Waite v Diversified Consultants Inc FDCPA TCPA Lawsuit Florida

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 1 of 13 PageID 1

    UNITED STATES DISTRIC COURTMIDDLE DISTRICT OF FLORIDA

    OCALA DIVISION

    FILED

    PATRICIA WAIT ,

    P ainiti ,

    v CAS NO i'. LV-4\I-Dt- lLPRIVERSIFI CONSULTANTS, INC ,

    efendant

    COMP AINT

    Plainti al eges violation of the Telephone Consumer Protection Act, 4 7

    U S C 227e t seq. ("TCPA ) an the ori a Consumer Co ection Pra ti es A t a

    Stat 559 55e t seq (" CCPA )

    JURISDICTIO AND VENUE

    2 This is an action for damages exceeding Fifteen Thousand Dollars

    ($15,000 00) exclusive of attorney ees a d cost

    3 Jur sdiction and venue for purposes of this act on are appropriate an

    conferred by 28 U S C 33 1332

    4. The a eged violations described in the Comp aint occurred n Marion

    County, Florida

    FAC UAL A LEGATIONS

    5 Plainti is a natural perso , a d citizen of the State of Florida, res ding in

    Marion County, F orida

    6. P a nt s a " ons mer as ef e ori a Stat te 55 55(

    7 Plainti is a "a le e e tor

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 2 of 13 PageID 2

    8. Defendant is a corporation and a citizen of the Stat of Florida with its

    principa ace of business at 10550 Dee ood Park Boulevard, Suite 3 09, Jacksonvi le

    FL32256

    9 De end n is "credi or s de ne by orid S u e 559 55( )

    10 The TCPA was en acted in 1991 to regulate telemarketing activi in

    response o "[v]oluminous onsumer ompl in s bou buses of t l phon echnology

    Mims v Arrow in Se , C, 132 S Ct 740, 744 20 2) At he ime, Congress found

    ha "m ny consumers [wer ] ou r ed over the pro fer io o intrusive nuis nc

    te e arketing ca s to their homes I (quo ng CPA Pub No 0 -243, 105 Stat

    2394 (interna uotation mar s omi ed))

    De endant sought to collect a deb from Pla ntif tha arose from a

    transaction incurred for personal, family or household purposes and ther efore is a

    " onsumer deb

    2 he deb h is he subject m er of his compl int is " onsumer deb

    as defined b orida Statute 5 59 55(1)

    3 On or about January 2013, Plaintif purchased a cel u ar t lephone for her

    daughter, Heather Waite, in order to keep in c ontact with her daughter as well as or her

    d ugh er's us in se o n merg n y

    4 Defendant intentional y harassed and abused Plaintif on numerous

    occasions by cal ing several times during one day, and on back to bac days, with such

    requen y as can reasonably be expec ed to harass (See Composite Exhibi A)

    5 ach ca l the Defendant ma de to he P ain i was made using an

    " utom ti t phon di lin sys m whi s th p i y to stor or pro

    2

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 3 of 13 PageID 3

    e ephone numbers o be ca ed, us g a random or se uen al number genera or; and o

    dial such num bers as specif ed by 47 U.S C 227(a)(1 )

    16. E h l h D f m o h l ' ll ho w o o

    wi o he expr perm on" of h i

    17 On or ab ou January 22, 2013, Plain i ' ugh er He h r Wa e,

    receive d an au oma ed e ephone ca l o her cellu ar elephone, number (352) 470 1061,

    from he Defend n n wh h h y r que e o k o Marcy Rodri guez" Pl n

    immed a e y nformed he Defendan sh w o Marcy Rodr guez " by press ng 1 as

    ns ruc ed by he au oma ed vo ce; she d d no know a Marc y Rodr guez" and o p easeno con ac her aga n.

    8. The Defenda has a corpora e po cy o use an au oma ic elephone

    dia ng sys em or a pre-recorded or a ficia vo ce, jus as hey d d o h l n '

    ce lu ar e ephone n h s case, wi h o way for he consumer, or he Defenda , o

    remove he incorrec umber.

    9. The Defendan made numerous o her au oma ed phone ca s o Pla n f

    January 2013, a er lain f had informed he Defendan sh w no Marcy

    Rodriguez"

    20. Defendan impl ed ha hey be eved he Pla n f was ly ng, by co

    o incessan y cal Plain if er Pl n ' le o b p d on he Do No C " L

    21 P a n f rece ved approx ma e y one hundred s x y s x ( 66) calls from

    Defendan betwee J uary 22, 2013, hrough J l 31, 2013

    Date Time Number Description

    0 /22/20 3 12:42 p.m 40 982-4545 Record ng If you are Marcyodriguez Press 1

    3

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    Date Time Number Description

    0 22 20 3 8: 3 p m 407 982 4545 Record g If you are MarcyRodr uez Press 1

    0 /23/20 3 7:36 p m 407 982 4545 Recordi g If you are M arcyRod uez Press 1 0 24/20 3 2:06 p m 407 982 4545 Recordi g If you are Ma rcyRodr guez Pre ss 1

    0 24 20 3 4:20 p m 407 982 4545 Record ng If you are MarcyRodriguez Press

    0 25 20 3 8:38 a m 407 982 4545 Record g If you are MarcyRodr uez Press

    0 25/20 3 3:45 p m 407 982 4545 Record g If you are M arcyRodr uez Press

    0 28 20 3 5:22 p m 407 982 4545 Record g If you are MarcyRodr uez Press

    0 28 /20 3 8:25 p m 407 982 4545 Record g If you are MarcyRodriguez Press

    0 29 20 3 :06 p m 407 982 4545 Recordi g - If you are MarcyRodr guez Press 1

    0 29 20 3 8:37 p m 407 982 4545 Record g - If you are MarcyRodriguez Press 1

    0 /30 20 3 6:43 p m 407 982 4545 Record g If you are MarcyRodr uez Press

    0 3 20 3 8:41 a m 407 982 4545 Record g- If you are MarcyRodriguez Press

    0 3 20 3 4:08 p m 407 982 4545 Recordi g - If you are MarcyRodriguez Press 1

    02/0 /20 3 2:39 p m 40 982 4545 Record g If you are MarcyRodr uez Press

    02/02/2013 9:53 a m 40 982 4545 Recordi g If you are MarcyRodr guez Press 1

    02 04 20 3 2:29 p m 407 982 4545 Recor di g If you are MarcyRodr!uez Press 1

    02 04 20 3 4:24 p m 40 982 4545 Recordi g If you are MarcyRodriguez Press 1

    02 04/2013 7:29 p m 407 982 4545 Recordi g If you are Marcy

    Rodr gue z Press 02 05 2013 5:49 p m 407 982 4545 Recordi g If you are MarcyRodr uez Press

    02/05/2013 :35 p m 40 2 4545 Record g- f you are arcyRodri uez Press

    02 06 2013 0:5 a m 407 982 4545 Record g f you are MarcyRodr uez Press

    02/06/2013 4:24 p m 40 982 4545 Recording If you are MarcyRodri uez Press 1

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    Date me umber Descr pt on

    02/06/0213 8 20 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    02/07/2013 1 55 a.m. 407-982-4545 Recording If you are MarcyRodri uez Press 1

    02/07/2013 8 30 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    02/08/2013 11 27 a.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    02/08/2013 5 50 p m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    02/09/2013 10 24 a.m. 407-982-4545 Recording f you are MarcyRodr uez Press 1

    02/11/20 3 2 08 p.m. 407-982-4545 Recording f you are MarcyRod iguez P ess 1

    02/11/20 3 7 49 p.m. 407-982-4545 Record ng f you are MarcyRod i uez Press 1

    02/14/20 3 9 11 a.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    02/ 4/20 3 5 21 p.m. 407-982-4545 Recording If you a e MarcyRod i uez P ess 1

    02/ 5/2013 8 46 a.m. 407-982-4545 Recording If you are MarcyRodri uez Press 1

    02/15/2013 2 00 p.m. 407-982-4545 Recording If you are MarcyRodri uez Press 1

    02/15/2013 4 22 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1 02/16/2013 10 04 a.m. 407-982-4545 Recording If you are Marcy

    Rod uez Press 1 02/16/2013 2 39 p.m. 407-982-4545 Recording f you are Marcy

    Rodri uez Press 1 02/18/2013 10 09 a.m. 407-982-4545 Recording f you are Marcy

    Rodri uez Press 02/18/20 3 4 55 p.m. 407-982-4545 Recording f you are Marcy

    Rodri uez Press 1 02/ 8/20 3 7 42 p.m. 407-982-4545 Recording If you are Marcy

    Rod i uez P ess 1 02/19/2013 8 43 a.m. 407-982-4545 Recording If you are MarcyRod i uez P ess 1

    02/19/2013 2 09 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    02/ 9/2013 7 30 p.m. 407-982-4545 Recording If you are MarcyRodri uez Press 1

    02/20/20 3 12 49 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

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    Date ime Number Description

    02/2 /20 3 4:24 p m 407 982 4545 Record ng f you are MarcyRodr uez Press

    02/22/20 3 3:29 p m 407 982 4545 Record ng If you are Marcy

    Rodriguez Press 02/23/20 3 9:47 a m 407 982 4545 Recording If yo are MarcyRodr uez Press

    02/23/20 3 2:3 p m 407 982 4545 Record ng f you are MarcyRodr uez Press

    02/25/2013 10:53 p m 407 982 4545 Recording f you are MarcyRodr uez Press

    02/25/2013 5:40 p m 407 982 4545 Record ng f you are MarcyRodri uez Press

    02/25/20 3 8:44 p m 407 982 4545 Record ng f you are MarcyRodr uez Press

    02/26/2013 8:30 a m 407 982 4545 Recording f you are MarcyRodr uez Press 1

    02/26/20 3 2:53 p m 407 982 4545 Recording f you are MarcyRodr uez Press 1

    02/26/2013 6: 2 p m 407 982 4545 Recording f you are MarcyRodri uez Press 1

    02/27/20 3 :37 p m 407 982 4545 Recording f you are MarcyRodr uezPress 1

    02/27/20 3 2:42 p m 407 982 4545 Record ng f you are MarcyRodr uez Press 1

    02/28/20 3 3:2 p m 407 982 4545 Recording f you are MarcyRodr uez Press 1

    03/0 /20 3 8:42 a m 407 982 4545 Recording If you are MarcyRodr uez Press

    03/0 /20 3 4:24 p m 407 982 4545 Recording f you are MarcyRodri uez Press

    03/02/20 3 0:1 a m 407 982 4545 Record ng f you are MarcyRodr uez ress

    03/04/20 3 0:46 a m 407 982 4545 Recording f you are MarcyRodr uez Press

    03/04/20 3 6:57 p m 407 982 4545 Record ng If you are Marcy

    Rodr uez Press 03/05/20 3 0:33 a m 407 982 4545 Record ng If you are MarcyRodr uez Press

    03 0 2013 6:0 p m 407 9 4 4 Reco d ng f you are MarcyRodr uez Press 1

    03/05/20 3 6:29 p m 407 982 4545 Recording If yo are MarcyRodr ez Press

    03/06/20 3 6:27 p m 407 982 4545 Recording If you are MarcyRodriguez Press

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    Date Time Number Description

    03/07/2013 7:53 p m 407-9 2-4545 Record g If yo are MarcyRodr g ez Press 1

    03/0 /2013 5:37 p m 407-9 2-4545 Recordi g If yo are MarcyRodrig ez Press 1

    03/09/2013 9:50 a m 407-9 2-4545 Record g If yo are MarcyRodr ez Press 1

    03/11/0213 :33 a m 407-9 2-4545 Record g If yo are MarcyRodri ez Press 1

    03/12/2013 7:45 p m 407-9 2-4545 Recordi g f yo are MarcyRodr ez Press 1

    03/13/2013 10:21 a m 407-9 2-4545 Record g If yo are MarcyRodri ez Press 1

    03/13/2013 5:57 p m 407-9 2-4545 Record g f yo a e MarcyRodr ez Press 1

    03/13/2013 7:53 p m 407-9 2-4545 Recordi g If yo are MarcyRodr ez Press 1

    03/14/2013 6:2 p m 407-9 2-4545 Record g If yo are MarcyRodr ezPress 1

    03/15/2013 10:52 a m 407-9 2-4545 Record g f yo are MarcyRodr ez Press 1

    03/16/2013 10:15 a m 407-9 2-4545 Record g If yo are MarcyRodri ez Press 1

    03/19/2013 1 :10 p m 407-9 2-4545 Record g f yo are MarcyRodr ezPress 1

    03/19/2013 :33 p m 407-9 2- 545 Record g If yo are MarcyRodr ezPress 1 03/20/2013 3:49 p m 407-9 2-4545 Recordi g f yo are Marcy

    Rodr ezPress 1 03/20/2013 7:51 p m 407-9 2-4545 Recordi g If yo are Marcy

    Rodr ez Press 1 03/22/2013 2:27 p m 407-9 -4545 Record g f yo are Marcy

    Rod ez Press 1 03/22/2013 5:56 p m 407-9 2-4545 Recordi g f yo are Marcy

    Rodr g ez Press 1 03/23/2013 10:02 a m 407-9 2-4545 Record g f yo are Marcy

    Rod ez Press 1 03/23/2013 3:14 p m 407-9 2-4545 Recordi g If yo are MarcyRodr ez Press 1

    03/25/2013 5:07 p m 407-9 545 Record g f yo are MarcyRodri ez Press 1

    03/26/2013 9:27 a m 407 9 2-4545 Record g If yo are MarcyRod ez Press 1

    03/26/2013 4:55 p m 407-9 -4545 Record g f yo are MarcyRodr ez Press 1

    7

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 8 of 13 PageID 8

    Date Time Number Description

    03/27/20 3 :03 p m 407-982-4545 R cording - f you ar MarcyRodri uez r ss 1

    03/27/20 3 8:43 p m 407-982-4545 R cording - If you ar Marcy

    Rodrigu z r ss 03/28/2013 2:07 p m 407-982-4545 R cording - f you ar MarcyRodrigu z Pr ss

    03/29/20 3 3:39 p m 407-982-4545 R cording f you ar MarcyRodr u z r ss

    03/30/20 3 9:55 a m 407-982-4545 R cording - If you ar MarcyRodri u z r ss 1

    04/0 /20 3 10:28 a m 407-982-4545 R cording - f you ar MarcyRodri u z r ss

    04/02/20 3 08: 4 p m 407-982-4545 R cording - If you ar MarcyRodri u z Pr ss

    04/03/20 3 5:02 a m 407-982-4545 R cording - f you are MarcyRodr uez Pr ss

    0 /04/20 3 :37 p m 407-982-4545 R cording - If you ar MarcyRodr u z r ss

    04/05/2013 9:16 a m 407-982-4545 R cording - If you ar MarcyRodr u z r ss 1

    04/06/2013 0: 0 a m 407-98 -4545 R cording - f you ar MarcyRodr u z r ss 1

    0 /08/20 3 5:23 p m 407-982-4545 R cording - f you ar MarcyRodri uez r ss

    04/ /20 3 5:2 p m 407-982- 545 R cording - f you ar MarcyRodr u z r ss 1

    04/ 2/2013 :3 p m 407-982-4545 R cording - If you ar MarcyRodri u z r ss 1

    04/15/2013 4:54 p m 407-982-4545 R cording - If you ar MarcyRodri u z Press 1

    0 / 6/20 3 5:34 p m 407-982-4545 R cording - f you are MarcyRodr u z Pr ss

    04/ 7/20 3 2:04 p m 407-982-4545 R cording If you ar MarcyRodr u z r ss 1

    04/ 7/02 3 :57 p m 407-982-4545 R cording - f you ar Marcy

    Rodr u z r ss 1 04/ 7/20 3 4: 7 p m 407-982-4545 R cording - If you ar MarcyRodr u z r ss

    04/18/2013 11 :27 a m 407-98 -45 5 R cording - f you ar MarcyRodri u z r ss 1

    04/ 9/2013 8:44 a m 407-982-4545 R cording - f you ar MarcyRodr u z r ss

    04/ 9/20 3 2:49 p m 407-98 4545 R cording - f you ar MarcyRodr u z r ss 1

    8

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    Da e Time Number Descrip ion

    04/20/2013 12 30 p m 407-982-4545 Record g If yo are MarcyRodr g ez Press 1

    04/23/2013 1 13 p m 407-982-4545 Record g If yo are Marcy

    Rodrl ez Press 1 04/24/2013 8 10 a m 407-982-4545 Recordi g f you are MarcyRodr ezPress 1

    05/02/2013 5 18 p m 407-982-4545 Recordi g If yo are MarcyRodr ez Press 1

    05/03/2013 1 43 p m 407 982-4545 Recordi g If yo are MarcyRod ez Press 1

    05/06/2013 10 15 a m 407-982-4545 Recordi g f yo are MarcyRodr ez Press 1

    05/08/2013 3 48 p m 407-982-4545 Record g If yo are MarcyRodr ezPress 1

    05/16/2013 3 55 p m 407-982-4545 Record g If yo are MarcyRodr ezPress 1

    05/17/2013 3 14 p m 407-982-4545 Record g If yo are MarcyRodri ez Press 1

    05/20/20 3 4 02 p m 407-982-4545 Recordi g f yo are MarcyRodri ez Press 1

    05/21/2013 2 33 p m 407-982-4545 Record g If yo are MarcyRodri ez Press 1

    05/21/2013 6 06 p m 407-982-4545 Record g If yo are MarcyRodr ez P ess 1

    05/22/2013 5 31 p m 407-982-4545 Recordi g If yo are MarcyRodri ez Press 1

    05/23/2013 5 36 p m 407-982-4545 Recordi g If yo are MarcyRodr guez Press 1

    05/30/2013 1 29 a m 407-982-4545 Recordi g f you are MarcyRodr ezPress 1

    05/30/2013 4 50 p m 407-982-4545 Record g f yo are MarcyRodri ez Press 1

    06/04/20 3 8 17 a m 407-982-4545 Recordi g If yo are MarcyRodri ez Press 1

    06/04/2013 5 36 p m 407-982-4545 Recordi g If yo are MarcyRodr ezPress 1

    06/07/2013 10 28 a m 407-982-4545 Recordi g f you are MarcyRodr uez Press 1

    06/07/2013 12 30 p m 4 7-9 2-4545 Record g f yo are MarcyRodr ez Press 1

    06/07/2013 3 05 p m 407-982-4545 Recordi g If yo are MarcyRod ez Press 1

    6/10/2013 12 47 p m 407 982-4545 Record g If you are MarcyRodr guez ress 1

    9

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 10 of 13 PageID 10

    Date T me Number Descr pt on

    06 10 2013 8:12 p m 407-982-4545 Recordi g f you are MarcyRod i uez Press 1

    06 12 2013 9:27 a m 407-982-4545 Recordi g f you are Marcy

    Rodri uez Press 1 06 12 2013 6:40 p m 407-982-4545 Recordi g If you are MarcyRodr uez Press 1

    06 13 2013 4:51 p m 407-982-4545 Recordi g If you are MarcyRodr uez Press 1

    06 17 2013 1:58 p m 407-982-4545 Recordi g f you are MarcyRodr uez Press 1

    06 20 2013 9:00 a m 407-98 -4545 Reco di g f you are Ma cyRodr uez Press 1

    06 20 2013 6:42 p m 407-982-4545 Recordi g f you are MarcyRodri uez Press 1

    06 21 2013 2:28 p m 407-982-4545 Reco di g f you are MarcyRodri uez Press 1

    06 21 0213 4:01 p m 407-982-4545 Recordi g f you are MarcyRodri uez Press 1

    06 24 2013 1 :45 p m 407-98 -4545 Recordi g f you a e MarcyRodri uez Press 1

    07 05 2013 10:22 a m 407-982-4545 Recording If you are MarcyRodr uez Press 1

    07 05 2013 3:29 p m 407-982-4545 Recordi g If you are MarcyRodr! uez Press 1

    07 09 2013 12:26 pm 407-982-4545 Recordi g If you are MarcyRodr uez Press 1

    07 09 2013 3:05 p m 407-98 -4545 Recordi g If you are MarcyRod ! uezP ess 1

    07 17 2013 9:08 p m 407-982-4545 Recordi g If you are MarcyRodri uez Press 1

    07 17 2013 5:20 p m 407-98 -4545 Recordi g f you are Ma cyRodri uez ress 1

    07 20 2013 10:16 a m 407-982-4545 Recordi g f you are MarcyRodr uez Press 1

    07 20 0213 1:29 p m 407-982-4545 Recordi g If you are MarcyRodri uez Press 1

    07 22 2013 2:46 p m 407-982-4545 Recordi g f you are Ma cyRodriguez Press 1

    7 1 56 p m 4 7- - 5 5 ecord g f you re a cyRodr uez Press 1

    07 23 2013 8:41 a m 407-9 2-4545 Recordi g If you are MarcyRodri uez ress 1

    07 23 2013 4:56 p m 407-98 -4545 Recordi g If you are MarcyRodri uez Press 1

    10

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 11 of 13 PageID 11

    Date Time Number Description

    07/24/20 3 8 45 a.m. 407-982-4545 Recording f you are MarcyRodriguez Press

    07/24/20 3 1 55 p.m. 407-982-4545 Recording If you are Marcy

    Rodri uez Press 07/25/20 3 43 p.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    07/25/20 3 4 55 p.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    07/25/20 3 7 03 p m. 407-982-4545 Recording If you are MarcyRodriguez Press

    07/26/20 3 9 20 a.m. 407-982-4545 Recording f you are MarcyRodri uez Press

    07/26/20 3 3 27 p.m. 407-982-4545 Record ng f you are MarcyRodri uez Press

    07/29/20 3 6 29 p.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    07/30/20 3 0 2 a.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    07/3 /20 3 0 3 a.m. 407-982-4545 Recording If you are MarcyRodri uez Press

    07/3 /20 3 4 22 p.m. 407-982-4545 Recording f you are MarcyRodri uez Press 1

    22. Defendan has a corpora e policy o use an automa ic elepho e dia ing

    sys em or a pre-recorded or a ificial voice o ndividu s us s hey d d o he P in i 's

    ce u ar e ephone in this case.

    23. D nd n 's orpor poli y is s ruc ured s o con inue o c l individu s

    ike he P ain i , despi e hese individua s exp aining o he Defendan s ha they are he

    wrong par y.

    24. D nd n 's orpor e poli y provided no me ns or h Pl in o h ve

    her number removed from he cal list.

    25. Defendan has a corporate po icy o harass and abuse individua s despi e

    ac ua know edge that the ca led pa ies do not owe the a leged debt.

    1

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    Case 5:13-cv-00491-ACC-PRL Document 1 Filed 10/07/13 Page 12 of 13 PageID 12

    26. Defendant has many similar complaints from non-debtors across the

    country as those alleged in this lawsuit by Plainti

    27. P inti did not expressly consent to Defend nt s p cemen t of telephone

    c lls o Pl inti s cellu r telephone by the use of n utom tic tele hone di ling system

    or a pre-recorded or ifici l voice rior to Defen nt s l cement of the c lls

    28. None of Defend n s telephone c lls pl ced to Pl inti were for

    "emergency purposes s specified in 7 U S 7(b)( )(A)

    29. Defendant willfully and/or knowingly violated the TCPA with respect to the

    P aint f .

    COUNT I(iolation of the TCPA)

    30. Plainti incorporates Paragraphs one (1 through twenty-nine 29)

    3 . Defendant repeatedly placed non-emergency telephone c lls to Pl inti s

    cellular telephone using an automatic telephone dialing system or prerecorded or

    ifici l voice without Pl inti s prior ex ress consent in viol tion of feder l w

    including 7 U.S C 227(b)(1 ) A (iii)

    WHEREFORE, Plainti respec ully demands a trial by ury on all issues so

    triable and udgment against Defendant for statutory damages punitive damages

    actual damages costs interest attorney fees en oinder from fu her violations of these

    pa s and any other such relief the cou may deem ust and proper

    COUNT II(iolation of the FCCPA)

    32. Plainti incorporates Paragraphs one ( ) through twenty-nine (29)

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    33. At all times relevant to this action Defendant is s bject to and m st abide

    by t e law of Florida, incl ding Florida Stat te 559 72.

    34. Defendant has violated Florida Stat te 559.72(7) by willf lly

    comm nicating with t e debtor or any member of her or his family with s ch freq ency

    as can reasonably be expected to harass the debtor or her or his family.

    35. Defendant has violated Florida Stat te 559. 72(7) by willf lly engaging in

    cond ct w ich can reasonably b expected to ab se or harass the debtor or any

    member of her or h s family

    36. Defendant has violated Florida Stat te 559.72(9) by claiming, a empting or threatening to enforce a debt when s ch person knows that the debt is not legitimate.

    37. D f nd nt tion ir tly n roxim t ly r lt d in Pl inti

    prior and cont n o s s staining of damages as described by Florida Stat te 559.77.

    WHEREFORE Plainti respec lly demands a trial by j ry on all iss es so

    triable and j dgment against Defendant for stat tory damages, p nitive damages,

    act al damages, costs, interest, a orn y fees, enjoinder from f her violations of these

    pa s and any other s ch relief the co may deem j st and proper.

    Respec lly s bmi ed,

    s/ W iam Peerce HowardWilliam Peerce Howard, Esq.Florida Bar No : 0103330 Amanda J Allen EsqFlorida Bar No : A orney for P aintifMorgan & Morgan P AOne Tampa C Cen er, 2 N. Frankl n S ,7th F rTam a FL 33602Te ephone: (813) 223-5505Facsimile: (8 3) 223-5402WHoward@ForThePeople com AAllen@ForThePeople com

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