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300 1a0003W SYSM-SO- 316864100

FAqwy 29, 1996

muP- 3z-(c::

Dear Mr. Nhbi

Ou hbWf wr dir, Chak, N.A. ('(0M '), w if, i r office l ofan !ivent v a of Sia 441b(a) eftFed i nd i g C Act of 1971, mod(athe Acte).

In art Clmbmk, a timdnl b k y mode a wroi in the aumnt of TwoHundred Fifty DoUlan (I .00) hm its bmry fi s t Cb aamS ommie of a cumdkhte forcity Compu oer o( Maa k dod a -Sqib r 15, 1995. Oce thisconftuto was diwaed by C bi ofcr C iy rd daieda full refund of the corbution from t candida's cmpaig commieUe. Said refund check was datedNovember 6, 1995.

As Citibnk, on its own initiative, has remedied this it violation of the Act and takenadditional steps to educate its e regaring the Act's requirements, we respectfUlly request thatthe Commission refrain from initiating an enforcement action concernin this matter.

I. FACTS

Citibank devotes o rable raurmcs to edu its empoyees regarding the laws andregulations pertinet to corporate political activities. In particular, at least annually, all Citicorp/Citibankofficers are reminded in writing that 'it is illegal for a national bank, an Edge Act corporatio, or afederal savings bank to make any political contributions at the federal, state or local level." AllCiticorp/Citibank officers are further informed that, as a matter of corporate policy, "any legally-

40

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- ol mdm iftbsPfit of a cMrds for loed offie vwt flr* be frymMi dpoisd by k amp PAC Ca~.'

Not_ --.-- uh dmeti w n 15, 1995 - wm p ofice of Ciwhek,NA. iAnd a cmrP check for Two H6 F ($Do00bl *M b Pr l tomIM pt," the 0 m. m~ sa q Jeh M. P"'Rs fordI Cky ( N Ofa-(&AWCO.M ) M&e Co M ofir Nd

miut a vohe huck o r m"" ... for the a leoA, tmimdif~pygfor the c ebb _o from ft Odbmk IVIf y Pfubica d a is Cdbink's offial pay

UP=a - of dom co ioa, Cisbank lMnprcuei mjCOMMId Witlgemund -- mIyA, -10 - i i'swindy thea toa Mw bo ine du a ela =i~owonli 1 pIL. Sp-MrScm6y, Qitcik uqad md *wd a fAl refrd of the 50o 601116 omw t P €tt p. chelMck wa inod an N C r 6, 1995 (chlck cMl.un as 'Rd"i I').

En ulddfic, COAM'sofieecgIS--AjanC"fflwt WYdwaammoaI to U.S. PolM midt The COAM Colance Offioe Aso

-- pso mnnw dto this kind of i Imvuta vielic. wil on tcr.H. CMICIALMMO

Otbeks INAMa IuD yoi Off tis inau" u-tmuwcin it I"'-;udmat sI hai wie fadenrul docd kw As C ak ho Wmin aps, on its m. - kloIw, bolh to d& this idwra ohlomn ud to bcm its xuamlim of t in the ue, we

spew that the C micm -1 -frm iitming - inm ent m tic in hiM flAtter.

Thank ymo in amvm for yor do waooi and Assilmce. Please do not hesit iD cal me at(202) 861-1877 if you need may furthe informa ion rgarding this matr.

Sinwely,

esi J. Kema IOn Behalf OfCitibank, N.A.

Encsres (2)

CC: Julie L. Williams, Esquire (w/encl.)Chief Counsel's OfficeOffice of the Comptroller of the Currency250 E Street, S.W., Room 8-1Washington, DC 20219

EXHIBIT A

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FEML ELTION COMMISSIONWMISH4GXK Dr. n0t3

~Mw'ch 13, 19W

LIA" J Kwnnam Esq.EPSTEIN BECKER & GREEN, P.C.1227 25th Ste, N.W.Washion D.C. 20037

RE: Pre-MUR 326

Citibank, N.&

Dow Us. Lerman:

This is to ackm adp neceipt of" ye letter dated Februay 29, 1996, advising us oapouble violation ahwe Fedeal Election Campaign Act of 1971, a -- e- A-, by your client,CiubicN.A. We will review de mter ad notif you as soon = theFedl ElectionC takes action on yew a Amioia

If you have my --- ie pleae contact Alva E. Smith at (202) 219-3400. For yewink io ve 1matwd a brie Ar tion of the Commissio's uiehs for nmaters such a this.

Sincerely,

Mary L. Taksar, AttorneyCentral Enforcement Docket

EnclosureProcedures

STTE!RPA T(14 ) Ai A,%[) U 1m(. IR .

RAVANT STATI1

r MWL AGIMC3I 0D

4A7.

I None

L G MR DF MATTER

This matter wa generated by a am.~s b filed on Mach Is 1996, by

Citibank, NA. ("Citibank"). The submission was based on an allegedly inadvtet contribution

by Citibank to a campaign committee in relation to a municipal election.

11. FACUAL ANID LEGAL ANALYSIS

Pursuant to 2 U.S.C. § 441 b(a), it is unlawful for any national bank to make a

contribution or expenditure in connection with any election to any political office, or in

connection with any primary election or political convention or caucus held to select candidates

for any political office. Seeoal I1 CF.R. § 114.2(a).

PbRALmaON mmbOK

999 B SorL N.W.Waiaa. D.C. 20463

Mr GENKAL COUUKsa, rEVpmrT

MUR 4376

DATE SUBMISSIONRECEIVED BY OUC: 03/01/1996

DATE OFACKHOWLEDGMENT: 03/13/1996

DATE ACT!VATED: 04/WI996STAFF M aMBER: Thomas J. Andeun

SUA W SUBNISSON

Citibank, NJA

2 U.S.C. § 441b(a)II C.F.R. f 114.2

None

OIcm5 h Wra bin M m t 5, ts,

Theued a .up. VM a M W N ra .UhtJM. Pu

imS" @o MDdais M m. 'r T ia mt mw o mh d at monqm.t *fan

OSWim of(Odxmk Olo Amuat MM i u ("'OAM"'). "M aCXM bemo aoPusi a

vewk d M " mqm inm malm aa for din obwld-m- h d of

l r U. C OWNhiAm as 0bieai VoImuy N F=4 a b CIk 's oficial

The m c wim wd b C cailimw offic lon d two

CIN w a dtr tc ca Mtutio wa mud a ohic m Clkbm* ve m md A oemied a #

N lofdc m I Mwj find chck m inmd an lowvwomh 69 1995. COW*

N polcy p-hftd SUch obtlhau NI M hr-im .aftdm*WeCOAM CA~m ce Office.-4 othe' remea l actiom t Seene thano muh ii wilWl bdw A we-

Based on the f -g thiS(n OfficP -.... w " the Cm i nd e-na to,

believe that Citibank violated 44lb(a) by nuking a prahiIted cUIRbIo O a Ccuaswta

local election. However, given the small amount of te coantribution, Citibank's promt action in

requesting a refund and in taking steps to prevent the recurrence of such a violation, and its

initiative in bringing this matter to the Commission's attention, this Office recormends that the

Commission take no further action against Citibank, send an admonishment letter, and close the

file in this matter.'

1 Citibank was a respondent in two other enforcement matters involving violations of441 b(a), but the activities in question occurred prior to 1989 and the Commission took no further

I. 00"iMW

2. *W absb kde- CdhM NA. viod 2 U.S.C. g 441bu ) bw a mt tiam inhhes m Ie hk d , mri.

3. pep t W os1 owler.

Lawrem M. N"Gene Comad

BY: _

As GWd Cound

action after finding reason to believe Citibank violated the Act. in MUR 2589, Citibank's PACfiled a gh amni submission informing the Commission that Citibank had paid the PAC'sfederal income taxes between 1981 and 1986, totaling $4,089. In MUR 3124, generated by areferral from the Audit Division, Citibank made a $2.500 contribution to the Atlanta '88Committee, the organization formed to manage the 1988 convention. Citibank claimed that itsinternal compliance review process was not triggered because the solicitation letter it hadreceived emphasized the organization's non-partisan. §501(cX3) tax-exempt status.

'0Doft

3~3 - 1&L WaCIZW amiazo.

ft the Matter of

fit"£k, N.A.mav~ q357(,Pre-m 326

I, Majoeie W. IMEs, Searetary of the Federal leltan

Cossina, do berey aertify that as Nay 29, 1996, the

Comission dekLded by a vote of 5-0 to take the followin

actions Ire-MiM 326:

1. Open a IM.

2. Find reason to believe that Citibank, N.A.violated 2 U.S.C. 44b(a), but take nofurmr action and close the file in thismatter.

3. £prove the appropriate letter, asrec e in the Oenerl Coumsel' Reportdated May 21, 1996.

Comissioners Aikens, EZlliott, McDonald, agexryg and

Thamas voted affirmatively for the decision.

Attest:

Date

Secr 4ary of the Commission

Received in the Secretariat: Nod., Nay 22, 1996Circulated to the Commission: Wed., Nay 22, 1996Deadline for vote: Tues., Nay 28, 1996

bjr

9:23 a.u.11:00 a.m.4:00 p.m.

41, , Y qF 1 * i 4.1 '- i -__1

i iiEIM LECTION COMMISSION

wASHWAWN4. OC. oW3

Mo 30. 1LO

Lelie, 3. Kaul Baq.Esf aeck & mm, P.C.1227 256 St. N.W.Wadl D.C. O037-1156

RE: MUR 4376Cid'ti, NA.

Dow Ms. Kerm:

On ay 23.19 , 1l Fedeal Elcmtion Couuis m u nl imua t belie e tha yourcim, Ctib@bl NA., vsih 2 US.C. 5 44b(a), a provius o l Fedel Elk mAct of 1971,u mnPd. Howee, aftwl, owiderins1 d- p 9 - -=Mm odbl nW,Consalro dWho to Win no frr acon md dowd it le. 1M Fat GinalCousua's Repast, wM& hosned a basis for &e Coamiuimss fbn&h is amuded t ya

"Mr Caomue byou iA it is unlawful for a nato bk mtom acosuribW&Wion urncsmom wit election towy POlit" office. Yourcw disnuh e. wpto unwe dmai dabifility don aw a ow. i the fulm

The con....-"y proviulm at 2 U.S.C. I 437W(aXI2) so Uenu eppy md U nowis znw pulic. In addan, alto &e complet file must be piece on 1k pu i c more within30 days tis c=ou ce at my im folow n atictio =*VOL Co m sva fyouwish to Ait may c regal maerials to appew on6 pl e , em pldee d se soas poss le. While t file my be plae on the publik rerd before receiving you alilonamaterials, anyp peri, Nbe subisions will be added todw1k i ecord uponrecep

If you have any qustion, pleae contact Thomas J. Ander= the atney igned tothis mater, at (202) 2 19-3690.

Sincerely, . , •

EnclosureFirst General Counsel's Report

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