Why Your College Student Needs Renters Insurance
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Transcript of Why Your College Student Needs Renters Insurance
![Page 1: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/1.jpg)
www.WBRInsurance.comwww.WBRInsurance.com
Why Your College Student
Needs Renters Insurance
![Page 2: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/2.jpg)
www.WBRInsurance.com
What is Renters Insurance?
• Basically a personal property insurance policy that covers the property of the policyholder.
- Could be a student renting an apartment or house off campus or living in on-campus housing.
- If your student’s laptop gets stolen in the library or is damaged by a fire in their apartment it will be covered by a renters insurance policy.
![Page 3: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/3.jpg)
www.WBRInsurance.com
College is not only the first time young adults move out on their own, it’s also the first time that
they start to acquire their own
possessions
![Page 4: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/4.jpg)
www.WBRInsurance.com
• Items that are not easy to replace if they are lost, damaged, or stolen.
Computers, Furniture, and Other Electronics
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Even if your homeowners policy
provides coverage for your college student’s personal property, it may only provide a
limited percentage of the value of the items
being claimed.
www.WBRInsurance.com
![Page 6: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/6.jpg)
Windstorm
Discharge of water
Hurricane damage
Flooding damage
Loss of use
Fire
Theft
Vandalism
Smoke damage
Lightning damage
www.WBRInsurance.com
What Coverage Should Your College Student’s Renters Insurance Include?
- For college students, coverage is primarily for property protection to assist you in replacing those items.
- A typical policy would cover the following scenarios:
![Page 7: Why Your College Student Needs Renters Insurance](https://reader033.fdocuments.us/reader033/viewer/2022052705/58f0a12c1a28abed158b45ab/html5/thumbnails/7.jpg)
www.WBRInsurance.com
- As with most insurance polices, filing a renters insurance claim starts with a phone call.
- It is important to keep records of your purchases by keeping a copy of the receipt and taking photos of your student’s belongings.
How Do You File a Renter Insurance
Claim?
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WBR’s renters insurance is flexible, allowing you to select the coverages and insurance amounts that suit your needs.
- Meet with the professionals at WBR Insurance to find out what policies and discounts are available for you and your college student.
- For more information and a personalized renters insurance quote, give us a call at 757-340-0028 or visit our website www.WBRInsurance.com.
www.WBRInsurance.com