The Role of TSM - sourcemediaconferences.com Guy Berg President Collis America 651‐925‐5410...
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Guy Berg President Collis America 651‐925‐5410 [email protected] May 6, 2009 The Role of TSM TSM Functions
Transcript of The Role of TSM - sourcemediaconferences.com Guy Berg President Collis America 651‐925‐5410...
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Guy Berg
President Collis America
651‐925‐5410
May 6, 2009
The Role of TSMTSM Functions
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TSM – Trusted Service Manager
Not a New Concept
Many exist todayPersonalization Service Bureaus
Issue cards for many banks and credit unions
EMV Data Preparation and Key Management
Acquirers
Acquirer Transactions for many Independent Merchants
IT Outsourcing
Outsourced Data Warehousing
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Global Test Tool & Consulting
TBSP
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Trusted Third Party
NFC Pilot in Romania for INGSystem Design Consulting
Component and Partner Participant Integration Project Lead
Tested the System the components
EMV application on the handset
The interface with the terminal
The interface with the TSM
Interface between the TSM and the Bank Systems
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Trusted Service Manager
What is New for NFC?
Why does NFC require a TSM?
What does a TSM do for NFC?
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What is New for NFC?Business OwnerBusiness Owner
MNO Card Issuer
Business Owner
Card Issuer
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Acquirer
Trusted Service
Manager
Mobile Network Operator
Transit Issuer
Merchant POS
Acquirer
Acquirer
BankIssuer 2
Merchant POS
Mobile Issuer
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Acquirer
Transaction
Issuer
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What is New for NFC?
Terminal ManagementApplication MgmtKey MgmtConfiguration Mgmt
Handset ManagementPymt Application Mgmt
Version MgmtLifecycle Mgmt
Pymt Appl Key MgmtActivation Mgmt
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Provisioning = application loading and initialization
Provisioning
EMV DataPreparation
HSM
Key Mgmt
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Customer CareWill the service-call be a “ping pong” game between stakeholders
Handsets
Visa
MasterCard
Amex
Discover
Loyalty
AccessTicketing Coupon
Financial
VAS
Sprint AT&T Verizon Cricket
Nokia
Samsung
RIM
iPhone
Applications
Merchants
Transit
Arenas
Fast Food
Tolls
Card Issuers
FIs
Merchants
Enterprises
Mobile Network
Operators
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New Functionality or New Entity
TSM is typically presented as a Trusted Third Party providing TSM functionality
Could TSM be new functionality within an existing business?
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Each Application Provider Provides TSM functionality
T-Mobile
AT&T
Sprint
Verizon
MNOs
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Independent Party Provides TSM FunctionalitySeamlessly serves multiple market segments
TSM
T-Mobile
AT&T
Sprint
Verizon
MNOs
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MNO Provides the TSM FunctionalitySeamlessly serves multiple market segments
TSM
T-Mobile
AT&T
Sprint
Verizon
MNOs
TSM
TSM
TSM
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Where will the Functionality Reside?
TSM
T-Mobile
AT&T
Sprint
Verizon
MNOs
TSM
TSM
TSM
TSM
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Not a New Concept
Trusted Third Party is Not New• Merchant Acquirers do it today for terminals
• First Data and others do it for banks
• Card Service bureaus do it for banks
But, New Capabilities are Required• OTA – Over‐the‐air interaction with the Mobile Handset
• New kind of application and key management
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What is New for NFC?Business Owner
MNO
Payment Application Owner
Application Issuer
Manage a application on a device you do not own.
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Trusted Service Manager
Role of the TSMDownload/provisioning to a Mobile Phone
ApplicationCardholder data
Prepare for downloadDownload
Lifecycle management of Applications on the PhoneApplicationAccount
Service for Applications on the PhoneNew Mobile Phone Activation/PersonalizationDeactivation of Application on the Old Mobile PhoneTechnical troubleshooting for Consumers
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Trusted Service Manager offeringsVenyon
Gemalto
Cassis International
ViVOtech
Atos Origin
Oberthur
etc….
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Contact detailsCollis Global & EMEALeiden, the NetherlandsCall +31 71 581 3636 Email [email protected] www.collis.nl
Collis FranceParis, FranceCall +33 66 75 08 703 Email [email protected] www.collis.fr
Collis AmericaSt. Paul, MN, USACall +1 651 925 5410 Email [email protected] www.collisamerica.com
Collis AsiaSingaporeCall +65 68 90 64 40 Email [email protected] www.collisasia.com
Collis DubaiDubai, United Arab EmiratesCall + 971 50 674 2380 Email [email protected] www.collisdubai.com
Aspects ToolsEdinburgh, United KingdomCall +44 131 225 95 00Email [email protected] www.aspectstools.com
