountyhomes.com

3 BR, 1.5 BA, 60.5 Acres.$239,000.

Call Tom at 540-230-0489

3 BR, 2.5 BA, 92 Acres.$649,000.

Private long range views!

22.75 Acres $119,000.Mostly open

with Nursery stock.

19.03 Acres $89,000.Mostly open with some

Nursery stock & bold stream.

15.31 Acres $99,000.Mostly open with some

Nursery stock.

12.14 Acres – $99,000.7.74 Acres – $69,000.12.73 Acres – $99,000.25.2 Acres – $149,000.

Private with mountain views!

3 BR, 2 BA, 4 Acres.$63,000.

Call Tom at 540-230-0489

3 BR, 1 BA, 2 Acres.$110,000.

Well maintained in country.

87.8 Acres $229,500.All wooded, road throughout,

ideal hunting retreat.

95.39 Acres $378,000.Gently rolling pasture &

woodland, great views, wildlife.

WIL

LIS,

VA

FLOYD,

VA FLOYD,

VA FLOYD,

VA

FLOYD,

VA FLOYD,

VAHIL

LSVILLE

VA

4 BR, 2 BA, 63.25 Acres.$399,000.

Fencing, pond, stream & views!

5 BR, 4 BA, 25.32 Acres.$529,000.

Call Kathy at 540-798-1536

WIL

LIS,

VA PULASKI,

VADUGSPUR,

VA

DUGSPUR,

VA LAUREL

FORK, VA

“Doggy Daycare Available”www.NorthernNeckRealEstate.com MULTIPLE LISTING SERVICE

REALTOR®EQUAL HOUSINGOPPORTUNITY

“Your online resource for Northern Neck real estate in-formation including aerial photos, free detail maps, Bay

Act info, community events and real estate listings”

COAN HARBOUR ESTATES -Gorgeous CapeCod style custom home on 5+ acres with over-sized garage, large deck and water access.$299,000.

HEATHSVILLE - Outstanding custom built brickrancher with attached garage on the GreatWicomico River, a few minutes from the Baywith deeded deep water slip on a protected har-bor. Wide views, bulkhead installed, sand bot-tom. In-law suite. Priced to sell at $699,000.

CARTERS CREEK/WHITE STONE WATERFRONTBUILDABLE LOTS with 2-3' MLW and share piers. Thisis a very high end subdivision near the RappahannockRiver & Chesapeake Bay. Lot 7 is available for $269,000and lot 12 (photo is from the pier) is available for$289,000 (both are priced way below tax assessment).

OWNER SAID

“BRIN

G OFFERS”

REDUCED!

www.NorthernNeckRealEstate.com

Many Waterfront Land Opportunities are Available - Call for Inventory

TOM KIMMITTHeathsville

(804) 453-9081

WONʼT LAST AT $510,000 - Potomac Riverfront opportunityin Heathsville - $200,000 below assessed value - solid brickrancher w/inground pool, attached garage on 2 secluded acres& excellent elevation - just listed at $510,000.

MONTROSS - gorgeous contemporary on 2.5 ac. w/beach, boat-house w/pier & 2 lifts, 4 car detached garage & 2 car attachedgarage, 3420 SF open floor plan & outstanding views across Cur-rioman Bay, Sharks Tooth Island & the Potomac River $695,000

PAGE 5

SPECIALIZING IN LAND SALES AND TIMBER MANAGEMENT

PAGE 6

William H. Lock & Associates, Inc.P.O. Box 49571

Greensboro, NC 27419

1-888-899-9088 or 336-632-9088Website: www.whlock.com

Email: whlock@whlock.com

35.6 ± acre timber and landinvestment in Pittsylvania

County, VA. Over 1,000 feeton Ed Hardy Road.

Tract has been harvested and planted with Loblolly

Pine. Nice stream with buffer trees. Survey shows

three parcel potential but taxlisted as one tract. Asking$62,200 for entire block.

Call Bill Lock at 336-632-9088

(Owner/Broker)

Young growing investment ofLoblolly Pine in

recreational tract in Warren County, NC.

Priced at only $39,900 for 30.5 +/- acres.

Young pine, streams, pavedrd. frontage.

Call Bill Lock at 1-888-899-9088(Owner/Broker)

10+/- Acre wooded homesitein Northwestern Rockingham

County. Close to the Mayo River, Stoneville,

and Madison. Gravel Roadfrontage and stream

located on the property. No mobile homes.

$27,900.See the Knight tract at

www.whlock.com/realestate

TTIIMMBBEERR &&

LLAANNDD

TTIIMMBBEERR &&

LLAANNDD

REAL ESTATEMMOOUUNNTTAAIINNBLUE RIDGE

412 Patrick Avenue • Stuart, VA 24171

valandsales.com

EEDDDD

MMARTIN

BROKER/OWNER

276-952-5008

MMARRGGAARREETT

BBLLEEBBIINNSSREALTOR

276-692-5376

Large stocked pond, mountainchalet, very private, easy access,wooded 28+ ac.. $259,900

120+ Farm with 3 BR, 2 BA,farmhouse, bold stream, open andwooded. Private $539,000

9.49+ Ac. fronts on Jeb StuartHwy (Rt. 58) and Stella Loop,great location! $42,000

Like new log home, 144+ ac.,amazing views, 3 BR, 2 BA, veryprivate. $949,000

48+ wooded acres with beautifulviews of the Blue Ridge Mtns.Stream, road ftg. $175,000

Great location, paved road ftg, 2+ac., 3 BR, 2.5 BA, oversizegarage, like new. $199,900

Private area, 3 BR, 2 BA dou-blewide with many upgrades andfireplace. 1+ ac., $88,500

350+ Ac. Country Estate: 4 BR, 4BA, Pool, 4 Ponds, Streams,barns & buildings. $1,600,000

There are great tax benefits toowning a farm!! 88+ working cat-tle farm, fenced, house. $550K

27+ ac. mountain retreat, twostocked ponds, private, spring,views, 3 BR cottage. $318,000

105+ wooded acres, growing tim-ber, bold stream flows thoughproperty, lays great. $399,900

85+ Ac., Kibler Valley, Dan RiverFrontage, 4 BR, 2 BA, MAKEAN OFFER!!! $299,900

Owner Financing Available:Country cottage at the Blue RidgePkwy. 3 BR, 2 BA $149,900

Level 3.5+ acres, 3 BR, 2 BAcountry cottage needs some TLC,outbuilding. $69,900

2.3+ ac., nice level tract, open andwooded. New mobile homes OK,road ftg. $17,500

10.5+ Ac. near the Blue RidgeParkway & Primland. Great minifarm opportunity. $124,900

One of the best views in Mead-ows of Dan. 2+ ac. restrictedbuilding tract. $74,900

14+ acres of river frontage alongthe Dan River in scenic KiblerValley. Septic. $99,900

54.9+ rolling pasture and woodedland, paved road frontage. Thiswould make a great farm. $219K

Views! Privacy! Only 3 yrs. old, 3BR, 2.5 BA, full basement, greatfloor plan. 6.3+ acres. $274,900

New Heat Pump, good condition,3 BR, 1 BA, partial basement,deck, carport, 1+ ac. $84,500

48+ private acres, mostlywooded, 3 BR, 2.5 BA, hugeworkshop, stream. $498,500

21+ private acres with a cute logcabin, bold stream, some openland for animals. $225,000

A great tract for development oryour personal retreat. 742+ ac.,views, streams, roads. $3,300,000

Farmland winter 2012-2013:Layout 1 11/14/12 11:37 AM Page 1

PAGE 9

Mavin Harris276-692-8025

Brenda Quesinberry276-692-6511

Log Cabin Rentals276-694-2001

Premier Properties In Patrick And CarrollEQUAL HOUSINGOPPORTUNITY REALTOR®

Patrick SpringsBeautiful Home

Chef’s Kitchen, In-Ground Pool5 BR, 6 BA, Basement, & Garages

MLS #124605 $599,000

StuartPrivate – VIEW

Home with11 Ac. 2 BR, 1 BA, Wood Fireplace

MLS #123542 $245,000

StuartVIEW – Creek

Beautiful Log Home with .6 Ac.3 BR, 3 BA, Full BasementMLS #124888 $325,000

WoolwineVIEW – Smith River

Home with 8.0 Ac. & Garage3 BR, 3 1/2 BA, Hot Tub & Fireplace

MLS #120113 $599,000

Meadow of Dan — Privacy New Home with 2.09 WoodedAcres, 3 BR, 2 BA, 2 Decks

& Board Walk EntranceMLS #123384 $174,500

Blue Ridge Real Estate, Inc.15573 Jeb Stuart Hwy. – P.O. Box 713, Stuart, VA 24171

Ph.: 276-694-2001 Fax: 276-694-2003Toll Free: 866-695-2001 Web: www.blueridgerealestate.net

Vacation in the Blue Ridge MountainsCabins, Cottages and Chalets in Floyd,

Meadows of Dan, Woolwine, Fairystone, and Stuart

276-694-2001 or 866-695-2001www.blueridgerealestate.net

Bluegrass Music, Fishing, Hiking, Festivals, & Antiques All Here in Virginia

Cell: 540-309-6002Visit our website www.lakeretreat.com

PAGE 10

3 Bedroom, 3 Bath Hearthstone Log Home on 7.68 acres. Completely FENCED propertywith 52x52 red metal barn with an 28' garage bay & hay loft, tack room, wash bay with hotwater and heat lamps, 3 STALLS, corral, and pasture. Three level home with pine floors,log interior with chinking, rock fireplace, cathedral ceiling, loft, wood stove in basement,bath on each level, and 2 sets of washers and dryers. Five miles to Smith Mountain Lake.Beautiful property; fantastic setup for animals of all kinds. Fenced pasture, chicken house,450' road frontage on state maintained road, as well as a fenced yard. Two carports and agated driveway. One acre building lot may be subdivided off front of property!! MLS# 784493

Come and visit us at Lake Retreat Properties,

we'll find you a home "...beside the still waters..."

Selling Smith Mountain Lake and Surrounding Area for 26 Years

Jeanette ChildressBroker

MON E TA , VA BEAU T I F U L BE DF ORD COUNTY

$ 27 9 , 000

LAKE RETREAT PROPERTIES

Reflections Salon & Day Spa730 E. Church St, Suite 5, Martinsville, Va. 24112

276-632-2222 • TUES-FRI 8-6 & SAT 8-12

PAGE 11

See video & more details at:www.TheHudsonTeam.us

1221 Betty Baker Road, Allisonia

Magnificent farm situated in a peaceful country setting with plenty of opportunity! this 100+ acre farmboasts a stately farmhouse with newly refurbished kitchen, bedrooms, & more! With 40 acres of hayfield & the capacity to rear up to 25 cattle at a time, this property is a farmer’s dream come true! Propertyincludes expansive barn; workshop & equipment shed; a 20kw Generic Automatic Standby Generator;extra house with rental property potential; UV disinfection system on well & a breathtaking view of theBlue Ridge Mountains! Perfect for hunting! A must-see property! 3 bedrooms, 1.5 baths, 2,080 SF, MLS#’s307791 & 307792. $280,000.

James NolenREALTOR®

571.480.1158James@TheHudsonTeam.us

Amy HudsonRE/MAX8

BROKER, ABR, GRI, CRS

540.320.5498Amy@TheHudsonTeam.us

2735 Roanoke Street,Christiansburg – CALLING

INVESTORS! 9.66 Acres, zoned B-3, on a busy Christiansburg

street, less than 1 mile from I-81access. Perfect for motel orrestaurant. Property can be

divided. MLS# 205143. $669,900.

2605 Sheffield Drive,Blacksburg – Premier Blacksburg

commercial lot in highlydesirable location suited to a

variety of offices & businesses.The possibilities are endless! Atthe intersection of Sheffield Dr.& Prices Fork Road. A primaryfour-lane road with multipleaccess points to Virginia Tech.This 0.75 acre lot sits withinwalking & biking distance toschools, shopping, banking,

Blacksburg Transit stops, & more.MLS# 307812. $230,000.

3750 S. Main Street,Blacksburg – Prime Commercial

Property with 109 ft. of roadfrontage on busy Rt. 460 near

Montgomery Regional Hospital,convenient to I-81 & VA. Tech.Restaurant building with 2,592

SF & 2 BA’s; 0.87 acre lot with 20parking spaces. Includes

franchise, equipment, land, &building. Recently renovated

exterior with fresh paint, stonework, & freshly paved & striped

parking lot. New lightingpackage in seating area & menu

board. Excellent investment.MLS# 300946. $629,900.

THEHUDSONTEAM712 N. Main St. Blacksburg, VA • 571.480.1158 • James@TheHudsonTeam.us

www.TheHudsonTeam.us • All offices independently owned & operated

PAGE 12

PAGE 13

16451 Booker T. Washington Hwy., Moneta, VA 24121Phone: (540)493-3445 • Fax: (540)721-5293chploch@hotmail.com

CHRISTY HODGES PLOCH,Realtor

www.MountainViewFarm.info:Extraordinary Gentleman's farm offers anexpansive 5 BR Colonial (circa 1988) on

almost 17 acres of fenced pasture w/2 stallbarn, chicken coop and mini-orchard.

Spacious eat-in-kitchen, library/study, MBRsuite w/private balcony overlooking

in-ground pool, 3 car gar, herb/veg garden,more…Asking $499,900

SMITH MTN LAKE--AFFORDABLEWATERFRONT HOME:

Spectacular one level home w/ finishedbsmt, 3 Master Suites, open living rm w/vaulted ceiling and fp, sunroom w/ lovely

water views, nice outdoor living area, dockw/ new bar, comm. pool/tennis

Asking $475,000

www.WindingWaters.info:Exquisite Transitional Contemporary

Home w/over 3,000 finished SF (unfinished basement) and water view.

Amazing floor plan w/custom fp,hardwoods, granite tops, LeKlint lamps,

stainless app., 2 car gar, bonus room, mainlevel Master Suite, comm pool/tennis

Asking $399,987

ELEGANT COLONIAL IN RKY MT: PRICE REDUCED FOR QUICK SALE!:

5 BR, 3.5 BA stately brick home w/nearly 4,000 SF finished, office,

2 garages, Australian Cyprus floors, granite, main level Master, great location!

Asking $337,500

INVESTMENT OPPORTUNITY AT FERRUM COLLEGE!!!

Apartment Complex (Built 1990), 3 BR house & cottage.

Great Rentals!!! Call agent for more details.

Asking $285,900

www.ParadiseAcres.info: Charming & like new cape cod on 56 acres

in the foothills of the Blue RidgeThis is a must see!!!

Won't last!! Take a look today! (3 BR, 2 BA, basement, pool, shed, PRIVACY!!!)

Asking $275,000

www.19AcreRetreat.info:IMMACULATE 3 BR, 2 BA

home on a VERY PRIVATE 19acres hidden in the woodsw/MOUNTAIN VIEWS and

pasture or riding area (usedfor ATV's and motorcycles).

Incl bsmt, garage, hardwoodflrs, granite tops, new

addition GR w/fireplace,warm and inviting.

A DEAL AT only $247,900!

LAND:• 10 Acres (Commercial Potential) near Ferrum College.

Asking $114,900• 1.5 Acres (formerly THE HOUSE RESTAURANT in Ferrum,

VA) Asking $35,000 (O/B/O)• 17 Acres off 220 in Fork Mtn area. Asking $85,000• .63 Acres Riprapped WATERFRONT LOT in beautiful

development w/ pool/tennis. $169,900 (MAKE OFFER)• 4 bldg lots on Horseshoe Bend in Bedford Co ($34,900

ea or buy all for one price!).• .45 Acres TOWN OF RKY MT. Asking $14,900

(owner/agt)

117 ACRES! WWATERFRONT! LLAKE VIEW!

44,000 SQ FT! AAPTS 556 ACRES!

19 ACRES!

REALTOR® PO BOX 729, MOUNT AIRY, NORTH CAROLINA

www.rogersrealty.com1310 EMS DR., MT. AIRY, NC

(336) 789-2926 FAX: (336) 786-1621

• 574621 ~ KINGS DRIVE, CANA, VA. Looking for seclusion? 11.51 acres of mature timber with over 1,300 ft. of Big Creek frontage…$69,000• 649643 ~ GREEN SPRING ROAD, ARARAT, VA. 33.62 acres of land. Pasture, woods, spring, & great views…$129,900• 41 FOREST GREEN, GALAX, VA. 5.07 ac. Ideal building site amid lush foliage. Private gated community. Easy access to Blue Ridge Pkwy…$39,900• 657116 ~ TRI FORKS LANE, CANA, VA. 15.80 acres of land. Great place to build a home w/gorgeous views of the Blue Ridge Mountains…$75,000• 656944 ~ 128 RICHARDS LANE, LAMBSBURG, VA. Nice building tract on 1.50 acres of land…$21,600• MEADOWBROOK RD., CANA, VA. 4 separate tracts ranging from 23 ac. to 90 ac. Good topography & road frontage. Land sells subject to lease on

white pine trees through 12-31-13…Prices vary from 5k to 8k per acre.

PAGE 14

560547 570 RIVER WATCH LANE, CANA, VA. Gorgeous! 88 ac! Majestic mountain views! Flowing stream!Qualified buyers…REDUCED to $895,000

635548 163 HARRIS HOLLOW RD., FLOYD, VA.Gorgeous mountain setting with over 60 ac. of land & a nicebrick ranch home…$525,000

656782 419 DEER RIDGE LANE,ARARAT, NC.

Beautiful 3 BR, 2 BA on 4.32 acres with views of the Blue Ridge Mountainsapple orchards. Includes swimming pool…$239,900

655962 864 WARDS GAP RD., ARARAT, VA. Beautiful remodeled 4 BR, 3 BA homeoverlooking a gorgeous 4–5 acre freshwater lake. Located in the foothills of theBlue Ridge Mountains in PATRICKCOUNTY…$329,900

LAND LISTINGS!

654965 911 AUTUMNVIEW RD., FANCY GAP, VA.

Nice 2 BR, 2 BA home on 6.68 acres of land sitting beside the Blue Ridge Parkway…$135,000

39 MATTERHORN DR., FANCY GAP, VA

Beautifully kept 3 BR, 2 BA mtn. getawayor year round home. Just off Blue RidgePkwy. Great home, super community, private setting. Full bsmt…$149,900

655472 7985 ARARAT HWY.,CLAUDVILLE, VA

Charming 2 BR home with 4 acres of land.Full basement with outdoor access, woodstove tied into duct work for additional heatsource, vinyl windows, new roof…$85,000

645284 58 LAUREL POINT LN., CANA, VA. One owner 4 BR home offers 4–6 BR potential in peaceful rural setting on 2.9 ac.Lovely décor, spacious kitchen & dining plusplayroom & bonus room, 2 car garage parkingplus lots of exterior parking…$222,000

1365 DOE RUN RD., HILLSVILLE, VA.Incredible mountain home – 3+ BR, office plus room for more.Spotless in & out. Spacious open floor plan, high ceilings, cov-ered porches, 2 car garage. Almost 3 well kept acres, serenepastoral views. Underpriced at…REDUCED TO $229,900

8391 SQUIRREL SPUR RD., MEADOWS OF DAN, VA.Spacious home w/huge great room & master suite. Guestapartment over detached garage. Uniquely constructed &tastefully added onto over the years. Located just off BlueRidge Parkway…$249,000

PAGE 15

540-334-5000Gaye A. Clingenpeel

540-354-2442

540-420-2744Brenda Arrington540-483-1499

EQUAL HOUSINGOPPORTUNITY

MULTIPLE LISTING SERVICE

REALTOR®

®

JUST LISTED! Located just off the Blue Ridge Parkway this immaculatehome boasts it’s 2 acres with country setting and offers spacious livingroom, eat-in-kitchen, 2 bedrooms, 2 baths, laundry, office, deck,workshop w/electricity and storage shed. Only 15 min. to historic Floydfor shopping, dining and music of the Crooked Road. $124,900

BEST BUY ON THE LAKE! Fronting SML with 70+ feet of waterfront& floater dock this property features two bedrooms, bath, living roomopen with eat-in-kitchen + rear screened porch & deck! Mostfurnishings stay! All for only $118,500.

NESTLED ON A DEAD-END STREET in town this brick ranch hashardwood & ceramic flooring, 2 bedrooms, bath, large living room,kitchen with dining area, big florida room + full basement with familyroom, fireplace and full bath. Storage building with electric. $112,500.

QUALITY CUSTOM BUILT CHALET! This maintenance-free stone &vinyl home boasts it’s large wrap party deck for outside entertaining,privacy deck off master bedroom, balcony off upper bedroom & 3 carcarport. 3 bedrooms, 2 baths, hardwood & ceramic flooring, granitecountertops & new appliances! Must see to appreciate! $175,000.

JUST LIKE ABE LINCOLN’S but this one has electricity & plumbing!Quaint log cabin with massive stone fireplace, dormitory style bedroomwith 1 & ½ baths. Blue Ridge Mountain get-a-way comes furnished &ready to enjoy with rights to hunting/4-wheeling land/pool/tenniscourts & stocked lake! A real buy at $139,000.

TRIGGER JIM HUNTING PARADISE! 97+ acres of wooded land withbabbling brook, teaming with wildlife & lots of privacy, rustic cabin &state road frontage. $139,000.

LAND• CONVENIENT TO RECREATION AREAS – just off the beaten path this 20+ acres of wooded land is perfect for a private house site, stream,

level to very gently sloping, located on a dead-end state paved road, but convenient to the 4 lane hwy! $69,000.

• UNRESTRICTED – wooded house site with 3.25 Acres! Located between Boones Mill & Callaway! Only $30,000.

• MOUNTAIN VALLEY – less than 10 miles from Roanoke – beautiful wooded tracts with paved road & nice pastoral & mountain views! 6 to 18 acres – take your pick! Prices start at $65,000. Call for details!

• CONVENIENT TO ROANOKE & THE LAKE! – 3.70 acres with small stream & mildly restricted for your protection! $34,900.

We’re just down the road… even if it happens to be a dirt road.

No matter what road you want to

be on, let Farm Credit help you get

there. We’re the Experts in Rural

Finance and have been providing

financing to folks living and working

in the country for over 90 years.

Custom Tailored Financing Available. . .

Homes and Estates

Large and Small Acreage

Construction and Remodeling

We can also refinance your existing mortgage

Financing Rural America For Over 90 Years.800-919-FARM

FarmCredit.com

3 2 7 6