APPENDIX IPAST PRESIDENTS, CFUA, CUAPAST CHAIRMEN, lAO

CANADIAN FIREUNDERWRITERS'ASSOCIATIONG.P.G. Smith (1884)G.EG. Smith (1885)G.F.G. Smith (1886)G.F.G. Smith (1887)J.I. Kenny (1888)J.J. Kenny (1889)S. Duncan Clark ( 1890)S. Duncan Clark 1891)A.I. Paterson (1892)A.T. Paterson (1893)Thos. R. Wood (1894)Thos. R. Wood (1895)EW. Evans (1896)EW Evans (1897)P.H. Simms (1898)P.H. Simms (1899)E.A. Lily (1900)H.M. Blackburn (1901)H.M. Blackburn (1902)James McGregor (1903)G.EG. Smith (1904)Alfred Wright (1905)M.e. Hinshaw (1906)john B. Laidlaw (1907)T.L. Morrisey (1908)A.M.M. Kirkpatrick (1909)R. McD. Paterson (1910)Wm. Mackay (1911)T.D. Richardson (1912)H.M. Lamberr (1913)H. Hampson (1914)J. Gardner Thompson (1915)E.E Garrow (1916)J.G. Borrhwick(1917)Thos. H. Hall (1918)P.M. Wickham (1919)John B_ Laidlaw (1920)Lyman Root (1921)John Jenkins (1922)Alfred Wright (1923)WE. Baldwin (1924)J.B. Paterson (1925)Lewis Lang (1926)Lewis Lang (1927)Wilfred M. Cox (1928)J.W Binnie (1929)Colin E. Sword (1930)P.L. Monkman (1931)J.H. Riddel (1932)J.H. Labelle (1933)W.R. Houghton (1934)W.E. Findlay (1935)

CANADIANUNDERWRITERS'ASSOCIATIONJohn Holroyde (1936)John Holroyde (1937)John Holroyde (1938)Edgar I. Kay (1939)Sidney W. Band (1940)j. Victor Owen (1941)Kenneth Thom (1942)Alex. Hurry (1943)Alex. Hurry (1944)WC. Butler(1945)R. DeGrandpre (1946)R. DeGrandpre (1947)Robert Lynch Stailing (1948)WE. Baldwin (1949)R.H. Leckey (1950)C. Stuart Malcolm (1951)Norman G. Bethune (1952)O.K. MacDonald (1953)L.L Lewis (1954)S.M. Elliott (1955)AlexS. Hamilton (1956)G.D. Trusler (1957)H. Douglas Coo (1958)e. G. Angas (1959)Ralph Sketch (1960)WB. Bell (1961)H.D. McNairn (1962)R.E Swaine (1963)E.A.W Paterson (1964)H. Douglas Coo (1965)D.B. Martin (1966)EW Pearson (1967)Daniel Damoy (1968)D.B. Martin (1969)R.H. Stevens (1970)MW Donald (1971)N_H. Manning (1972)DonaJd McKay (1973)j.M. McFadyen (1974)

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INSURERS' ADVISORYORGANIZATIONE.A.W Paterson (1974-75)1.0. cassidy (1975-76)WR. Atkinson (1976-78)J.E. Burns (1978-79)EA. Saville (1979-80)WL. Williams (1980-81)J.B. Murch (1981-82)J. Robitaille (1982-83)L.J. Rawlinson (1983-84)G.A. Chellew (1984-85)

......._--.

BIBLIOGRAPHY

PERIODICALS ANDNEWSPAPERSBoard AdvocateCanadian BusinessCanadian UnderwriterFinancial PostInsurance and Financial ChronicleJournal ofAmerican InsuranceJournal of CommerceMaclean's MagazineMonetary TimesSaturday NightThe Globe and Mail

CORPORATE RECORDScanadian Fire Underwriters'

Association. Minutes ofProceedings (1883-1935).

canadian Underwriters' Association.Minutes of Proceedings(1935-1974).

Insurers' Advisol)' Organization.President's Reports(1974-1982).

GOVERNMENTPUBLICATIONS

Abstracts of Statements ofInsurance Companies in Canada(1919-1954).

Association of Superintendents ofInsurance of the Provinces ofcanada (1914-1978).

Masten, Hon. Mr. Justice. Report onInsurance Commission Toronto:A.T. Wilgress. (1919).

Report of the Superintendent ofInsurance (1878-1978).

BOOKS AND ARTICLESAllen, W Gore. We the

Undersigned, A History of theRoyal London Mutual InsuranceSociety and Its Times. London:Newman and Neame Ltd.. 1961.

Armstrong, Frederick H. "TheSecond Great Fire ofThronto,April. 1904" Ontario History 70(1978): 3-38.

Baumer, Edward. The Early Days ofthe Sun Fire Office. London:Joseph Causton and Sons Ltd ..1910.

Brearley, Harry C. The History ofthe National Board of FireUnderwriters. New York:Frederick A. Stokes Co., 1916.

Bular, Alvin. Footprints ofAssurance. New York: MacmillanCompany, 1953.

Clayton, G. British Insurance.London, Elek Books. 1971.

Considine, Bob. Man Against Fire:Fire Insurance Protection FromDisaster. New York: Doubledayand Co., 1955.

Dickson. P.G.M. The Sun InsuranceOffice. 1710-1960. London:Oxford University Press, 1960.

Dorwart, Reinhold A. "The Earliestfire Insurance Company in Berlinand Brandenburg, 1705-1711"Business History Review 4(1958), pp. 192-203.

Drew, Bernard. The LondonAssurance. London: CurwinPress. 1949.

Ely, Catherine B. "About the ChicagoFire of' 71" Journal of AmericanInsurance 4 (October i927), pp.7-10.

Fitzpatrick. F.W. Cyclopaedia ofFire Prevention and Insurance. 4Vo/s. Chicago: American 'TechnicalSociety. 1914.

Gephart, WF. Priuciples ofInsurance. New York: TheMacmiiian Company, 1917.

Gilberr, George. "Are Fire PremiumsToo High?" Saturday Night(January 14,1939), p. 10.

--::-:-' "Comrol of Fire InsuranceRates" Saturday Night (May 24,1941). p. 34.

. "Growth oflnsurance-S-u-sic-n-ess in Wartime'" Saturday

Nighl(April5,1941),p.34.___. "Importance ofFire

Insurance and How the BusinessBegan" Saturday Night (January11,1949), p. 26.

___, "Problem of Commissionin the Fire and Casualty Business"Saturday Night (June 12, 1948),p.38.

___' "Safe Fire InsuranceRates Must be Based on CombinedExperience" Saturday Night(January 26, 1946). p. 38.

-158-

Gillespie, George C. "Insurance FireMarks and Their Use" Journal ofAmerican Insurance 2 aune1925), p. 19.

Hayward. Robert J. "Charles E. Goadand Fire Insurance cartography"Association of Canada MapLibraries Proceedings (1974).

Kenny, J.J. "History and Progress ofcanadian Fire Insurance" inCastell Hopkins. AnEncyclopaedia of a Country Vol.5. Thromo: The LinscottPublishing Company, 1892. pp.318-24.

Leiving, Edward. A Century ofInsurance: The CommercialUnion Group of InsuranceCompanies 1861-1961.London, H.F. And G. WhitherbyLtd., 1961.

Miiiar, lillian D. "How War HasAffected Insurance" CanadianBusiness (February 1943). pp.36-7.

National Board of Fire Underwriters.Pioneers ofProgress,1866-1914. New York, H. Wolff.1941.

Parizeau, Gerald. Traited'Assurance Contre L'incendieau Canada, Momrea]: Presses del'Ecoles hautes etudescommercials. 1961,

Raynes, Harold E. A History ofBritish Insurance. London: SirIsaac Pitman & Sons Ltd.. 1968.

Ryan, E.O. The canadianUnderwriters' Association: TheFirst Seventy-Five Years. (1958).

"Speeding the Call of Fire" Journalof American Insurance 6(January 1929), pp. 9-11.

Supple, Bany. The Royal ExchangeAssurance. cambridge,University Press, 1970.

"The Fire that Shook an Industry"Journal of American Insurance(September/October 1971), pp.1-5.

Thdd, A.L. A Spark Lighted inPortland: The Record of theNational Board of FireUnderwriters' . New York:McGraw-Hill Co" 1966.

Vv'estern Canada InsuranceUnderwriters. Trailing the Blaze:A Chronicle ofSixty YearsPioneering and Service. (1942).

PICfURE CREDITS

PERIODICALScanadian Insurance, pub. Stone &

Cox Limited, lbronto, and theEditor. Michaei Steeler.

Canadian Underwriter, consulted atthe Insurance Institute ofOnrario,lbronto.

Insurance and Financial Chronicle.consulted at the MetropolitanToronto Library.

BOOKSAdam, G. Mercer. Toronto old and

new. Thronto, 1891.Bainbridge, John. Biography of an

idea, the story of mutual fire andcasualty insurance. New York,1952.

Brearley, H.C. Asymbol of safety,an interpretative study ofanotable institution organized forservice, not profit. New York.1923.

Carr, W.H.A. From three cents aweek, the story afthe PrudentiaiInsurance Company of America.EnglewoodCiitIs, N.J., 1975.

Carry. Edmund J. and Arthur C. TheLondon fire brigade history.London, Ont., 1928.

Cannon. Donald J. Heritage offlames, the iliustrated history ofearly American flrefighting.New York. 1977.

Dickson, P.G.M. The Sun InsuranceOffice 1710-1960. London,1960.

Dominge, c.c. Fire insuranceinspection and underwriting.New York, 2nded., 1920.

Engeihardt, GW. lbronto, Canadaand the bookofits Board ofTrade.1broma, 1897.

Garnett, R.G. A century of co­operative insurance. London,1968.

Green, B.M., cd., Who's who andwhy, 1919-20.lbronto, 1919.

GRIP, an independent political andsatirical journal. Toronto, 1883.

James, Marquis. Biographyofabusiness, Insurance Company ofNorth America 1792-1942.New York, 1942.

laChance, 11', \II Modern School­hOllses.1bronto.1919.

Mulvaney. c.P. Toronto past andpresent, a handbook of the city,Toronto. 1884.

Ontario Fire Prevention League. FirstAnnualReport,lbromo, 1919.

Smith, J. Grove. Fire waste in Can~

ada (Commission of Conserva­tion). Ottawa, 1918.

WiUmol, E.A. Where's the fire?lbromo, 1980.

COLLECTIONSGraphic materials were provided fromthe resources of the Regional Collec­tion, The University ofWesternOntario Library, from the files andarchives of the Insurers' AdvisoryOrganization and from staffmembersoflAO. Many were reproduced forthebook by David Hallam from filesmade available by Michaei 5teeier ofStone & Cox Limited, by the Metro­politan Toromo Library and theInsurance Institute ofOntario. Theirheip is gratefirliy acknowiedged.

Graphic materials were compiled andresearched by Edward Phelps.

Layout and production were effectedby Charies Whipp ofLambtonEditorial Associates, Petrolia,Ontario. and Browns Printing,Petrolia, Ontario.

-159-

,---------------------------------------~---------------------------------------------------------------------------F

TORONTO, 2nd OctOber, 1883.

,li,,,,,,,,,,,,,,,,,,,,,

;.,,,,,,,,,,,,,,,,,,,,,,,,p,,,,,,,,,,,

These Committees shall have concurrent jurisdictionEach Committ7e may pass an Order, but such Orde~must be submItted to the other Committee and ap­proved by them, before it comes into force. The pro­mulgation of an Order so approved shall be made bythe Secretary of the Association.

In the event of an Order passed by one Committee,not beIng approved by the other, the said Order shallbe re-considered and a vote taken thereon. The yeasand nays shall be taken in Committee and recordedand the majority shall prevail. In such a divisiodeach Company shall have but one vote.

ARTICLE 5.-The Officers of this Association shallbe a President, two Vice-Presidents and a Secretary­Treasurer.

CONSTITUTION.

R. WICKENS,L. C. CAMP,W. BUGHT.T. R. WOOD,

The Committee met this day at 2.30 p. m.PRESENT:

]. ]. KENNY, (Western), Vice·President.

Commercial Union. W. A. SIMS, London & Lancashire III SoY.Phenix of Brooklyn. H. SCOTT, National of Ireland.Lancashire. S. F. MAGURN, City of London.)Etna. ]. HUTCHISON, Norwich Union.

And the Secretary.The Minutes of the previous meeting were read and adopted.Letters were read from various partfes regarding the operation of the Tariff, and the Secretary

was instlllcted to reply.The Minutes of the Montreal Committee held on the 27th ull were read.In consequence of the difficulty experienced by the Toronto Board in first acting on the

mode of Assessment recommended in the Resolution adopted by the Montreal Committee. andwhich the Toronto Board has since a~doned, the Toronto Committee recommend in lieu ofthat mode, That the minimum income ttA any member of this Association for assessment purposesshall be taken at $25.000, and that the Secretary be instructed to levy an assessment on allCompanies having no Ontario income for 1882, or a less income than $25,000...... tt...A-~

The question of Endorsements having been referred to by a member, it was unanimou.lyordered that Companies be notified that the charge for Endorsement be made to apply to allplaces in the Province of Ontario. including Toronto, Hamilton and London.

The following Constitution and Rules were adopted subject to the approval of the MontrealCommittee:

FlRf UNDERWRITERS' ASSOCIATION

ARTICLE I.-This Association shall be known as- THE CANADIAN FIRE UNDERWRITERS' ASSOCIA·TION."

ARTICLE 6.-1t shall be the duty of the Presidentto preside at all meetings of the Association, and alsoto call Special General Meetings at the written requestofnot less than one-third of themem bers-such requestto state the object or objects of such special meeting.

ARTICLE 2.-The objects of the Association are the Notice of such meeting, containing a copy of theE.tabli.hment and Maintenance of Fire I nsuranee requisition calling for it, shall be sent by the SecretaryRates and the Promotion of the Interests of Fire to each member of the Association, stating the timeIn.ur.:.nce Business in Canada. and place of meeting, which must not be less than ten

ARTlCLF. J-This Association shall consist of the days after the date of such notice; and no businessfollowing Companies (with such other Companies as other than that stated in such notice shall be trans­may from time to time become member<.) Herc acted at such meeting. The President shall also pre­follow thc names of the 30 Companies comprising the side at all meetings of either Cllmmittee at which h~Aosociation to which is added, .. Of which G. F. C. may be present.Smith i. President, and J. J. Kenny and James W. ARTICLE 7.-ln the absence of the President. hisTaylor are Vice-Presidents, and Robert McLean, duties shall devolve on one of the Vice-Presidents'Secretary-Treasurer. and in the absence of all of them, the members present

h at the meeting may appoint a Chairman.ARTICLE 4--Representatives of Companies w oseHead or Chicf Offices are in the Province of Ontario ARTICLE S.-It shall be the duty of the Secretaryshall bc known as the Toronto Committee; and to take minutes of all meetings of the Association, andReprcsentativcs of Companies whose Head Offices are also of the me~tings of the Toronto Committee, andin thp. Provincc of Quebec, as the Montreal Comm.ttee. to copy them In a book kept for that purpose. He

------------------------------------------------------ --160--------------------- _,,c_

RULES·shall conduct an correspondence between tbe Torontoand Montreal Committees, and also between the Asso­ciation and Local Boards, and he shall discharge suchother duties in connection with the Association as RULE I.-The Tariff of rates adopted by the As-may reasonably be required of him. sedation are for the various risks described therein,

ARTICLE 9.-The office-bearers of this Association and are applicable to Renewals as well as to newshall be elected by ballot (unless otherwise agreed to) business, and cannot be written for a longer periodat the Annual Meeting of the Association, which shall then one year-for periods less then one year shortbe held in the month of J in each year, term rates must be changed as per short term rateand on such day and at such place as the Association table on pages !9, 20 and 2! in the Tariff books_may determine, and the persons so chosen shall hold RULE 2_-The following risks are not subject tooffice for one year, or until their successors arc elected. the operation of the Ontario Tariff, namely: Acade­Any officer is eligible for re-election; and should any mies, Day Schools and Colleges, Banks and Insurancevacancy occur during the year from any cause, the Offices, Barns, (when insured with dwellings, for threemembers present at any meeting may elect a person years,) Colleges, Court Houses, Churches, Charitableto fill the vacant position for the unexpired term of Institutions, Drill Sheds, Dwellings, Graperies, Green­his predecessor, houses, Hospitals, Household and other Furniture and

ARTICLE ro.-All existing members, or Companies Effects, Houses of Refuge, Jails, Lunatic and otherbecoming members, shall be required to sign a copy Asylums, Market Halls, Masonic Halls, (no mercan­of the Constitution and Rl,lles of the Association in a tile or other hazardous risks in building,) Nunneries,book kept by the Secretary for the purpose, and such Organs in Churches and Stained Glass Windows,signature shall be considered as binding such Com- Ornaments and Vestments in do, Odd Fellows' Halls,pany not to violate the said Constitution or Rules. Public Schools, Stables, Private, (when insured with

ARTICLE I I.-Any Company may withdraw from dwellings,) Stained and Painted Glass in Churches,the Association-all dues to the end of the current Town Halls, Temperance Halls.year having first been paid-by a written notice to the RULE 3_-No member of this Association shallSecretary; but such withdrawal shall not take effect, accept a risk at less than tariff rate; and if an agentor release the Company so withdrawing, from the of any Company take a risk under the Tariff rate, heagreement entered into under Art. ro of this Consti- shall be required by his Head Office to collect the ad­tution, for the period of three months from the datc ditional premium immediately or cancel the risk,.of such notice. reporting his action on the matter to his Head Office

ARTICLE 12.-0n receiving such a notice from any without delay; but if an agent of any Company takeCompany the Secretary shall immediately notify all the a risk which is expiring in another Company-amembers ofthe Association,and itshall be optional with member of this Association at less than the Tariffthe other Companies, or anyone of them, to withdraw at rate-he shall bc requested to cancel the insurance,the same time, by giving notice to the Secretary to and shall not be permitted to take a risk on the samethat effect, unless such withdrawing Company is retir- property within one month from the date of such can-

d h I celment.ing from business, it being un erstood t at al dues tothe end of the current year must first be paid. RULE 4_-An agent of any Company-a member

ARTICLE 13.-Ten members of the Association of this Association-who has been proven to the satis­shall constitute a quorum for the transaction of busi- faction of the Association, to have knowingly taken a

d fi b h II st 't te rum of risk below the Tariff rate, shall for the first offenceness; an ve mem ers s a con 1 u a quoeither Committee. forfeit 25 per cent. of the premium on said risk; 50

per cent. for the second offence; roo per cent. for theARTICLE 14--The Constitution and Rules of the third and every subsequent offence; and in the event

Association may be altered or amended by a two- of such fines not being paid into the funds of the As­thirds vote at the Annual Meeting, or at a Special sociation within fifteen days after he has been notifiedMeeting called for the purpose-provided that not less by the Secretary of such penalty, then in such case itthan ten days' notice of such alteration or amendment shall be obligatory on the Company or Companiesbe sent or given to each member of the Association, such agent represents either to pay the amount of

Jt ~ such penalty or dismiss said agent; and he shall not@. be elegible to represent any Company a member of

M~' ..~ this Association for the period of one year from the

f' date of such dismissaL

~01 b' f?7J RULE 5_-\Vhen an agent of any Company shall

~ --J report to his Head Office an alleged violation of theTariff by an agent, or agents of other Companies, such

tHead Office shall immediately report the same to the

j Secretary with all the facts respecting the same in~ _ their possession_ The Secretary shall investigate the

_ • • I' /(/f...,/~ y~ matter, and unless it can be rectified to the satisfaction, _ of the party complaining, he shall report all the facts: of the case to the Association, whose decision in the: matter shall be finaL,

i ~t ---161---------------------------------------------------------,

-----------------------------------------------------~---j-----------------------------------------------------------,,,,,,,,,,,,,,,II,,I,,,,,,,,I,II,,,,,,,,I,,,,I,II,I,,I,IIIII,,,I,,,II,IIIII,,II,,,III,I,,,I,III,I,II,,,:I,I,,,

F

.... ----.

CANADIAN flRt UN DtRWRITtRS'

CLASS E,-SCALE OF MINIMUM RATES.

iI~l'" po'r &\0"Band Power, u:cept otherwise ItBIt· rl'1" 'HIll.

~.

,------------------------------------------------All placeB having Rand Fire Engineli, or no lire

protection.(E)

ASSOCIATION_I .\l:1'i""IIOrBI hnl'lemelllB alld

s"JooR,,,,,". . .2 .\lc~,j,,,1 BlId lAo/uoti ill l'uhJ A"cllou"",rs

TARIFF OF

MINIMUM FIRE INSURANCE RATES,

ADOPTED

1st October, 1SS8.

,,,I Ptin..~ by R G M<Lu... 'I Ad.l."J. Sl Ent. TO'O"IO 1, ,L ~

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SPEOIAL RISKS.'-(."'H1/in,,,d.

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by li~-p,o~f doora.. .•... •..•....... .••.. . ....... :! 2(; 2.:.0 J Z"Wit.... bOll",r hOUK ia !i ..l·d.......od oUl,ide oJ :.till. "ilh 110

l"OlllmllmrBlio" bel"'~D Ihem (Uef1lt Ly illBfl. bIoII 0'pJpH) .•.. ... '. .•. • .... :.!.luZ ~OJ 1101

36FLOGU ANII GHIST :.tILl.S. ' .....ter 'er).. . ..•..•. :&.,.,Z.2.':!.'"3; FLUUn MILL SrUlU::1l01'SE!l. wllell atI101QtDJ: ~Im .....d

"'pB1I.led Irom tb.. M'lil by Il.e lOW ....u. J,U'"1: .llOJII"'illlB bell"l:eo Ihem P,OlfttN Ly 6r~p, ....f "110"....... .. n""..el ~W INm MiU , ..Le.

1I110t 10 po t"", TBte aOll:: U M,il.3S FOl·SDIU",S. 1('(' Iron Fooodril'l.

J~ FKU'~~e~'~~:~~'~~~~~o"ube';i.' ~~~di~~el..d· e~ii,..i;. '~f' brick', 2.0012. ro 3.00wilb m..LoJ roof •.•.•• • ...... .... 1.2•., 1 . .'iO I 7."

~Ol"UllSlTLJIlE l'AC1·OUU:S. 1"IMm power) •.•.•.. _ ..... ~.;,u.~.7.'i.i.W

W""n.Boil... b....oe ," first-delB u" wperBted f,om F.elllry I :by llte-proo! doo",. . .. 4.2:;1~.50..,:?r.

Wheo filIile' 1>QII.~' ia fi ..t·elau Bod out~ido "f Foeto.y, w'llt110 cowmulliratioo belto'llOl1lllcm (ncept b~' .halt, bello, rpipel). ~.OO~.25~.OO

,,,,,,,,,,,,,, ,L '

2 WJ 003 . .:;0

1.;;01 CtJ3.00

:4.1 COAf'I( A:\D CARUUGI:: Ol'JLDt:IIS, (.'thoul .t"lLln)

1,1 CONft;CT10:stm:. (Ito....m pon.)....jlll bo"·m&1o,itlll ..

:t5 CONFJ::(.'TJONEHl". (.I~1Il po....er) ,.U!J<Iut boI·w.o.klllg .•.

26 COTTON AND WOOLLEN" lULr,s, Cllealll po...,,) ......•.... 3.OO3.W~.:;OWbcu Boiler bone I. tirll·dUI Bnd l;I'po.rsled ltOIll Wf MillhJ.Ii'~proof"D(Jn :i.;53.25 1.:1;:;

Wb~t1 DoUer buuae II !tnt.dl'" and lIIILriolc or thf :.Itll -,..ilL00 C'OIlIDlWlic&liou bd..eetl IlttDl '''''<']It by BbRfl. kit Dr

piJNlB)........ ..•..•.••.• t.WJ.OO 1.00F(I' pickH oUl.iId, of 11>0 llill "Dd io .. Il'pr.n.lo ho'ltIiD~

........................................1lf'tlucl .,5

rr':~I:'~:~'::L~ol~l~-:'11" ~:"~f~: t;~,~~' ;';k.~~.clJ:11 COTTON Al'iD WooLLES MILLS. ('II'&U1r !:,,?wer) .•.••.....•• 2.502.;,,3.;;0

Tbe ..roe deductioll. for pick... lIullld......." 1.1I:olllati.• prinklc. 10 be made u ill Ilf'I.lIl po...er Mill•.

II ""11011 or BbOOd, ,. llaecl III Wool/,,, JIm Add .25Tbe miD-imum rue (Ill ••llUld..rd ~hU, eilher ~loa.m Dr BIer

PO""eT will be 1.25.Norz.-All .t..lId pipu .hould be pl.eed iu tb6 IW"'"aJ

outsid, of tbe :\Iill28 COTTOS AND Wool.LEN STOREHOUSES• .tbulk uol bro""") I

Dol Dcaror LbBD 2~ leoct 10 .. UllId"td Mlll........... ... .. .60.;5. •WlIea Ileucr IbBlI 25 feel 10 • AtROd.rd Mlll... .. . .. Mill riLl'Wbl'o 110t Durer tb.ll 100 (ecllo .. IlllDdnd Mill... ...•.•• 1.00Wbell Dot t1ea.T6t thlll ao feci 10 "II o.l!io.''Y Yill.... . .;" 1.00 1.00Wholl l1urer thll 30 feet lo ..n ordil1..t, Mill... . .... YIlI r..lf.

Boiler bouse wben mentioned is understood to be Brick or Stonewitb lBt Clan Roo4ng.

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