Why Remn
description
Transcript of Why Remn
Why REMN?
Who We Are
• A privately held mortgage banking firm founded in 1989
• More than 600 employees from coast to coast• Three distinct business channels: Retail, Wholesale
and Consumer Direct
What We Do
• Funded $2.32 billion in 2011• Issued more than $2 billion in FNMA and GNMA
securities– Creates a natural business hedge for the cyclical
nature of the industry– Goal over the next 12 months is 60-70% retained
servicing• Raised more than $30 million in capital to pursue
increased market share• Maintains warehouse line capacity in excess of
$300 million
Senior Management
Peter Norden
Chief Executive Officer
Joel Katz
President
Joseph Sheridan
Chief Operating Officer
Grace Currid
Chief Credit Officer
Rick Floyd
Executive Vice President
Douglas Rotella
Executive Vice President
Retail Sales
Southeast Region Leaders
Greg Janicki
Southeast Regional Manager
Cell: 404-217-7886
E-mail: [email protected]
Angie Gora
Area Manager, Georgia
Cell: 404-392-4241
E-mail: [email protected]
Todd Greak
Area Manager, Georgia
Cell: 770-652-7459
E-mail: [email protected]
Brian Poling
Area Manager, Florida
Cell: 352-874-7580
E-mail: [email protected]
Chris Wasinger
Area Manager, Florida
Cell: 407-230-3771
E-mail: [email protected]
Licensing
CA
OR
AL GA
SC
NCTN
FL
LATX
IA
VA
WI
PA
NY MARICTNJDEDCMD
MI
WVOHIL
MO
AR
ME
UT
License ApprovedLicense Pending
IN
CO
NM
WA
KY
OK
MN
MS
VTNH
KS
REMN Product Line
Traditional Products:• Conventional• FHA• VA• Fixed and Adjustable Rates• Jumbo and Super Jumbo• Reverse Mortgage• USDA Financing• Second Home or
Investment Properties
Niche Products:• In-house FHA 203(k) with
Concierge Service• Interest Only• Low to Moderate Programs• Bi-Weekly• FNMA HomePath• REMN Home Fixer• Construction to Perm• Energy Efficient Mortgage• Foreign Nationals • Non-Warrantable Condos• Commercial Loans
Secondary Marketing
• Encompass – Single-tier LOS platform with real-time access to loan files for Originators, Processors, Underwriters and Closers
• Loan Decisions – “On Demand” product eligibility and best execution loan pricing
• Weekly “Capital Market Update” e-mails• Weekly “Did You Know?” product tip e-mails• Immediate notification as market conditions improve or
worsen• Open-Door Policy – Call or e-mail any time to discuss
scenarios or ask questions
Operations
• Processing, underwriting and closing on a regional level (most branches have on-site processing)
• “Certified Processor” program expedites the closing process by streamlining the clearing of underwriting conditions
• Dedicated to supporting sales by providing a customer service experience that is second to none
• Regional underwriting helpdesks to discuss scenarios and best options
Marketing
• New Loan Originator set up, including Web site, announcement cards and start up marketing credit
• Library of customizable brochures, flyers and advertisements
• Loan comparison listing sheets for agent contacts• Access to the Media Center, an automated marketing
and database management system• Mobile marketing and social media campaigns• Custom work and one-on-one marketing consultations
Training
• Two-day orientation course for all new employees• Continuing education classes, seminars, collaborative
meetings and e-learning courses• Branch visits from regional trainers• One-on-one training as needed• Weekly e-mail reminders of upcoming training events
Technology
• Single software LOS platform for originating, processing, underwriting, closing and delivery
• E-mail packages for closings• Individual secure eFax number• Lock-in online• Helpdesk support via phone, e-mail or Web• 24-hour access to loan documents through REMN's
Web-based paperless system• Centralized access to key information from all REMN
departments on SharePoint
REMN All-Star Team
All-Star Team – Top 10% of sales force in volume and units receives a luxurious trip to the Boca Raton Resort
Customer Satisfaction
•All REMN customers, selling agents and listing agents have the opportunity to rate their experience by completing a phone or e-mail survey the week after closing
•Monthly and quarterly report cards are built for branches, regions and all of REMN
•Quarterly report cards are built for Loan Originators
Human Resources
• Medical coverage provided by Oxford Health Plans• Vision Coverage by Davis Vision• Dental coverage provided by Cigna• Life Insurance, Accidental Death and Dismemberment
provided by Cigna• Flexible Spending Account and Dependent Care Account• Voluntary Long Term Disability provided by Cigna• Personal Short Term Disability, Cancer Plan, Accident
Plan and Additional Life Insurance provided by Aflac• 401(k) provided by ING with company match• Online enrollment for all benefits
The perfect place to begin or further your mortgage career.