A Biblical Look at Stewardship Pastor Chick Lane Kairos and Associates.
Two Ways to Talk about Money in Your Congregation Pastor Chick Lane.
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Transcript of Two Ways to Talk about Money in Your Congregation Pastor Chick Lane.
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Two Ways to Talk about Moneyin Your Congregation
Pastor Chick Lane
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Two Ways to Talk about Money
Public• How money is talked
about in public ways in the congregation
• How people are told of the congregation’s ministry
• How people are invited to support that ministry
Behind the Scenes• How money is handled• How money is managed• How income and
spending are tracked• How budgets are
developed and used
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Two Ways to Talk about Money
Public and Behind the Scenes• It is important that each is done well• It is important that each is done in its place– Don’t let money talk that should be “behind the
scenes” become public money talk
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Public Money Talk
Public money talk in congregations is about the intersection of the congregation’s mission and the individual’s discipleship.
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What is your congregation’smission?
• Do you have a mission statement?– Does it guide how you do ministry together?– Does it say anything or is it just a sentence full of nice words?
• What is your congregation’s mission?– What are you doing in Jesus’ name in your community and in
the world?– What are you famous for in your community?– How would you do on a Sunday morning exit poll?
• Maybe clarifying your mission needs to be the first step toward stronger stewardship
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Tell the Congregation’s Story
People need and deserve to know how their giving is making a difference in the world.
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Tell
• The need to tell something many times using different media before the message is heard
• The knowledge gap between leaders and others
• Tell as you thank• Tie your telling to your mission• “Because of you…”• “Look what you’ve done now…”
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Stories to Tell
• The story of ministry “within the walls”• The story of local ministry• The story of designated ministry support• The story of the synod and churchwide
organization
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Tell the Congregation’s Story
Some ideas that have worked – • Mission moments/Thanksgiving moments• Projection before worship• Worship bulletin• Stewardship Bulletin Board• Monthly newsletter• Social media• Website
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Part one of public money talk - Tell the Congregation’s Story
People need and deserve to know how their giving is making a difference in the world. (…and you can bet that if they don’t know how their giving to your congregation is making a difference, they will be tempted to move their giving to someplace where they know how their giving is making a difference)
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Part two of public money talk -each person’s relationship with
Jesus Christ
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Invite people to give as a follower of Jesus Christ, not as a member of
the congregation.
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Another Intersection – Faith and Finances
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Jesus talks about money a lot!
He always talks about the intersection of faith and finances in a person’s life.
He never talks about the importance of getting the bills paid.
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#1 - Talk about money when you aren’t asking for any
“Here is what we say through our stewardship practices: 10% belongs to God; the rest belongs to you. Give that 10% to the church, which will use it for God’s purposes. The other 90%? Do whatever you want with it.” - Rolf Jacobson
Since Jesus talks about money all the time and never asks for any, why do we talk about money only occasionally, and, when we do, we are always asking for some?
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How might we do this?
• Name that this is what you are doing, then don’t dare ask for any
• The Bible is your friend!• Sermons • Adult education opportunities– “Holding a Money and Values Conversation”
• Fearless Feasts• Read and discuss – “Enough” by Adam Hamilton• “Mind Your Money” at sharesavespend.com• Money Autobiography
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#2 – Talk about money when you are asking for some
• Be bold and direct• Tell your mission story and invite people into
that story• Ground your ask in the Bible, not the bills• Never use a budget to ask for giving• Ask for growth
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Two Ways to Talk about Money
Public• How money is talked
about in public ways in the congregation
• How people are told of the congregation’s ministry
• How people are invited to support that ministry
Behind the Scenes• How money is handled• How money is managed• How income and
spending are tracked• How budgets are
developed and used
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Behind the Scenes Money Talk
• Every bit as important as public money talk• And very different
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Behind the Scenes Money Talk
Two important resources:• The ELCA Treasurer’s website
http://www.elca.org/Resources/Financial• “Money and Ministry”
Janet and Philip Jamieson
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Behind the Scenes Money Talk
Financial Practices:• The Budget– Mission Document– Spending Plan– Accountability Document
• The Annual Meeting– What about a “Finance Meeting” first?– The one time the whole congregation should look at the
budget– Why I was always nervous and what I did about that
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Behind the Scenes Money Talk
Financial Practices:• The role of the Congregation Council– The importance of reports before the council
meeting– Monitor income and expenses compared to
budget– Make mid-course corrections
• What about “panic time”?– Keep the focus on the mission
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Behind the Scenes Money Talk
Financial Controls• It is unfair to anyone to put them in a position
where they could easily steal money if they wanted to.
• Don’t let personalities influence financial control decisions
• Ask an outside expert to evaluate your entire financial operation
• An audit is not a luxury, it is a necessity
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What should the Rostered Leaders know and what should they do with what they know?
I think Rostered Leaders should know what people give.• Guessing or in the know?• Individual spiritual growth• Congregational money culture• Thanks and encouragement• Leadership selection
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What should the Rostered Leaders know and what should they do with what they know?
Pastoral ministry:• A change in giving habits can result from a
change in life situation or church satisfaction• Very low giving can provide an opportunity for
spiritual growth• High giving can be a sign of spiritual maturity• Reduces possibility of financial blackmail
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What should the Rostered Leaders know and what should they do with what they know?
Ask:• Targeted “asks” in the annual stewardship
response program• Matching donor interest with congregational
opportunities
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What should the Rostered Leaders know and what should they do with what they know?
Thank:• Public thanking• Private thanking
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What should the Rostered Leaders know and what should they do with what they know?
Tell:• Expressing to faithful stewards the difference
their giving is making to the congregation and in the lives of people.
• Specific telling to those who have given to specific causes.
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Beyond the Offering Plate
Ways to encourage generosity
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Three reasons people give
Not Your Parents’ Offering Plate,Chapter 2
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A belief in the mission
• Is the congregation able to clearly articulate its mission?
• Do the members know the mission? • How have the members had the opportunity
to participate in shaping the mission?
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Regard for staff leadership
• Like it or not, in a congregation the pastor is crucial here (Senior Pastor if there is one).
• The importance of the basics (“Pay the rent”). • Just do your job!
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Financial stability of the institution
• People don’t give to sinking ships. (Ken Callahan)
• Don’t cry wolf. Bad news doesn’t motivate.• Be careful and be transparent.
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The Three Pockets of Giving
Not Your Parents’ Offering PlateChapter 5
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Earned Income
• Regular income, however it comes• Most often earned income is the source of
regular giving to the congregation.• In many cases it is also the source of giving to
special/capital appeals.• The importance of previous financial decisions
on giving from earned income.
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Accumulated Assets
• Savings, stock, cash value of insurance policies, property, etc.
• Tax law and appreciated assets• Most often accumulated assets are the source
of giving to special/capital appeals• The possibilities of giving from accumulated
assets for regular giving
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Estate Giving
• Accumulated assets given at a specific time• Often given to a congregation’s endowment
fund.• Usually a problem if it isn’t.• Invite this giving on a regular basis. The
message will be heard only by those thinking about estate planning at that time.
• Seek professional help.
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Five Motivations for Giving
Compassion
Community
Challenge
Reasonability
Commitment
Giving and Stewardship in an Effective Church by Kennon Callahan
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CompassionSharingCaringGivingLoving
Serving Supporting
“ Many people do what they do because of their love for their children, their love for their family, their love for their country, their love for God’s mission.”
Giving and Stewardship in an Effective Church by Kennon Callahan
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CommunityFun
Good TimesFellowshipAffectionBelonging
Sense of Home and Family
“ Many people do what they do out of a search for community. The extended family clan used to provide a spirit of community. Many people are drawn to church because they hope that they will discover within a congregation a spirit of community.”
Giving and Stewardship in an Effective Church by Kennon Callahan
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ChallengeAccomplishment
AttainmentAchievement
“Some people ‘rise to the bait’ of a challenge. For them, life is one challenge after another.”
Giving and Stewardship in an Effective Church by Kennon Callahan
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ReasonabilityData
AnalysisLogic
Thinking that “it makes sense”
“Some people motivate themselves at various stages of life’s pilgrimage out of motivation of common sense. For them, a course of action must be reasonable before they take it.”
Giving and Stewardship in an Effective Church by Kennon Callahan
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CommitmentDedication
FaithfulnessDuty
ObligationVows
Loyalty
“Some people motivate themselves out of a sense of dedication and loyalty. They do what they do because they have made deeply felt commitments”
Giving and Stewardship in an Effective Church by Kennon Callahan
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Motivations for Giving
• Predominant Motivators for most people in
the pews are Compassion and Community.
• Predominant Motivators for pastors and key
leaders are Commitment and Challenge.
• Working with the Motivational GapGiving and Stewardship in an Effective Church by Kennon Callahan
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Generational Gap
“duty and delight”
Commitment
Institutions
mission + making a difference
Community
Causes
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Wrapping It Up
1. Are we telling our congregation’s mission story in a clear, compelling way?
2. Are we boldly asking people to support the congregation’s mission?
3. Are we providing a variety of giving opportunities?
4. Are we providing a variety of ways to give?5. Are we taking good care of the money people
give?