use this form to help settle The Ramos Law Firm debts with ... · If a debt is yours: Seven Factors...

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use this form to help settle debts with creditors to whom am i speaking? and your extension? i am calling about account number.. Action Log This is where you keep records of what is going on with this creditor. date time notes the collector does not cooperate collector refuses to provide information why do you not want to answer my questions? i want to resolve this issue. why will you not help me? .... if you can not help me, then who can help me in your company? i am not willing to pay any alleged debt until i receive answers to my questions first. This worksheet is copyrighted by XCR Solutions LLC 2014 Distributed by The Ramos Law Firm. Provided by The Ramos Law Firm txclf.com Acct No Company Name:___________________________________ Phone No.:_______________________________________ did you find me by that account number? yes no Can you pull it up by my social? Do you know what may have happened to this account? without admissions to liablilty or damages, i would like to settle this debt See Settlment Chart debt settlement chart 100% 80% 70% 60% 50% 40% 30% 25% 20% 10% 5% $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ $________ yes Return to left side no $_______ yes no can accept today? i am sorry, but for an amt that i do not owe, i can not pay more i will call back later. (hang up) yes no great. i am glad you can accept this settlement. now we need to talk about how it is going to appear on my credit report. i my credit report. can you do this? yes no great. now that we have agreed upon an amount and how it is going to appear on my credit report, i need you to send this receive it, i can make payment. i will not make payment until if they will not delete, then they can show as -0- paid balance See More Instructions on the back of this form. (214) 556-2300

Transcript of use this form to help settle The Ramos Law Firm debts with ... · If a debt is yours: Seven Factors...

Page 1: use this form to help settle The Ramos Law Firm debts with ... · If a debt is yours: Seven Factors that value a debt: 1) Age 2) Collection stage 3) Fee structure 4) Amount owed 5)

use this form to help settledebts with creditors

to whom am i speaking?

and your extension?

i am calling about account number..

Action Log This is where you keep records of what is going on with this creditor.

date time notes

the collector does not cooperate

collector refuses to provide information

why do you not want to answer my questions?

i want to resolve this issue. why will you nothelp me? .... if you can not help me, then who can help me in your company?

i am not willing to pay any alleged debt until i receive answers to my questions first.

This worksheet is copyrighted by XCR Solutions LLC 2014Distributed by The Ramos Law Firm.

Provided by

The Ramos Law Firmtxclf.com

A c c t N o

Company Name:___________________________________

Phone No.:_______________________________________

did you find me by that account number?

yes noCan you pull it up by my social?Do you know what may have happened to this account?

without admissions to liablilty or damages, i would like to settle this debt See Settlment Chart

debt settlement chart

100%

80%

70%

60%

50%

40%

30%

25%

20%

10%

5%

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

$________ yesReturn to left side

no $_______

yes no

can accept today?

i am sorry, but for an amt that ido not owe, i can not pay more

i will call back later. (hang up)

yes no

great. i am glad you can acceptthis settlement. now we need totalk about how it is going to appear on my credit report. i

my credit report. can you do this?

yes no

great. now that we have agreedupon an amount and how it isgoing to appear on my creditreport, i need you to send this

receive it, i can make payment.i will not make payment until

if they will notdelete, then they canshow as -0- paid balance

See More Instructions on theback of this form.

(214) 556-2300

Page 2: use this form to help settle The Ramos Law Firm debts with ... · If a debt is yours: Seven Factors that value a debt: 1) Age 2) Collection stage 3) Fee structure 4) Amount owed 5)

use this form to help settledebts with creditors

Action Log This is where you keep records of what is going on with this creditor.

date time notes

when you receive your settlement offer

This worksheet is copyrighted by XCR Solutions LLC 2014Distributed by The Ramos Law Firm

Provided by

The Ramos Law Firmtxclf.com

Paying the for the settlement

(214) 556-2300

If a debt is yours:

Seven Factors that value a debt:1) Age2) Collection stage3) Fee structure4) Amount owed5) The economy6) The payment terms7) How it will report

Negotiating settlement amount:

report.

TIPS

hang up.

will.

writing.

cashed check.

when you receive your settlement offer

these key words there may be a problem.

3) That it clearly states how it will appear on the credit report.

____________________________________

SignatureFor Acct# 122-7578

Sample

NOITCAFSITAS

DN

A DR

OCCArof lluF ni tne

myaPe

maN ruoY / 8757-221 # tccA

agree with its terms, you will need to send a payment to the creditor to in accordance with your agreement.

Usually you can make payment via check, money order, or cashiers check. When you sendpayment, you will need to mail it via a trackable

When you write your check make sure that you

will also want to turn the check over and write on