Welcome! []€¦ · Raiffeisenbank (Bulgaria) Active Protection in EUR is the largest EUR mutual...
Transcript of Welcome! []€¦ · Raiffeisenbank (Bulgaria) Active Protection in EUR is the largest EUR mutual...
Raiffeisenbank (Bulgaria)
H1 | 2020
Raiffeisenbank (Bulgaria) EAD is part of the Austrian Raiffeisen Bank International Group
Established in 1994 as the first green-filed investment of a foreign bank in Bulgaria
Raiffeisen Bank International AG
16.7million
customers
~2 000offices
~46 000employees
13markets
One Group
We are the most recommended
financial services group
We transform continuous
innovation into superior customer
experience
VISION 2025
MISSION
Raiffeisenbank (Bulgaria) EAD
Key Data
Retail Banking
Corporate Banking and Capital markets
Key Data 30.06.2020
Total Assets (in BGN mln.) 9 369
Loans to customers (in BGN mln.) 5 874
Deposits from customers (in BGN mln.) 7 752
Profit after tax (in BGN mln.) 13.8
Number of customers 621 531
Number of branches 133
Number of employees 2 765
Universal bank
Large, Mid and Small enterprises, treasury
and investment banking
Private individuals, micro companies and
entrepreneurs, premium banking
Digital and Agile Mindset
25%Penetration of RaiMobile among our
customers
15%Share of digitally initiated consumer loans
↑ 3.2%Digitally acquired new clients
According to a customer survey of
KANTAR TNS the bank is perceived as a digital leader on
Bulgarian banking market16 000
Registered card in the digital wallet RaiPay
↑ 3 500Active users of Apple Pay
↑ 400Premium clients
Communicate with their consultant via RaiConnect
100microbusiness
↑ ↑
Innovations: Results
Retail Banking
10.9%Market share in loans to households
7.7%Market Share in attracted funds from households
30.06.2019 30.06.2020
Loan portfolio (in BGN mln.) 2,050 2,287
Attracted funds (in BGN mln.) 3,925 4,574
Number of issued cards 560 000 577 000
Corporate Banking
7.5%Market share in
corporate loans
9.3%Market share in
corporate deposits
Regional centers
across the country
Full range
of banking products and services
30.06.2019 30.06.2020
Number of customers 8,085 8,508
Loan portfolio (in BGN mln.)2,261 2,296
Deposits (in BGN mln.)1,765 2,196
Continuous development of digital channels
through short sprints for delivery of software solutions,
developed by agile teams
Micro Business
4000New customers in H1 2020
200Online applications for loans
30.06.2019 30.06.2020
Number of customers 63 592 61 953
Loan portfolio (in BGN thousands) 779 889 896 112
Deposits (in BGN thousands) 813 516 941 456
Subsidiaries
Raiffeisen Leasing Bulgaria
One of the leading local leasing
companies with market share of
11.2% as of 30.06.2020 г.
Electronic signature of the
leasing contracts
Universal leasing company, which
offers the full range of leasing
products and services
30.06.2019 30.06.2020
Number of the active contracts
13,282 14,446
Leasing portfolio (in BGN mln.) 435.0 476.7
Raiffeisen Asset Management
11.6% (2nd place)
Market Share
BGN 188.6 mln.
Assets under management in the local mutual funds
6Mutual Funds
Over 16 000Customers
Operations in
RaiffeisenONLINE
Branch network in six regions
14North-West
18
2026 21
34
133branches across
the country
Sofia-East and
South-WestNorth-East
Sofia-West South - Central South-East
Corporate social responsibility
Every year the platform gathers socially-significant and sustainable projects in the spheres of healthcare, social, culture and education, environmental protection
During the last 12 campaigns (2009 - 2020)Raiffeisenbank and its employees supported 283projects. Donated funds, together with the donations from the public amounted to more than BGN 3.5 million.
„Choose to help“
In 2020 the campaign’s focused on the fight with COVID-19. and supported the medics in Military Academy, Pirogov and Alexandrovska Hospital. The funds, raised by the bank, its employees and donations from the public amounted to BGN 328 180.
„The Lesson of the Bank“
Initiative for financial literacy among pupils and students. Over 700 children across the whole country had their first financial lessons.
H. Stepic CEE Charity
Annual Support
Volunteering
Over 30 initiatives with the participation of more than 1200 employees
21Prestigious awards for
corporate social
responsibility
Thank You!