The · posted the same day they are originated. If you authorize ACH transactions, here are the...

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The Newsletter SEPTEMBER 2017 EDITION (260) 484-2102 | www.fpccfcu.org | [email protected] A relationship that GOES BEYOND SEPTEMBER RATES Vehicle Loans 60 months as low as 2.34% APR* 72 months as low as 2.84% APR* 84 months as low as 3.54% APR* *The annual percentage rates (APR) listed are our best rates. Rates subject to change. Your rate may vary depending on your credit score, model year of vehicle, and eligible relationship bonus. Subject to credit approval. APR valid September 1 - 30, 2017. Loan estimated monthly payment on 60 month loan at 2.34% APR = $17.75 per $1000 borrowed. Loan estimated monthly payment on 72 month loan at 2.84% APR = $15.20 per $1000 borrowed. Loan estimated monthly payment on 84 month loan at 3.54% APR = $13.54 per $1000 borrowed. Share & IRA Certificate Specials 22 months at 1.20% APY* 47 months at 1.78% APY* *APY = Annual Percentage Yield. Rates valid September 1-30, 2017. Rates subject to change without notice. Minimum investment $500. Minimum investment for MyCU members just $300. Early withdrawal penalty may apply. Reflection of Caring Did you spot us out and about in the community? We’re proud to be part of great community events like the Rager-Stiverson Memorial Softball game, TinCaps games, and the Three Rivers Festival. $ 100 $ 200 $ 300 $ 50 Apply today, and in just a few minutes, you’ll be on your way to lowering your monthly payments! $5,000 to $10,000 - $50 MasterCard Gift Card $10,001 to $20,000 - $100 MasterCard Gift Card $20,001 to $30,000 - $200 MasterCard Gift Card Over $30,000 - $300 MasterCard Gift Card Apply online at www.fpccfcu.org Refinance with us for low rates and a great money saving opportunity! Offer valid on purchase or refinance of new or used vehicles for a limited time only. Loan must remain at Fire Police City County FCU for a minimum of 12 months or amount may be added to the loan upon payoff. $300 MasterCard Gift Card will be issued for loan amounts greater than $30,000. $200 MasterCard Gift Card will be issued for loans amounts of $20,001 to $30,000. $100 MasterCard Gift Card will be issued for loan amounts of $10,001 to $20,000. $50 MasterCard Gift Card will be issued for loan amounts of $5,000 to $10,000. MasterCard Gift Card will be distributed once the loan has been approved, closed, and all qualifying criteria are met. Your rate may vary depending on your credit score, model year of vehicle, and eligible relationship bonus. Subject to credit approval. Rates and terms subject to change without notice. Call (260) 484-2102 for details. What a fantastic fireworks display to bring a close to the 2017 Three Rivers Festival! Congratulations to the FWFD and FWPD for a game well played at the Rager-Stiverson Memorial Game! Bringing some extra fun at the Fort Wayne TinCaps game! Who caught one of our t-shirts?

Transcript of The · posted the same day they are originated. If you authorize ACH transactions, here are the...

Page 1: The · posted the same day they are originated. If you authorize ACH transactions, here are the facts you need to know: The date that an ACH posts is set by the company that originates

TheNewsletter

SEPTEMBER 2017 EDITION

(260) 484-2102 | www.fpccfcu.org | [email protected]

A relationship that GOES BEYOND

SEPTEMBER RATESVehicle Loans60 months as low as 2.34% APR*

72 months as low as 2.84% APR*

84 months as low as 3.54% APR**The annual percentage rates (APR) listed are our best rates. Rates subject to change. Your rate may vary depending on your credit score, model year of vehicle, and eligible relation ship bonus. Subject to credit approval. APR valid September 1 - 30, 2017. Loan estimated monthly payment on 60 month loan at 2.34% APR = $17.75 per $1000 borrowed. Loan estimated monthly payment on 72 month loan at 2.84% APR = $15.20 per $1000 borrowed. Loan estimated monthly payment on 84 month loan at 3.54% APR = $13.54 per $1000 borrowed.

Share & IRA Certificate Specials22 months at 1.20% APY*

47 months at 1.78% APY**APY = Annual Percentage Yield. Rates valid September 1-30, 2017. Rates subject to change without notice. Minimum investment $500. Minimum investment for MyCU members just $300. Early withdrawal penalty may apply.

Reflection of CaringDid you spot us out and about in the community? We’re proud to be part of great community events like the Rager-Stiverson Memorial Softball game, TinCaps games, and the Three Rivers Festival.

$ 100

$ 200

$ 300

$50

Apply today, and in just a few minutes, you’ll be on your way to lowering your monthly payments!

$5,000 to $10,000 - $50 MasterCard Gift Card $10,001 to $20,000 - $100 MasterCard Gift Card $20,001 to $30,000 - $200 MasterCard Gift Card Over $30,000 - $300 MasterCard Gift Card

Apply online at www.fpccfcu.org

Refinance with us for low rates and a great money saving opportunity!

Offer valid on purchase or refinance of new or used vehicles for a limited time only. Loan must remain at Fire Police City County FCU for a minimum of 12 months or amount may be added to the loan upon payoff. $300 MasterCard Gift Card will be issued for loan amounts greater than $30,000. $200 MasterCard Gift Card will be issued for loans amounts of $20,001 to $30,000. $100 MasterCard Gift Card will be issued for loan amounts of $10,001 to $20,000. $50 MasterCard Gift Card will be issued for loan amounts of $5,000 to $10,000. MasterCard Gift Card will be distributed once the loan has been approved, closed, and all qualifying criteria are met. Your rate may vary depending on your credit score, model year of vehicle, and eligible relationship bonus. Subject to credit approval. Rates and terms subject to change without notice. Call (260) 484-2102 for details.

What a fantastic fireworks display to bring a close to the 2017 Three

Rivers Festival!

Congratulations to the FWFD and FWPD for a game well played at the

Rager-Stiverson Memorial Game!

Bringing some extra fun at the Fort Wayne TinCaps game! Who

caught one of our t-shirts?

Page 2: The · posted the same day they are originated. If you authorize ACH transactions, here are the facts you need to know: The date that an ACH posts is set by the company that originates

Upcoming Events

VISA ALERTSSign up for purchase alerts for your debit and credit cards! Keep your account secure by signing up for text or email notifications for online transactions, ATM withdrawals, transactions greater than specified dollar amounts, and more. Enroll your card today at www.fpccfcu.org.

Same Day ACH Phase 2: What you need to knowSame Day ACH Phase 1 was implemented last year, allowing deposits to be posted the same day they are originated.

Same Day ACH Phase 2 will be implemented on September 15, 2017 and allows withdrawals to be posted the same day they are originated.

If you authorize ACH transactions, here are the facts you need to know:

The date that an ACH posts is set by the company that originates it.

Beginning September 15, 2017, domestic ACH withdrawals (up to $25,000) may post throughout the day on the same day they are authorized by you.

If you have a preauthorized electronic payment, such as a recurring utility payment, there will most likely be no change to the payment posting date/time.

As a best practice, make sure you have sufficient funds in your account before you authorize or initiate a payment.

If you have any questions regarding Same Day ACH, feel free to contact us at 260-484-2102.

Main Branch 3306 North Clinton St Fort Wayne, IN 46805

Rousseau Centre 1 East Main St, Ste B32 Fort Wayne, IN 46802

Citizens Square 200 East Berry, Ste 95 Fort Wayne, IN 46802

East Coliseum 1802 Inwood Dr

Fort Wayne, IN 46815Southeast

907 East Tillman Rd Fort Wayne, IN 46816

Southwest 4705 Illinois Rd, Ste 118 Fort Wayne, IN 46804

Northeast 7505 Maplecrest Rd

Fort Wayne, IN 46835Northwest*

10123 Lima Rd Fort Wayne, IN 46818

New Haven* 104 Lincoln Hwy West New Haven, IN 46774

*ALSO OPEN SATURDAY 9AM-12PM

OUR LOCATIONS Digital Wallet Is Here!With digital wallet, you can securely store your Credit Union credit and debit card to make purchases at a store or online with your mobile device. Enroll your card today to start making quick and secure payments with your smartphone, tablet, or smartwatch.

Android Pay™ can be used to make in-store purchases, as well as to buy items within mobile apps. Android Pay is available at more than one million stores.

Apple Pay™ is easy, secure and allows users to make purchases at hundreds of thousands of stores with a simple touch of the finger using your Touch ID ™.

Samsung Pay™ is simple, secure and works almost anywhere you can swipe or tap your card. Samsung Pay works with more retailers than any other mobile payment service.

Visa® Checkout is an online digital payment service which allows you to safely store your credit or debit card details to avoid the hassle of entering your payment and shipping details each time you make a purchase on your smartphone, tablet or computer. It works anywhere Visa Checkout is accepted.

To learn more, visit www.fpccfcu.org/digital-wallet.

TUESEP 12

APPLE TREE LUNCH-N-LEARNTuesday, September 12, 2017Join us at our Rousseau Centre location to enjoy lunch and learn more about what our partners at Apple Tree Financial Group can do for you!

THUOCT 5

TILLMAN COMMUNITY PICNICThursday, October 5, 2017From 11am-3pm, we will be having a picnic to celebrate our members and the community.

TUESEP 26

APPLE TREE LUNCH-N-LEARNTuesday, September 26, 2017Join us at our Citizens Square location to enjoy lunch and learn more about what our partners at Apple Tree Financial Group can do for you!

TUEOCT 3

SLICE OF KNOWLEDGE: WHAT IS CREDIT?Tuesday, October 3, 2017We’ll be dishing up tips, advice, and pizza at Pizza Hut on E State St. at our Slice of Knowledge to understand credit.

TAP TO PAY

FRISEP 15

MEMBER APPRECIATION DAY - MAPLECRESTFriday, September 15, 2017From 11am-3pm, we will be celebrating our members with food, fun, and giveaways!