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    Nearly a year since the devastating Rana Plaza building collapse, our RMG sector remains

    under the global radar screen of concerned quarters. The EU, North American retailers'

    alliance and the ILO, among others, have visited our RMG sector to see things at first hand.

    They underscored the need for radically improving workers' safety standards, workplace

    environment and their rights situation. Whilst noting a certain uplift in the deficient areas,they laid stress on more to be done in specific areas.

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    Last year faced economic recession due to the political violences and strikes. Small

    entreprises were tremoundously affected resulting in, especially, closing their shops.

    According to world bank, economic loses was estimated at worth $140 or about

    TK.110000000000 in 2013, owing to political turmoil. Inspite of prevailing peaceful nature,

    Economic condition remains sluggish after 5th January election. In this situation Boishakh-

    centered shopping has paced a bit in economy.(i think lots of mistakes ovr thr...pardone)..

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    Land brokers are opposing the DAP. They are purchasing land from poor at low prices and

    selling to rich people.Some peoples representatives, who are related to this business, are

    associated with it. There is one more thing related to it , that is electoral politics and

    apparent popularity. Implementation of development planning is always difficult task.

    Personal interest can be spoiled to assure collective interest. As a result, in case ofimplementing DAP the initiative that was needed to take public with it or appropriate

    campaign on behalf of it from the side of the government , had not been taken. But the

    future of Dhaka city and its citizen cannot be allowed to be destroyed to the interest of Land

    businessmen.

    Translation : Austere/ strict fiscal measure is not fruitful always. Activities of govt. & central

    bank should be coherent. Systematic policy development & its effective implementation

    have been mandatory in gaining economic growth. New dimension will be added to

    economic development if every rural family of the country can be converted into a unit of

    economic function.

    Strict economic step is not always fruitful.

    The related activities of government and central bank must have relevance.

    It has become urgent to form constitutional rules/ethics and their proper

    actualisation/implementation to attain economic growth.

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    The economic development will be added with a new move/dimension if every rural family

    unit of the country can become a part of total economic activity.

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    It is noticed that, RAJUK did not take lessons from mistakes. Rather they have evolved their

    mistake by dividing Dhaka into two portion and they are working for implmenting DAP in

    two and half times larger than before for each portion. And by the name of these DAPs,

    undoubtedly, the country as well as its citizens are going to waste 33 crores taka. As a result

    it creates anxiety that more millions of Dollar investment are going to astray.

    Foreign direct investment is a soft appealing place for bangladesh.

    or Foreign direct investment is a large point of expectation of Bangladesh.orForeign Direct Investment(FDI) is a huge urging point for Bangladesh.

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    In spite of incubating different sorts of policies to attract FI it has not reached the optimal

    level.

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    In spite of supporting the principles to attract foreign investment it has not been reached on

    the desire phase. Or After providing various support-policies to attract foreign investmentsthere is no much progress in the desired stage.

    3. We have not yet been able to fetch amount of 200 crore USD foreign investment.

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    We are yet to be able to catch FI worthy of 200 crores US dollar.

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    And India, on hand neighbor, is lagging behind on FI pace.or And the nearest neighboring country India is also lagging behind in this foreign

    investment area.

    5. In fact, limited Indian investment toward Bangladesh offers several bottlenecks.

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    Literally, there are several reasons behind limited investment in Bangladesh by India.

    6. All these roadblocks are packing in a long story letting Indian entrepreneurs to invest out of

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    own landscape. Or and those are related to the long circuit of investing abroad by Indian

    entrepreneurs.

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    And it is related with long procedure of Indian enterpreneur investment outside their own

    country.

    Given that land scarcity has reached critical levels, some basic rethinking about the usage of

    land lying unutilised in government possession be thought of as sites for economic zones and

    industrial estates.

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    :: The ruler class takes the environmentalists and civil society as their enemies. people who

    posses river illegally are their bosom friends/intimates. If this self contradictory tendency is

    not changed not only Dhaka, but also all the small and large cities of country will be a recipe

    of hoarding illegal possession in a century.

    (1)David Cameron,the British Premier,had turned to China at a time when the ideas of

    confrontation and conflagration are undergoing drastic change in a changing millennium.

    :: british prodan montri devid cameron emon somoye chin sofore gelen jokhon poribortonshil

    sahosrabdo er prekkhapot mukhamukhi songorsho o uttejonar mode khub druto poriborton

    hocche.

    (2)The history of violence,injustice,inhumane behaviour against the weak quarters dates back

    to ancient times. prachin kaler moto durbol somprodayer biruddhe songhorsho, abichar,

    amanobik baboharer itihas abar fire asche.

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    :: The fifth T20 world cup has been completed successfully in Bangladesh after the world cup

    cricket 2011. Except some little deviations, the whole event was a successful implementationof a great plan, which has been able to introduce BD to attract global eyes. In this age of

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    information technology, BD was very close to the whole world , even it can be said that BD

    was before the very eyes of them during the event. This largest event has played a

    considerable role in entertaining Bangladeshis as well as the whole world along with the

    financial sector of BD.

    The fifth T-20 world cup cricket has successfuly been ended up in the land of Bangladesh

    following world cup cricket in 2011. The complete episode is the successful materialization

    of maga plan except a few deviations that makes Bangladesh visiable to the era of world. In

    the age of IT, Bangladesh was kept in the touch of world say to said it was just before the

    eyes. This maga ceremony has significantly contributed to the financial sector of Bangladesh

    along with recreating world people including Bangladesh.

    [key word : occurred in a big way,quasi-formal markets, formal financial market, dominant

    presence, non-interest cost, quasi-formal credit market, proposition, pivotal role, providing a

    big thrust]

    occurred in a big way : . quasi-formal markets : .

    formal financial market: dominant presence:

    non-interest cost: quasi-formal credit market: -

    proposition: pivotal role: providing a big thrust :

    Bangladesh stands second among South Asian nations in ensuring access to financial services

    for its citizens, a recent study found.

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    2. Around 66 percent of the households in Bangladesh now have access to services including

    credit, savings and insurance from banks or microfinance institutions (MFIs) and

    cooperatives, according to Institute of Microfinance (InM).

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    3. The country comes second only to Sri Lanka, where 80.4 percent of the population is

    covered by the financial umbrella.

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    4. In contrast, only 48 percent of the households in India have access to such services and 60

    percent in Pakistan.

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    5. Financial inclusion has occurred in a big way in Bangladesh thanks to the MFIs, who have

    been contributing greatly to resource mobilisation.

    6. A little over 31 percent of the households have access to savings and credit in both the

    formal and quasi-formal markets.

    7. Of them, around 4 percent have access to both deposits and credit in formal financial

    market, according to the study.

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    8. The quasi-formal market has the dominant presence in deposit/savings

    mobilisation and credit./

    9. A total of 8,936 households were randomly selected from 275

    upazilas in 63 districts across the country for the study.

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    households five-year credit profiles were used to define access to credit, while access to

    savings and access to insurance were measured by current or past use of these services.

    11. The study found that households have to bear more borrowing cost for getting loan from

    formal credit market than from MFIs and cooperatives.

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    12. Non-interest cost as percentage of average total transaction cost is the highest in formal

    credit market, where it is over 16 percent. In contrast, it is only 9.20 percent in quasi-formal

    credit market.

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    13. More than 50 percent of the non-interest cost in formal market is bribing, while it is very

    negligible in quasi-formal credit market.

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    14. A 10 percent increase in the total supply of credit at the village level boosts financial

    inclusion by 4.8 percent.

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    15. Financial inclusion is not only about bringing all households under financial network

    through savings. It is also about deepening credit services in every part of the country.

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    16. Only around 11 percent of the households have access to formal insurance services due to

    less awareness of the service.

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    17. The study, however, suggested that fundamental changes in financial policies and market

    structure are required for sustainable financial inclusion.

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    18. We have to evaluate the proposition of establishing rural banks or transforming some of

    the sound MFIs into rural banks with appropriate governance structure.

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    As China has made rapid progress in the last 30 years ,no other country could have made thatin the written history of the world. No other country could bring so many people out of

    poverty. The speciality of this development of China is, whenever the country's leaders feel

    the need to have it , just as they have remodeled the economic model . They succeeded in

    spite of the opposition of powerful vested forces . At the moment when China took another

    round program of fundamental reform , then the vested powers have arisen. The ongoing

    reforms like the past will not only do the economic reforms , vested interests will be

    reconstructed too./ As china has made development in last 30 years, none other country has in

    the writhen history of the world. They cannot get much people out of poverty line whereas

    china gets. Whenever its political leaders need, the speciality of this development of china,remodel their economic model. They are succeded despite the protest of vested forces. At this

    moment when china takes another round programme, then vested foqces become active. The

    current reform programme will not reform economy only as like past but the vested forces

    will also be reconstructed.

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    Economy of success is clear cut. Urbanization, health service and education costs more

    expenditure. Essential finance will come from tax. Growth will be sustained by this such as

    environment will also be progressed and discrimination will be lessened. If china politics

    implements this agenda, china as well as rest of the world will be auspicious./ the economy of

    Success of is clear.High spending in urbanization, health care & education sector. For that,the necessery money come from taxs. By this , as GDP growth ll sustainable as environment

    develepment and reduce inequlity. If chana's politics can recover the implementation of this

    agenda, china along with the entire world ll be benefited.

    ( )

    The current inflaming of anti-Russian sentiments takes place against the background of a

    spike of racism and xenophobia in many European countries, an increase in the number of

    ultra-radical groups and turning a blind eye to neo-Nazi phenomena, whether in Ukraine or

    elsewhere.

    Leakage of question papers has assumed an endemic scale in our country involving even the

    primary terminal examinations. This is highly disconcerting. And given the repetitive nature

    of the incident, the onus for the failure to stop the leaks must fall not only on the respective

    education boards but also on all those associated with setting, selecting, printing and, finally,

    dispatching the same to the exam centers. And one of the reasons why such incidents have

    been occurring frequently is the failure to take stringent actions against the culprits

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    amader deshe prosno patro fansh mohamari rup dharon koreche emanki prothomik somaponi

    porikkhar prosno o er theke rehai paini. eti khubi dukhojonok. ekoi ghotona barbar ghotar

    karon sudu sikkha border barthota noi, boronh er sathe jorito prosno binnaskari,

    nirbachonkari, mudronkari abong sorbosesh kendre prosno paochanor daitte neiojito lokjon

    saho sobai daiee. abonh dhosiderke sasthee dite bartho howa ei ghotona punarabritir

    mulkaron.