1

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T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

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2 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZwkn.-sI. t__n sNdp-t»-cn-°fw

{]kn-U‚v, sI.-F-kv. -F-kv. -sF.F, tIm´bw

C\n apX¬ l¿Øm¬, _μv F∂n-h-tbmSv kl-I-cn-t°-≠-Xn-s√∂vsNdp-InS hyh-kmb kwL-S-\-Iƒ Xocp-am-\-sa-Sp-Øp. Atkm-kn-tb-js‚ AwKo-Im-c-an-√mØ ]ncn-hp-I-fpw C\n apX¬ \¬In-√. kam\kz`m-h-ap≈ a‰v hym]mc hyh-kmb kwL-S-\-I-fp-ambn C°m-cy-߃°vtbmPn®p {]h¿Øn-°p-∂-Xn\pw Xocp-am-\-sa-Sp-Øp. CXn-\m-h-iy-ambt]meokv kwc-£-Whpw Kh¨sa‚n-t\mSv Bh-iy-s∏-Spw. tIcfkwÿm\ sNdp-InS hyh-kmb Atkm-kn-tb-j≥ hnfn®p tN¿ØtbmK-Øn¬ Xmsg-∏-d-bp∂ 20 t]mjI kwL-S-\-I-fpsS `mc-hm-ln-Iƒ kw_-‘n-®p.1. Poovanthuruthu Industiral Estate Association2. Ettumanoor Industiral Estate Association3. Changanasserry Industiral Estate Association4. Vaikom Industiral Estate Association5. Saw Mill Owners Association6. Rubber Mat Manufacturers Association7. Oil Mill Owners Association8. Coffee Powder Manufacturers Association9. Cement Product Industiral Association10. Plastic Manufacturers Association11. Tread Rubber Manufacturers Association12. Readymade Garments Manufacturers Association13. Mini Industrial Estate Owners Association14. Rubber Band Manufacturers Association15. Crusher Owners Association16. Printers Association17. Paper Bag Manufacturers Association18. Bio Fertilizers Manufacturers Association19. Engineering Industries Association20. Paint Manufacturers AssociationtIcf kwÿm\ sNdp-InS hyh-kmb Atkm-kn-tb-j≥ Pn√{]knU‚ v kn.-sI. t__n A≤y-£X hln® tbmK-Øn¬ sshkv{]kn-U‚ v AUz. ]n.-kn. cmcn-®≥, sk{I-´dn sI.-kn.- sk¬h-cmPv a‰vt]mjI kwL-S\ `mc-hm-ln-Iƒ F∂n-h¿ {]kw-Kn-®p.

l¿Øm¬ "_μv 'F∂n-h-tbmSv kl-I-cn-°n√

sNdp-InS hyh-kmb kwL-S-\-Iƒ

Designing & PrintingTHREE KING PRESS

KOTTAYAM. TEL: 0481-256 9180, 944 777 9180

Vol. 12 • ISSUE 1JANUARY 2019JANUARY 2019JANUARY 2019JANUARY 2019JANUARY 2019

hyhkmb\mZwTHE HOME JOURNAL OF KERALA STATE SMALLINDUSTRIES ASSOCIAT ION , KOT TAYA

Editorial Board Members

C.K. BABY

XAVIER THOMAS KONDODY

P.K. JAYAKUMAR

ADV. P.C. RARICHAN

K.C. SELVARAJ

S. BABURAJ

K.J. THOMAS

THE KERALA STATE SMALLINDUSTRIES ASSOCIATION (KSSIA)

KOTTAYAM DISTRICT UNITNo. XIV/105/A,

Kottayam Municipal Industrial EstateKodimatha, Kottayam-686 013.

KSSIA KOTTAYAM HELPLINE9446083561, 9496413081, 2567570

www.kssiakottayam.comE-mail: ktymkssia@ gmail.com

.............................................................................................................................................................................................................................................................................................

Hcp amkw (Colour) : 7500/˛

Hcp amkw (Black & White) : 3000/˛

aq∂p amkw (Colour) : 21000/˛

aq∂p amkw (Black & White) : 8000/˛

Bdv amkw (Colour) : 36000/˛

Bdv amkw (Black & White) : 15000/˛

Hcp h¿jw (Colour) : 60000/˛

Hcp h¿jw (Black & White) : 24000/˛

t^m¨: 0481˛2567570

hyh-km-b-\m-Z-Øn¬]ckyw \¬In kl-I-cn-°pI

IqSp-X¬ hnh-c-߃°vAtkm-kn-tb-j≥ Hm^o-kp-ambn

_‘-s∏-SpI

98470 4622994470 2199198461 33893

3

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T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

Hm¨sse≥GI-Pm-eI ¢nb-d≥kp-ambn

hyh-kmb hIp∏v

sI.-kn. sk¬h-cmPv

sk{I-́ dn9846133893

hyhkmb kwcw-̀ -߃ XpS-ßm-\p≈ \S-]-Sn-Iƒ°vka-{K-]-cn-jvIm-c-hp-ambn hyh-km-b-h-Ip-∏v. 14 hIp-∏n¬\n∂p≈ tkh-\-߃ H‰ At]-£-bn-eqsS e`y-am-Ipw.CXn-\mbn sI˛kzn v̂‰v F∂ t]cn¬ {]tXyI tkm v̂‰vshb¿ ÿm]n-®p.

Hm¨sse≥ GI-Pm-eI ¢nb-d≥kmWv hyh-kmbhIp∏v Hcp-°n-b-Xv. tIcfw hyh-kmb kulrZ kwÿm-\-am-sb∂v hyh-kmb a{¥n {io. C.-]n. Pb-cm-P≥ ]d-™p.]pXnb ]cn-jvIm-c-ß-fn-ep≈ coXnbpw km[y-Xbpw hni-Zo-I-cn-°m≥ hyh-km-bn-I-sfbpw kwcw-̀ -I-scbpw ]s¶-Sp-∏n®"Assk≥Uv-̨ 2019' F∂ t]cn¬ ]cn-]mSn kwL-Sn-∏n-°pw.

^mIvS-dokv B≥Uv t_mbvte-gvkv, ^b¿ B≥UvsdkvIyq, Ce-Iv{Sn-°¬ C≥kvs]-IvStd-‰v, sI.-F-kv.-C.-_n. aen-\o-I-cW \nb-{¥W t_m¿Uv, Su¨ πm\n-Mv,Xt±-i-kzbw -̀c-Ww, \K-c-Im-cy-hn-̀ m-Kw. h\w h\y-Pohn,Pe AtXm-dn-‰n, ssa\nMv B≥Uv Pntbm-f-Pn, te_¿,]cn-ÿnXn BLmX ]T\ hn`m-Kw, ̀ qK¿`-Pew F∂ohIp-∏p-I-fpsS A\p-aXn°p≈ At]-£-bmWv GI-Pm-e-I-Øn-eqsS \¬Im-\m-hp-∂-Xv. H‰-Ø-hW cPn-kvt{S-j-\-S°w 12 L -́ß-fmWv sI. kzn v̂‰v tkm v̂‰vshbdn¬CSn-\mbn kwcw-̀ -I¿ ]q¿Øn-bm-t°-≠-Xv.

At]-£-bn¬ Xocp-am\w Hcp amk-Øn-\IwHcp amk-Øn-\Iw At]-£-bn¬ Xocp-am-\-sa-Sp-°-

Ww. Hmtcm hIp∏pw Xocp-am\w ka-b-_-‘n-X-ambn Adn-

bn-®mWv A\p-aXn \¬Ip-∂-Xv. At]£ \nc-kn-°p-I-

bm-sW-¶n¬ AXn-\p≈ ImcWw klnXw adp-]Sn

\¬I-Ww. AXp \¬In-bn-s√-¶n¬ Hcp amkØn-\p-

tijw kwcw`w XpS-ßm-\p≈ A\p-aXn e`n-®-Xmbn IW-

°m-°pw. CXn¬ ]n∂o-Sp-≠m-Ip∂ {]iv\-߃°v AXXv

hIp-∏p-Iƒ°m-bn-cn°pw DØ-c-hm-Zn-Xz-sa∂v hyh-km-b-

a{¥n ]d-™p. CØ-c-samcp kwhn-[m\w G¿s∏-Sp-Øp-

∂-Xn\v 2018-˛se tIcf C≥sh-Ãvsa‚ v {]tam-j≥

B≥Uv s^kn-en-t‰-j≥ BIvSv A\p-k-cn®v a‰v 7 -̨\n-b-

a-ß-fmWv t`Z-KXn sNbvX-Xv.

Cu ]cn-jvImcw Xt±-i-ÿm-]-\-ß-fnepw hyh-km-bn-

I-fnepw kwcw-̀ -I-cnepw FØn-°p-I-bmWv Assk≥Uv

F∂ ]cn-]m-Sn-bn-eqsS e£y-an-Sp-∂-Xv. s^{_p-hcn 11-̨ \v

sIm®n epep I¨sh≥j≥ sk‚-dn-emWv ]cn-]m-Sn.

apJy-a{¥n ]nW-dmbn hnP-b≥ DZvLm-S\w sNøpw. tI{μ

hmWn-Py-a{¥n kptcjv {]`p apJym-XnYn-bm-Ipw.

tIcf kwÿm\ sNdp-InS hyh-kmb Atkm-kn-tb-j≥ tIm´bw Pn√m bqWn-‰ns‚ 2019˛20h¿jsØ AwK-Xz-̂ okv 2019 am¿®v 31-̨ \v apºmbn X∂v F√m AwK-ßfpw AwKXzw ]pXp-°-W-sa∂v A`y¿∞n-°p-∂p. AwKXz ^okmb 700 cq]m Fkv.-_n.-sF. tIm -́bw, Su¨{_m©nse 57051739255 F∂ A°u-≠n-te°v {Sm≥kv̂ ¿ sNøm≥ kuI-cy-ap-≠v. F√m-h-cp-tSbpw kl-I-cWw {]Xo-£n-°p-∂p.

2019-̨ 20 saº¿jn∏v ]pXp-°WwF√m AwK-ß-fp-sSbpw {]tXyI {i≤bv°v

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4 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

A\pam\ \nIpXn Zmb-I¿ Pn.-F-kv.-‰n. IfIv‰psNøp-Ibpw k¿°m-cn-te°v AS-bv°m-Xn-cn-°p-IbpwsNøp∂ \S-]Sn XS-bp-I-bmWv e£yw. 1,17,00000(1.17 tImSn)- _nkn-\-kp-Iƒ Pn.-F-kv.-Sn. cPn-kv{S-j≥ FSp-Øn-´p-s≠-¶n¬ AXn¬ 20 e£w t]¿A\p-am\ \nIpXn k{º-Zmbw sXc-s™-Sp-Ø-h-cm-Wv. tImº-kn-j≥ \nIpXn k{º-Zmbw sXc-s™-Sp-Ø-h¿ 1% \nIpXn am{X-amWv k¿°m-cn-te-°-S-t°-≠-Xv. Ct∏mƒ Hcp tImSn hm¿jnI hn‰p-h-c-hp-≈-h¿°mWv A\p-am\ \nIpXn k{º-Zmbw sXc-s™-Sp-°m-hp-∂-sX-¶n¬ 2019 G{]n¬ 1 apX¬ AXv1.5 tImSn tStWm-h¿ hsc-bp-≈-h¿°v Cu kuI-cyw e`n-°p-∂-Xm-Wv.

hn‰ph-chv ]cn[n Iq´n-√, tIc-f-Øn¬ Pn.-F-kv.-Sn. cPn-kv{S-j≥ 20 e£-Øn¬ IqSnb tStWm-h¿

A\p-am\ \nIpXn Zmb-I¿ Ah-cpsScPn-kvt{S-j≥ \º¿ C≥thm-bn-kn¬ Fgp-Xn-bn-cn-°Ww

hcp-∂-h¿ \n¿_-‘-ambpw FSp-Øn-cn-°-Ww. 40e£w ]cn[n tIcf kwÿm\ Kh¨sa‚ v A\p-h-Zn-°n√ F∂v {io. tXmakv sFkIv ]d-™p. Pn.-F-kv.-Sn. Iu¨kn-ens‚ Cu Xocp-am\w cmPyØvBsI CXp-hsc 6 kwÿm-\-߃ am{Xta AwKo-I-cn-®n-´p-≈q.

Hcp cmPyw Hcp \nIpXn k{º-Zmbw shd-psX]mgvhm°mIp-∂p.

k¿°mcpw C≥Ãn-‰yq´v Hm^v tImÃv & A°u-≠≥knbpw tN¿∂p cmPy-Øm-I-am\w Hcp e£wA°u-≠‚≥kn\v Pn.-F-kv.-Sn.-bn¬ s{Sbn-\nMvsImSp-°p-∂p. Cu kwcw`w sNdp-InS CS-Øcw hyh-km-bn-Iƒ°v Pn.-F-kv.-Sn. Iwsπbn≥kn¬ henbklmbw sNøpw.

5

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T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

tIcfØn¬ CØ-c-Øn-ep≈ Bƒ{S-t\-‰nhv [\-k-lmb ]≤-Xn-I-fpsS A`mhw {]tXy-In®pw sNdp-InS, CS-Øcw hyh-km-b-ß-fpsS hf¿®sb {]Xn-Iq-e-ambn _m[n-°p-∂p. ss{]h‰v CIyp‰n (PE),sh≥Nz¿ Im∏n-‰¬ (VC), t\m¨ _m¶nMv ̂ n\m≥kvIº-\o-kv, (NBFCS) IS-∏-{X-߃ XpS-ßnb klmbam¿§-߃ F√m kwÿm-\-ß-fn-tebpw hyh-kmb,I®-hS taJ-e-I-fpsS hf¿®bv°v ImX-embklmbw \¬Ip-∂p. tIc-f-Ønepw sNdnb tXmXn¬CØcw taJ-e-Iƒ hf¿∂p hcp-∂p-s≠-¶nepwAhbv°v i‡-amb coXn-bn¬ hyh-kmb kwcw-`-

ss{]h‰v CIyq‰n sh≥Nz¿Im∏n-‰¬ XpS-ßn-b-h-bpsS {]m[m\yw

I-cp-sS-bn-S-bn¬ ÿm\-an-√. tIc-f-Ønse kwcw-`-I¿ tImta-gvkn-b¬ _m¶p-I-tf-bpw, kmº-ØnIÿm]-\-ß-sfbpw am{Xw B{i-bn-t°≠ KXn-tISnemWn-t∏mƒ tÉv _m¶v Hm^v C≥Uy {]tXy-In®pw sNdp-InS hyh-km-b-ßsf hf-sc-b-[nIwkwi-btØm-sS-bmWv Ct∏m-ƒ t\m°n ImWp-∂-Xv. {]ntbm-dn´n skIvS¿ ^n\m≥kn-ßn¬ icn°pwCu _m¶v ]nd-tIm-´p-X-s∂. Fkv.-_n.-‰n. ta¿P-dn\ptijw Fkv.-_n.-sF. \ΩpsS skIvS-dns\ Xg-bp-I-bm-Wv.

POSTINFO

Wv. F∂m¬ Postinfo Bπn-t°-j≥ aptJ\ C¥y-

sbm-´msI D≈ GXv t]mÃv Hm^o-kn-s‚bpw

t^m¨ \º¿, ]n≥ \º¿ B Hm^o-kns‚ ]cn-[n-

bn¬ hcp∂ {][m\ ÿe-߃, AUvan-\n-kvt{S-

‰ohv Hm^o-kv, Pn√ apX-em-b hnh-c-ßfpw Cu H‰

Bπn-t°-j-\n-eqsS e`y-am-Ip-∂p.

AsX, C¥ym t]mÃv \nß-fpsS D≈wIøn¬ ˛

C∂v Xs∂ Uu¨temUv Postinfo sNøq ˛ am‰-

Øn¬ ]¶m-fn-I-fm-hq.

sI.-sI. tUhnUv

ko\n-b¿ kq{]≠v, B¿.-Fw.-F-kv.

4G thK-Øn¬ apt∂m v́ IpXn-°p∂ Cu

sSIvt\m-fPn bpK-Øn¬ 164 h¿jsØ ]mc-

º-cy-ap≈ C¥ym t]mÃpw IqSp-X¬ P\-

Io-b-am-hp-I-bm-Wv. sSIvt\m-f-Pn-bpsS klm-

b-tØmsS IrXy-X-bm¿∂ X]m¬ hnX-c-

W-hpw, P\-Io-b-amb eLp-k-ºmZy ]≤-Xn-

Ifpw, em`-I-c-amb C≥jp-d≥kv ]≤-Xn-I-

fp-ambn F∂pw P\-]-£Øp \n¬°p∂

Cu Un∏m¿ v́sa‚ v ]pXp-Xmbn Ah-X-cn-∏n®

samss_¬ Bπn-t°-j\v BWv Postinfo.cPn-tÿUv t]mÃv, kv]oUv t]mÃv apX-

em-bh {Sm°v sNbvXv Ah-bpsS Hmtcm

\o°hpw kkq£vaw ho£n-°p-hm-\pw,

eLp kºmZy ]≤-Xn-I-fpsS ]eni \nc-°p-Iƒ Adn-

bp-hm-\pw, X]m¬ C≥jp-d≥kns‚ {]oanbw XpI

IW-°m-°p-hm-\pw, C¥ym t]mÃv \¬Ip∂ CXc

tkh-\-ß-fpsS \nc-°p-Iƒ Adn-bp-hm\pw Cu efn-

X-amb Aπo-t°-j≥ sIm≠v km[n-°pw. KqKnƒ tπ

tÃmdn¬ \n∂pw Postinfo B≥t{Um-bnUv Bπn-t°-

j≥ hfsc thKw Uu¨temUv sNømw. CXns‚

hn≥tUmkv th¿j\pw e`y-am-Wv.

IrXy-X-bm¿∂ X]m¬ hnX-c-W-Øn\v G‰hpw

AXy-¥m-t]-£n-X-am-bn-´p≈ H∂mWv IrXy-amb

]n≥tIm-Up-Iq-Snb ta¬hn-em-kw. IØv Ab-

bvt°≠ BfpsS ta¬hn-emkw Adn-bm-sa-¶nepw

]e-t∏mgpw ]n≥tImUv \Ωsf Ipg-bv°p∂ H∂m-

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6 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

t]meokv tÃj\n¬ t]mImsX hml\C≥jpd≥kn\mbp≈ "GD F≥{Sn' t\Smw..

h≠nsbm∂p X´n. C≥jqd≥kv In´m\p≈ PoUnF≥{Sn Xcmtam?" s]meokv tÃj\n¬ ÿncambntIƒ°p∂ tNmZyamWnXv . hml\m]IS߃kw_‘n® tIkpIfn¬ C≥jpd≥kv s¢bnan\pw a‰pwt]meokv tÃj\nse Pn.Un. (P\d¬ Ubdn) F≥{SnBhiyambn hcmdp≠v. CXn\mbn Iptdkabw \ΩƒImØp\n¬t°≠ Ahÿbpw D≠mImdp≠v.]cnNbsam∂pw Cs√¶n¬ Nnet∏mƒ t]meokpIm¿°vssIaS°v \n¬tI≠nbpw hcpat{X. C\n Pn.Un.F≥{Sn°v th≠n tÃj\n¬ FtØ≠ Bhiyan√.tÃj\n¬ hcmsX Xs∂ Pn.Un. F≥{Sne`yam°p∂Xn\v Hm¨sse≥ t]m¿´en¬ kuIcywHcp°nbn´p≠v.

https://thuna.keralapolice.gov.in/ F∂ hnemkØn¬XpW kn‰nk¨ t]m¿´en¬ Ibdn t]cpw samss_¬\ºdpw \¬IpI. H.Sn.]n. samss_en¬ hcpw. ]ns∂,B[m¿ \º¿ \¬In dPnkvt{Sj≥ ]q¿Ønbm°mw.Hcn°¬ dPnkvt{Sj≥ \SØnbm¬ ]ns∂,t]meokpambn _‘s∏´ GXp tkh\߃!°pwAXpaXn. hml\ßfpsS C≥jqd≥kn\v GD F≥{SnIn´m≥ CXnse kn‰nk¨ C≥^¿taj≥ _´Wn¬ GDSearch and Print F∂ sa\phn¬ Pn√, tÃj≥, XobXnF∂nh \¬In sk¿®v- sNbvXv {]n‚ v FSp°mhp-∂XmWv. (Ignbp∂Xpw Mozilla Firefox s{_ukdn¬Cu t]m¿´¬ D]tbmKn°m≥ {i≤n°pI).

F¥mWv XpW.....?\n߃ CXn\p ap≥]v tI´n´pt≠m CØcsamcp

kwhn[m\sØ°pdn®v.....? s]mXpP\߃°v t]meokvtÃj\pIfnepw a‰v t]meokv Hm^okpIfnepwt\cns´ØmsX hnhn[ tkh\߃ Hm¨sse\mbne`yam°p∂ ]pXnb kn‰nk¨ t]m¿´¬ 'XpW'Ct∏mƒ ssehmWv. www.thuna.keralapolice.gov.in ¬cPnÿ sNbvXv temKn≥ sNømw.

XpW kn‰nk¨ t]m¿´eneqsS GXptÃj\nte°pw Hm¨sse\mbn ]cmXn ka¿∏n°mw.Hm¨sse≥ ]cmXnbpsS X¬ÿnXn Adnbm\pwkm[n°pw. t]meokv tÃj\n¬ cPnÿ sNbvXtIkpIfpsS F^v.sF.B¿ ]I¿∏v Hm¨sse\n¬e`n°pw. t]meokv shcn^nt°j≥ k¿´n^n°‰n\pwHmWsse\mbn At]£n°mw. ImWmXmbhy‡nIfpsS t]cphnhcw e`n°m\pw ImWmXmb-hsc°pdn®v e`n°p∂ hnhc߃ Hm¨sse\mbn\¬Im\pw XpWbn¬ kwhn[m\ap≠v. C\n \n߃ Hcpsk°≥Uv lm≥Uv h≠n hmßphm≥ Dt±in°p∂p

F∂ncn°pI. B h≠n tamjWh≠nbmtWm F∂vCu ssk‰n¬ ]cntim[n®v Xo¿®s∏SpØmhp∂XmWv.tamjWw t]mb h≠nIfpsS hnhc߃ssk‰n¬ sImSpØn´p≠mIpw.

kwibIcamb kmlNcyßfn¬ ImWs∏Sp∂hkvXp°ƒ, hy‡nIƒ, kw`h߃ F∂nhsb°pdn®vt]meokn\v clkyhnhc߃ \¬Im\pw t]m¿´¬{]tbmP\s∏Spw. {][m\s∏´ tImSXn DØchpIƒ,hn[nIƒ, t]menkv am\z¬, Ãm≥UnwKv Hm¿UdpIƒ,ss{Iw C≥ C¥y F∂nhbpsS Hm¨sse≥ sse{_dnkuIcyhpap≠v.

ktΩf\߃, Iem{]IS\߃, kac߃,PmYIƒ, {]NmcW ]cn]mSnIƒ F∂nhbv°vt]meokns‚ A\phmZØn\v Hm¨sse\mbn At]£ka¿∏n°mw. D®`mjnWn {]h¿Øn∏n°m\p≈At]£ Hm¨sse\mbn ka¿∏n°m\pw km[n°pw.t]meokns‚ {]h¿Ø\ßsf°pdn®p≈ A`n{]mb-ßfpw \n¿tZißfpw ka¿∏n°mw. Fkv.Fw.Fkv., C-sabn¬ F∂nh hgn s]mXpP\߃°v Pm{KXm-\n¿tZiw \¬Im\pw Ignbpw. t]m¿´¬ hgn e`n°p∂]cmXnIfpw tkh\߃°p≈ At]£Ifpwkab_‘nXambn Xo¿∏m°pI hgn CXns‚^e{]m]vXn h¿[n∏n°Wsa∂v apJya{¥n\n¿t±in®n´p≠v.

hensbmcp kmt¶XnI apt∂‰ØnemWv tIcft]meokv. s]mXpP\߃°v kpc£bv°mbnD]tbmKn°mhp∂ c£, kn‰nk¨ tk^vSn XpSßn\nch[n samss_¬ Bπnt°j\pIƒ, kn.kn.Sn.-F≥.Fkv. kwhn[m\w, ssk_¿ \nco£WØn\p≈ssk_¿tUmw, UnPn‰¬ t^md≥knIv kwhn[m\߃,Hm^okv tkh\ßfpsS Iw]yq´¿hXvIcWw, Pn√-Iƒ°pƒs∏sS B[p\nI sh_v-ssk‰v, t^mt´mB¿ss°hv Cßs\ \nch[n Imcy߃ CXn\Iw\S∏m°n°gn™p. t]mcmØXn\v tIcf t]meokns‚t^kv-_p°v t]Pv hgn 't{Smƒ' cq]Øn¬ P\ßsft_m[h¬°cn°p∂ ]pXnb \o°w Ct∏mƒln‰mbncn°pIbmWv. C\nbpw \nch[n Imcy߃\S∏nem°¬ L´ØnemWv. C¥ybnse G‰hpwB[p\nIamb tk\bmbn tIcf t]meokns\ am‰pIF∂ e£ytØmsSbmWv Cu {]h¿Ø\߃k¿°mcpw t]meokpw Bhnjv-Icn®n´p≈Xv.

IS∏mSv:

tIcf t]meokv.

7

............................................................................................................................................

T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

Ref: Tariff increase proposal, hearing

Sub:- Objections reg:-

Sir,

We are an association of Micro & Small Scale Industries in the district of Kottayam using electricity fromKSEB grid.

Almost all of us are under LTIV Tariff connection for which it is understood that KSEBL is proposing a tariffincrease for LTIV consumers in Kerala.

We hereby file our objections against the increase proposal.Major proposals on Tariff increase.

1. Fixed charge to be increased from Rs.150/- per KVA to Rs.250/ per KVA in LT IV.2. Energy charge is to be decreased from Rs.5.5/ per unit to Rs.4.9/ per unit in LT IV industry sector.

OBJECTIONS1. The above proposals would increase the overall cost of electricity for micro and small industries resulting the

viability being badly affected.2. Paying KSEBL a fixed charge at a higher rate now proposed will badly hit SSIs because they are now

working only 8 hours or so and this charge is calculated for 24 hours working.3. KSEBL is collecting Fixed charge to meet its capital expenditure and Line cost. Both these costs are

accrued by KSEB to make itself for supplying electricity to its consumers. A detailed capital cost calculationis not disclosed to the consumer industry.

4. KSEBLs average power purchase cost is only Rs.3.5/ per unit, hence even charging Rs.4.9/ per unit is notjustifiable.

5. While selling electricity at a higher rate with a profit of Rs.1.45/ per unit it is not justiable to increase the fixedcharge to Rs.250/- per KVA which is 67% increase. A small unit with 100 KVA installation will have to payRs.25000/- per month which they cannot generate from their regular production income.

6. The recent Maha Pralayam in Kerala has hit all the small industries either directly or indirectly very badly andit is not the suitable time to increase electricity chargers., as a whole.

7. Renewable energy/solar energy is promoted by the Govt. and at the same time increase in the fixed chargeswill not justify the intention of the same.

KSSI, Kottayam unit is therefore put its strong objection to the proposals of increase in fixed charge of LTIV consumers and request the Regulatory commission to reject the proposal from KSEBL .

For K S S I A, Kottayam District Unit.

C.K. Baby (Dist. President )

Submissions to the Electricity Regulatory Commissionheld its sitting on 10.12.2018 at Institution of Engineers Hall,

at Thiruvananthapuram.

............................................................................................................................................

8 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

Pn.-F-kv.-Sn. Un∏m¿´vsa‚ v

1. tIm´bw Pn√-bn¬ hm‰v do^≠v XpI C\-Øn¬ GI-

tZiw 5 tImSn cq] Ib-‰p-aXn sNbvXn-cp∂ hyh-kmb

bqWn-‰p-Iƒ°v e`n-°m-\p-≠v. BbXv e`n-°p-∂-Xn\v

ASn-b-¥nc \S-]-Sn-Iƒ kzoI-cn-°p-I.

2. Nne sNdp-InS hyh-kmb bqWn-‰p-I-fpsS D¬∏-∂-

߃°v Pn.-F-kv.-Sn. bn¬ {Iam-Xo-X-amb \nIpXn

h¿≤-\hv h∂n-´p-≈Xv Pn.-F-kv.-Sn. Iu¨knens‚

{i≤-bn¬s∏-SpØn Cf-hp-I-ƒ e`n-°p-∂-Xn\v \S-]-

Sn-bp-≠m-I-Ww. DZm-l-c-W-Øn\v Holow Bricks,Cement Doors, Windos, Hand Operated Rubber Roller,Cow Mat, Rubber Mat Paints, Etc.

3. Pn.-F-kv.Sn \nc-°p-Iƒ aqew sNdp-InS hyh-kmb

ÿm]-\-߃°v h≥Inb hyh-km-bn-I-fp-ambn a’-

cn-°p-hm≥ km[n-°mØ Ah-ÿ-bm-Wv. Cu Ahÿ

XpS¿∂m¬ tIc-f-Ønse H´p-an° sNdp-InS hyh-

kmb ime-Ifpw ]qt -́≠n-hcpw. Bb-Xn-\m¬ Kh.s‚

`mK-Øp-\n∂pw sNdp-InS hyh-kmb bqWn-‰p-Isf

kwc-£n-°m≥ D≈ ]pXnb ]mt°-Pp-Iƒ {]Jym-]n-

°-Ww. DZm-l-c-W-Øn\v sshZypXn Nm¿Pn¬ Cf-hv,

_m¶v ]en-i-bn¬ Cf-hv, k_vkUn (ESS) XpIbn¬

h¿≤-\hv Etc. F∂nh \S-∏n-em-°-Ww.

4. Sales Tax, Income Tax, Surcharges, Export Fees Iƒ

XpSßn ]e-hn[ ̂ okp-Iƒ AS°w sNdp-InS hyh-

km-bn-Iƒ h¿jm-h¿jw tImSn-°-W-°n\v cq]m Kh-

te°v AS-bv°p-∂p. k¿, kmaq-ly kpc-£-bpsS ̀ mK-

ambn Pohn-X-Øns‚ Ah-km\ \mfp-Iƒ kpK-a-ambn

Ign -bp -∂-Xn\v a‰ v taJ-e-I-fn -te-Xp -t]mse

R߃°pw s]≥j≥ A\p-h-Zn-°p-∂-Xn\v kXzc \S-

]-Sn-Iƒ D≠m-I-Ww.

C≥U-kv{Sokv Un∏m¿´vsa‚ v

1. hyh-kmb hnI-k\ tπm´p-I-fn¬ hyh-km-bn-Iƒ

Product Change, Unit Name Change, Unit TransferF∂o Bh-iy-߃°v Pn√m hyh-kmb tI{μ-Øn¬

sN√p-tºmƒ ÿehne-bpsS hyXym-k-ambn F√m

Bdp-am-khpw Hcp \n›nX XpI A[n-I-ambn CuSm-

°p-∂p. CXv hyh-km-bn-I-fp-ambn h®n-cn-°p∂ lb¿

]¿t®kv F{Kn-sa‚n\p hncp-≤-am-Wv.

2. apgp-h≥ hne-bp-a-S®v hyhm-kb hIp-∏n¬ \n∂pw

ÿe-Øn\v Atem-́ vsa‚ v e`n-®-h¿°v \mfn-Xp-h-sc-

bmbn ]´bw \¬Ip-∂n-√. CXp-aqew bqWn-‰n\v kpK-

a-ambn {]h¿Øn-°m-t\m, _m¶v hmbv]bv°v Sn ÿew

ss{]adn sImfm-‰-d¬ skIyq-cn-‰n-bmbn sImSp-°p-

hmt\m bqWn-‰p-Iƒ ssIam‰w sNøp-hmt\m F∂p-

th≠ {]h¿Ø\w \n¿Øp-hmt\m t]mepw km[n-

°msX hcp-∂p. \ne-hn-ep≈ bqWn-‰p-Iƒ°v ]´bw

\¬Ip-Ibpw ]pXn-b-Xmbn Bcw-`n-°p∂ bqWn-‰p-

Iƒ°v Kh.s‚ ]pXnb \nb-a-߃ _m[-I-am-°p-

Ibpw sNø-Ww.

3. Xß-fpsS kz¥w ÿeØv hyh-kmbw Bcw-`n®

kwc-`-I¿ {]mbm-[n-Iyw, tcmKw, ISw XpSßn a‰v

F¥v Imc-W-Ømepw hyh-kmbw apt∂m v́ \S-Øm≥

]‰mØ kml-N-cy-Øn¬ Xs‚ hyh-kmbw Gs‰-Sp-

°p-hm≥ Xm¬]-cy-s∏-Sp∂ hy‡n°v F{]-Imcw

ÿew ssIam‰w sNøp-∂pthm AXp-t]m-se-Xs∂

hyh-kmb FtÃ-‰p-I-fn-ep≈ hyh-km-bn-Iƒ°pw

(em≥Uv hmeyp apgp-h≥ AS-®-h¿°v) ÿew

ssIam‰w sNøp-∂-Xn\v A\p-hmZw \¬I-Ww.

5. F√m hyh-kmb A\p-_‘ ssek≥kp-I-fp-sSbpw

Imem-h[n Ipd-™Xv 5 h¿j-am°n \n›-bn-°-Ww.

6. `qan-bn-√mØ hyh-km-bn-Iƒ hyh-kmbw Bcw-̀ n-°p-

∂-Xn\v hmS-Ibv°v FSpØ ̀ qan-bn¬ ]Wn-bp∂ sI´n-

S-Øn\pw a‰pw Kh.s‚ k_vkUn (ESS) e`n°p∂n-

√. CØcw bqWn-‰p-I-ƒ°v IqSn _n¬UnwKv

k_vknUn e`y-am-°-Ww.

7. Kottayam Poovanthuruthu Industrial Development polts‚ Infrastrucure Development \v A\p-h-Zn-®n-cn-°p∂

10 tImSn cq]-bpsS ]≤Xn ]q¿Øn-bm-°p-∂-Xn-\p≈

Imem-h[n C\n Ipd®p amkw IqSnsb D≈p. sS≥U¿

\S-]-Sn-Iƒ {]Imcw Imcy-߃ thK-Øn¬ B°n Sn

hyh-kmb hIp∏v a{¥n {io. C.-]n. Pb-cm-P≥tIm -́bØv \S-Øp∂ hyh-kmb AZm-e-Øn¬ N¿® sNøp-∂-Xn\v

tIcf kwÿm\ sNdp-InS hyh-kmb Atkm-kn-tb-j≥tIm´bw Pn√m bqWn‰v ka¿∏n-® satΩm-dmWvUw

9

............................................................................................................................................

T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

XpI em]vkm-ImsX th≠ Imcy-߃ ASn-b-¥n-c-

ambn sNø-Ww.

8. hyh-kmb A\p-_-‘-amb F√m Pn√m kwÿm\

Xe IΩ-‰n-Ifpw IrXy ka-bØv IqSp-Ibpw Bb-

Xn¬ sNdp-InS hyh-kmb Atkm-kn-tb-j\v {]Xn-

\n-[n-Iƒ°v {]Xn-\n[yw Dd-∏m-°p-Ibpw sNø-Ww.

9. {]fb_m[n-X-cpsS klm-b-Øn\v Kh. {]Jym®v

klmb-߃ CXp-hsc hnX-cWw sNbvXn-́ n-√. Pn√-

bnse \nc-h[n hyh-km-bn-Iƒ CXn-t\m-SIw

ka¿∏n® \jvS-]-cn-lmc At]-£-Iƒ ]cn-l-Wn®v

klm-b-[\w hnX-cWw sNøp-∂-Xn\v kXzc \S-]n-

bp-≠m-I-Ww.

Ce-Iv{Sn-kn‰n Un∏m¿´vsa‚ v

1. sshZypXn Nm¿Ppw ̂ nIvkUv Nm¿Ppw h¿≤n-∏n-°m-

\p≈ Ce-Iv{Sn-kn‰n t_m¿Uns‚ Xocp-am-\-Øn¬

\n∂v sNdp-InS hyh-km-b-ßsf Cu {]tXyI kml-

N-cy-Øn¬ Hgn-hm-°p-I. Ct∏mƒ \¬In-h-cp∂

t{Imkv k_vknUn Xmcn v̂ seh¬ \ne-\n¿Øp-I.

2. Ct∏mƒ 100 KVA °v IW-Iv‰Uv temUp h∂m¬

ssl sS≥j≥ Xmcn-̂ n-te°v hcp-∂Xpw AXn-\m-h-

iy-amb ASn-ÿm\ kuIcy hnI-k-\-Øn\v Ipd-

™Xv 30-˛40 e£w cq] apX¬ apS-t°-≠-Xmbpw

hcp∂p Cu apX¬ apS-°n\v hmbv]m kuIcyw e`y-

am-°-Ww.

Ease of Doing Business

1. Cukv Hm v̂ UqbnwKv _nkn-\kv \S-]-Sn-{I-a-߃

/ \nb-a-߃ B°n F{Xpw thKw DØ-c-hp-Iƒ

_‘-s∏´ hIp-∏p-Iƒ°v \¬Ip-Ibpw Sn hIp-∏p-Iƒ

Ah ]men-°p-∂-Xn\v I¿i\ \n¿t±-i-߃ sImSp-

°p-Ibpw sNøp-I, {]tXy-In®v Pollution ControlBoard, Fire & Rescue Department, Local Self Goct,Water Authority, Health Department ForestDepartment, Geology Department, AgricultureDepartment. Sn hIp-∏p-Iƒ°p-IqSn Sn \nbaw _m[-

I-am-°-Ww.

tIcf kwÿm\ sNdp-InS hyh-kmb Atkm-kn-

tb-j≥ tIm´bw Pn√m bqWn-‰n\p th≠n

kn.-sI. t__n

{]kn-U‚ v

Zmthm-kn¬ tIc-f-Øns‚ l¿ØmepwtIc-f-Øn¬ ASn-°Sn \S-°p∂ l¿Øm-ep-Iƒ temI kmº-ØnI t^md-Øn¬ N¿®m hnj-b-

am-bn. kn.-sF.-F.bpw tImSIv alo{μ _m¶pw kwL-Sn-∏n® N¿®-bv°nsS {_n´-\n¬ \n∂p≈

{]Xn-\n-[n-bmWv {]iv\w D∂-bn-®-Xv. hyh-km-bnbpw kn.-sF.-F. Kƒ^v IΩn‰n sNb¿am-\p-amb

Fw.-F. bqk-^en tIc-f-Ønse \nt£] kml-N-cy-߃ hni-Z-am-°p-∂-Xn-\n-S-bn-emWv CS-bv°n-

sS-bp≈ l¿Øm-ep-Iƒ ImcWw \nt£-]-Isc Fß-s\-bmWv BI¿jn-°p-I-sb∂ tNmZyw

Db¿∂-Xv.

Xs‚ Poh-\-°m-c≥ Ah-[n-bn¬ t]mbn Xncn®v hcm≥ Xma-kn-®ns‚ ImcWw At\z-jn-®-t∏m-

gmWv l¿Øm¬ aqew bm{X apS-ßn-sb∂v adp-]Sn In´n-b-Xv. CXp kw_-‘n®v hni-Z-ambn Xnc-

°n-b-t∏m-gmWv tIc-f-Ønse l¿Øm-ep-Isf Ipdn®v a\- n-em-°m≥ km[n-®-Xv. Cu kml-N-cy-

Øn¬ BtKmf \nt£-]-I¿ kwÿm-\-sØ-Øm≥ sshapJyw Im´p-sa∂pw {_n´ojv {]Xn-\n[n

]d™p.

l¿Øm-ep-Iƒ bYm¿∞y-am-sW∂pw F∂m¬ Ct∏mƒ l¿Øm-ep-Iƒs°-Xn-cmb at\m-`m-h-

amWv s]mXpth kwÿm-\-Øp-≈-sX∂pw bpk-^en ]d-™p. F√m cmjv{Sob ]m¿´n-Ifpw HsØm-

cp-an®v {]h¿Øn-°p-I-bm-sW-¶n¬ `mhn-bn¬ CØ-c-Øn-ep≈ l¿Øm-ep-Iƒ D≠m-In-√. F∂n-cp-

∂mepw C¥y-bnse Xs∂ G‰hpw anI® \nt£] kulrZ kwÿm-\-ß-fn-sem-∂m-Im≥ ]cn-{i-

an-°p∂ tIc-f-Ønse Ct∏m-gsØ kml-N-cy-߃ Gsd A\p-Iq-e-am-sW∂pw bqk-^en Nq≠n-

°m-´n.

............................................................................................................................................

10 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

Objective:- To facilitate import of capital of capitalgoods for producing quality goods and services andenhance India’s manufacturing competitiveness.

As per Para 5.01 of Foreign Trade Policy, EPCGscheme allows import of capital goods (except thosespecified in negative list in appendix 5 F) for pre-production, production and post production at zerocustoms duty.

Capital Goods for the purpose imported underEPCG Authorization for physical exports are alsoexempt from IGST and compensation cess upto 31-32019 only

Capital Goods shall Include:-1. Capital goods as defined in chapter 9 including in

CKD/SKD condition thereof;2. Computer systems and software which are part of

the capital goods being imported;3. Spares, moulds, dies, jigs, fixtures, tools and

refractoriess ; and4. Catalysts for initial charge plus one subsequent

charges

ANALYSIS OF

To be continued next…………..

Meaning of Capital Goods.Para 9-08 of FTP “ Capital Goods” means any plant,machinery, equipment or accessories required formanufacture or production, either directly or indirectly,of goods or for rendering services, including thoserequired for replacement, modernization, technologicalup-gradation or expansion. It includes packaging,machinery and equipment, refrigeration equipment powergenerating sets, machine tools equipment andinstruments for testing, research and development,quality and pollution control. Capital Goods may be foruse in manufacturing, mining, agriculture, aquaculture,animal husbandry, floriculture ,horticulture, pisciculture,poultry, sericulture and viticulture as well as for use inservice sector.

Coverage of EPCG SchemeManufacture exporters with or without supportingmanufacturer(s)Merchant exporters tied to supporting manufacturer(s)and service providers.Conditions for export obligation:-

11

............................................................................................................................................

T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

{][m\-a{¥n 2018 \hw-_¿ 2 -̨mw XobXn Ah-X-cn-∏n®

sNdp-InS hyh-km-b-߃°p IqSp-X¬ hmbv]m e`y-am-

°p-∂-Xn-\p≈ Cu ]≤Xn tIf-Øn-epƒs∏sS an°

kwÿm-\-ß-fnepw \√ {]Xn-I-c-W-amWv e`n-®n-́ p-≈-Xv.

Adp-]Xp an\n-́ n-\p-≈n¬ Hcp tem¨ ]mkm-°pI F∂p-

≈Xv Hcp sNdp-InS hyh-km-bn°v Nn¥n-°m≥ t]mepw

km[y-a-√mØ Imcy-am-Wt√m. C¥y-bnse s]mXp-ta-

Jem _m¶p-Iƒ°pw ]e-t∏mgpw Cu ]≤-Xn-bpsS hnizm-

kyX kwi-b-tØmsS ho£n-°p-hm≥ km[n-°p-I-bp-≈p.

Hcp t]m¿ -́en¬ IqSn \ΩpsS tem¨ At]£ IrXy-

ambn ka¿∏n-®m¬ At]-£-I\v IqSp-X¬ hmbv]m e`y-

am-°p-hm-\p≈ Fen-Pn-_n-en‰n Ds≠-¶n¬ Xo¿®-bmbpw

XXzm-[n-jvTn-X-ambn hmbv]m kmMvj≥ e`n-°pw. A{]-

Imcw e`n® XXzmwioImcw ho≠pw Hcp t{]mk-knMv

At]£ \¬Inb _m¶v \S-Øn-b-Xn-\p-tijw ss^\¬

kmwMvj≥ \¬Ipw. {]kvXpX _m¶ns‚ hmbv]m ]≤-

Xn, ]eni \nc°v F∂n-hbv°p hnt[-b-am-bn-́ mbncn-°pw.

tem¨ e`y-am-°p-∂-Xv.

{]kvXpX ]≤-Xn-bn-eqsS _m¶v Hm v̂ _tdmU tImSn-

aX {_m©n¬ \n∂pw hmbv]m e`n® Hcp hyh-kmb

]≤-Xn-bpsS DS-a-ÿ≥ Fs‚ ]p{X-\mb hnhn≥ FIvkv

sImt≠mSn Bb-Xn-\m¬ IqSp-X-embn km£yw \¬Ip-

hm≥ F\n°v XmXv]-cy-ap-≠v.

At]-£-I≥ {]hr-Øn®p sIm≠n-cn-°p∂ Hcp hyh-

km-bn-tb, tkh-\-Zm-Xm-thm, hym]m-c-im-etbm Bbn-cn-

°-Ww.

]m¿ -́v\¿jn-t∏m, s{]mss{]-‰-tdm, ss{]h‰v enan-‰Uv

Ia-º-\ntbm Bbn-cp-∂m¬ aXn-bm-Ipw.

XpS-ßn-b-Xn-\p-tijw c≠p-aq∂p h¿j-߃ F¶nepw

Ign-™-h¿°v hmbv]m e`n-°p-hm-\p≈ km[yX IqSp-

X-ep-≠v.

2˛3 h¿jßfnse _me≥kv jo‰v, BZm-b-\n-IpXn,

dnt´¨ t]∏-dp-Iƒ, Ign™ 6 amksØ _m¶v

A°u≠v tÉvsa‚ v, c≠p Izm¿´-dnse Pn.-F-kv.‰n

dnt´¨ tÉvsa‚-dv, ASp-Ø-h¿j-tØ-°p≈ {]Xo£

_UvP-‰v, Ct∏m-ƒ GsX-¶nepw _m¶n-tem, a‰p kmº-

ØnI klmb tIm¿∏-td-j-\p-I-fn¬ \nt∂m hmbv]-Iƒ

Ds≠-¶n¬ Ah-bpsS hni-Z-hn-h-c-߃, GXp _m¶n-te-

bv°mtWm hmbv]m A\p-hmZw t^m¿th¿Up sNtø-≠-

sX-¶n¬ B _m¶ns‚ t]cv A{Ukv F∂nh XpS-ßnb

hnh-c-߃ kwL-Sn-∏n-®-Xn\p tijw am{X-am-bn-cn-°Ww

t]m¿ -́en-te°p temKv C≥ sNøp-hm≥. C≥{]n≥kn-∏nƒ

tkhy¿ tXmakv sImt≠mSn

kmMvj≥ e`n®p Ign-™m¬ t\sc _m¶n-te°p t]mIp-

I. AXn-\p-tijw _m¶v Adn-bn-°p∂ t]∏-dp-Iƒ sImSp-

°p-I.

Adn-™n-cn-t°≠ Imcy-߃

1. _m¶v amdp-hm≥ XmXv]-cy-ap-s≠-¶n¬ km[y-am-Ipw.

2. ]eni \nc-°n¬ Cu kvIow A\p-k-cn®v 2 iX-am\w

k_v sh≥j≥ D≠m-bn-cn-°pw.

3. Cu kvIoan¬ tem¨ XpI ]Øp e£-Øn\pw Hcp

tImSn cq]bv°pw CS-bv°p≈ XpI-bm-bn-cn°pw e`y-

am-°p-I.

4. Ct∏m-gsØ hmbv]bv°v sImfm-‰-d¬ skIyq-cn‰n

sImSp-Øp-s≠-¶n¬ Ah ]n≥h-en-°m-\p≈ Ah-

kcw e`y-am-Ip-sa∂p tXm∂p-∂n-√.

5. hmbv] XpIbv°v A\p-]m-X-ambn skIyq-cn‰n Cs√-

¶n¬ t]Sn-°≠. _m°n hmbv] s{IUn‰v Kymc-≠n-

{SÃv ̂ ≠v kvIoan¬ IqSn e`y-am-°Wsa-∂m-h-iy-

s∏-Smw. AXn-\p≈ Hcp {]oanbw (1.25%) F√m

h¿jhpw AS-bvt°-≠-Xmbn hcpw.

6. tSw temWpw, h¿°n-Mv Iym∏n-‰-embpw hmbv] e`y-

am-°pw.

7. F√mw-IqSn c≠p amk-Øn-\p-≈n-¬ hmbv] e`y-

am°pw.

8. _m¶v hmbv]m XpI-bv°-\p-k-cn®v t{]mk-knMv Nm¿Pv

CuSm-°pw.

9. tNmZn®n-́ p≈ hkvXp-X-I-sfm∂pw At]£ \¬Ip-

tºm-tgm, ]n∂oSv Hm^v sse≥ s{]mk-knMv ka-

btØm ad-®p-sh-bv°-cp-Xv.

10. _m¶p-Iƒ XΩn¬ Ct∏mƒ a’-c-ap-≈-Xp-sIm≠v

at‰-sX-¶nepw s]mXp-ta-Jem _m¶n-tebv°v hmbv]m

kwhn-[m\w am‰m-\p≈ Ah-k-c-am-°mw.

11. _m¶v Hm^v _tdmUm Cu ]≤-Xn-bn¬ [mcmfw

temWp-Iƒ sImSpØp sIm≠n-cn-°p-∂p.

PSB Loans@ 59 miniutes Xo¿®-bmbpw sNdp-InS taJ-

e-bv°p≈ tamZn-Pn-bpsS Hcp kΩm\w Xs∂-bmWv.

At]-£-Iƒ ka¿∏n-°p-hm≥klmbw Bh-iy-s∏Smw. t^m¨: 9847046229.

PSB Loan @ 59 minutesHcp \√ hmbv]m ]≤Xn

............................................................................................................................................

12 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

dqd¬ sk¬^v Fwtπm-bvsa‚ v s{Sbn-\nwKv C≥Ãn-‰yq´v:

B¿°pw sXmgn¬ ]cn-io-e\w kuP\yw

]pXpkw-cw`-I¿ B{K-

ln-°p∂ Hcp {][m\

Imcy-amWp kmt¶-XnI

sXmgn¬ ]cn -io -e-\w.

kuP-\y-ambn sXmgn¬

]cn -io -e\w \¬Ip∂

tI{μ-߃ eoUv _m¶p-I-

fpsS ta¬t\m-´ -Øn¬

F√m Pn√ -I -fnepw

{]h¿Øn-°p-∂p-≠v. B¿-̨ -

sk‰n AYhm {KmaoW

kzbw sXmgn¬ ]cn-io-e\

tI{μw (R Seti- Rural SelfEmployment Training Insti-tute) F∂dnb-s∏-Sp∂ Ch

B¿°pw {]tbm-P-\-s∏-

SpØmw.

6 Znhkw apX¬ 45

Znhkw hsc \o≠p

\n¬°p-∂-XmWv tImgvkp-

Iƒ. GXm\pw tImgvkp-I-fn-te°pw s]mXp-hmbpw At]-

£-I-cpsS Bh-iy-a-\p-k-cn®v {]tXy-I-ambpw ]cn-io-e\w

Bkq-{XWw sNbvXp \S-∏m-°p∂p.

s]mXphmbn \¬Ip∂ ]cn-io-e-\-߃

s]mXp-hmbn Pn√-tXm-dpw \S-∏m-°n-h-cp∂ tImgvkp-

Iƒ ({_m°-‰n¬ ssZ¿Lyw ̨ Znhkw) t^mt´m-{K^n/

hnUn-tbm-{K^n (30), samss_¬ t^m¨ dn∏-b-dnMv (30),

AK¿_Øn \n¿ΩmWw (10), Ubdn/sh¿an Iw t]mÃv

(10), _yq´n ¢n\nIv (30), t]∏¿ Ih¿/ F≥h-e]v (10),

sh¬UnMv/ s^{_n-t°-j≥ (30), sa≥kv ssSe-dnMv (30),

Fwt{_m-bn-Udn/ t^_nIv s]bn‚nMv (30), B`-cW

\n¿ΩmWw (13), Ccp-N{I hml\ sa°m-\nkw (30),

sa≥kv _yq´n ¢n\nIv/ keq¨ (30), Sn.-hn. sSIv\o-jy≥

(30), hoSv s]bn‚nMv (10), Ifn-∏m´ \n¿ΩmWw (13), BSp

hf¿Ø¬ (10), Iºyq-́ -ssdkvUv A°u-≠nMv (30), NW

D¬∏-∂-߃ (13), tImgn hf¿Ø¬ (10), ]∏Sw/ A®m¿,

akm-e-s∏m-Sn-Iƒ (10), Huj[ kky-]-cn-]m-e\w (10),

S_¿ Sm∏nMv (10), ̂ mÃv ̂ pUvv (10), h\n-X-Iƒ°v Xø¬

(30), Un.-‰n.]n (45), Iºyq-´¿ lm¿Uvshb¿ (45), sagp-

Ip-Xncn \n¿amWw (10), kwcw-̀ -IXz hnI-k\ ]cn-]mSn

(10), ]∂n-h-f¿Ø¬ (10), πw_nMv & km\n-́ dn (30), dn{^n-

P-td-j≥ B≥Uv Fb¿I-≠o-j-\nMv (30), \gvkdn (10),

tX\o® hf¿Ø¬ (10), {Smh¬ B≥Uv Sqdnkw (10),

Iq¨ hf¿Ø¬ (10), Bb ]cn-io-e\w (10), t]mfn

lukv (10), Aep-an\nw ̂ m{_n-t°-j≥ (30), t_°dn

(30), t^mt´m s{^bn-anMv/ eman-t\-j≥ / kv{Io≥

{]n‚nMv (10), tabvk≥h¿°v (10), Im¿s]‚dn (30),

knkn.-‰n.-hn. Iymad Hm∏-td-j≥kv (13), ̂ njv̂ m-anMv (10),

tjm∏v Io∏¿ (10)

anX-amb At]-£-Isc e`n-®m¬ am{Xta _m®p-I-

fmbn ]cn-io-e\ ]cn-]mSn Bhn-jv°-cn-°p-I-bp-≈p.

Ipd™Xv -˛30 t]¿ thWw.

]cn-io-e\w am{X-a√ kuP\yw

Cu tI{μ-ß-fn¬ ]cn-io-e\w am{X-a√ AXn-t\m-S-

\p-_-‘n-®p≈ kuI-cy-ßfpw kuP-\y-ambn e`n-°pw.

km[m-cW 9 apX¬ sshIn v́ 5 hsc-bmWv ]cn-io-e-\w.

Nmb, kv\mIvkv, D®-bqWv F∂n-hbpw kuP-\y-am-

bn-Øs∂ e`n-°pw. GXm\pw tI{μ-ß-fn¬ Xmak

kuI-cyhpw D≠v.

AXpw kuP-\yw. 18-̨ 45 hb- mWv km[m-cW {]mb-

]cn-[n. F∂m¬ {]tXyI ]cn-io-e\ ]cn-]m-Sn-Iƒ°v

CXn¬ Cfhv A\p-h-Zn-°p-∂p. ]cn-io-e\ ]cn-]mSn

]q¿Øn-I-cn-°p-∂-h¿°v kz¥w \ne-bn¬ kwcw-̀ -߃

XpS-ßp-∂-Xnt\m sXmgn¬ Is≠-Øp-∂-Xnt\m Bh-iy-

amb klm-b-ßfpw B¿˛ ssk‰n-Iƒ \¬In-h-cp-∂p.

13

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T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

ASCEND-2019

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14 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZw

sI.-F-kv.-F-kv.-sF.-F. tIm´bw Pn√m IΩ‰n tbmK-Øn¬ ko\n-b¿ Pn√m IΩn‰n AwKw {io. ‰n.-sF. Ipcy≥

{InkvXp-akv \yq Cb¿ tI°v apdn-°p-∂p. ̀ mc-hm-ln-Ifpw IΩ‰n AwK-ßfpw kao-]w.

\ncym-X-\mb Pn√m IΩ‰n AwKhpw ]qh≥Xp-cpØv Atkm-kn-tb-j≥ {]kn-U‚p-ambncp∂

tPmP≥ ]n. tPm¿Pn\v Atkm-kn-tb-j≥ Pn√m ̀ mc-hm-ln-Iƒ BZ-cm-RvP-en-Iƒ A¿∏n°p∂p.

15

............................................................................................................................................

T H E H O M E J O U R N A L O F K E R A L A S T A T E SMALL INDUSTRIES ASSOCIATION, KOTTAYAM

hyhkmb\mZw

BZ-cm-RvP-en-Iƒ

Im\dm _m¶v kwL-Sn-∏n® Fw.-F-kv.-Fw.-C. Hu´v do®v t{]mKm-an¬ Atkm-kn-tb-j≥ap≥ kwÿm\ {]kn-U‚ v {io. tkhy¿ tXmakv sImt≠mSn kwkm-cn-°p-∂p. eoUv _m¶v amt\-P¿,

Im\dm _m¶v P\-d¬ amt\-P¿, d∫¿ t_m¿Uv Ub-d-IvS¿ F∂n-h¿ kao-]w.

tIm´bw Pn√m If-IvS-dmbn Npa-X-e-tb‰

{io. ]n.-sI. kp[o¿ _m_p sF.-F.-Fkv{io. ]n.-sI. kp[o¿ _m_p sF.-F.-Fkv{io. ]n.-sI. kp[o¿ _m_p sF.-F.-Fkv{io. ]n.-sI. kp[o¿ _m_p sF.-F.-Fkv{io. ]n.-sI. kp[o¿ _m_p sF.-F.-Fkv

sI.-F-kv.-F-kv.-sF.-F.tIm´bw Pn√m IΩ-‰n-bpsS

A`n-\-μ-\-߃

Atkm-kn-tb-j≥ Pn√m IΩn‰n AwKhpw

]qh≥Xp-cpØv hyh-kmb Atkm-kn-tb-j≥ {]kn-U‚p-am-bn-cp∂

tPmP≥ ]n. tPm¿÷v(tSmdkv d∫¿ C≥U-kv{So-kv, ]qh≥Xp-cpØv)

sI.-F-kv.-F-kv.-sF.-sF. tIm´bw Pn√m bqWn-‰ns‚

BZ-cm-RvP-en-Iƒ

BZ-cm-RvP-en-Iƒ

A`n-\-μ-\-߃A`n-\-μ-\-߃A`n-\-μ-\-߃A`n-\-μ-\-߃A`n-\-μ-\-߃

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16 T H E H O M E J O U R N A L O F K E R A L A S T A T E S M A L L I N D U S T R I E S A S S O C I AT I O N , K O T TAYA M

hyhkmb\mZwlnÃdn & F∏nIv ^≠-sa‚¬ dnk¿®v ^ut≠-j≥ G¿s∏-Sp-Ønb "kph¿W-inev]n' ]pc-kvImcwtIm´bw {]kv¢-_n-¬ \S∂ NS-ßn¬ Fw.-Pn. k¿h-I-em-imem sshkv Nm≥kn-e¿ tUm. km_p tXma-kn¬\n∂pw Atkm-kn-tb-j≥ AwKw ]≈w ho\kv sa‰¬ B≥Uv Pz√dn h¿Ivkv s{]mss{]-‰¿ {io.sI.-F≥. apcp-I≥ BNmcn G‰p-hm-ßp-∂p.

\mt\m t^m¿ap-te-j≥ hgn-bp-≈ ssPh IoS-\m-in-\n-Iƒ hnI-kn-∏n-°p-∂-Xn-\p≈ Fw.-Pn. bqWn-th-gvkn-‰n-bpsSkmt¶-XnI hnZy Atkm-kn-tb-j≥ AwKw A_vsSIv amt\-PnwKv Ub-d-IvS¿ {io. sI.-sP. tP°-_n\v sshkvNm≥kn-e¿ tUm. km_p tXmakv ssIam-dp-∂p. tUm. C.-sI. cm[m-Ir-jvW≥ A_vsSIv Ub-d-IvS¿ {io. _n_n≥tP°_v F∂n-h¿ kao]w.

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