We’ve been in the same Beverly Hills location for 25 years...
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TUESDAY, JULY 15, 2014 | A1 THE MLS BROKER CARAVAN™ We’ve been in the same Beverly Hills location for 25 years and are looking forward to serving you for the next 25! Beth L. Peerce Co-Owner Kilita Smith Sr. Escrow Officer Mireya Roudenko Sr. Escrow Officer Luz Lopez Escrow Officer Michael Farfel Escrow Officer Mary Bension Co-Owner & Escrow Manager 9454 Wilshire Boulevard Suite 901 Beverly Hills, California 90212 (310) 273-7106 The Independent Escrow Company with the Best Service in Town
Transcript of We’ve been in the same Beverly Hills location for 25 years...
TUESDAY, JULY 15, 2014 | A1THE MLS BROKER CARAVAN™
We’ve been in the same Beverly Hills location for 25 years and are looking forward to serving you for the next 25!
Beth L. PeerceCo-Owner
Kilita SmithSr. Escrow Officer
Mireya RoudenkoSr. Escrow Officer
Luz LopezEscrow Officer
Michael FarfelEscrow Officer
Mary BensionCo-Owner & Escrow Manager
9454 Wilshire Boulevard Suite 901Beverly Hills, California 90212
(310) 273-7106
The Independent Escrow Company with the Best Service in Town
THE MLS BROKER CARAVAN™A2 | TUESDAY, JULY 15, 2014
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Relax, Francesco’s Got You Covered.
“I pride myself on only working with the best, and can assure you that I will continue to partnerwith Francesco on my mostimportant deals!”
Josh Altman Hilton & Hyland Real Estate
“Francesco was my committed advocate throughout the entire lending process. You need someone who will be on your side and more worried about getting the loan done than you are. Francesco is that person.”
Molly Stephens, PartnerQuinn Emanuel Urquhart & Sullivan, LLP Los Angeles
“My wife and I couldn’t have asked for a more easy-goingprofessional to educate us in the entire financing process, andmade a daunting, difficult taskseem easy and polished.”
Andrew T. Cohen, M.D., FACSPast Chief of Plastic Surgery, Cedars-Sinai Medical Center
“ first closing is not the last time we will be working with Francesco. Success is all about aligning yourself with the right advisors, and Francesco is clearly a star player on our team.”
Debbie MillerExecutive Vice President Domestic Theatrical Marketing, 20th Century Fox
Francesco will leverage Guaranteed Rate’s competitive advantage to get your deals done quickly and save your clients money, whether they’re conventional or non-traditional buyers.
The information in this flyer is for the dissemination to and for the use of real estate entities only and is not an advertisement for the extension of credit to consumers.
Guaranteed Rate NMLS ID:2611 CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act #413-0699 • Francesco Foggia NMLS ID:278442 CA - CA-DBO278442 - 413 0699 12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
Francesco FoggiaVP of Mortgage Lending
Office: (424) 354-5094Cell: (310) 922-3363
call francesco today for info on loans up to $15 million!
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THE MLS BROKER CARAVAN™A6 | TUESDAY, JULY 15, 2014
9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212
Preferred lending partner for:
© 2014 Cohen Financial Group, a division of CS Financial, Inc.
Mark Cohen, BrokerBRE#: 1016103 - NMLS#: 37230
Seth Cohen, BrokerBRE#: 01935101 - NMLS#: 982573
P 310.777.5401 | F 310.777.5410
Mark Cohen has originated more than $10.6 billion in residential loans and closed more than 19,000 deals since 1999.** He has also been named the #1 top mortgage originator in the nation by leading mortgage publications,* recognized for his lending options, � exibility and expertise.
Cohen Financial Group’s flexible lending products, propriety banking resources and expertise have helped Mark Cohen open more doors than any other mortgage originator in the country*. From self-employed borrowers with difficulty showing income to highnet-worth borrowers wanting to use assets and income to repay a mortgage, we have the lending solutions our partners need to close the deal.Call Mark Cohen today at 310-777-5401 to see how we can open doors for you and your clients.
Dear Mark,
When both agents and clients ask me whom I work with for residential lending,
I consistently recommend you.
Why?
Because you consistently demonstrate the amazing qualities that have made our
transactions successful: vigorous tenacity to get the job done, fearlessness to meet
the most challenging situations, and a forthrightness in quickly determining
what’s possible for the applicant up front. In addition, your ability to tap into a
Thanks so much. I look forward to another thirty years of working together.
Mike Deasy
CEO / Co-Managing Director / Broker
Deasy/Penner&Partners
When your deal closes, we all succeed.
recognized for his lending options, � exibility and expertise.
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Actual closing times may vary based on individual borrower quali� cations and loan terms. Certain guidelines apply. Some products offered by Cohen Financial Group may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. LTVs based on appraised value. Rates, programs and APRs subject to change at anytime without prior notice. See broker for complete details. Not all applicants will qualify. *By dollar volume according to Mortgage Executive Magazine, “Top 200 Originators in America 2013, Origination News” and Scotsman Guide, “Top Originators,” 2013. **Mortgage Originator, 1996-2009. Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Bureau of Real Estate, lic# 01257559, NMLS# 31132.
$611,690,019Total Loan Volume (2013)
648Loans Closed (2013)
28 DaysAverage Closing Time
29 YearsIn the Industry
Australian Citizen, No US Income
$780K sales price, 20% down – West LA No US tax returns, no paystubs. Used an employment contract from Australia in order to derive an income. Client had some US credit.
No TaxReturns
$1.1M sales price, 20% down payment – West Hollywood12 months bank statements used to qualify,no tax returns needed.
1 Year Tax Returns
$1.35M sales price, 20% down payment – Hollywood Hills1 year tax returns, YTD P&L used to qualify.
Short Sale $600K purchase price, 20% down payment, condo – Long BeachClient had a short sale within the last 12 months.
Condo: Only 43% owner occupied
$1.05M 20% down, condo – Santa Monica Only 43% owner occupied. Condo project approved based on the financial strength of the borrower.
High LTV Jumbo $1.9M Sales price, 15% down – West LA85% LTV; 80% 1st and 5% HELOC
Gift Funds/Co-signers
$2.5M purchase price, 20% down – West LAEntire down payment came from gift funds. Clients are young doctors and needed a co-borrower.
Super Jumbo High LTV
$15M sales price, 30% down – Los AngelesHigh loan to value, turned down by multiple major banks.
Income Structure Change
$1M sales price, 20% down – Miracle MileClient went from being a salary employee to commission wage earner. Demonstrated historically strong income for the client.
Game-changing deals. Done.
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INTERIORS AND STAGING • WEST AND EAST COAST • 310 204 5353 • www.meridithbaer.com
Photo: David Heath
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Certain limitations, conditions, and fees may apply. Rates, terms, conditions and availability are subject to change or withdrawal at any time and without notice. Other conditions and restrictions may apply. © 2014 Bank of Manhattan, N.A., NMLS# 401422
9401 Wilshire Blvd., Suite 602 (at Canon) Beverly Hills
When it comes to the lending process, the last thing you want are delays. Delays can cost the buyer money, hurt
reputations and even derail transactions. We understand this, and that’s why we’re committed to providing a timely,
locally, ensuring a smooth route to closing, and on to their new home.
Call one of our Westside mortgage experts today.
Buddy Epstein310.622.1140
Jonathan O’Donnell310.622.1133
Adam Silverman310.622.1139
Shawn Ahmadi310.622.1141
Caroline McPherson310.622.1137
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LOAN STATUS MONITORAlways know the status of your clients’ home loans automatically, from application all the way to closing, in real time, 24/7.
ENJOY MAGAZINE
monthly, personalized, free e-magazine via social networks and e-mail.
SOCIAL RADIO LIVELearn how to grow your network with social media tips, videos, and resources, sent
CONSUMER XCHANGEMarket yourself to clients searching for realtors – they can see your picture and a
CUSTOM FLYERS
any time – a free and instant solution for promoting your listings or services.
CUSTOM WIDGETSOur custom widgets are easy to add to your
mortgage tools.
COACHING SERIES AND MOREGet tips, ideas and advice from top real estate agents featured in our Real Estate Coaching Videos.
www.guaranteedrate.com/agent
contact James Elliott at 310.806.4604or [email protected]
With Partner Xchange, get 24/7 access to the tools that have helped agents close
transactions and growing.
NMLS ID:2611 12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
Partner Xchange
AGENTS:Double your business and dominate your market.
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©2014 CS Financial, Inc. All rights reserved. Not all applicants will qualify.Some products offered by CS Financial include modified documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan Officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. CS Financial, Inc. is a real estate broker licensed by the CA Bureau of Real Estate. BRE 1257559 | NMLS 31132
BEVERLY HILLS: 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610
CALABASAS: 23586 Calabasas Road, Suite 203, Calabasas, CA 91302 | P 818.735.7979 | F 818.735.7970
Call today to put our powerful in-house lending platform to work for you and your clients.
1-YEAR TAX RETURNS PROGRAM DEPLETION OF ASSETS PROGRAM PORTFOLIO FULL DOC
EXPANDED CRITERIA PROGRAM Give your clients a second chance at homeownership with our special 5/1 & 7/1 ARMs. Designed for borrowers with less-than-perfect credit: short sale, foreclosure, deed-in-lieu, BK, and mortgage lates are acceptable Minimum FICO: 660
12-MONTH BANK STATEMENTS PROGRAM Designed for self-employed borrowers with 12 months of personal or business bank statements. Loan amounts to $3.5M and LTV up to 70%.
CS FINANCIAL:INNOVATIVE PRODUCTS FOR UNIQUE BORROWERS.
At CS Financial, we’re creating real estate opportunities and qualifying more self-employed and non-traditional borrowers with our innovative, industry-leading portfolio loan programs, including:
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©2014 Insignia Mortgage, a division of CS Financial, Inc. Not all applicants will qualify. *These products require other forms of income documentation and asset verification in lieu of tax returns. Some products we offer may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates quoted at 1.5 points. Rates, points and APRs and programs are subject to change at any time until locked-in. LTVs are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. Insignia Mortgage is a division of CS Financial, Inc., a broker licensed by the CA Bureau of Real Estate BRE #01257559 | NMLS #31132.
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THE MLS BROKER CARAVAN™A24 | TUESDAY, JULY 15, 2014
We here at Center Theatre Group are thrilled to be working with you, and look forward to you joining us at one of our three theatres. This partnership will give Beverly Hills/Greater Los Angeles Association of REALTORS® members access to tickets before they become available to the general public, and a varietyof pricing options.
Below are some of our upcoming productions for which you can purchase specially-priced tickets.
Just click the special offer text at the bottom of each listing Select a performance in bold Select a performance in bold Choose your seats Choose the discounted price where available and purchase your tickets
The productions and offers will change regularly, so make sure you revisit often.
If you bring a group of 10-15 or more, you can purchase tickets even earlier and havethe best availability of performances. We can even help in finding transportation to the theatre, and in planning for a reception before or after the show in some amazingspaces nearby.spaces nearby.
We look forward to seeing you at the theatre!
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Robbie Sedway 1943-2014
Goodbye to our friend…a good man, a great manager. We will miss you, Robbie.
Jill and Eddie
