WELCOME
description
Transcript of WELCOME
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WELCOMEWELCOME
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HOW TO GET A HOW TO GET A
FROM THE BWCFROM THE BWC
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DELOITTE STUDYDELOITTE STUDY
• BWC discount programs are similar to those offered in other states
• In some cases credits given by BWC are much larger than in other states
• Low participation
• Not effective
• More study needed
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BWC RESPONSEBWC RESPONSE• Make programs more effective and
accessible
• Re-tool DFWP first
• Re-tooling includes benchmarking, academic research, integration with safety best practices, stakeholder involvement, performance monitoring, and actuarially-based pricing
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1964-20031964-2003
• No Commitment
• No Control
• No Concern
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2004 COMMITMENT2004 COMMITMENT
• BWC Visit
• Financial Issues
• Management Buy-In
• CEO Statement
• BWC Programs
• DFWP
• Training
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2004 COMMITMENT2004 COMMITMENT
• Reasonable Suspicion Testing
• Post Accident Testing
• Staff Buy-In
• Safety Meetings
• Suggestion Boxes
• Immediate Accident Reporting
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2004-2008 EDUCATION AND 2004-2008 EDUCATION AND CULTURE CHANGECULTURE CHANGE
• Safety Meetings– Site Administrators
• One hour duration• Discuss incidents and causes• Anticipate Problems• Examine Training Films• Receive expert input from BWC Reps• Site Meetings
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2004-2008/EDUCATION AND 2004-2008/EDUCATION AND CULTURE CHANGECULTURE CHANGE
• Orientation and DFWP Training
– Emphasize Concern for Employee
– Testing to Prevent Harm
– Training to Handle Work and Home Issues
– Sharpening Skills to Detect Problems
– Immediate Reporting of Incidents and Unusual Behavior
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2004-2008/EDUCATION AND 2004-2008/EDUCATION AND CULTURE CHANGECULTURE CHANGE
• Incident Reports
–Emphasis on Causes and Prevention
–Witness Statements
–Written Record
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2004-2008/EDUCATION AND 2004-2008/EDUCATION AND CULTURE CHANGECULTURE CHANGE
• Transitional Work
– Training Program paid for by the BWC
– Program can get injured back to work within 7 days
– Encourages communication with the injured
– Educates supervisors on importance of getting employees back to work as soon as possible
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2004-2008/EDUCATION AND 2004-2008/EDUCATION AND CULTURE CHANGECULTURE CHANGE
• BWC Resources
– Transitional Work Training
– Expert Consultants
• Shoes to prevent slipping
• Training regarding lifting
• Examined facilities for safety issues
• Classes
• Library
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2004-2008/EDUCATION AND 2004-2008/EDUCATION AND CULTURE CHANGECULTURE CHANGE
• BWC Discount Programs
– PDP+
– DFWP
– Safety Council Attendance
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COST TRENDCOST TREND
0
100,000
200,000
300,000
400,000
500,000
600,000
2001 2002 2003 2004 2005 2006 2007 2008 2009
Cost Trend
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PENALTY-RATED TO PENALTY-RATED TO CREDIT-RATEDCREDIT-RATED
• PreventionPrevention
• Safety = Core ValueSafety = Core Value
• Medical Only vs Lost TimeMedical Only vs Lost Time
• Handicap ReimbursementHandicap Reimbursement
• SettlementSettlement
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DRUG-FREE WORKPLACE DRUG-FREE WORKPLACE AND PREMIUM DISCOUNT AND PREMIUM DISCOUNT
PROGRAMSPROGRAMS
$625,000$625,000
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FREQUENCY AWARDFREQUENCY AWARD
$20,000$20,000
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TRANSITIONAL WORKTRANSITIONAL WORK
$13,000$13,000
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SAFETY COUNCIL SAFETY COUNCIL LUNCHEONSLUNCHEONS
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DELOITTE STUDYDELOITTE STUDY
• Luncheon program has low participation
• It has not demonstrated a clear positive or negative impact on loss experience for the participants
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RESPONSERESPONSE
• Luncheon program is ill-equipped to serve as a best practices workshop
• 30 minute presentation provides ideas and inspiration
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SAFETY COUNCIL SAFETY COUNCIL LUNCHEONSLUNCHEONS
$116,000$116,000
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HANDICAP HANDICAP REIMBURSEMENTREIMBURSEMENT
• State pays percentage of claim where claimant has pre-existing enumerated disease.
• Best evidence is MRI, medical history and operation notes
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HANDICAP HANDICAP REIMBURSEMENTREIMBURSEMENT
$96,000+$96,000+
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DELOITTE STUDYDELOITTE STUDY
• ADA makes program’s original purpose obsolete
• Cost –containment benefits can be spread across all employers through lower premiums
• No evidence found that employers required the provided economic relief
• Terminate program
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RESPONSERESPONSE
• No BWC response
• Retain benefit for penalty-rated employers
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RECLASSIFICATIONRECLASSIFICATION
• Conference with BWC representatives
• Examination of new programs
• Are we classified accurately?
• Can a sub-classification more accurately describe the work of administrative employees?
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RECLASSIFICATIONRECLASSIFICATION
• Prepared Amended Payroll Report requesting that administrative employees be classified as office workers
• Workers Compensation cost for office workers is one-tenth that of social workers
• $100,000 annual savings
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RECLASSIFICATIONRECLASSIFICATION
$147,000+$147,000+
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TOTAL SAVINGSTOTAL SAVINGS• DFWP&PDP DFWP&PDP $625,000$625,000
• AWARD AWARD $20,000$20,000
• TRANSITION TRANSITION $13,000$13,000
• SAFETY LUNCHEONS SAFETY LUNCHEONS $116,000$116,000
• HANDICAP HANDICAP $96,000+$96,000+
• RECLASSIFICATION $147,000+RECLASSIFICATION $147,000+
TOTALTOTAL $1,017,000+ $1,017,000+
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BENEFITSBENEFITS
• Cost Center vs. Production CenterCost Center vs. Production Center
• EvaluationsEvaluations
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I’LL MAKE THEM PAY!!!!!I’LL MAKE THEM PAY!!!!!
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TERENCE TERENCE COPELANDCOPELAND
COUNCIL FOR ECONOMIC OPPORTUNITIESCOUNCIL FOR ECONOMIC OPPORTUNITIESIN GREATER CLEVELANDIN GREATER CLEVELAND
1228 EUCLID AVENUE 1228 EUCLID AVENUE CLEVELAND, OHIO 44115CLEVELAND, OHIO 44115
216-696-9077216-696-9077