Top Signs You Know You’re Broke
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Transcript of Top Signs You Know You’re Broke
Top Signs You Top Signs You Know You’re BrokeKnow You’re Broke
American Express American Express calls and says: calls and says: "Leave home "Leave home without it!"without it!"
You're formulating You're formulating a plan to rob the a plan to rob the
food bank food bank
Long distance Long distance companies don't companies don't
call you to switch call you to switch
Your rob Peter...and Your rob Peter...and then rob Paul then rob Paul
You think of a You think of a lottery ticket as an lottery ticket as an
investment investment
Your bologna has Your bologna has no first name no first name
McDonalds McDonalds supplies you with supplies you with all your kitchen all your kitchen
condiments condiments
Panelist Question Panelist Question and Answerand Answer
Q:Q: I’ve got a ‘lump I’ve got a ‘lump sum’ of money- sum’ of money- should I pay off should I pay off
high interest debt high interest debt or save for a ‘rainy or save for a ‘rainy
day’?day’?
Q: Should a person Q: Should a person tithe over 10% if they tithe over 10% if they
have credit card have credit card debt?debt?
Q: How do you get Q: How do you get your spouse involved your spouse involved with finances if they’re with finances if they’re
currently not currently not involved?involved?
Q: What do you do if Q: What do you do if your spouse is not a your spouse is not a
believer when it believer when it comes to comes to
tithing/offerings? tithing/offerings?
Q: Is it ok to use Q: Is it ok to use credit cards to make credit cards to make the most of coupons, the most of coupons, sales, discounts, etc sales, discounts, etc offered with credit offered with credit
cards? cards?
Q: Do you have any Q: Do you have any investment type of investment type of
advice? advice?
Q: My spouse and I Q: My spouse and I currently have separate currently have separate checking accounts. Is checking accounts. Is
this as a problem? this as a problem?
Q: Q: Should you tithe off Should you tithe off of your net paycheck or of your net paycheck or off of the gross amount?off of the gross amount?
Q: Q: When you talk about When you talk about giving 10%, is that 10% giving 10%, is that 10% just to the church (like just to the church (like Hillcrest) or does that Hillcrest) or does that include all of the other include all of the other charities and groups charities and groups
that I give to?that I give to?
Q: Should I consolidate Q: Should I consolidate my student loans before my student loans before
interest rates rise in interest rates rise in July?July?
Q: I’m the parent of a Q: I’m the parent of a student going to student going to
college/about to go to college/about to go to college- how much debt college- how much debt
should I take out for should I take out for their education? How their education? How much debt should they much debt should they
take out?take out?
Q: Q: My car needs to be My car needs to be fixed and I haven’t put fixed and I haven’t put
enough money away yet enough money away yet to fix it- is it ok to put to fix it- is it ok to put this expense on my this expense on my
credit card and pay it off credit card and pay it off over time?over time?
Q: Q: We live off of a variable We live off of a variable income and find it difficult to income and find it difficult to predict each month what’s predict each month what’s
coming in- any suggestions? coming in- any suggestions? Is it ok to use a credit card Is it ok to use a credit card when income is less than when income is less than
expected and pay it off when expected and pay it off when more income comes in?more income comes in?
Q: Q: We live off of a variable We live off of a variable income and find it difficult to income and find it difficult to predict each month what’s predict each month what’s
coming in- any suggestions? coming in- any suggestions? Is it ok to use a credit card Is it ok to use a credit card when income is less than when income is less than
expected and pay it off when expected and pay it off when more income comes in?more income comes in?
Additional Questions Additional Questions (as time permits)(as time permits)