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WHITEPAPER | SEPT. 2018 | 01

WHITE PAPER


SUMMARYFounder’s storytelling .................................................................... 03

Issues ............................................................................................... 04

Our target ....................................................................................... 05

Customer benefits: moral values, financial values .................... 06

Business model: multiple resources, soft cap, hard cap .......... 08

Roadmap ......................................................................................... 10

Presale program and initial coin offering (ICO) .......................... 11

OpnMind (OPN) tokens distribution ............................................ 12

Distribution of funds raised .......................................................... 14

References ...................................................................................... 14


FOUNDER’S STORYTELLING

Intrigued and passionate about new technolo-gies, I discovered Blockchain a few years ago. In this decentralized and unalterable technology, I saw a fantastic opportunity disrupt the status quo.

SOME CRYPTOCURRENCIES ARE TOTALLY INDEPENDENT, A VALUE THAT IS VERY DEAR TO ME.

Introduced to stock market investments many years ago, I understood from the beginning that cryptocurrencies and tokens were a promising investment, governed by the same supply and demand rules as the stock market.

Why not mix virtual currency and stock market investment?

OpnMind COIN was created in 2018 to create a bridge between these two worlds: A token that interacts with the real fluctuations of the stock market was born!

The objective? Facilitate investment in tokens on stock markets indexed to real prices.

Aware of the amount of scams that taint this promising sector, I gave my project the status of a non-profit one. I want to reassure Opn-Mind COIN users by engaging them in the de-velopment process of the site.

More than a new stock market simulation tool, another token, or a dematerialized service, this project is a collective and participative ad-venture, from a committed, expert and bene-volent community.

I wanted to create a hybrid community coming from two complementary worlds: Crypto-enthu-siasts and stock exchange insiders.

We work from our offices in Le Mans, France, a city known for its famous Le Mans 24 Hours Endurance Race. The non-profit company is registered in Estonia. This European country is all-digital, which gives it an efficient administra-tion. It is also in favour of the development of blockchain technologies.

In charge of customer relations for a public cor-poration, this general interest is close to my

heart. In creating OpnMind COIN, I sought to ar-ticulate the blockchain, the stock market and the social responsibility that I believe every company bears.OpnMind COIN creates a bridge between the virtual world and the real world: The OpnMind (OPN) Token, invested virtually on the stock mar-kets at a real price, allows capital gains that can then be reinjected into associations and NGOs if the user wishes.

IF MY TOKEN IS GROWING IN VALUE AND USERS WANT TO GIVE A PART TO NGOS, I WOULD HAVE WON MY CHALLENGE TO HELP CHANGE THE WORLD.

Jérémy Barrier,Founder of OpnMind COIN

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ISSUESOpnMind COIN CREATES A BRIDGE BETWEEN THE VIRTUAL WORLD AND THE REAL WORLD- Make stock market investments accessible to crypto-enthusiasts. - Make virtual money accessible to insiders on the stock exchange.

OpnMind COIN’s ambition is to create a link between the virtual world of the cryptosphere and the real world of the stock exchange!

OPNMIND COIN IS THE FIRST PARTICIPATORY INVESTMENT PLATFORM WITH A VIRTUAL CURRENCY.

In practice?- The user buys OpnMind (OPN) tokens which he transfers into his portfolio

on the OpnMind COIN site.- Through the website, the user virtually invests his OpnMind (OPN) tokens

in the shares of his choice on stock exchanges around the world. Invest-ments are based on actual market prices.

- The goal is to make a wise investment to make an increase in value, and get more OpnMind (OPN) tokens.For that, the user can get help from the community through elementary advice to invest, to find important information, stock market analyses, forecasts.

- Some of these OpnMind (OPN) Tokens, converted into currency, can then be donated to associations and NGOs operating locally, nationally or glo-bally.

INJECTING A SOCIETAL DIMENSION INTO A TECHNOLOGICAL UNIVERSE- A responsible and participatory project- A responsible and committed founder - A non-profit company- A free service- Donations to NGOs

OPNMIND COIN IS A NON-PROFIT COMPANY AND A HIGHLY PARTICIPATORY PROJECT THAT INVOLVES ITS USERS IN THE DEVELOPMENT OF THE SITE AND CONSULTS THEM TO DEVELOP THE SERVICE AND INTERFACE.

More than a dematerialized service, a virtual currency or a new stock market simulation tool, OpnMind COIN wants to create a community of quality, committed to societal issues.

Once the added value has been realised, OpnMind COIN offers its users the possibility to make a donation to an association or NGO that works to make a better world.

BEYOND FINANCIAL INVESTMENT, VIRTUAL MONEY SERVES THE REAL WORLD!


OUR TARGETBusiness to Consumer (B2C):- The crypto-enthusiasts- Stock Exchange Insiders= 2 COMPLEMENTARY COMMUNITIES

PROFILESIndividuals,Students in business / finance school,Traders,The Tech / Dev,Individual investors,Financial specialists…

HOW MANY INSIDERS ARE THERE ON THE STOCK EXCHANGE?Global estimate of the number of individual shareholders worldwide in 20091:+ 328 million people own shares either directly or through mutual funds.+ 565 million people indirectly own shares through pension funds.

AND HOW MANY CRYPTO-ENTHUSIASTS ARE THERE?No serious study can give a tangible figure, even an approximate one, given the anonymity of its players and the dynamism of this market.On the other hand, we know that this is a very male population (91%) and rather young (87% are between 18 and 44 years old. 48% in the segment 25 - 34 years).They come mainly from the world of finance and high tech (IT, web, tele-com, multimedia...)2. BUSINESS TO BUSINESS (B2B):Our professional customers: Investment companies.

PRESS REVIEW

“ Millennials favour shares and bitcoin over home ownership!Three-quarters of British millennials would rather put their money in shares, bonds or bitcoin than property, according to research that shows young people turning away from a weakening property market. One-fifth of those aged between 21 and 35 would prefer to invest in bitcoin, the cryptocurrency, than in property. ”Source : Financial Times, Aime Williams, June 27, 2018

“Millennials and cryptos, a potential multi-billion dollar cake!About one-third of the millennials (the generation born between 1980 and 2000) prefer cryptocurrency to equities, according to a survey conducted in December 2017 by Harris Poll Institute for Blockchain Capital, an American venture capital firm specializing in ven-ture capital. The same type of report is observed in France: according to an Odoxa-Linxea survey published in mid-January, a quarter of French people aged 18-24 plan to buy cryp-tocurrency. 36% even think that one day they will replace the official currencies. 49% consider that they represent a profitable investment.”Source : Translated from French. Capital, Grégory Raymond, January 30, 2018

- A non-profit company.- Be part of a community: Responsible and participatory

project.- Social and responsible token: Donations to NGOs.- Creation of a hybrid community (crypto-enthusiasts /

Stock exchange insiders) to have access to cross exper-tise, advice and analysis.

- For our professional clients, investment companies (B2B): Socially responsible investing, with extra-financial ESG (Environment, Social justice, corporate Governance) criteria.

- Non-intrusive advertising.- No commercial use of personal data3.


MORAL VALUES

CUSTOMER BENEFITS

CUSTOMER BENEFITS


- The opportunity to invest from the very first steps of the project at an ultra-preferential rate for a short-term financial benefit (Presale pro-gram and Initial Coin Offering - ICO).

- The advantage for each contributor participating in the Presale and/or Initial Coin Offering (ICO) to allow their OpnMind (OPN) tokens to grow, before the general public, on the test / Beta ver-sion of the website that is exclusively reserved for them.

LEVERAGE EFFECT:1 - Grow your OpnMind (OPN) tokens invested

virtually in stocks at the real price.2 - OpnMind (OPN) token value capture on

cryptocurrency exchanges.

Why would the OpnMind (OPN) Token in-crease in value?

Some foundations of value creation:- The service provided by OpnMind COIN and its societal dimension.

- The limited and invariable amount of Opn-Mind (OPN) tokens from its inception. (Techno-logy: ETHEREUM blockchain, ERC-20 token)

- The scarcity of OpnMind (OPN) tokens in circu-lation on cryptocurrency exchanges. Our users have investor and trader profiles, reinvesting part of their earnings is a classic behavior..

- B2B trading (business to business): OpnMind (OPN), investors’ token!

OpnMind COIN’s B2B sales subsidiary, once created, offers our professional clients real in-vestment projects with high potential, accessible from OpnMind (OPN) tokens.

How? Through partnerships with a private equity company and a renewable energy development company.

The OpnMind (OPN) Token functions as an entry fee for our professional clients (investment com-panies). It allows them to give as many people as possible access to these projects.

FINANCIAL VALUES

2 GOALS: - Development and maintenance of the OpnMind COIN

website (security, technology, functionalities, services) by involving its user community.

- Preservation of the moral and financial values of its OpnMind (OPN) token.

HOW IT WORKS: - Be financially balanced.- Projected accounting provision.- Transparent balance sheet.

MULTIPLE RESOURCES- Building on the success of a well-known U.S. stock bro-

kerage application.• Free service to virtually invest your OpnMind (OPN)

tokens, in cash buying, on the stock markets.• And for those who want more, to increase their

purchasing power, a fixed monthly fee without subscription to access:- Financial products with leverage effect,- Short selling.(Optional service. still zero brokerage fees).

- Advertising partnership and/or business provider for a professional stock exchange broker, against the provi-sion of stock exchange quotation flows at the real price, and an advertising fee.

- Commission on B2B projects with our professional clients (investment companies), via the creation of the commercial subsidiary of OpnMind COIN.

BUSINESS MODELNON-PROFIT COMPANY FOR THE OPNMIND COIN WEBSITE


BUSINESS MODEL


SOFT CAP: 152,366 USDThe soft cap refers to the quantification of the domains below to fully realize the OpnMind COIN project, up to the quotation of its OpnMind (OPN) token on a cryptocurrency exchange:- Development “Minimum Viable Product (MVP)“

Beta version and version 1.0 website including: Back office, models and webdesign, model in-tegration, project management, support, user experience, user interface…

- Rental of stock exchange quotation data flows.- Registration of the OpnMind (OPN) Token on a

cryptocurrency exchange (Cryptopia, 84th out of 214 in volume exchanged over 24 hours on 08/08/184).

- Marketing / Community manager.- Administrative and legal (Outsourced service).

HARD CAP: 3,500,000 USDHard cap represents 100% of the tokens for pu-blic distribution and professional investors, du-ring presale program and Initial Coin Offering (ICO).Knowing that the presale phase includes +50% bonus, and considering at best a total distribu-tion during this phase, this makes: 15,000,000 OpnMind (OPN) tokens ÷ 1.5 x 0.35 USD = 3,500,000 USDThe hard cap allows for the development of OpnMind COIN’s activity for the next 5 years.

It corresponds to the cost of the domains below to fully realize the OpnMind COIN project, the quotation of its OpnMind (OPN) token on a cryptocurrency exchange, and the develop-ment of its commercial subsidiary B2B with our professional customers:- Development “Minimum Viable Product (MVP)”

Beta version website and version 1.0 website including: Back office, models and webdesign, model integration, project management, sup-port, user experience, user interface…

- Maintenance, security.- Rental of stock exchange quotation data flows.

- Registration of the OpnMind (OPN) Token on one of the first ten cryptocurrency exchange in terms of volume exchanged4. (a market re-search will be communicated at the end of ICO program).

- B 2B Business Development: 5 offices in New York, Tokyo, Beijing, London, Zurich.

- Marketing / Community manager.- Administrative and legal (Outsourced service).


ROADMAP

SEPTEMBER 2019Opening to the general public

of the full OpnMind COINwebsite

SEPTEMBER 2018Communication

on OpnMind COIN

JUNE 2019Creation of the

OpnMind COIN Businessto Business

commercial subsidiary

DECEMBER 2019- B2B trading from

OpnMind (OPN) tokens- Website evolutions,

participation of the OpnMind COIN community

NOVEMBER 17, 2018Start of Presale

program 50% BONUS JANUARY TO MARCH 2019- ICO program- Development of the test / beta

version of the OpnMind COIN website, and communication on GitHub

MARCH 31, 2019End of ICO programat 11:59:59 PM CET

APRIL TO MAY 2019- Opening of the website test / beta

version reserved exclusively for the contributors of the presale program and ICO.

- Registration of the OpnMind (OPN) Token on a cryptocurrency exchange


PRESALE PROGRAM AND INITIAL COIN OFFERING (ICO)

1 OPNMIND (OPN) TOKEN = 0.35 USD

BONUSPERIODDates

on the websiteMINIMUM BUYING CRYPTO CHECKING

PRESALE 50 % 45 days 0.06 BTC / 1 ETH BTC, ETH KYC (Know Your Customer)

ICO

30 % 30 days O.O3 BTC / O.5 ETH BTC, ETH KYC (Know Your Customer)



PRESALE PROGRAM AND ICO FOR PROFESSIONAL INVESTORS:Professional investors are natural or legal persons whose investments for the raising of funds (cryptocurrency or currencies as of the Presale) are stu-died on a case by case basis during appointments.

THEIR ROLES ARE TO PROVIDE SOUND ADVICE IN TERMS OF STRATE-GY AND ECONOMIC DEVELOPMENT, AS WELL AS THEIR PROFESSIO-NAL NETWORK.

They are obviously involved like any other member of the OpnMind COIN community.

Contact for professional investors: [email protected]

ICO program ends on 03/31/2019 at 11:59:59 PM CET.Any remaining unsold OpnMind (OPN) tokens at the ICO would be blocked in the non-profit company.


OPNMIND (OPN) TOKENS DISTRIBUTIONName: OpnMindSymbol: OPNType: ETHEREUM blockchain ERC-20 tokenRole: Utility tokenPrice: 0.35 USDTotal number of OpnMind tokens created: 33,428,795Total number of OpnMind tokens available and distributed: 20,000,000 (including 15,000,000 during the Presale program + ICO)

SO WHY ARE 13,428,795 OPNMIND (OPN) TOKENS STUCK IN THE NON-PROFIT COMPANY?The technology used to create the OpnMind (OPN) token is the ETHEREUM ERC-20 blockchain. It is a blockchain recognized throughout the world, secure and unalterable.This technology does not allow the additional emission of tokens once the process is created. Therefore, the total number of OpnMind (OPN) tokens is limited and invariable from its creation.It is therefore essential to provide for what we call the “Capital Reserve”. It allows to pay in OpnMind (OPN) tokens only the capital gains of users who make their share portfolio grow at the real market price.The «Capital reserve» therefore does not form part of the total distribution of available OpnMind (OPN) tokens.

HOW WAS THE QUANTITY OF TOKENS OF THE «CAPITAL RESERVE» DETERMINED?We have calculated this optimal number of OpnMind (OPN) tokens required for the next five years of OpnMind COIN activity.

Calculation method:- Let us take the largest stock market in the world in terms of capitalization,

and the best performing over the last 5 years: New York Stock Exchange (NYSE) and NASDAQ combined5.

- Let us take a stock index representative of this American market above: S&P 500, based on 500 large companies listed on the NYSE or NASDAQ5.

- Evolution of this S&P 500 index over the last 5 years (between 07/18/13 and 07/18/18): +10.82% per year5.

Suppose that:- The outlook for stock market growth over the next 5 years is as favorable

as between 2013 and 2018.- All available OpnMind (OPN) tokens (20,000,000) be invested on the Opn-

Mind COIN website.- All users select the best performing stock market on the OpnMind COIN

website.- All users invest their OpnMind (OPN) tokens without withdrawing them for

5 years.Therefore, the maximum “capital reserve” required is:

20,000,000 x (1.10825 -1) = 13,428,795

WHAT HAPPENS IF THE «CAPITAL RESERVE» RUNS OUT AFTER FIVE YEARS OF OPNMIND COIN ACTIVITY?We anticipate a major change in technology within two to three years (by 2021) to make the OpnMind COIN site sustainable in the long term.We plan to make what is called, in the blockchain world, a «fork» of an exis-ting blockchain. For the uninitiated, it is a question of making a copy / paste of the code of the blockchain available in open source, then modifying its parameters in order to adapt it to our activity of the OpnMind COIN website.We are therefore evolving from OpnMind «token» technology to our own OpnMind «cryptocurrency».Blockchain technology is constantly evolving. It is essential to select a blockchain that respects the OpnMind COIN values, and has a proof of consensus gathering the maximum of following criteria: Decentralized, se-cure, economical, ecological and scalable.

DISTRIBUTION OF THE 33,428,795 OPNMIND (OPN) TOKENS CREATEDNote: For the clear visual aspect of the graph, the percentages are rounded to unity on this representation. The total number of OpnMind (OPN) tokens available and distributed (= 20,000,000) includes:- Public distribution (10,000,000),- Professional investors (5,000,000),- The team (2,400,000),- NGOs (1,600,000),- Bounty / Rewards Program (1,000,000).

OpnMind COIN directly reserves 1,600,000 OpnMind (OPN) Tokens for asso-ciations and NGOs that care about its community, and act locally, nationally or globally. This share, once converted into fiduciary currency at the appro-priate time, will be given to them.


OPNMIND (OPN) TOKENS DISTRIBUTION

PUBLIC DISTRIBUTION (30%)

CAPITAL RESERVE (40%)

PROFESSIONAL INVESTORS (15%)

TEAM (7%)

NGO (5%)

BOUNTY (3%)

} Presale program and ICO

REFERENCES

1- P.A. Grout (University of Bristol), W.L. Megginson (University of Oklahoma) and A. Zalewska (University of Bath), One half billion shareholders and counting, last public comprehensive study in September 2009.

2- coin.dance (Google analytics), august 2018.3- See « Privacy Policy » at the bottom of the website.4- coinmarketcap.com5- world-exchanges.org, spglobal.com and boursorama.com


DISTRIBUTION OF FUNDS RAISEDACCORDING TO THE SOFT CAP

41% Development “Minimum Viable Product (MVP)” test / Beta version website and version 1.0 website, Rental of stock exchange quotation data flows

37% OpnMind (OPN) Token registered on a cryptocurrency exchange (Cryptopia, 84th out of 214 in volume exchanged over 24 hours on 08/08/184).

17% Marketing / Community manager.

5% Administrative and legal (Outsourced service).

opnmindcoin.org

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