TIN C TIN Twin Creeks TRIBUNE… · financial whiz Suze Orman. If anyone believes that our current...

Copyright © 2012 Peel, Inc. Twin Creeks Homeowner's Association Newsletter - June 2012 1

TWIN CREEKS TRIBUNE

Twin Creeks Neighborhood Watch recently welcomed several new Block Captains. All of our Block Captains are doing a great job and we appreciate their help!

Being a Block Captain is easy -- simply visit your neighbors and obtain their contact information. Instructions and forms are provided. To volunteer, please email Terra Tisdale at [email protected].

The following neighborhoods/streets still need Block Captains:

The Park – Barsham Ct., Durlston Ct., Giacomo Cove, Tattler Dr.The Canyon – Ebbsfleet Dr., Kittiwake Ln., Copford Ln., SpiderwortThe Bluffs – Dartford Bend, Pipit Ct.The Enclave – Mingus Dr. The Gardens – Ben Doran Ct.The Overlook – Welton Cliff Dr.(2800’s and 2900’s)The Reserve – Crystal Hill, Granite Basin Ct., Millstream, & Sugar Maple Ct. A meeting for new Block Captains was held Thursday, May 10, at

7:00 p.m., at the Club. New ideas for future meetings were discussed.Have your neighbors complained about not receiving the Twin

Creeks Tribune? If so, please tell them to go to http://www.peelinc.com/residentsNewsletterSubscriptions.php and sign up, it’s that simple.

SAFETY TIP OF THE MONTHWe are asking everyone to keep their front porch lights on

throughout the night to help light up the neighborhood.

Twin Creeks Neighborhood

Watch Happy Father'sDay!

Twin Creeks Dads

June 17

Official Publication of the Twin Creeks Homeowner's Association

June 2012 Volume 5, Issue 6

Twin CreeksTRIBUNE

2 Twin Creeks Homeowners Association Newsletter - June 2012 Copyright © 2012 Peel, Inc.

TWIN CREEKS TRIBUNE

BOARD OF DIRECTORS

ADVERTISING INFO

Please support the businesses that advertise in the Twin Creeks Tribune. Their advertising dollars make it possible for all Twin Creeks residents to receive the monthly newsletter at no charge. No homeowners association funds are used to produce or mail the newsletters. If you would like to support the newsletter by advertising, please contact our sales office at 512-263-9181 or [email protected]. The advertising deadline is the 8th of each month for the following month's newsletter.

President ........................................................... Tom MoodyVice-President .................................................Adam EnglishSecretary ..................................................... Christie WielandTreasurer ..........................................................Chuck SmithAssistant Secretary ...................................... Brian Dougherty

Kathy TaylorProperty Manager

Goodwin ManagementOffice: 512-852-7998Cell: 512-934-3736Fax: 512-346-4873

MANAGEMENT INFO

NEWSLETTER INFOEDITOR Peel, Inc. [email protected]

PUBLISHER Peel, Inc. .....................www.PEELinc.com, 512-263-9181 Advertising............................... [email protected]

CLASSIFIED ADSPersonal classifieds (one time sell items, such as a used bike...)

run at no charge to Twin Creek residents, limit 30 words, please e-mail [email protected]

Business classifieds (offering a service or product line for profit) are $50, limit 40 words, please contact Peel, Inc. Sales Office @ 512-263-9181 or [email protected].

TWIN CREEKS COMMUNITY COMMITTEES

In order for the Twin Creeks Home Owners’ Association to provide the best service to our community, several committees have been established to allow the participation of residents to help build the best neighborhood possible. Listed below are the five core committees necessary to achieve this goal.

NEIGHBORHOOD WATCH COMMITTEE The Neighborhood Watch Committee works with the local

law enforcement office to establish and maintain a neighborhood watch group to help keep the community safe and secure. This committee depends upon neighbors to become involved by looking out for one another and by knowing what course of action to take if there should be a problem. Volunteers from every neighborhood within our community are needed. Contact Terra Tisdale at [email protected] or Anne Wilson at [email protected] to volunteer.

COMMUNICATION COMMITTEE The Communication Committee helps organize articles for

the newsletter and other neighborhood communications, and assists in the establishment of a neighborhood website, news group and email distribution list.

MAINTENANCE COMMITTEE The Maintenance Committee monitors the general condition

of the neighborhood and helps identify areas in need of repair or improvement, such as the irrigation system, streetlights, or other common property.

SOCIAL & RECREATION COMMITTEE The Social & Recreation Committee helps plan neighborhood

events, such as biannual garage sales, holiday parties, and National Night Out, as well as combined events with Twin Creeks Country Club.

YARD OF THE MONTH COMMITTEE The Yard of the Month Committee judges our yards and

then selects a different yard each month that exemplifies the orderly and well-maintained look we expect to find in our neighborhood.

Participation in our Home Owners’ Association is necessary for Twin Creeks to maintain its unique qualities as a country club community and to ensure a safe, beautifully maintained residential neighborhood for our families.

To volunteer for any of the Twin Creeks committees, please contact Kathy Taylor, Property Manager at Goodwin Management, at 512-852-7998 or [email protected].


TWIN CREEKS TRIBUNETHE DEDICATED RUNNER

Submitted by, Steve Bernhardt

Over the past few years the topic of proper running form has been widely discussed in running books, online forums, coaching blogs, magazine articles, and training classes. From these conversations the running community at-large has come to a consensus that there are best practices for runner’s to follow when running that optimize speed, efficiency, and reduce the probability of injury. The term commonly used today to highlight this emphasis on proper running technique is Good Form Running.

Here are four key components of Good Form Running that you should incorporate into your running technique, particularly if you are interested in enhancing your performance or have been battling some of the more common running related injuries.

1. POSTUREHead level, eyes forward. Upper body and

arms relaxed, loose hands. Compact arm swing, not crossing the mid-line of the body.

2. MID-FOOT STRIKELand the lead foot directly under the hip,

striking mid-foot not heel first.

3. TURNOVERResearch has shown that the optimum

cadence is 180 foot strikes per minute. The faster turnover promotes a shorter, quicker stride and a more efficient mid-foot landing.

4. SLIGHT LEANLean forward at the ankles not the hips,

use gravity to pull you forward.

Making adjustments to your running form can take time as muscle memory requires focused attention and repetition to rewire. With a moderate level of dedication and consistency you can make significant improvements in your running form that will result in a more productive and enjoyable running experience.


TWIN CREEKS TRIBUNE

We specialize in medical carefor the entire family.

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Both physicians arecurrently accepting

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Financial Focus - Occupy Your WalletSubmitted by Rich Keith

People often ask, “What things can we do keep our financial stability during financially volatile times such as these?” There are defensive strategies which anyone can employ regardless of their financial position. The answer, fortunately, has remained the same over many years. We have heard the importance of saving heavily and keeping debt low. But what about investing in your career, planning for a global financial tumble, or how about staying with your bank or leaving it behind? These practical questions are important in today’s world.

First, the basics. Make sure you have an “emergency fund” of at least $1,000 to cover a home or car repair. More is better: an amount equal to six months of expenses is best. Save at least 20% of what you make; this keeps you from using credit. While we’re on the subject of credit, let’s look at how much you’re spending on servicing your debt. Are you carrying a credit card balance at 18 percent? Pay it down quickly because that’s like getting an 18 percent risk-free return on your money. “If I could make 18 percent, I’d do it right now!” I’ve heard before. To further improve your cash flow, elect high deductibles on your car and home insurance. Basic family protection includes making sure you have your wills and powers of attorney in place and buy inexpensive term life insurance to cover your loved ones in the event the main wage earner dies prematurely. “Buy term life insurance,

it’s the right product for families,” says noted financial whiz Suze Orman.

If anyone believes that our current low inflation rates will not increase dramatically as a result of the largest printing of money in the history of the world, then they are simply not paying attention. Prices will rise. Taxes will rise. Loans will become much more expensive. There is a trend in America toward renting more and more, from homes to party gowns, known as the “Rentership Society.” Having a big home loan straps you down and won’t let you easily leave for greener pastures. But renters can quickly move to the place where jobs are. In fact there are studies which have linked chronic unemployment to home ownership. Run the numbers, and then consider renting your next home.

Next, invest in yourself. Your income is your “financial engine.” Protect it by making sure you will keep working no matter what happens to your investments. Read, read, read. Be

vigilant about finding the areas of specialization where the world is heading and learn about them. Take someone to lunch who does what interests you and find out how they like it, and if a degree is required. Don’t automatically opt for an advanced degree, especially from the new breed of for-profit career schools. These schools often are expensive, and students incur debt at a higher rate than students at public or nonprofit private schools.

Feel good while you are saving. Your big bank is not your friend. Historically low CD rates, high fees, combined with draconian lending policies, are driving millions of people away from the big banks and toward credit unions, as well as safer investments. Former IMF chief economist Simon Johnson’s book, “13 Bankers: The Wall Street Takeover and the Next Financial Meltdown,” reveals how a “cabal of big banks gambled with our money, wrecked the economy, and then accepted huge taxpayer bailouts, all the while paying out gigantic bonuses and fighting financial reform,” Johnson says. His answer is to remove your money from the six biggest banks: Bank of America, JP Morgan Chase, Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley. Smaller banks and especially nonprofit credit unions offer lower fees, better loan rates and consistently better customer service. For financial peace of mind, work with your financial coach to make sure your family is taken care of.


TWIN CREEKS TRIBUNE

athletics.concordia.edu

2012 ASCBaseball Champions

For up to the date information please check out our website at:

BaseballJune 18-21 & July 9-12

contact: 512-313-4507

Softball June 11-15

contact: 512-313-4502

Boys Basketball June 4-8

contact: 512-313-4504

Girls Basketball June 25-29

contact: 512-313-4509

Boys & Girls Volleyball June 11-15 & July 16-20

contact: 512-313-4510

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SudokuThe challenge is to fill every row across, every column down, and every3x3 box with the digits 1 through 9. Each 1 through 9 digit must appearonly once in each row across, each column down, and each 3x3 box.

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TWIN CREEKS TRIBUNEAt no time will any source be allowed to use The Tribune contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in The Tribune is exclusively for the private use of the Twin Creeks HOA and Peel, Inc.

DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser.* The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising.* Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction.* Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.

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PLEASE SUBMIT INFO AND PHOTO!

If you have a new arrival (baby or grandbaby), email us the pertinent information along with a photo and we’ll publish it in the Tribune. Let your neighbors share in celebrating your happiness! Email info on the arrival of your little one to [email protected]

TWIN CREEKS

Do You Have Reason to Celebrate?We want to hear from you! Email

[email protected] to let the community know!


TWIN CREEKS TRIBUNE

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TWIN CREEKS TRIBUNE

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Bluebonnet Summer Day Camp

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Call 512-331-9009—or visit: www.bluebonnetschool.com

• Small groups divided by age• Mature, CPR-First Aid certified counselors• Swimming watched by Red Cross certified lifeguards• Water play every day at our waterpark or pool• Licensed by the Texas Dept. of Protective Services• ParentWatch Internet viewing• Chef-prepared meals and snacks• Multi-acre campus with playscapes and a playing field• Field trips to exciting places• Both NAEYC and NAC accredited

TIN C TIN Twin Creeks TRIBUNE… · financial whiz Suze Orman. If anyone believes that our current...

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