THE VALUE OF

MEMBERSHIP

Access

Interact and work with retail banking’s decision makers.

CBA’s leadership is composed of top senior executives who participate on CBA’s 11 committees

(and reach more than 450 bankers each month), as well as the heads of retail who compose

CBA’s Board of Directors.

These same executives plan and attend CBA LIVE, retail banking’s must attend event.

Quality

Share insights and trends shaping the industry.

CBA’s cutting-edge educational opportunities include: CBA LIVE, retail banking’s must attend

annual conference, its Advanced Education programs, and webinars.

The best in retail banking participate in CBA’s work.

Exclusivity

Be among the influential.

A smaller, deeply engaged group of associate members benefits all parties: less competition for

you, better business partners for our bankers, more participation by everyone.

THE VALUE OF MEMBERSHIP

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

We’re Growing

CBA is attracting more bankers, senior decision makers and diversifying our member-ship base. We’re proud to represent 69 Corporate members - an all-time high. CBA is home to 11 standing committees - with the recent additions of: Risk, Internal Audit Governance and Wealth Management, attracting participation of 65 new senior banking executives. Our enhanced CBA LIVE forum programming offers more opportunities for you to engage as speakers or panelists. Banker attendance at CBA LIVE has more than doubled since the first event in 2010 and has grown by 60 since 2015. Webinar attendance has grown by 2,000 since 2015.

Leadership on issues

CBA’s thought leadership, specifically regarding the CFPB, is impelling the industry forward on issues most important to our members, including:

Access to senior regulatory and legislative policy makers, including stand-ing calls with CFPB Director Richard Cordray.

Working with the White House to make recommendations for leadership and policy.

Hosting membership-wide alerts, calls or webinars on breaking industry news.

Educating future banking leaders

For more than 60 years, we have provide cutting-edge educational opportunities to today’s retail bank executives and the next generation of banking leaders. CBA OnSite Education provides an essential set of tools to better integrate associates with the inner workings of a financial institution. Being able to translate the content and material back to the customer experience is a key benefit.

CBA IS A RETAIL BANKING LEADER

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Associate Member Benefits

Associate Membership is open to organizations who provide products or services to the retail banking industry and financial service companies who are not federally insured. Membership runs from October 1 through September 30 of the following year. CBA is proud of the value and benefits we provide your business, including:

Access to CBA Corporate Members, such as: - Networking at CBA LIVE and other CBA events; - Exhibit and Sponsorship opportunities at CBA events; - Discounted registration for CBA LIVE; and - Hosting opportunities for CBA Committee and VIP events.

Access to membership mailing lists (includes mailing address and email): - One (1) CBA corporate membership directory sent annually: includes top contact at each CBA member bank. - Two (2) targeted lists from CBA’s extensive database.

Webinar hosting opportunities: propose a relevant topic and speakers for a webinar and CBA will handle the marketing, registration and live hosting of the webinar (at an additional cost)

View CBA Webinars live or on-demand at no cost

White Paper publishing in the CBA White Paper Library (at an additional cost)

Member-only legislative and regulatory alerts, conference calls and webinars.

Free Subscription to the CBA Weekly Report: read the week’s top retail banking news from our CEO and review government relations issues relevant to your business.

Free Subscription to CBA SmartBrief: get the latest industry news each morning, and adver-tise your business to key industry professionals.

Member Referral and Conference Rewards Programs: Associate Members are great CBA am-bassadors. CBA’s member referral programs for membership and conferences is our thank you for promoting CBA.

A listing in CBA’s online Associate Member Directory

For more information please contact:

Maren Colon Manager, Associate Membership & Corporate Philanthropy (202) 552-6394 mcolon@consumerbankers.com

ASSOCIATE MEMBER BENEFITS

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

$50-$100 Billion

Huntington Bancshares

Discover Financial

Santander Bank

BBVA Compass

USAA Federal Savings

Comerica

Synchrony

Zions Bancorp

Under $10 Billion

Banner Bank

WesBanco

First Interstate Bank

Bank of North Carolina

Rockland Trust Company

BancFirst

First Commonwealth

Woodforest Bank

TIAA Direct

MainSource Financial

First American Bank

Five Star Bank

Texas Dow Employees CU

Credit Human CU

Crescent Bank

Green Dot Bank

Independent Bank

Toyota Financial Savings

1st Financial Bank

$100 Billion +

Chase

Wells Fargo and Co.

Bank of America

Citigroup Inc.

U.S. Bancorp

Capital One Financial

PNC Financial

TD Bank

BB&T Corporation

SunTrust Banks

HSBC USA Inc.

Charles Schwab

American Express

Citizens Financial

Fifth Third Bancorp

KeyCorp

M&T Bank

Regions Financial

Ally Bank

MUFG Union Bank

BMO Harris Bank

Bank of the West

$10-$50 Billion

CIT

Frost Bank

Synovus Bank

First Tennessee Bank

EverBank

Webster Bank

Commerce Bancshares

Hancock Whitney Bank

IBERIABANK

TCF Bank

Bank of the Ozarks

Comenity Bank

Sallie Mae Bank

State Farm Bank

Bank of Hawaii

United Bank

Rabobank

Flagstar Bank

IBC

Eastern Bank

OUR MISSION The Consumer Bankers Association preserves and promotes the retail banking industry as it

strives to fulfill the financial needs of the American consumer and small business.

CORPORATE MEMBERS

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Ross Carey Chair U.S. Bank EXECUTIVE VICE PRESIDENT, BUSINESS BANKING DIVISION, COMMUNITY BANKING & BRANCH DELIVERY

Brad L. Conner Chair-Elect Citizens Financial Group, Inc. VICE CHAIRMAN, CONSUMER BANKING

William H. Howle Immediate Past Chair Citibank PRESIDENT OF U.S. RETAIL BANKING GROUP

Michael Aust Comerica Bank EXECUTIVE VICE PRESIDENT, DIRECTOR OF RETAIL BANK

Ryan Bailey* Bank of the West EXECUTIVE VICE PRESIDENT, HEAD OF RETAIL BANKING GROUP

Todd Barnhart PNC Financial Services Group EXECUTIVE VICE PRESIDENT, HEAD OF BRANCH BANKING Chad Borton* USAA Federal Savings Bank PRESIDENT

Rafael Bustillo BBVA Compass CHIEF OPERATING OFFICER

Michael Cleary Santander Bank, N.A. CO-PRESIDENT AND HEAD OF CONSUMER & BUSINESS BANKING

Dennis Devine KeyBank CO-PRESIDENT OF KEY COMMUNITY BANK, CONSUMER & BUSINESS BANKING

John Durrant* Capital One Bank SENIOR VICE PRESIDENT, LOCAL CONSUMER PRODUCT AND MARKETING

Sol Gindi JPMorgan Chase & Co. CHIEF ADMINISTRATIVE OFFICER, CHASE CONSUMER BANKING

Richard S. Gold M&T Bank VICE CHAIRMAN, CHIEF RISK OFFICER

Andrew J. Harmening The Huntington National Bank SENIOR EXECUTIVE VICE PRESIDENT, RETAIL & BUSINESS BANKING DIRECTOR

Ellen C. Koebler SunTrust Banks, Inc. EXECUTIVE VICE PRESIDENT, CONSUMER LENDING SOLUTIONS EXECUTIVE

Robert M. Kottler IBERIABANK EXECUTIVE VICE PRESIDENT AND DIRECTOR OF RETAIL AND SMALL BUSINESS

Michelle Lee Wells Fargo Bank, N.A. PRESIDENT, COMMUNITY BANKING, EASTERN REGION Phil McHugh Fifth Third Bank EXECUTIVE VICE PRESIDENT, HEAD OF CONSUMER BANK

Nitin Mhatre Webster Bank, N.A. EXECUTIVE VICE PRESIDENT, CONSUMER AND BUSINESS BANKING

Cathy Nash Woodforest National Bank PRESIDENT AND CHIEF EXECUTIVE OFFICER

John Owen Regions Financial Corporation SENIOR EXECUTIVE VICE PRESIDENT, HEAD OF REGIONAL BANKING GROUP

Michael Rhodes TD Bank HEAD OF CONSUMER BANK

Clarke R. Starnes, III BB&T Corporation SENIOR EXECUTIVE VICE PRESIDENT & CHIEF RISK OFFICER

David Tyrie Bank of America Corporation MANAGING DIRECTOR, PREFERRED & RETAIL PRODUCTS EXECUTIVE

Tim Wennes MUFG Union Bank, N.A. WEST COAST PRESIDENT, HEAD OF REGIONAL BANKING

*Subject to vote on 9.13.2017

BOARD MEMBERS

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Automobile Finance Committee

Chair: Jeff Turley, PNC Bank, N.A. | Vice Chair: Peter Kidd, Fifth Third Bank

Community Reinvestment Committee

Chair: Jim Matthews, Capital One | Vice Chair: Sue Whitson, BMO Harris Bank

CFPB Committee

Chair: Cindy Reeves, Frost Bank | Vice Chair: Tangie Holland, Regions Bank

Default Management Committee

Chair: Tom Fowler, SunTrust Bank | Vice Chair: Mick Sladic, Capital One

Deposits & Payments Committee

Chair: Michael Young, EverBank | Vice Chair: Kevin Condon, Bank of America

Digital Channels Committee

Chair: Michael Bernard, Webster Bank | Vice Chair: Josh Winstead, EverBank

Education Funding Committee

Chair: Tom Lustig, PNC Financial Services Group | Vice Chair: John Vidovich, Discover Financial

Fair and Responsible Banking Committee

Chair: Staci Glenn Short, Huntington Bank | Vice Chair: Christina Speh, TD Bank

Home Equity Lending Committee

Chair: Logan Pichel, Regions Bank | Vice Chair: Tom Parrish, BMO Harris

Risk Committee

Chair: Maria Leonard, Citizens Bank

Small Business Banking Committee

Chair: Todd Hollander, MUFG Union Bank | Vice Chair: Gail Gandy, Wells Fargo

COMMITTEE LEADERSHIP

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Standing Committees Auto Finance CFPB Community Reinvestment Default Management Deposits & Payments Digital Channels Education Funding Fair & Responsible Banking Home Equity Lending Small Business Banking Risk Subcommittees & Ad Hoc Working Groups

Board Councils & Forums Education Council Government Relations Council Membership Council Mid-Tier Retail Executive Forum

Ancillary Products* Biggert Waters Branch Transformation Campus Products Checking Disclosures Communications Consumer Complaints Default Management Compliance Deposit Advance Products EBS Faculty Advisory EBS Faculty FinTech Charters*

Government Representatives HMDA Home Equity—Product Home Equity—Risk Home Equity—Underwriting/Fulfillment Interchange Internal Audit Overdraft Prepaid Cards Privacy/Data Security Wealth Management

*New Groups

COMMITTEES

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

CBA LIVE is the must-attend event for the retail banking industry. Senior level bankers and those doing business with the industry gather from across the country to experience this premier event. CBA LIVE offers top-notch programming tailored toward professionals motivated to learn new trends and share ideas with the most influential decision makers in the

business. Visit CBALIVE.info to learn more.

At CBA LIVE,

You'll Experience...

90 hours of info-packed programming

Dynamic speakers from retail banking and beyond

11 concurrent and diverse forums

Unprecedented networking with senior level retail bankers

A one stop shop of the best in retail banking solutions

WHO ATTENDS

CBA LIVE?

Senior-level executives do. Of

the 1,400 attendees, more than

620 are bankers. CBA LIVE

attracts top decision-makers

including heads of retail, product

lines, product development,

compliance, risk & internal audit.

Data based on past CBA LIVE attendance

CBA LIVE

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Sponsored Webinars and White Papers are effective tools to showcase your company’s unique perspectives and insights on top of mind issues for senior banking executives. Provide trends, analysis and thought leadership to CBA’s membership while CBA handles the back-end logistics and marketing. CBA Webinars and White papers are promoted via member emails, CBA SmartBrief, CBA Weekly Report and social media. All sponsored webinars and white papers are housed on www.consumerbankers.com for a full year, serving as a great resource for members.

WEBINARS & WHITEPAPERS

1225 EYE STREET, NW, #550, WASHINGTON, DC 20005

consumerbankers.com

Membership Application

Associate membership is open to organizations providing products or services to the retail financial services community

and finance companies not federally insured. Choose from three membership levels:

HOLDING COMPANY ASSOCIATE

MEMBERSHIP

Designed for companies with multiple

entities, but owned by the same

parent. Companies will be listed

under their individual names and all

may attend CBA programs.

ASSOCIATE MEMBERSHIP

Designed for companies which

desire to participate and attend,

exhibit or sponsor at CBA events.

$11,000 per holding company, plus

$1,000 per associated company annually.

$10,000 per company annually.

NON-PROFIT ASSOCIATE

MEMBERSHIP

Designed for companies

$3,500 per company annually.

Application

How did you learn about CBA? Mailing CBA Website Advertisement

Referred by a CBA Member (please list referring company) ______________________________

MEMBER COMPANY INFO │ Holding Company Associate Members must complete a form for each associated company.

Company Name:

Street Address:

City: State: Zip:

Website:

Twitter: Phone:

Contacts

CBA REPRESENTATIVE CONTACT DETAILS

Representative’s Name:

Title:

Functional Title:

Email:

Phone: Twitter:

Membership Application

Contacts (continued)

CBA DUES PAYER CONTACT DETAILS

Name:

Title:

Functional Title:

Email:

Phone: Fax:

CBA EXHIBIT & SPONSORSHIP CONTACT DETAILS

Name:

Title:

Functional Title:

Email:

Phone: Fax:

NOTE: If mailing addresses for the contacts above are different from the Company address, please send on a separate paper and attach to application.

Company Description

To complete your membership application, please email a brief description of your company (maximum of 60 words) to

mcolon@consumerbankers.com.

Authorization

Applicant’s Signature:

Title:

Date:

Submit Application

Please return this application to: CBA │ 1225 Eye Street, NW, #550, Washington, DC 20005 │ Fax 202.552.6391

For question or additional information, contact Maren Colon at 202.552.6394 or mcolon@consumerbankers.com.

CONTINUED