USMAN ZAKIR[1]
Transcript of USMAN ZAKIR[1]
PROJECT
COURSE NAME:
BUISNESS FINANCE
PROJECT TITLE:
FEATURES OF STOCKS AND BONDS
INSTITUTE NAME:
COMSATS INSTITUTE OF INFORMATION TECHNOLOGY
Project Title:
Stocks and certificates available in Pakistan
Submitted To:
Ms. Hina Iqbal (Lecturer of Business finance)
Submitted By:
Mr. Zohaib Ashraf
Roll # 018
BBA Batch # 4
Registration # bbasp09-018
Date of Submission:
DECEMBER10. 2010.
COMSATS Institute of Information Technology Sahiw
First Women Bank Ltd
HISTORY
First Women Bank Ltd. is a unique financial institution, a Scheduled
Commercial Bank and a development financial institution for the socio-
economic empowerment of women.
The Bank was set up in 1989 by the Islamic world’s first woman Prime
Minister Benazir Bhutto (Shaheed), who wanted a bank that would meet the
banking needs of women entrepreneurs.
FWBL was incorporated as a Scheduled Commercial Bank in the Public
Sector as a Public Ltd. Company on 21st November, 1989 under the
Companies Ordinance, 1984.
he Bank commenced its business on 2ndDecember, 1989 with a paid up
capital of Rs. 100 Million; 90% of which was contributed in varying proportions
by five leading Public Sector banks of the country. They were:
National Bank of Pakistan, Habib Bank Limited, Muslim Commercial
Bank Limited, United Bank Limited and Allied Bank Limited
10% of the remaining capital came from the Federal Government
First Choice (Aasaish)Certificate :
First Women Bank Ltd. proudly presents loans for buying consumer durables
through “First Choice” certificates . Through this scheme, women can buy
electrical appliances for their home and kitchen with the convenience of
paying on a monthly basis.
FEATURES OF CERTIFICATE :
Exposure Limit for Individuals:
Middle Management employee / their families
Top Management employees / their families
Business women & their families
Low Income group & their families
Maximum Exposure Limits:
For Individuals other than Government / Corporate employees Rs.
10,000 – Rs. 100,000
Exposure on Government or Corporate employee Rs. 50,000 – Rs.
500,000
Security / Documentation
From Individual Customers:
For Finance of Rs. 10,000 – Rs. 100,000 One Guarantee
For a Finance Facility Rs. 100,000 – Rs. 500,000 – Two Guarantee,
one should be preferably an employee of any Financial Institution
From Corporate Customers:
Lien on Salary
Bank Statement for the last six months
Copy of last paid utility bills
The Bank of Khyber
STOCKS :
Introduction
The Bank of Khyber was established in 1991 through Act No. XIV,
passed by the Provincial Legislative Assembly of the KHYBER
PAKHTOONKHWA Province of Pakistan. It was awarded status of a
scheduled bank in September 1994. The Bank of Khyber enjoys a
unique position, and stands out amidst the other banks operating
within Pakistan, and has the privilege of being bracketed amongst
the only three government banks in the country. Currently the bank
has a total branch network of 50 Branches Plus 4 sub branches
throughout the country. At present, 20 of its branches functioning as
dedicated Islamic Banking Branches, whereas 30 branches are
conventional banking branches.
Core Values
Highest quality of service
Professionalism, Integrity and Team Work
Innovation and utilization of latest technology
Corporate Social Responsibility
Visit your nearest Bank of Khyber branch today, and experience the
taste of our traditional hospitality – for we truly are the Custodians
of Rich Values.
The stocks of bok are weak in the market because of its potential which is -2.
The fair value of the pok’s stock is 4.06 and the current price is 4.60.
OPE
NHIGH LOW CURRENT CHANGE VOLUME
Bank
Of
Khybe
r
4.06 4.70 4.08 4.60 0.54 241,818
To increase the paid up capital of the bank to meet the minimum paid up capital
requiremnet of the
State Bank of Pakistan.
Authorized Capital No of Shares Amount (Rs in
'000)
250,000,000 2,500,000
Issued & Paid up Capital
(Par value Rs. 10.-per share)
- Issued for cash 75,000,000 750,000
- Issued as bonus shares 48,103,448 481,034
Total 123,103,448 1,231,034
Present Offer to General
Public and Employees of the Bank 41,100,000 411,000
Rs. 15.-per share (inclusive of Rs. 5.- premium per share)
Rs. 10.- per share
Rs. 5.- per share
Rs. 411,000,000
Rs. 616,500,000
Nil
The offered shares of the Bank shall rank pari passu with the existing shares in
all matters,
including right to such bonus or right issue and dividend as may be declared by
the Bank
subsequent to the date of this offer.
SAPHIRE GROUP OF INDUSTRIES :
INTRODUCTION OF COMPANY:
One of the largest manufacturers and exporters of textile products in Pakistan,
Sapphire technology comes from Europe, Japan and USA. Capitalizing on the region's
principal crop, cotton, we source this locally, and augment our offerings by providing
imported fiber from the world's best crops. We work with specialized fibers bringing
in the newest innovations from major fiber and chemical producers, and our
manufacturing from yarn to finished fabric is performed in our facilities in Pakistan.
Synergies are formed with offshore garment manufacturing companies. Our products
are marketed to the industry's biggest names in Asia, Europe, Australia, and North
America.
HISTORY:
The conceptualization of what became Sapphire started in East Bengal
Sapphire’s spinning plant first in Pakistan
Expansions in yarn spinning - lead it to be one of the largest yarn producers in
Pakistan
In value addition with its first weaving plant
Knit fabrics project
Woven fabrics dye house
Woven Dying and Finishing
Home textiles division
OPERATIONS :
MISSION
To build flexible manufacturing capabilities in the textile industry to cater to the
growing and evolving global demands, keeping a lead position in our business,
maintaining our values based on good business and ethics, and at the same time
contributing in the development of the community in which we work and live in.
VALUES
P eople
R elationship
I ntegrity
D iversity
E nvironment
INSTRUMENTS:
Sapphire Textile Mills Limited engages in the manufacture and export of textile
products in Pakistan. It offers spun, compact spun, open end, dyed, and bleached
yarns in various counts; cotton, poly cotton, and specialized yarns; greige woven
fabrics and finished woven fabrics; fiber dyed cotton/poly cotton blends; and
home textile made ups, such as sheet sets, quilt/duvet covers, bed skirts, shams,
pillowcases, comforters, curtains, table covers, and aprons. The company also
owns a 50 megawatt wind energy project, as well as engages in assembly,
manufacture, and sale of alternative energy and lighting products. It markets its
products in Asia, Europe, Australia, and North America. The company is based in
Lahore, Pakistan.
STOCKS OF SAPHIRE COMPANY
Stock is an instrument that signifies an ownership position (called equity) in a
corporation, and represents a claim on its proportional share in the corporation's assets
and profits. Ownership in the company is determined by the number of shares a
person owns divided by the total number of shares outstanding.
STOCK FEATURES:
The stock of this company has been able to show better performance at the bottom
line as the company's pretax profit jacked up by 107.3% to Rs 252.82 million as
against Rs 121.98 million in the same period last year...
STOCK IN TRADE Raw materials are valued at average cost. Work in process
represents cost of direct materials and appropriate proportion of conversion cost.
Finished goods are valued at lower of average cost or net realisable value. Waste is
valued at net realisable value.
STOCK PRICES:
Saphier Fiberes 122.50 123.25 123.25 123.250.
751
FEATURES:
This textile composite unit is principally engaged in manufacturing and sale of yarn,
fabric and home textile products. It is a public limited company incorporated in the
province of Sindh having its registered office located in Cotton Exchange Building I.I.
Chundrigar Road Karachi. Its manufacturing facilities are spread over at six locations
in two provinces ie Punjab and Sindh.These locations are Kotri (Sindh) Nooriabad
(Sindh), Chunian (Punjab) Feroz Watwan (Punjab)...
Year over year, Sapphire Textile Mills Ltd. has been able to grow revenues from
11.7B to 14.4B. Most impressively, the company has been able to reduce the
percentage of sales devoted to cost of goods sold from 85.32% to 81.08%. This was a
driver that led to a bottom line growth from 179.8M to 1.0B.
SNAPSHOT OF SAPPHIRE CORP LTD (SAPP)
OPEN
$0.02
PREVIOUS CLOSE
$0.02
DAY HIGH
$0.02
DAY LOW
$0.02
52 WEEK HIGH
12/10/09 - $0.02
52 WEEK LOW
01/6/10 - $0.01
MARKET CAP
324.4M
AVERAGE VOLUME 10 D
20.5M
EPS TTM
$0.0078
SHARES OUTSTANDING
16.2B
EX-DATE
03/25/03
P/E TTM
2.6x
DIVIDEND
--
DIVIDEND YIELD
--
K = Thousands M = Millions B = Billions
DIVIDEND :
The sapphire have specific info abourt its dividend
INTRODUCTION :
Envisioned to operate as a progressive and dynamic banking entity,
Atlas Bank today stands as a firm reality with a futuristic approach
to help manage personal and commercial finances with ease and
convenience.
Poised to offer an extensive range of commercial banking services,
lucrative assets and liability products, Atlas Bank will be catering to
satisfy and exceed the needs of its valuable customers. With a
devoted and professional team endeavoring to top off the
satisfaction of the customers, Atlas Bank will provide leasing,
financing and trade finance along with export re-finance and wealth
management services. In addition, brokerage and corporate
advisory services will also be offered through its wholly owned
subsidiary. The wide range of asset and liability products being
designed will not only suit the needs of customers but will also make
financial management convenient for them through innovative
deposit schemes that will provide most favorable profit and security
with monthly, quarterly, semi-annual and term income options or
alternatively nest eggs for long term planning. It will provide
solutions for multiple requirements of clients of diverse financial
nature on both institutional and individual levels through its array of
funded and non-funded products and services.
HISTORY :
Atlas Bank Limited is supported by the trusted equity of Atlas Group,
a leading manufacturing, financial services and trading group that
has been at the forefront of country’s economic development since
1962. With a long-term credit rating of A- and a short-term credit
rating of A2 by PACRA, Atlas Bank began its journey back in the year
1990 when Atlas Group and the Bank of Tokyo-Mitsubishi Limited
entered a joint venture as Atlas Investment Bank Limited. Later in
2002, the Bank established a merger with Atlas Lease Limited and
acquired Dawood Bank Limited in December 2005 and renamed it
as Atlas Bank Limited and merged Atlas Investment Bank in to Atlas
Bank in 2006. Atlas Capital Markets (Private) Limited was also
incorporated in 2006 and is currently a wholly owned subsidiary of
the bank. Atlas Bank's Working Capital Finance is a running finance facility
suitably structured to your business needs. It helps to meet your working capital
requirement and short-term funding needs and allows you to leverage every business
opportunity that comes your way. Once approved, you can withdraw any amount up
to the sanctioned limit. Interest is charged only on the amount utilized.
Salient Features:
Facility: Running Finance
Financing Limits: Minimum Rs. 2 million, Maximum Rs. 75 million.
Primary Security: Residential, commercial property and land.
Repayment: Monthly debt servicing on daily outstanding balance.
Servicing: Through designated sales offices and branches.
Balance Transfer Facility: Available with special incentive.
Additional Benefits:
Free inter-branch transactions.
You can avail up to 6 free pay orders.
Mobile banking facility.
REFERENCE :
http://www.atlasbank.com.pk/index.shtml
http://investing.businessweek.com/research/stocks/earnings/earnings.asp?
ticker=PAEL:PA
http://investing.businessweek.com/research/stocks/earnings/earnings.asp?
ticker=PAEL:PA
http://www.sapphire.com.pk/home.htm