Aren’t Getting Funded

How Big is The Problem? Female business owners are struggling to have access to the same credit

as their male counterparts.

Research by the Senate Small Business & Entrepreneurship Committee

And even if they are approved, they only receive 4.4% of total dollars

in conventional loans made.

The Stats

Women own 30% of small businessesyet are only approved for:

. 16% of the conventional loans

. 17% of SBA-backed loans

. 7% of venture funds

30%Women

70%Men

Given Fundera’s mission to help small businesses get access to the capital they deserve, we had to ask:

What can we do about this?

What’s Being Done? July 23rd, 2014: The small business committee conducted a hearing to address 1%"�!&ƛ& 2)1&"0�4,*"+��20&+"00�#� "�&+��11�&+&+$ǿ

Relevant business training and counseling

Access to Federal Contracts

Access to Capital

Perfect the Programs Where Women Currently Find Success

Inspire the Growth of Female VCs

Encourage Crowdfunding as an Option

The Committee's Results

The committee proposed the following to make change happen:

But we can do more.

1

2

3

Introduce Women

Entrepreneurs

to Alternative Lending

Fundera's Proposals

Given the depth of this issue, we want to add additional steps that, as a community, we can take to increase women’s access to capital:

Let's take a look at how…

Increase Education

Around the Lending Space

The first issue, the lack of access to business training and counseling, seems to be the most unnecessary one in the information age.

Increase Education

Around the Lending Space

1

We must make sure women entrepreneurs can easily attain material on:. What their lending options are. What type of funding is best for their industry, the age of their business, the amount they seek, etc . What lenders look at when assessing a borrower

In short:

. How to build an incredible loan application

Introduce Women Entrepreneurs

to Alternative Lending

2

Crowdfunding has been a great success in this issue, so why not explore all the other less-traditional sources of capital?

Many alternative lenders have come into play, in response to the lack of bank lending, such as OnDeck, Funding Circle, and many more.

These companies have found a way to utilize technology

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With Fundera, women business owners can apply to dozens of the industry's best lenders with one application.

Learn more here

Feeling inspired by this issue?

Get involved, tell us your ideas on removing barriers to female entrepreneurs' success.

What Are You Going to Do About It?

If we do, we'll be excited to revisit the stats we shared at the start,

and watch them rise year on year.

Remember: All the ideas in the world won't change anything. We need to work to put these ideas into action!

Next Steps

To get deeply educated on the truth of this issue, read

21st Century Barriers

to Women’s Entrepreneurship