UNEDITED GENERAL AWARENESS PART 2

(51) Which are the Greece's creditor institutions ?Three.IMFECB = European Central BankEuropean CommissionThey are called the Troika

(52) Atal Pension Yojanais for all bank account holders aged between 18 and 40 years.Pension can be availed from the age of 60 years On the death of the pensioner , life partner will get. After the death of the life partner , nominee will get.

(54) The Vatican signed a treaty with whom this month ?The state of Palestine.Why the Church signed a treaty ?To improve relations between Israel and the Palestinians.The accord is a result of 15 years of negotiations .But Israel is irked by Vatican's recognition of Palestine.[6/27, 9:54 AM] Kalyanram1 Sir Bank Coaching: (55) What is OFS ?Offer For Sale.What's the latest SEBI directive on OFS ?Companies should disclose their OFS plans two banking days in advance . This SEBI directive may help the Governments disinvestment programme.Earlier the advance notice period was two trading days . Now it's two banking days.[6/27, 10:17 AM] Kalyanram1 Sir Bank Coaching: (56) How many IIM s are there in our country ?13[29/06 09:07]K2323232323@gmail.com: (60) Germany plans to close all its nuclear plants by which year ?2022[29/06 10:05]K2323232323@gmail.com: (61) Greece is in news everyday.Who is the PM of Greece ?Alexis TsiprasWho is the Finance minister of Greece ?Yanis Varoufakis.[29/06 10:09]K2323232323@gmail.com: (62) What is the share of PSU banks in the total lending of all banks for the quarter ended March 31, 2015 ?79 %(Private banks 21 % )[29/06 10:25]K2323232323@gmail.com: (63) Which stock exchange index hit an all time high in June 2015 , crossing the previous all time high it recorded 15 years back ?NASDAQ 100[29/06 10:26]K2323232323@gmail.com: (64) Did NASDAQ index also created all time high ?(65) What are DOW and NASDAQ ? What is NIKKEI ?[29/06 19:15]K2323232323@gmail.com: (66) Who is the European Commission Chief ?Jean-Claude Juncker[29/06 19:25]K2323232323@gmail.com: (67) Maggie noodles were withdrawn by which company ?Nestl.Who withdrew Knorr instant noodles ?Hindustan Lever.Which company withdrew it's instant noodles brand ' Top Ramen' from the Indian market ?Indo NissinFSSAI has told that these noodles have lead beyond permissible levels along with which taste enhancer ?Monosodium Glutamate (MSG)[29/06 19:35]K2323232323@gmail.com: (68) 196 countries will meet in which city in December 2015 , to sign a new climate change agreement?Le Bourget , Paris , FranceNegotiations in 2009 are known as ?Copenhagen negotiations.[29/06 19:40]K2323232323@gmail.com: (69) Which country has decided to pare its $ 900 billion sovereign fund's exposure to coal , terming the investments a " Climate risk and a future economic risk " ?Norway.[29/06 19:40]K2323232323@gmail.com: (70 ) In 2014 , the world added a record --GW of renewable energy capacity ( 37 % wind , 33 % solar)128 GW .India added ......?[29/06 19:43]K2323232323@gmail.com: (71) In AIIB, China holds what percentage stake ?30.34 %India will have the second largest share in the bank.Authorised capital stock of the bank = US $ 100 billion.( China will have 26.06 % voting rights in the bank )[29/06 20:09]K2323232323@gmail.com: (72) FIFA has decided to hold 2022 football world cup in which country ?Qatar.What is FIFA ?[30/06 09:39]K2323232323@gmail.com: (73) What was the currency of Greece , before Greece adopted Euro ?Drachma.[30/06 09:40]K2323232323@gmail.com: (74) Troika means what ?[30/06 09:41]K2323232323@gmail.com: (75) What happened to the bailout money given to Greece by Troika ?Most of that money was used to pay off the international lenders .[30/06 10:09]K2323232323@gmail.com: (76) What was the total bailout money received by Greece , in the two bailout packages since 2010 ?US $ 268 billion.[30/06 10:11]K2323232323@gmail.com: (77) PM Tsipras won the January elections in Greece . He belongs to which party ?Left-wing Syriza.[30/06 10:12]K2323232323@gmail.com: (78) Now ( June last week) , Greece banks have been closed for a week. What is the maximum withdrawal allowed ?60 Euro[30/06 10:35]K2323232323@gmail.com: (79) Which country is the largest shareholder in AIIB ?China ( 30.34 %)Second largest shareholder ?India ( 8.52 %)[30/06 10:36]K2323232323@gmail.com: (80) Who is the Finance minister of China?Lou Jiwei[30/06 10:47]K2323232323@gmail.com: (81) What is Competition Commission of India?What is it's main objective?[30/06 17:21]K2323232323@gmail.com: (82) Which among M1, M 2 , M3 , securities and call money ,is the most liquid money ?M1[30/06 17:21]K2323232323@gmail.com: (83) What is M1 , M 2 , M3 ?[30/06 17:22]K2323232323@gmail.com: (84) What is Capital Market ?Capital Market consists of ?[30/06 17:24]K2323232323@gmail.com: (85) What are Commercial Paper and Certificates Of Deposit ? Who can issue them ?[30/06 17:26]K2323232323@gmail.com: (86) Section 80 E of the Income tax act provides for ....education loan...What is that ?( This Qn has come in SBI Clerical 23 Aug 2014)[30/06 17:32]K2323232323@gmail.com: (87) Maximum time frame for collection of cheques drawn on state capitals is7 days.Other major cities 10 daysOther locations 14 days( This Qn has come in SBI Clerical 23 Aug 2014 )[30/06 17:39]K2323232323@gmail.com: (88)If there is any delay in collection beyond this period , customer is entitled to receive compensation at the rate specified in ----of the concerned bank ?Cheque Collection Policy ( CCP)[30/06 17:40]K2323232323@gmail.com: (89) What is BSBDA ?What kinds of services are available free in BSBDA ?[30/06 19:25]K2323232323@gmail.com: (90) Which is the first G7 nation to join AIIB ?United Kingdom[30/06 19:25]K2323232323@gmail.com: (91) Which Asian country , opted out of AIIB membership ?Japan[30/06 19:28]K2323232323@gmail.com: (92) What is CNN ?Cable News Network.It's a English news Channel. America.CNN and which Indian media firm are going to part ways in January 2016 , at the end of their ten years branch licensing agreement for CNN in india ?TV 18 broadcast Limited.[30/06 19:34]K2323232323@gmail.com: (93) What is MSP ?Minimum Support Price.What does that mean ?MSP is for how many commodities ?Who recommends MSP ?CACP. Commission for Agricultural Costs and Prices.[30/06 19:36]K2323232323@gmail.com: (94) We import 20 % of our pulses requirement.Reason : Low MSP and poor yield has made pulses an unattractive crop for farmers.[02/07 18:56]K2323232323@gmail.com: Purchasing Managers Index slips to 51.3, indicating a weakening in the economic recoveryManufacturing activity in the country slowed marginally due to subdued growth in new orders, with the Purchasing Managers Index (PMI) falling to 51.3 in June from 52.6 in May, says a survey.The survey by Markit, now known as Nikkei India Manufacturing PMI and earlier known as HSBC India Manufacturing PMI, is based on responses of purchasing executives in over 300 industrial companies.[02/07 19:00]K2323232323@gmail.com: (95) What is PMI ?Purchasing Managers Index .Who compiles it ?HSBC was compiling it in India. Now , it is compiled by Markit.Who is Markit ?How it is now known as ?Nikkei India Manufacturing PMI.It is based on responses of purchasing executives in how many industrial companies?Over 300What do the readings indicate ?A reading of 50 or above indicates expansion. Below 50 means contraction.[04/07 07:22]K2323232323@gmail.com: (96) AIIB has how many members ?57.Any European country is a member of AIIB ?Yes. Great Britain, Germany and France.[04/07 07:22]K2323232323@gmail.com: (97) What is Chinas new Silk Road Project ?[04/07 07:24]K2323232323@gmail.com: (98) What is China's One Belt , One Road Project ?[04/07 07:26]K2323232323@gmail.com: (99) AIIB transactions would be denominated in which currency ?US Dollars.[04/07 10:02]K2323232323@gmail.com: (100 ) What is the expansion for MUDRA Bank ?...What is the objective ?It will meet the funding requirements of 5.77 crore MSMEs engaged in manufacturing, trading and services.What is the Seed capital of Mudra Bank ?Rs 250 crores.The bank plans to finance MSMEs to the tune of Rs 20,000 crores through banks by March end.Who is the CEO of Mudra Bank ?Jiji Mammeen.Is it an NBFC ?Yes.Where is the head office of the Bank ?...[06/07 09:07]K2323232323@gmail.com: (101) Branch-less on line banks such as First-e, Smile exist in the world.Which is the first bank without any physical branch and focused on a mobile app , to get a license , according to Bank of England ?Atom Bank. ( It's a online only bank . No website also. It will operate only through a mobile app)[06/07 18:37]K2323232323@gmail.com: (102 ) What is SECC ?Socio Economic Caste Census.What's the news about SECC ?Released for the first time in 80 years.SECC will be the basis of various targets of Govt programmes.[06/07 18:47]K2323232323@gmail.com: (103) Which country has suspended IPOs yesterday ( July 5 , 2015 ) ?China.Why ?This may prevent money from going to IPOs. That money might come to stock market where shares are traded ( Stock markets in China are crashing, largest three week drop since 1992)[06/07 18:51]K2323232323@gmail.com: (104) What are IPOs ?Initial Public Offerings.What does that mean ?If a company wants to raise money from the public by giving shares to the public , it has to come out with an IPO.If a company comes to the public for second time , third time etc , it's known asFPO = Follow on Public Offer.Should the company get SEBI's approval before coming out with IPO , FPO etc ?Yes.SEBI = Securities and Exchange Board of India.SEBI is the regulator for capital markets in India.[06/07 19:03]K2323232323@gmail.com: (105) What is Eurozone ?It refers to the countries which have adopted Euro as their common currency.Which country is the latest entrant to Eurozone ?Lithuania.It joined on 01 January 2015.How many countries are now members of Euro zone ?19.Lithuania was part of Soviet Union.The currency of Lithuania was ?Lita.[06/07 19:05]K2323232323@gmail.com: (106) Which is the only EU country with a target date to start using the Euro ?Romania. 2019.[06/07 19:08]K2323232323@gmail.com: (107) Which are the established EU members who have opted out of using the Euro ?Denmark and the U.K.[06/07 19:12]K2323232323@gmail.com: (108) Which are the newer EUmembers who have also not adopted Euro as their common currency ?Bulgaria, Croatia, Czech Republic, Hungary and Poland.[06/07 19:51]K2323232323@gmail.com: (109) Which is India's biggest airline ?Indigo.Who is the owner of Indigo ?InterGlobe Aviation Ltd.Why it is in news ?It plans to raise around Rs 2,500 crore in IPO.[07/07 09:59]K2323232323@gmail.com: (110) Who has been named as AIIB Chief by China ?Jin Liqun ,a former finance minister and currently, the secretary general of the interim multilateral secretariat for establishing AIIB.[08/07 10:16]K2323232323@gmail.com: (111) What is CCEA ?Cabinet Committee on Economic Affairs.CCEA has announced plans for a " National Agricultural Market". What is that ?Integration of 585 major regulated mandis through electronic platform , in three years.[08/07 10:18]K2323232323@gmail.com: (112) What is SFAC ?Small Farmers Agribusiness Consortium.What is APMC ?Agricultural Produce Marketing Committee.[08/07 10:21]K2323232323@gmail.com: (113)Recently, Supreme Court has ruled that SEBI has powers to regulate what ?GDRs. Global Depository Receipts.[08/07 10:22]K2323232323@gmail.com: (114)What are GDRs, ADRs and IDRs ?Which Indian company was the first to come out with GDR ? ADR ? IDR ?[09/07 10:20]K2323232323@gmail.com: (115)What is ULIP ?Unit Linked Insurance PlanWhat is that ?[09/07 10:28]K2323232323@gmail.com: (116)Who is the first among the private sector to head a public sector financial institution ?Sriram Kalyanaraman.He is going to be MD & CEO of National Housing Bank.[09/07 10:33]K2323232323@gmail.com: (117 )We read in newspapers everyday about changes in Labour Laws . Who is the Union Minister of State for Labour ?Bandaru Dattatreya.Why labour laws are being changed ?[09/07 10:36]K2323232323@gmail.com: (118)PM Modi is now in Kazakhstan. Who is the president of Kazakhstan?Nursultan Nazarbayev.[09/07 10:37]K2323232323@gmail.com: (119)Kazakhstan has world's second largest reserves of ?[09/07 10:38]K2323232323@gmail.com: (120)What is TAPI pipeline?Turkmenistan Afghanistan Pakistan India[10/07 09:08]K2323232323@gmail.com: (121)BRICS Summit was recently held in ?Ufa , Russia.July 2015.A joint statement at the end of the summit welcomed the establishment of CRA. What is CRA ?Contingent Reserve Agreement.What is that ?Allowing BRICS members to provide mutual financial support . This is a valuable contribution to the global financial safety net.Who hosted the summit ?Russian President Vladimir Putin.Who attended the summit ?Our PM.Brazil's Dilma Rouseff.Chinas Xi JinpingSouth Africa's Jacob Zuma.BRICS nations form what % of the world's population?44 %BRICS nations contribute 40 % to the global GDP and 18 % to the world trade.[10/07 10:07]K2323232323@gmail.com: (122) Who releases World Economic Outlook report ?IMF.The latest report was released in ?July 2015.As per the latest report , global growth will be ?3.3 % this year.(IMF predicted 3.5 % in April. It has now lowered its forecast) .And 3.8 % next year.What reason IMF gives for lowering the growth forecast ?IMF says that US economy is the main reason.The US economy contracted in the first quarter , hurt by unusually heavy snowfalls, a resurgent dollar and disruptions at West coast ports.Has IMF changed the growth forecast for India ?No. It has kept India's economic growth forecast unchanged at 7.5 % for 2015-16.( Our Government's expectation is 8 % growth).[11/07 07:07]K2323232323@gmail.com: (123)What is IKEA ?Swedish Furnishing Company.What is the expansion for IKEA ?Where is IKEA going to set up its first store in India ?Hyderabad.Though IKEA has 361 stores globally , in almost every country , why IKEA did not open any store in India ?For IKEA to open a store in India, 100 % FDI in single brand retail must be allowed. India allowed that only some time back .What is the difference between Single brand retail and multi brand retail ?Do we allow 100 % FDI in multi brand retail ?What are the benefits of allowing FDI in retail ?[11/07 07:52]K2323232323@gmail.com: (124)UHNW = Ultra High Net Worth Individuals.Who are they ?Those with a net worth of more than $ 30 million.India is ranked sixth as far as UHNW is concerned.India has the 14 th largest millionaire population in the world.The U.S., Japan , China and the U.K. are leading the pack.---Stark inequality----Number of billionaires in India is not commensurate with its relatively smaller GDP.This implies stark inequality in India[11/07 07:57]K2323232323@gmail.com: (125)As per World Bank's latest data , what was India's gross national income per person ?$ 1610 (around Rs 1 lakh)a year , during 2014.($ 1560 in 2013)(As per SECC , most of rural India is still languishing in poverty )[11/07 08:05]K2323232323@gmail.com: (126)What is SCO ?Shanghai Cooperation Organisation.It is based in ?Beijing.Who are the members ?China , Russia , Kazakhstan, Kyrgyzstan, Uzbekistan and Tajikistan.What is the latest news ?India has observer status in SCO. But India , has now been accepted as a full member of SCO . India to become full member by 2016.What is the benefit to India ?[11/07 08:58]K2323232323@gmail.com: (127)What are ETFs ?Exchange Traded Funds.ETFs are passive funds which track the performance of an index on a real-time basis. They can be bought and sold on a stock exchange, like shares. They enjoy higher liquidity. They charge lower management fees .[11/07 10:03]K2323232323@gmail.com: (128) What is the new name for the BRICS bank ?New Development Bank.What is the initial paid up capital ?$ 50 billion.The combined GDP of the BRICS countries was half of the GDP of the US in 2007But , their combined GDP equals that of US.( to be edited)[11/07 19:40]K2323232323@gmail.com: (128) What is the new name for the BRICS bank ?New Development Bank.What is the initial paid up capital ?$ 50 billion.Contingency Reserve Fund =$ 100 billionThis is for what ?To meet currency crises ( note the spelling ) and balance of payment contingencies. .)----The most significant feature of NDB is its intent to promote trade between member countries in their respective currencies rather than in dollar .This could insulate about 15 % of world trade from the dollar.----The combined GDP of the BRICS countries was half of the GDP of the US in 2007But , their combined GDP now , equals that of US.[13/07 10:11]K2323232323@gmail.com: (129) Which Indian tennis player became the first from India to win a women's doubles Grand Slam trophy ?Sania Mirza.Who was her partner ?Swiss partner Martina Hingis.Where ?In Wimbledon, London.[13/07 10:39]K2323232323@gmail.com: (130)What is RCEP ?Regional Comprehensive Economic Partnership.RCEP was launched in 2012.It comprises 10 economies of the ASEAN and 6 of its free trade partners ( Australia, China, India , Japan , New Zealand and South Korea)

RCEP is going to be held in which place in August 2015 ?Myanmar's capital Nay Pyi Taw.Before this meeting , trade ministers from all member countries will meet in Malaysia.Any positive outcomes of the meetings held so far ?Nothing .[13/07 10:42]K2323232323@gmail.com: (131) What is ASEAN ?Association of South East Asian Nations.Is India, part of ASEAN ?No.[13/07 10:46]K2323232323@gmail.com: (132) What is TPP ?Trans-Pacific Partnership.TPP is led by US.India is not part of TPP.RCEP will come as a reply to TPP.[13/07 11:05]K2323232323@gmail.com: (133)This month ( July 2015 ) , the cabinet cleared a proposal to set up National Common Electronic Market , with an initial allocation of how many crores to be spent over 5 years starting from 2015-16 ?Rs 200 crore.This proposed National Agriculture Market (NAM) will help whom ? How will it function ?Farmers and buyers will sell and purchase their products through an electronic platform.What is the objective ?To bring down food prices by ironing out price differentials that exist across the country by curbing the tendency to hoard etc. ..[13/07 16:39]K2323232323@gmail.com: (134 )Socio-Economic and Caste Census points to an illiteracy level of 36 per cent in rural India. A per capita monthly income of 7,400, with only 8 per cent of the rural population earning more than 10,000, underscores the serious rural-urban disparity,[13/07 16:40]K2323232323@gmail.com: (135)Female literacy is total in China and Sri Lanka as against less than 75 per cent in India.[13/07 18:59]K2323232323@gmail.com: (136)SEBI has raised the minimum contract size for equity derivatives to Rs 5 lacs from Rs 2 lacs earlier.What is the reason ?[13/07 19:03]K2323232323@gmail.com: (137)Greece has received two previous bailouts, totaling 240 billion euros ($268 billion),[13/07 19:04]K2323232323@gmail.com: (138 )Greek debt stands at around 320 billion euros ($357 billion) a staggering 180 per cent or so of the countrys annual gross domestic product[13/07 19:41]K2323232323@gmail.com: (139)What is Vyapam ?Madhya Pradesh Vyavasayik Pareeksha Mandal[14/07 10:16]K2323232323@gmail.com: (140)Who is the new finance minister of Greece ?Euclid Tsakalotos.[14/07 10:50]K2323232323@gmail.com: (141)Which has become the first European Union state to be fined for misreporting budget data ?Spain.European council has given this information.Recommended by European Commission.[14/07 19:08]K2323232323@gmail.com: (142)In which financial year did our country achieve double digit growth since independence ?1988-8910.2 %[14/07 19:10]K2323232323@gmail.com: (143)Who is the National Statistical Commission ( NSC) Chairman ?Pronab Sen.[14/07 19:19]K2323232323@gmail.com: (144)In April 2015 , RBI slapped a penalty of Rs 1.5 crore each on 3 PSU banks - BOM , Dena bank and OBC , for what ?For violating KYC AML rules.[14/07 19:37]K2323232323@gmail.com: (145)Which agency has been tasked with the responsibility of being the lead promoter of NAM ?( NAM = National Agricultural Market )SFAC = Small Farmers' Agribusiness Consortium.[14/07 19:48]K2323232323@gmail.com: (146)In the third bailout package for Greece, how much Greece assets will be handed over to a special fund that will be dedicated solely to pay off debt ?50 billion Euro of Greece assets.In return , how much bailout funds will Greece get ?82-86 billion Euro[14/07 19:54]K2323232323@gmail.com: (147)As per SEBI rules , what is the maximum time allowed from the closing date of an IPO to the listing date ?13 days ( 13 days OR 13 working days ? )SEBI has now decided to reduce this time to how many days from 2016 ?7 days.[14/07 19:59]K2323232323@gmail.com: (148)ASBA is now compulsory for whom ?For all investors except retail ( those investing less than Rs 2 lakh)What's the change now ?From January 2016 ,ASBA is compulsory for everyone[14/07 20:19]K2323232323@gmail.com: (149)In markets such as the US , "when-issued" option is there , where investors can start trading in shares immediately.[14/07 20:22]K2323232323@gmail.com: (150)Banking and Financial Institutions stocks contribute how much to Nifty index ?Around 31 %[15/07 12:38]K2323232323@gmail.com: (151)In 2011 ,Bombay Stock Exchange , officially changed its name toBSE Limited.[15/07 12:40]K2323232323@gmail.com: (152)GIFT has appointed whom as it's new MD and group CEO , w.e.f. August 1 ?Ajit Kumar Pandey.What is GIFT ?[15/07 19:09]K2323232323@gmail.com: (153)Iran reached a nuclear deal on 14 July 2015 with whom ?Six major world powers.What is the deal about ?Iran has agreed to long term curbs on its nuclear programme. Sanctions imposed on Iran will be lifted .Who imposed the sanctions on Iran ?The US , the European Union and the United Nations.Who is the president of Iran ?Hassan Rouhani.Israeli PM has criticised the deal . Who is the PM of Israel ?Benjamin Netanyahu.What are the benefits to India ?(A) Oil prices may come down further helping the Govt cut subsidy. ( I expect the opposite to happen)(B) India will gain from easier access to Iranian crude oil[15/07 19:19]K2323232323@gmail.com: (154) What is Securitisation?Indian Securitisation market which was as high as Rs 63000 crores in March 2008 has dwindled to Rs 28000 crores in March 2014 ( as per RBI Dy Governor Mr. Gandhi ...business standard epaper page 6...15 July 2015)[15/07 19:46]K2323232323@gmail.com: (155) What is BCSBI ?Banking Code and Standards Board of India.What do they do ?[15/07 19:46]K2323232323@gmail.com: (156)Who is chairing the External Advisory Committee ( EAC) to evaluate applications for Small Finance Banks ?Usha Thorat.[15/07 19:46]K2323232323@gmail.com: (157)Who is chairing the EAC for payment banks ?Nachiket Mor.He is a director , Central Board , RBI .[15/07 19:46]K2323232323@gmail.com: (158)What has RBI done , recently , to improve customer service ?RBI has released a Charter of Customer Rights for banks to adopt.RBI has also asked banks to appoint Chief Customer Relations Officer ( Banking Ombudsman )[15/07 19:46]K2323232323@gmail.com: (159)When is the next monetary policy announcement of RBI ?August 4.[15/07 19:46]K2323232323@gmail.com: (160)How much percentage of Indian households live in rural areas as per SECC 2011 ?73.5 %(47 % ~ China)[15/07 19:46]K2323232323@gmail.com: (162)What is the key source of rural livelihood ?Manual casual labour.[15/07 19:46]K2323232323@gmail.com: (161)Of all rural households, only 30 % are engaged in cultivation.[15/07 19:47]K2323232323@gmail.com: (163)What percentage of rural Indians earn less than Rs 5000 per month ?74.5 %[15/07 19:58]K2323232323@gmail.com: (164)What are INDCs ?Intended Nationally Determined Contributions.What is that ?( It is in connection with the Paris Climate agreement to be held this year)[16/07 08:57]K2323232323@gmail.com: (165)RBI , on July 15 , 2015 , formed a panel to work out a medium term plan for financial inclusion. The panel will be chaired by whom ?Deepak Mohanty.[16/07 08:57]K2323232323@gmail.com: (166)What is CCIL ?Clearing Corporation of India.What do they do ?[16/07 09:09]K2323232323@gmail.com: (167)What is our latest trade deficit figures ?$ 10.8 billion in June 2015.Exports = $ 22 billionImports = $ 33 billion[16/07 09:09]K2323232323@gmail.com: (168) Our exports are falling continuously. What are the reasons ?(A) Weak global demand(B) sharp fall in petroleum product despatches(C) overvalued rupee.[16/07 09:29]K2323232323@gmail.com: (169)In Qn 153 , we saw about the nuclear deal. Iran signed the deal with whom ?Five permanent members of the UN security council and Germany. Totally 6.Why Germany ?Where was the deal signed ?Vienna.[16/07 19:06]K2323232323@gmail.com: (170)How is the Land bill known as ?The Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Bill 2015[16/07 19:06]K2323232323@gmail.com: (171)What % of India's population is below 35 years age ?65 %[16/07 19:06]K2323232323@gmail.com: (172)As per our PM , if China is known as the World's manufacturing factory , India can be the ....?World's human resource capital.[16/07 19:06]K2323232323@gmail.com: (173)PM launched the National Skill Development Mission to train how many Indians ? By which year ?400 million Indians by 2022[16/07 19:06]K2323232323@gmail.com: (174)FTP = Foreign Trade Policy.2015-2020Once in 5 years.The FTP 2015-2020 has set a target of achieving exports worth ? by which year ?$ 900 billion...2020[16/07 19:06]K2323232323@gmail.com: (175)Exporters are upset with the new FTP. Why ?The rate of rewards for merchandise exports has been reduced 2 to 7 % TO 2 to 5 %[16/07 19:17]K2323232323@gmail.com: (176) What is PMKVY ?Pradhan Mantri Kaushal Vikas Yojana.To encourage skill development for the youth by providing monetary rewards for successful completion of approved training programs.Rs 8000 per candidate.This scheme is from which ministry ?Ministry of Skill Development and Enterpreneurship ( MSDE)[16/07 19:17]K2323232323@gmail.com: (177)What % of India's population is below 25 years of age ?54 %[16/07 19:19]K2323232323@gmail.com: (178)What is NSDC ?National Skill Development Corporation India .Public Private Partnership.[16/07 19:59]K2323232323@gmail.com: (179)Which country is the ASEAN chair , this year ?Malaysia.[17/07 09:17]K2323232323@gmail.com: (180) Govt set up a panel to look into the levy of MAT on capital gains made by FIIs in past years.Who is the head of the panel ?Justice A P Shah[17/07 09:35]K2323232323@gmail.com: (181)What are PE funds , VC funds and Vulture funds ?[17/07 11:14]K2323232323@gmail.com: (182)Who is going to head the panel on caste data ?Arvind Panagariya.[17/07 11:26]K2323232323@gmail.com: (183)Who has been asked by Govt of India to renegotiate our countrys trade agreements ? ( because the Govt feels that India has given away too much in these agreements , negotiated over the years )Arvind Subramanian.Who is he ?Chief Economic Advisor.[17/07 11:45]K2323232323@gmail.com: (184)What is the base year for the Index of industrial production?2004-05[17/07 19:04]K2323232323@gmail.com: (185)Which is the world's third largest smartphone market ?India[17/07 19:46]K2323232323@gmail.com: (186)What is Competition Commission of India ?What is its objective ?Who is the chief ?[17/07 19:46]K2323232323@gmail.com: (187)What is Pradhan Mantri Suraksha Bima Yojana ?Accident Insurance worth Rs 2 lacs at Rs 12 per annum.For all bank account holders aged between 18 and 70 years[17/07 19:46]K2323232323@gmail.com: (188)What is Atal Pension Yojana?For all bank account holders aged between 18 and 40 years.Monthly pension from the age of 60 years based on the contribution.[17/07 19:46]K2323232323@gmail.com: (189)What is Pradhan Mantri Jeeven Jyoti Bima Yojana ?Life Insurance worth Rs 2 lacs at Rs 330 per annum.For all bank account holders aged between 18 and 50 years[17/07 19:46]K2323232323@gmail.com: (190)IPR = Intellectual property rights.Annual report from the US Trade Representative (USTR) on IPR released on April 30 , put India under ' priority watch list ' (PWL ) category[17/07 19:46]K2323232323@gmail.com: (191)What percentage of the country's population has bank account now ?Around 95 %[17/07 19:46]K2323232323@gmail.com: (192)Our PM has said that the country is run by small enterprises. Why did he say so ?55 million tiny enterprises employ 140 million people.Big industries accounted for the jobs of only a miniscule population[17/07 19:46]K2323232323@gmail.com: (193)Mudra bank and tiny enterprises.-----Our PM has said thatThe average credit need of a tiny enterprise is Rs 17,000.No bank provides such small loans.Mudra Bank has been created for this purpose .[17/07 19:46]K2323232323@gmail.com: (194)Which country successfully test fired a ballistic missile from a submarine ( in May 2015 ) ?North Korea.( This has created tensions)Who is the North Korean Leader ?Kim Jong-un.[18/07 05:48]K2323232323@gmail.com: (195)As per the 2011 census , what was the infant mortality rare in India ?42 ( per 1000 live births )[18/07 05:48]K2323232323@gmail.com: (196)As per the 2011 census ,What was the maternal mortality rate ?178 ( during 2010-12Maternal mortality ratio is the proportion of maternal deaths per 100,000 live births.[18/07 05:48]K2323232323@gmail.com: (197)What are Basel norms ?[18/07 05:48]K2323232323@gmail.com: (198) BASEL norms are based on 3 pillars. What are they ?[18/07 05:48]K2323232323@gmail.com: (199)Under BASEL II , BASEL norms stipulated 8 % CAR ( Capital Adequacy Ratio).RBI stipulated ?9 %[18/07 05:48]K2323232323@gmail.com: (200)Under Basel III , leverage ratio stipulated is 3 %But , RBI has stipulated ?4.5 %( RBI is cautious ).[18/07 05:48]K2323232323@gmail.com: (201)Indian companies raised more foreign capital in the past financial year than in any year since 1992-93.What was the amount raised in 2014-15 ?Rs 84,000 crores.What is the risk in this ?Currency risk is there. And Indian companies don't hedge their currency risk.[18/07 05:48]K2323232323@gmail.com: (202)What is hedging ?[18/07 05:48]K2323232323@gmail.com: (203)What is a hedge fund ?What is a mutual fund ?[18/07 11:40]K2323232323@gmail.com: (204)What is short selling ?Can a mutual fund do short selling ?[18/07 11:40]K2323232323@gmail.com: (205)Which is the only Indian Company among the world's 10 biggest consumer financial services firms ?HDFC = Housing Development Finance Corporation.( be careful.....not HDFC Bank ) . ( HDFC Bank is different from HDFC )HDFC is ranked seventh.American Express is number one.[18/07 11:40]K2323232323@gmail.com: (206)In the list of biggest major banks compiled by Forbes magazine , which is number one bank in the world ?China's ICBC .ICBC = Industrial and Commercial Bank of China.---China has 12 banks in the top 50 (in terms of total assets ) India - zero.----In the top 100 , China has 13 banks.The second largest bank in the world is China Construction Bank , China.State Bank of India ranks 75 in terms of assets . 298 in terms of profit. 152 in terms of mcap.[18/07 11:40]K2323232323@gmail.com: (207)In May 2015 , the black money bill was passed by the parliament. What is the full name of the bill ?The Undisclosed Foreign Income and Assets (Imposition of Tax) Bill, 2015.[18/07 11:40]K2323232323@gmail.com: (208) What are the salient features of the black money bill ?

Persons having undisclosed income abroad can come clean by paying 30 % tax and 30 % penalty.Those involved in terrorism and money laundering would not be allowed to make use of the compliance window.Once the compliance window closes , 30 % tax , 90 % penalty and criminal prosecution.Two month window to declare overseas assets and within 6 months , tax and penalty has to be paid.[18/07 11:40]K2323232323@gmail.com: (209)Recently , GIC Sovereign Fund of Singapore invested in the equity of ?Bandhan financial services , an MFI , which is to become a universal bank.[18/07 11:40]K2323232323@gmail.com: (210)What is Universal Bank ?[18/07 11:40]K2323232323@gmail.com: (211)In May 2015 , RBI had asked all public sector banks, large private and foreign banks to appoint an internal ombudsman for resolution of complaints.The internal ombudsman would be designated as ?Chief Customer Service Officer ( CCSO)[18/07 11:40]K2323232323@gmail.com: (212)The CCSO should not have earlier worked in the bank in which he/she is appointed.[18/07 11:40]K2323232323@gmail.com: (213)A sub-panel of the empowered committee of state finance ministers (EC) had recommendeda revenue-neutral rate at 12.77 per cent for the central GST and13.91 per cent for state GST,nearly 27 per cent combined.[18/07 11:40]K2323232323@gmail.com: (214)What is RNR ?Revenue-neutral rate (RNR) is the rate that allows Centre and states to sustain current revenues from tax collections.[18/07 11:40]K2323232323@gmail.com: (215)Currently, the Union excise duty rate is 12 per cent on most goods. Value-added tax (VAT) is 12.5 per cent in most states. This combines to 24.5 per cent. Then, there are purchase taxes in some states and a central sales tax of two per cent on inter-state movement of goods[18/07 11:40]K2323232323@gmail.com: (217)What is a balanced fund ?Those funds which invest 65 % in equities and 35 % in debt. SEBI is insisting on a 50 -50 mix.(A balanced fund should invest in both equity and in debt)[18/07 11:40]K2323232323@gmail.com: (216)The highest GST rate is 27 per cent in Hungary and the lowest is 1.5 per cent in Aruba[18/07 11:40]K2323232323@gmail.com: (218)What is Insider trading ?[18/07 11:40]K2323232323@gmail.com: (219)What is mis-selling ?[18/07 11:40]K2323232323@gmail.com: (220)What are derivatives ?Why are they called so ?[18/07 11:40]K2323232323@gmail.com: (221)Who is a Whistleblower ?What is Whistleblowers Protection Act , 2011 ?[18/07 11:40]K2323232323@gmail.com: (222)Indirect tax collections are up by more than 30 % this year compared to last year.Led by Excise duty.Customs duty and service tax collections have also gone up.[18/07 11:40]K2323232323@gmail.com: (223)Indirect tax collections are linked to industrial output which is measured by the Index of Industrial Production ( IIP)[18/07 11:40]K2323232323@gmail.com: (224)What is the 5/25 scheme ?[18/07 14:02]K2323232323@gmail.com: (225)What is RoA ?Return on Assets .What is RoA of the banking sector ?0.8 %----Private sector banks 1.6 %Public Sector Banks 0.5 %[18/07 14:02]K2323232323@gmail.com: (226)In 2014 -15 , FDI increased by what % compared to the previous financial year ?Which sector attracted the maximum FDI ?[18/07 14:02]K2323232323@gmail.com: (227)What is nomination facility in banks ?Who is a nominee ?[18/07 14:02]K2323232323@gmail.com: (229)Before coming out with an IPO , a prospectus should be filed with SEBI and ?What is a prospectus ?[18/07 14:02]K2323232323@gmail.com: (228 )IPO = Initial Public Offer.FPO = Follow on Public Offer.What is the difference between the two ?[18/07 14:02]K2323232323@gmail.com: (230)Who is an underwriter ?What is underwriting ?[18/07 14:02]K2323232323@gmail.com: (232)As per 2011 census , Indias population below the age of 35 years is ?[18/07 14:02]K2323232323@gmail.com: (231)What is Merchant Banking ?[18/07 14:02]K2323232323@gmail.com: (233)What is a Standard asset ?What is a sub-standard asset ?What is a doubtful asset ?[18/07 14:02]K2323232323@gmail.com: (234)CP = Commercial Paper.CD = Certificates of Deposit.What is the difference between the two ?[18/07 14:02]K2323232323@gmail.com: (235)CVV is an anti-fraud security feature that helps ............???CVV = ?[18/07 14:02]K2323232323@gmail.com: (236)Which are the Credit Information Companies in India ?[18/07 14:02]K2323232323@gmail.com: (237)Which are the Credit Rating Agencies in India ?[18/07 14:02]K2323232323@gmail.com: (238)Which are the International Credit Rating Agencies ?[18/07 14:02]K2323232323@gmail.com: (240)What is junk rating ?Which are the countries that have junk rating ?[18/07 14:02]K2323232323@gmail.com: (239)What credit rating is assigned to India ?to Greece ?[18/07 14:02]K2323232323@gmail.com: (241)Which are the countries that have the best possible rating ? What is that rating ? AAA + ???[18/07 14:02]K2323232323@gmail.com: (243)BIS = The Bank for International Settlements.Where it is located ?What is the role of BIS ?[18/07 14:02]K2323232323@gmail.com: (242)What is bouncing of cheque means ?[18/07 14:05]K2323232323@gmail.com: (244)TFA = Trade Facilitation Agreement.What is that ?[19/07 05:08]K2323232323@gmail.com: (245)Kudankulam power plant in tamilnadu is a joint project between India and ?Russia .Russian nuclear power corporation ---is expected to build 12 atomic power units in India .Rosatom.At present, Kudankulam generates 1000 MW power.[19/07 05:08]K2323232323@gmail.com: (246)$ 12 billion POSCO plant in Odisha is always in news .POSCO was formerly known as Pohang Iron and Steel Company.It's a Korean steel company.The project has now been shelved.[19/07 06:49]K2323232323@gmail.com: (247)Who are Angel Investors ?A group of affluent entrepreneurs who are among the first to invest in a startup company and get ownership equity or convertible debt.[20/07 19:23]K2323232323@gmail.com: (248)When is the third bi-monthly monetary policy review for 2015-16 of RBI ?August 4.When was the last review held ?[20/07 20:37]K2323232323@gmail.com: (249)If an individual has undisclosed assets abroad , by what date should it be declared ?30 September 2015.Under which act ?Black Money ( Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015 .The act has come into force w.e.f . ?1 July 2015.[20/07 20:37]K2323232323@gmail.com: (250)G-secs meansGovernment Securities.What is that ?What are Treasury bills ?(91 day , 182 day and 364 day T bills )[20/07 20:37]K2323232323@gmail.com: (251)What is the meaning ofRBI Governor is hawkish.RBI Governor is Dovish.[20/07 20:37]K2323232323@gmail.com: (252)EXIM Bank = ?Export Import Bank of India.What do they do ?Which EXIM bank has closed down ?The EXIM Bank in the US.Why ?[20/07 20:37]K2323232323@gmail.com: (253)Why Child Labour Bill 1986 is in news now ?Govt is going to amend the law to bring provisions in line with global standards.It proposes a full ban on employment of children below 14 years of age across all industries and processes.( The present law prohibits employment of children below the age of 14 years in 18 occupations and 65 processes)[20/07 20:37]K2323232323@gmail.com: (254)The Right of Children to Free and Compulsory Education Act , 2009 :As per this act , free and compulsory education should be provided to all children in the age group of 6 to 14 years.[20/07 20:37]K2323232323@gmail.com: (255)After Hyderabad, another nuclear fuel complex is coming up in ?Kota , Rajasthan.[20/07 20:37]K2323232323@gmail.com: (256)ISRO became the only space agency to ?place a craft in orbit around Mars in its very first attempt.[20/07 20:37]K2323232323@gmail.com: (257)In July 2005 , ISRO operationalised GAGAN.What is GAGAN ?It's a Global Positioning System ( GPS) aided geo-augmented navigation system.It will provide air navigation services.GAGAN = GPS Aided Geo-Augmented Navigation system.[20/07 20:37]K2323232323@gmail.com: (258)MMDR =Mines and Minerals (Development and Regulation ) Act[20/07 20:37]K2323232323@gmail.com: (259)Listing of cooperatives is in practice in the UK , US and Australia.But in India, listing of cooperatives is not allowed.[21/07 09:12]K2323232323@gmail.com: (260)Which two countries restored ties after 54 years ?U.S. and Cuba.What is the capital of Cuba ?Havana ?Who is the President of Cuba ?Raul Castro.[21/07 09:14]K2323232323@gmail.com: (261)Nuclear deal reached between Iran andP5+1 groupendorsed by UN.[21/07 09:30]K2323232323@gmail.com: (262)What is leverage ratio ?BASEL Norms mandate a leverage ratio of ?RBI norms mandate ...?[21/07 17:13]K2323232323@gmail.com: (1) What is ESCAP ?United Nations Economic and Social Commission for Asia and the Pacific .(2) What has ESCAP told recently about India's poverty reduction ?8 % GDP growth in india from 2004 to 2011 has reduced poverty from 41.6 % to 32.7 % , thereby achieving the first Millennium Development Goal ( MDG) set for 2015 of reducing poverty by half.(3) Over 270 million people in India in 2012 still remained trapped in extreme poverty making the post-2015 goal of eliminating extreme poverty by 2030 challenging, but feasible.(4) What has ESCAP told about India achieving other MDGs ?India has achieved(A) gender parity in primary school enrolment,(B) maternal mortality reduction by three-fourths,(C) control of spread of HIV/AIDS, malaria and tuberculosis,(D) increased forest cover,(E) halved the proportion of population without access to drinking water.(5) What are the MDGs that India has not achieved ?(A) Universal primary school enrolment and completion,universal youth literacy by 2015,(B) empowering women through wage employment and political participation,(C) reducing child and infant mortality and improving access to adequate sanitation to open defecation[21/07 17:13]K2323232323@gmail.com: TheMillennium Development Goals(MDGs) are eightinternational developmentgoalsthat were established following theMillennium Summitof theUnited Nationsin 2000, following the adoption of theUnited Nations Millennium Declaration.All 189United Nations member statesat the time (there are 193 currently), and at least 23international organizations, committed to help achieve the following Millennium Development Goals by 2015:To eradicate extremepovertyandhungerTo achieveuniversal primary educationTo promotegender equalityand empower womenTo reducechild mortalityTo improvematernal healthTo combatHIV/AIDS,malaria, and other diseasesTo ensure environmental sustainabilityTo develop a global partnership for development[21/07 17:13]K2323232323@gmail.com: (6) Who is the new president of Sri Lanka ?Maithripala Sirisena.(7) Who is the PM of Sri Lanka ?Thecurrent Prime Ministerof Sri Lanka isRanil Wickremesinghe, he was appointed by President Maithripala Sirisena on 9 January 2015. This was the third time that Wickramasinghe was appointed Prime Minister of Sri Lanka[21/07 17:13]K2323232323@gmail.com: (8) A newspaper news reads " BSE to shift 53 companies to restricted trade segment; NSE to move 5"What is a restricted trade segment ?It is also known as trade-for-trade segment.Under this segment , no speculative trading is allowed and delivery of shares and payment of consideration amount are mandatory.The decision is part of a surveillance review to ensure market safety and safeguard the interest of investors.[21/07 17:13]K2323232323@gmail.com: (9) Recently , RBI Governor spoke about increasing the annual investment limit to claim a tax deduction under section 80C. Why ?The countrys savings rate has dipped sharply since 2008.Of household savings, more money has been allocated to physical assets such as gold and real estate, which are unproductive, than to productive financial assets.Financial savings as a percentage of GDP declined from 10.1 per cent in 2008-09 to 7.1 per cent in 2012-13.Savings in physical assets increased from 13.5 to 14.8 per cent in this period.With inflation in double digits since 2009, the real interest rates on financial assets have been negative over the last five years. This is one of the main reasons households preferred to invest their savings in inflation hedges such as gold.Despite the hike in the limit to 1,50,000 last year, the real tax benefit has fallen over time as the limit was 1,00,000 for a long time.[21/07 17:13]K2323232323@gmail.com: (10 ) Comments on the latest GDP growth revision by CSO ?What marks out the present revision is the move to abandon the factor cost approach for basic prices. Absolute GDP at basic prices is higher than GDP calculated on the basis of factor cost but lower than GDP at market prices; the last decades data bears this out. However, this still does not explain the increase in growth rates. The Centre should dispel the air of mystery and put out a fresh GDP series so that comparisons with earlier periods become easier.Indias economic statistics are far from reliable. For instance, the factory index underestimates output because it under-represents small enterprise. It requires major revisions when data from the Annual Survey of Industries, available once in two years, becomes available. Services output is calculated from a data base drawn from a melange of surveys the National Sample Surveys on employment and Enterprise Surveys conducted every five years along with follow-up surveys during intervening periods of uncertain quality. Both, the output per worker and the number of workers, the latter drawn from NSSO rounds, for a year are extrapolated from earlier surveys, a euphemism for guesswork. Till our data bases acquire a measure of precision, it is best not to take them literally. A multiple indicators approach, along with a dose of commonsense, can serve us just as well.[21/07 17:13]K2323232323@gmail.com: (12) Which is the country's largest mortgage lender ?HDFC.[21/07 17:13]K2323232323@gmail.com: (11) Nasscom lowers 2015-16 export growth forecast to ?12-14 %The growth forecast for 2014-15 is 13-15 %[21/07 17:13]K2323232323@gmail.com: (14) Our foreign exchange reserves have touched the highest ever level of ?US $ 330 billion.[21/07 17:13]K2323232323@gmail.com: (13) What is the deadline for our Govt's Digital India drive ?April 1[21/07 17:13]K2323232323@gmail.com: (16) Which bank has launched an e-wallet called 'Pockets' , which can do everything a payments bank can do ?ICICI Bank[21/07 17:13]K2323232323@gmail.com: (15 ) RBI has recently asked banks to refer export default cases to whom ?Enforcement Directorate (ED).[21/07 17:13]K2323232323@gmail.com: (17) ICICI Bank calls that as the 'first digital mobile bank '[21/07 17:13]K2323232323@gmail.com: (18) Govt appointed a panel on bankruptcy laws . Who is the head of the panel ?T K Viswanathan[21/07 17:13]K2323232323@gmail.com: (20) The largest equity offering by an Indian bank and the fifth largest overall , is going to hit the markets. Which is that bank ?State Bank of India ( SBI )Rs 12,500 crores.[21/07 17:13]K2323232323@gmail.com: (19) If an effective corporate insolvency regime is developed , how will it benefit the country ?Our rank in Ease of Doing Business Index will improve and that will result in more foreign investors investing in india.[21/07 17:13]K2323232323@gmail.com: (21) When is the issue going to come ?Not yet decided.(22) How much will SBI get from the Govt as part of the recapitalisation plan for PSBs ?Rs 2,500 crores[21/07 17:13]K2323232323@gmail.com: (23) The government has changed the base year for calculating consumer price inflation to from 2010 to which year ?2012.Why ?to better gauge price situation in the economy[21/07 17:13]K2323232323@gmail.com: (24) The CSO has been releasing inflation data based on the Consumer Price Indices (CPI) for how many categories ?Three categories since January 2012rural, urban and combined.[21/07 17:13]K2323232323@gmail.com: (25) Over the past weekend, the Govt announced to infuse Rs 6,990 crores in 9 efficient PSU banks. The Govt used two criteria to decide these 9 banks. What are the two criteria ?Return on Assets. RoAReturn on Equity. RoE[21/07 17:13]K2323232323@gmail.com: (27 ) Who is the Chief Statistician, Govt of India ?T C A Anant.[21/07 17:14]K2323232323@gmail.com: (28) What is ASI ?Annual Survey of Industries[21/07 17:14]K2323232323@gmail.com: (26) What is TAPI ?Turkmenistan - Afghanistan -Pakistan - India pipeline.It's a $ 10 billion pipeline project.The project aims to transport 90 mscmd of gas over 30 years from Turkmenistan to India via Afghanistan and Pakistan.[21/07 17:14]K2323232323@gmail.com: (29) As per the latest PMJDY data , how many households in India have bank account ?All but 23,000 households.[21/07 17:14]K2323232323@gmail.com: (30) When was PMJDY launched ?August 28 , 2014[21/07 17:14]K2323232323@gmail.com: (31) How many bank accounts have been opened since the launch of the scheme ?127 million new bank accounts have been opened.[21/07 17:14]K2323232323@gmail.com: (32) With that , the total number of households in the country with at least one individual bank account is 210.5 million[21/07 17:14]K2323232323@gmail.com: (34) What is special about Feb 4 , 2015 ?500,000 new accounts were opened on that date[21/07 17:14]K2323232323@gmail.com: (33) As per Census data , what % of Indian households had access to banking services in 2001 and 2011 ?36 % in 2001.59 % in 2011.[21/07 17:14]K2323232323@gmail.com: (35) Until January end , 67 % of the new accounts opened had zero balance[21/07 17:14]K2323232323@gmail.com: (36) What is the plan of the Govt ?To link these bank accounts with Aadhaar cards and then direct cash transfers to the bank accounts will be initiated.[21/07 17:14]K2323232323@gmail.com: (37 )Number of accounts opened upto Feb 5 , 2015 = 127.65 millionCombined balance in those accounts = Rs 10,928 crores.[21/07 17:14]K2323232323@gmail.com: (38 ) US Treasury Secretary visits india. His name ?Jacob J Lew[21/07 17:14]K2323232323@gmail.com: (39) Chinas debts ( governmental and private ) total 282 % of GDP. USA --269 % AND Germany 258 % of GDP.Almost half of Chinas debt relates to housing.A crash in real estate prices could devastate the economy.[21/07 17:14]K2323232323@gmail.com: (40) Who has agreed to provide massive financial assistance to strife-torn Ukraine $19.5 billion in all to bail it out of an economic crisis.IMF $ 17.5 billion.World Bank $ 2 billion.[21/07 17:14]K2323232323@gmail.com: (41 ) DDT = Dividend Distribution Tax.CBDT = Central Board of Direct Taxes.[21/07 17:14]K2323232323@gmail.com: (42) Intellectual property: What is India's rank ?Indias ranking has improved one notchfrom last to second last in the international intellectual property (IP) index .The annual IP index, which evaluates a total of 30 countries according to their IP environment, had placed India at the bottom of the pile in the first two years.The US has been placed at the top of the index while Thailandholds the last position.The IP index is released by the US Chamber of Commerce.The index is based on 30 measurable criteria including, patent, copyright and trademark protections, enforcement, and engagement in international treaties.[21/07 17:14]K2323232323@gmail.com: (43) Ukraine Cease-Fire Is Reached, Along With $40 Billion Aid DealUkrainian crisis peace summit was held in Minsk, Belarus.After hours of talks, Russia and Ukraine reached a deal for a cease-fire in eastern Ukraine.Russia's President is Vladimir Putin .Ukraine's President is Petro Poroshenko.The cease-fire, which would begin after midnight Saturday night, does not resolve the status of a transport hub called Debaltseve, which sits between two cities controlled by the separatists.[21/07 17:14]K2323232323@gmail.com: (44) Which country's central bank has introduced negative interest rates yesterday ?Sweden.What did the central bank do ?It cut its key REPO rate to minus 0.1 % from zero.What is the name of Sweden's Central Bank ?The Riksbank.[21/07 17:14]K2323232323@gmail.com: (45) CCCB = Counter-Cyclical Capital Buffer.Who introduced it last week ?RBI.What is CCCB ?CCCB norms are an additional layer of loss-absorbing capital on top of banks' minimum capital requirements under BASEL III.When will the norms be implemented ?Not now , says RBI. RBI says that the norms will be activated when circumstances warrant.[21/07 17:14]K2323232323@gmail.com: (46) What is the measure of the competitiveness of a country's currency relative to currencies of trading partners and adjusted to the impact of inflation ?REER = Real Effective Exchange Rate.[21/07 17:14]K2323232323@gmail.com: (47) What is interest subvention ?It's like a subsidy. Banks will charge lesser interest to certain category of borrowers (as directed by the Govt) and that interest will be paid by Govt to the banks .Is there interest subvention scheme to exporters ?It was there. It was 3 % . But it was discontinued at the beginning of this financial year.What is the latest news on exports ?Exports in Jan fell 11 %Imports also fell ( 11 %).Trade deficit fell to $ 8.3 billion.[21/07 17:14]K2323232323@gmail.com: (48) Arvind Kejriwal to take oath today as the eighth Chief Minister of Delhi.Who is likely to be the Deputy Chief Minister ?Manish Sisodia.[21/07 17:14]K2323232323@gmail.com: (49) What is BTIA ?Broad-based Trade and Investment AgreementWho are negotiating BTIA for the last 8 years ?India and the EU.Why there is no agreement ?The EU is demanding a substantial tariff cut and the elimination of duties on European vehicles, auto components and wines & spirits.India, on the other hand, is seeking more access to European markets, primarily the UK and Germany, for its professionals, under a relaxed Schengen visa regime.The new FTP has to be announced and after that talks will resume.[21/07 17:14]K2323232323@gmail.com: (50) How is the performance of agriculture sector ?Southwest monsoon , which is the lifeline for millions of farmers across India , was less than normal in 2014.30 % deficit.This has affected both Kharif crop production and Rabi harvest in India.Foodgrain output is at 3 year low.[21/07 17:14]K2323232323@gmail.com: (52) What is the latest development on gold imports ?In a move that could increase gold supply, nominated banks have been allowed to import gold on "consignment basis" and lend it to local jewellers.Under this system, banks source or borrow gold from international bullion banks and lend the yellow metal to domestic jewellers. The borrowing and the lending rates are fixed simultaneously. It not only enables banks to earn good margin, but also ensures supply to the domestic market.For about 15 years till 2014, this was the customary practice of sourcing gold officially. However, this was stopped last year.Why ?Owing to concerns that rising gold imports could impact thecurrent account deficit which will put pressure on Rupee.Why has RBI removed the curbs now ?Rampant gold smuggling was happening due to the curbs imposed by the government.Representations by bodies like the Ficci sub-committee on jewellery.[21/07 17:14]K2323232323@gmail.com: (51) What are renewable energy ?It includes Solar , Wind , Biomass ,.....How much renewable power capacity has actually been installed till now ?3.3 GW. ( of which 3 GW in solar sector ).Why is renewable energy important ?It does not increase global warming.What is the scene in india today ?The bulk of Indias total installed power generation capacity is based on coal - the most environmentally harmful mode of energy production.What is INDC ?Intended Domestically Determined Contributions.Next climate summit in December this year in which place ?Paris.At RE-invest 2015 , what is India's declaration ?India would create 100 Gigawatts of solar power by 2022.[21/07 17:14]K2323232323@gmail.com: (54) What are the changes that are happening regarding the working of Indian IT companies ?For decades , Indian IT companies have been doing low margin work like server maintenance.But ,now , they are moving upscale in search of lucrative contracts for driverless cars and other advanced projects as online innovation changes clients' needs.Third-largest IT services exporter Wipro is building computing systems designed to mimic human decision-making abilities, where machines can understand and react to what human beings say to them.HCL Technologies, meanwhile, is using robotics to do away with manual testing of hardware.Though carrying higher profit margins, the new business lines are not as big-ticket as traditional large-scale outsourcing projects, meaning revenue may be reduced in the short term, analysts say.Infosys and peers may also find themselves competing in some cases with global majors such as Google Inc, now developing artificial intelligence business and working on projects including self-driving cars.But industry watchers see plenty of business openings for players like Tech Mahindra. Its engineers are busy testing consoles for cars that can monitor driver fatigue and predict signs of heart attacks, as well as working on a technology for driverless cars.Automation and artificial intelligence work will grow to 25 to 30 percent of an IT outsourcing market seen by the national industry association as worth $300 billion by 2020.[21/07 17:14]K2323232323@gmail.com: (53) Four Indian companies in top global start-up list.What are they ?Flipkart, Snapdeal, Ola Cabs and InMobi.While India is being seen as the next major breeding ground for start-ups, it lags China.Of the 73 companies on the list, eight were Chinese, with Xiaomi figuring at the top[21/07 17:14]K2323232323@gmail.com: 56 ) How much the Indian railways plan to invest in the next 5 years ?Rs 8.5 lakh crores.[21/07 17:14]K2323232323@gmail.com: 57 ) What is RDSO ?Research , Design and Standards Organisation.[21/07 17:14]K2323232323@gmail.com: 59 ) What are train sets ?Similar to bullet trains in design and can run on existing tracks without an engine to haul them.Within the next two years , they will start running.20 % savings in journey time. ( that's all ?)[21/07 17:14]K2323232323@gmail.com: 60 ) Satellite Railway Terminals in major cities are going to be developed in 10 select stations. What are the twin objectives ?Decongesting the city.Providing service to passengers residing in suburbs.[21/07 17:14]K2323232323@gmail.com: 58 ) What is ' Operation five minutes ' ?[21/07 17:14]K2323232323@gmail.com: 61) Which North East state has been brought on the railway map of India ?Meghalaya[21/07 17:14]K2323232323@gmail.com: 62 ) To handle freight , Indian Railways propose to set up a PSU . It's name ?TRANSLOC. Transport Logistics Corporation of India.[21/07 17:14]K2323232323@gmail.com: 63 ) For the benefit of farmers , a state of the art perishable cargo centre is under completion in which place ?Azadpur Mandi[21/07 17:14]K2323232323@gmail.com: 65 ) Who is the largest consumer of electricity in india ?Indian Railways[21/07 17:14]K2323232323@gmail.com: 64 ) GOI conferred Bharat Ratna on Pandit Madan Mohan Malaviya. Malaviya Chair for railway technology is proposed to be set up at ?IIT (BHU) , Varanasi.[21/07 17:14]K2323232323@gmail.com: 66 ) Cabinet approves agreement on BRICS development bankWhat are the details ?The New Development Bank (NDB) and the BRICS Contingent Reserve Arrangement (CRA)will be established.Heads of the five nation BRICS group Brazil, Russia, India, China and South Africa decided at their sixth summit in Fortaleza in July last year to create a development bank as well as a reserve fund tofinance infrastructure projects and other sustainable development projects.Economic cooperation will increase.