UNITED WAY 2017 ALICE Report - TBRPC...• In 2009, the United Way of Northern New Jersey...
Transcript of UNITED WAY 2017 ALICE Report - TBRPC...• In 2009, the United Way of Northern New Jersey...
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Presented by With support from
United Way ALICE Report
Tampa Bay Regional Planning Council
June 14th, 2019
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Poverty
• Based on 1955’s Department of Agriculture's economical
food plan which assumed families spend a third of their
income on food.
• Therefore, they just took the average amount spent on food,
multiplied by 3, and got the federal poverty line!
Source: Federal Reserve Bank of St. Louis: https://www.stlouisfed.org/publications/regional-
economist/july-2012/understanding-poverty-measures-and-the-call-to-update-them
• Created in the 1960’s. Federal guideline for
an individual who does not have enough
money to support themselves…
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ALICE
All ALICE data available at: https://www.unitedforalice.org/
More specifically: https://www.unitedforalice.org/florida
• In 2009, the United Way of Northern New Jersey
commissioned Dr. Stephanie Hoopes, a researcher
from Rutgers University - Newark, to conduct a pilot
research study focusing on the circumstances of
low-income households in Morris County.
• In 2014, Florida’s first United Way ALICE Report was
released.
• The initial study has grown to include United Ways,
corporations, and foundations in 19 states in a
movement to change the national dialogue about
financial hardship.
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Asset Limited
Income Constrained
Employed
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• Of Florida’s 7.5 million households
(20.6 million people), 14% earn
below the FPL, and another 32%
are ALICE.
• Florida ALICE level:
•$20,712 for single adult
•$55,164 for family of four
• Federal Poverty Levels:
•$12,060 for single adult
•$24,600 for family of four
14%
32%54%
Percentage of Florida households
Poverty
ALICE
Above ALICE threshold
Who is Alice?
Source: United Way ALICE 2018 update. Research from
ALICE Project out of United Way of Northern New Jersey
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• Housing – below average size & cost
including utilities
• Childcare – the cheapest legal home-
based childcare
• Food – careful purchasing &
preparation with no eating out
• Transportation – Gas, insurance &
basic maintenance only
• Healthcare – basic out-of-pocket costs
with no insurance premiums & ACA
penalty
• Miscellaneous – minor cost overruns
& other essentials
• Taxes – Social Security, Medicare,
income taxes & credits
2018 ALICE Report
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Household Survival Budget – Hillsborough, Manatee, Pasco,
and Pinellas, Florida 2016
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2018 Key Takeaways
• Our communities are improving, but there is still much work to be done
• Number of people struggling in poverty has reduced
• BUT the number of people above ALICE have also reduced
• Systemic inequity continues to allow some groups to struggle more
• Single-parent households, households under 25, and Hispanic and
Black households all have fewer people above ALICE than their
counterparts
• Solutions require comprehensive approaches to our families and need
to address a variety of financial stability foci
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Families in poverty are going down, but so are families above ALICE.
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Here, poverty and ALICE are a little lower, but not by much
. Households by Income – Hillsborough, Manatee, Pasco, and
Pinellas, Florida 2010 - 2016
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All areas of Florida need support, but rural Florida has the greatest below
ALICE.
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Data can be broken down by various geographic areas (including multiple
counties)
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In our area, pockets of communities have higher rates than others.
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Notes on the data
• Data can be grouped by any county or mix of counties and can be broken
down by:
• Congressional District
• Place
• PUMA
• Sub-County
• Zip Code
• All data available in excel format and each area listed above has
GEO.id2 and GEO.display_label information
• For the most part, Congressional District and PUMA use ACS 1-year
estimates.
• ZIP code, Sub-County, and Place use ACS 5-year estimates
• Full methodology available at:
• https://www.unitedforalice.org/methodology
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Single headed families (especially single female-headed households) struggle
significantly more than married groups.
Families with Children – Hillsborough, Manatee, Pasco, and
Pinellas, Florida 2016
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Households aged under 25 struggle significantly. Those over 65 are the next hardest
hit.
Households by Age – Hillsborough, Manatee, Pasco, and Pinellas,
Florida 2016
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Hispanic and Black households struggle significantly more than their racial
counterparts.
Households by Race / Ethnicity – Hillsborough, Manatee, Pasco,
and Pinellas, Florida 2016
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~2/5 of all private jobs in the area are small business. Highest wages are in businesses
that employ 50 – 249 employees. Reminder: annual ALICE budget for family of 4 is
$58,776 ($21,684 for single adult)
Employment by Firm Size with Average Annual Wages –
Hillsborough, Manatee, Pasco, and Pinellas, Florida 2016
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• While unemployment is falling, underemployment remains high.
• 1.1 million jobs were reported being created from 2010 - 2016
• In Florida, unemployment in 2016 was 4.9 percent, though
underemployment was 10.3 percent.
• Low-wage jobs also “dominate the employment landscape”.
• An increase in the gig economy is leading to increased income, but also
increased financial instability.
• Nationally, 29 percent of workers have a second job.
• 18 percent of full-time public school teachers have a second job.
• Basic cost of living is still on the rise.
Possible Reasons Why
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Across all of Florida, 67% of all jobs pay less than $20 an hour, which is not
enough to reach the ALICE threshold.
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The 2018 ALICE report suggests the following:
• Reduce the widening skills gap
• Support stable and viable employment
• Increase savings and assets
• Address Systemic Bias
What Can We Do?
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Presented by With support from
• VITA – Volunteer Income Tax Assistance
• Free Tax Prep to low-income clients
• BankOn
• Working with Institutions to provide safe and affordable accounts for clients
• Financial Coaching
• Connecting skilled mentors to those who want guidance
• Suncoast Campaign for Grade Level Reading
• Reading proficiency by third grade - Important Predictor for Highschool graduation & Career
Success
• IDA – Individual Development Accounts
• Matched savings accounts to build assets (education, transportation, etc)
• FAFSA – Free Application for Federal Student Aid
• Part of a coalition to help students apply for free aid for college
• Workforce Development
• Connecting and upskilling individuals and employers for sustainable employment
What Are We Doing?
WalkWithALICE.com